How about Royal Jinrui Annuity Insurance

Royal Jinrui Annuity Insurance is a fixed-term annuity insurance product, the maximum underwriting age is 70 years old, and the coverage content is special survival insurance benefit, survival insurance benefit, maturity survival insurance benefit and death insurance benefit.

If you want to have an in-depth understanding of the product of Royal Jinrui Annuity Insurance, you can take a look at this article first:

Can Royal Gold Wealth Insurance Plan really become the ballast stone of the family economy?

Then next, the senior sister will make a simple evaluation of the Royal Jinrui Annuity Insurance! Without further ado, let's go straight to the picture above:

1.The duration of the coverage is short.

There are 2 options for the protection period of Royal Jinrui Annuity Insurance, which are 8 years and 15 years, compared to the long-term protection from 60 70 to 80 years old or for life, the protection period of this product is indeed shorter.

If you are a small partner who usually prefers long-term protection, it may be difficult to find a suitable protection period for you in the product of Royal Jinrui Annuity Insurance.

Learn this trick and stay away from the 99% pit of annuity insurance.

2.There are many options for payment periods.

There are 4 types of payment terms for Royal Jinrui Annuity Insurance, namely single payment, 3 years, 5 years and 10 years, which can give you more flexibility compared to those products that only have 2 or 3 payment term options on the market.

In this way, you can choose the payment period that suits you according to your real situation!

3.There is a wide range of age groups.

The age range of Royal Jinrui Annuity Insurance is 0-70 years old, that is, the maximum underwriting age of this product is 70 years old.

However, it should be noted that not all people under the age of 70 can be insured with Royal Jinrui Annuity Insurance, the insurance age of this product is related to the payment period, choose to pay in a single payment, 3 years to pay the payment period, the maximum underwriting age is 70 years old.

If you choose to pay in 5 years, the maximum coverage age is 65 years old, and if you choose to pay in 10 years, the maximum coverage age is only 55 years old!

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Hello! The benefits of Royal Annuity Insurance are as follows:

1) Special survival insurance benefit.

Starting from the 5th year, how long and how much money you can receive vary depending on the payment period, up to 5 years, and up to 100% of the annual premium can be received every year, as shown in the above table.

For example, if you choose to pay for 3 years and the premium is 100,000 yuan for the first year, you can receive 60,000 yuan per year for the 5th to 7th years.

2) Survival insurance benefits.

If you choose to pay for 10 years, you can receive 50% of the sum insured as a survival benefit every year if you continue to survive during the 10th to 14th years.

3) Maturity survival insurance benefits.

At the end of the insurance period, i.e. in the 8th or 15th year, you can receive a lump sum payment of 100% of the sum assured as a maturity benefit.

4) Can be used with a universal account.

With the universal account, we can invest the annuity, maturity or spare money we receive into this account, and the money in it will be settled according to the latest settlement interest rate every month, the higher the interest rate, the higher the income.

There are 2 types of universal accounts that can be matched with this product, and the income will be different after choosing different universal accounts.

This product, if it is not paired with a universal account, the rate of return is only, it is very low.

After matching the universal account, taking the mid-range interest rate as an example, it will take 20 years to have a higher yield, between 3% and 4%.

If you can't afford a 3%-4% gain, or you don't have a single amount of money to keep for 20 years, then it's not recommended to buy this product.

If you want to know what products are available with high returns, you can click to make an appointment for 1-to-1 insurance planning service.

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Royal Jinrui Annuity Insurance may be a good choice for people who want to carry out short-term financial management, its protection period is 8 years, if you want to carry out long-term financial management of small partners want to buy Royal Jinrui Annuity Insurance, you can match another type of Jucai Bao Universal Insurance of Royal Jinrui Insurance Plan, so that even if the Royal Jinrui Annuity Insurance expires, the policyholder can continue to hold the Jucai Bao Universal Insurance account.

There are still some things that need to be paid attention to when applying for Royal Jinrui Annuity Insurance, and if you are interested, you can poke this: Can Royal Jinrui Insurance Plan really become the ballast stone of the family economy?

Summary. 1. Ping An Life's Ping An Yuxiang Jinrui Annuity Insurance product is quite good, and the insurance age range of this product is: people who are 28 days old - 70 years old.

2. Ping An Yuxiang Jinrui Annuity Insurance only provides a choice of two insurance periods: 8 years and 15 years, and a variety of payment periods such as single payment, 3-year payment, 5-year payment, and 10-year payment are covered. When applying for insurance, you are allowed to choose the insurance plan that is most beneficial to you according to your own protection needs and actual income. 3. In terms of protection content, this Ping An Royal Jinrui Annuity Insurance mainly provides four responsibilities: special survival insurance, survival insurance, maturity survival insurance and death insurance.

Among them, the time and amount of "special survival insurance benefits" are determined by the payment period selected at the time of application, and the "survival insurance benefits" are received by the insured who pays the premium for 10 years. In addition, this Ping An Yuxiang Jinrui Annuity Insurance has also set up additional rights and interests such as universal accounts.

Very good annuity insurance products, worth considering, as follows:

1. Ping An Life's Ping An Yuxiang Jinrui Annuity Insurance product is quite good, and the insurance age range of this product is: people who are 28 days old - 70 years old. 2. Ping An Yuxiang Jinrui Annuity Insurance only provides a choice of two insurance periods: 8 years and 15 years, and a variety of payment periods such as single payment, 3-year payment, 5-year payment, and 10-year payment are covered.

When applying for insurance, according to their own protection needs and actual income, they are allowed to choose the insurance plan that is most beneficial to them. 3. As far as the state belt protection content is concerned, this Ping An Royal Jinrui Annuity Insurance mainly provides four responsibilities: special survival insurance, survival insurance, maturity survival insurance and death insurance. Among them, the time and amount of the "Special Survival Premium" are determined by the period of payment of the Trail Fee selected at the time of application, and the "Survival Premium" is intended for the insured of the 10-year premium payment plan.

In addition, this Ping An Yuxiang Jinrui Annuity Insurance has also set up additional rights and interests such as universal accounts.

Hello! Please pay for 3 years, pay 40,000 yuan per year, when will the principal be returned and how much is the interest?

Pay for 3 years, pay 40,000 yuan per year, and return the principal in the eighth year, as follows:

Pay for 3 years, pay 40,000 yuan per year, pay a total of 120,000 premiums, and attach a universal account to protect the positive obstacle for life, then, it is equivalent to the 8th year of the return of the sun, see as follows: 1. Special survival fund: 35-37 years old to receive 60% of the annual premium, a total of 10,000; 2. Maturity insurance premium:

Safely returned 50,000 and quietly repented.