What are the Chinese Life Annuity Insurance products?

Chinese life annuity insurance products are currently on sale: Xinrui Stable Win Annuity Insurance, Fuxiang e-Life Pension Insurance (Internet Exclusive), Xinrui Annuity Insurance and Ruixin Annuity Insurance (2022 version), etc. You can choose the annuity insurance product that suits you according to your own protection needs, and you must not blindly apply for insurance.

How is Chinese life, what products are there, and is it good?

Then in the next time, the senior sister will take Chinese Life's "Xinrui Stable Win Annuity Insurance" as an example to introduce to you whether this product is worth insuring! Without further ado, let's go straight to the picture above:

1.Flexible payment terms.

As can be seen from the above figure, there are 5 kinds of payment term options for Xinrui Wenying annuity insurance, which are single payment, 3 5 8 10 years payment, and you can flexibly choose the payment term option that suits you according to your own economic ability, so as not to add excessive economic pressure to yourself.

And in Xinrui Win Annuity Insurance, there is not only a single payment method, but also a regular payment method, compared with those annuity insurance products on the market that can only choose to pay periodically, this product is undoubtedly to improve the flexibility of everyone to choose the payment period.

How to choose the payment period so that you will not lose?

2.Other rights and interests are relatively simple.

According to the terms, the other rights and interests of Xinrui Wenying Annuity Insurance are only the conversion of annuity benefits, such as reduced payment, automatic premium payment and other rights and interests services, which do not exist in this product.

In contrast, the product of Xinrui Win Annuity Insurance does not allow the insured to enjoy more comprehensive rights and interests services, so you should pay attention to it when applying for insurance!

Is Xinrui Win Annuity Insurance from China Life really strong? After reading this article, you will know!

Chinese Life Insurance Company sells annuity insurance products such as China Life Zunyi Life Pension Insurance, China Life Xinrui Stable Win Annuity Insurance, China Life Xinrui Annuity Insurance, etc., there are many annuity insurance products, which one performs specifically, you need to specifically analyze its protection content to judge, and small partners need to choose the appropriate annuity insurance for themselves according to their own protection needs when purchasing.

The senior sister has also evaluated the annuity insurance products of Chinese Life before, and those who want to know about it can read this article:Is Xinrui Win Annuity Insurance from China Life really strong? After reading this article, you will know!

When we buy annuity insurance products, we do not need to be limited to the insurance company of Chinese Life Insurance, although Chinese Life is a reliable insurance company, but the performance of each product is different, it is recommended that you compare several insurance companies, I don't know how to look at the insurance company, this article tells you:When we look at insurance companies, what exactly do we look at?

So how should we choose when buying annuity insurance?

1. Purchase on demand.

Annuity insurance can be divided into education annuity insurance and pension insurance according to its function.

In fact, it is very easy to understand that education annuity insurance is to pay the corresponding education insurance money when the child reaches a certain age for the expenditure of education expenses. The pension insurance generally stipulates how old you can start to receive an annuity, and you can receive a pension if you survive to the age you choose, and you can plan your pension life according to your needs.

2. Choose a product that can be guaranteed to be received.

Choosing a guaranteed product guarantees that we will not lose our earnings during our lifetime. For example, if the insured person dies not long after receiving the annuity and purchases the guaranteed annuity insurance, the insurance company will pay the total amount of the annuity that should have been paid during the guaranteed payment period. Hope.

Chinese life annuity insurance includes Xinyu, Xinyu Jinsheng, Xinyu Zhenxiang, Xinyu Nian, Xinyao Oriental, Xinxibao, Xinyao Future Annuity, Xinxiang Hongfu, Xinfu Linmen, and Xinfubao.

1.The protection enjoyed by Xinyu is that 100% of the insured amount can be paid before the expiration of the 10th policy year of the contract, and the special survival benefit can be paid from the fifth to the tenth policy year, and will be paid after the expiration.

2.China Life Xinyu Jinsheng is an annuity insurance, which mainly provides survival insurance, maturity insurance, death insurance, and passenger traffic accident protection.

3.The protection enjoyed by Xinyu mainly provides annuity payment, different payment periods, different amounts, maturity payment, and no insurance premium for death or accidental injury with high physical disability.

4.Xinyu Annuity Insurance: You can choose to pay single or three-year-old closed rock annuity, the main insurance can be insured for 10 years, or you can choose whole life insurance, and increase the universal account life insurance.

5.The content of the new Oriental insurance is to receive 60% of the premium every year from the 5th to 9th years, and the basic sum assured will be paid at the end of the 10th year, with death benefit.

6.New Xibao's coverage includes special care**, annuity, nursing care** and death insurance**. Match with the new Zunbao universal account.

7.Xinyao Future Annuity Slip Insurance has annuity, special survival payment, maturity payment, and death, which can be matched with the New Treasure Celebration Edition.

8.The annuity of Xinxiang Hongfu Annuity Insurance is 10% for 3 years, 16% for 5 years, and 25% for 10 years, and will be returned at maturity.

9.The protection content of Sun Fook Linmen Annuity Insurance is to provide special survival protection, annuity protection, maturity protection and death protection.

10.Sunwealth Imperial Annuity Insurance provides special nursing benefits, annuities, nursing benefits and death benefits.

Different people have different understandings of happiness, how do you understand it? As ordinary people, we hope that the elderly will be supported, the young will be educated, the wealth will grow steadily, and the family will be harmonious and happy. China Life Xinfu Annually Portfolio Plan can easily realize your family's wealth dreams and give you full happiness.

The policyholder has purchased both China Life Xin Account Endowment Insurance (Universal Type) (Diamond Version), China Life Xinfu Annuity Insurance and China Life Xinfu Annuity Insurance for the insured, and chooses China Life Xinfu Annuity Insurance and China Life Xinfu Annuity Insurance for 5 years, with an annual premium of 100,000 yuan, and the pension begins to receive on the corresponding date of the year when the elderly reaches the age of 60, and agrees with the Company that China Life Xinfu Annuity Insurance and China Life Xinfu Annuity Insurance generate each annuity, pension, life pension and maturity insurance will be automatically transferred to the personal account as the insurance premium of China Life Xin Account Dual Insurance (Universal Type) (Diamond Version).

Features: Consistent and stable cash flow.

If the insured survives from the effective date of the policy, the annuity paid for the first time is 12% of the insurance premium paid by Xinfu for the first time every year, and 15% of the basic insurance amount of the contract will be paid every year until the age of 79, which will be paid and returned every year, so that you have a continuous and stable cash flow. Bright stool.

Ultra-fast refund of insurance premiums paid.

If the insured survives, in accordance with the terms and conditions, Xinfu can be returned at the earliest age of 55, so that your funds are safe and reliable, and the pension insurance contract in the middle of Xinfu continues to be valid, and you can also receive an annuity every year according to 15% of the amount of basic insurance.

High-growth wealth gold.

You can choose to transfer each annuity, pension, longevity and maturity insurance money generated by Xinfu every year to Xin account (diamond version) to realize the secondary appreciation of wealth and calmly cope with inflation.

Flexible pensions.

If you choose to use the Diamond Xin account as a pension reserve, you can choose to receive a generous pension after retirement, and the retirement age can be flexibly selected to meet the needs of the pension and enjoy the golden sunset.

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