Can you be insured for car maintenance fees, and can you be insured for normal car maintenance

Mine is the motorcycle was reversed by the car and the person suffered a muscle injury, which is my primary responsibility, and the secondary responsibility of the car. What should I do? Seek help?

Now that my motorcycle has been repaired, I said I was going to send it back. They say there are no blue receipts. Can I only get insurance with a black receipt?

Unless you can prove that the repair was caused by a traffic accident, you can't go for insurance. If it is still an accident, the insurance will definitely pay for it.

Car engines.

Repairs are not insured:

1. If the engine is damaged normally, it is not possible to take insurance, if it is damaged by an accident, it can be insured;

2. Engine overhaul is not included in the insurance, there should be no such insurance, so you can't take insurance;

3. If it is a fault caused by a collision, this must be insurable, but normal damage is not.

Most engine overhauls cannot be insured, unless the accident affects the engine damage, then it can be insured. Camshaft of the engine.

There are two types of layouts: OHC (overhead camshaft) and OHV (undercamshaft).

At present, Japanese and European car manufacturers prefer the design of overhead camshafts; Bottom-mounted camshafts, on the other hand, are generally only visible on American cars.

Normal maintenance and repair general insurance companies do not have this business, but some manufacturers or 4S will have extended the warranty business in order to retain old customers and extend the warranty period.

The normal maintenance of the car cannot be reported for insurance, unless it is the car damage caused by an accident, in this case, it can be reported for insurance to carry out maintenance.

Definitely not, because the insurance covers accident insurance, such as damage to the vehicle caused by the collision caused by a traffic accident, personal **, etc., you can take a good look at the coverage on the policy.

If you can't apply for insurance, the normal maintenance of the vehicle belongs to the routine repair of maintenance and wear, which is different from the accident repair of the insurance, and cannot be reported for insurance claims.

This depends on what kind of maintenance it is, if the car is hit, it can be insured, if the car is damaged by natural aging, the insurance company generally does not pay.

If the car is normally maintained, the insurance will not pay you a claim, and it is useless to report the insurance, which belongs to the natural wear and tear of the vehicle.

Insurance is to report to the police in the event of damage to the vehicle caused by an accident, and then notify the insurance company, and the insurance company will bear the responsibility for compensation in accordance with the insurance contract. The normal maintenance and repair of the vehicle is not covered by insurance, so it cannot be insured.

The car is repaired normally, and you have full insurance to apply for insurance.

If you buy normal maintenance, you can apply to the insurance company for compensation, if you don't buy normal maintenance, then there is no reimbursement.

You can find the culprit party for reimbursement.

Of course, the transportation expenses incurred during the maintenance of the vehicle can be reimbursed to the insurance company, and if it is not available, it can be reimbursed to the owner of the accident.

1. Is the maintenance fee paid directly by the insurance company for vehicle maintenance?

After the S shop assesses the damage, the repair cost of the party's vehicle consists of two pieces, and the part borne by the insurance company is paid by the party in advance, and then claims compensation from the owner's insurance company according to the repair invoice. The other part is the part of the compensation that should be paid by the rear car, which should be paid by the owner of the rear car or the driver who caused the accident, and then the other party should go to his own insurance company to claim payment.

2. Legal basis: Article 5 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

With the approval of the China Insurance Regulatory Commission, insurance companies may engage in compulsory insurance business for motor vehicle traffic accident liability. In order to ensure the implementation of the compulsory insurance system for motor vehicle traffic accident liability, the China Insurance Regulatory Commission has the right to require insurance companies to engage in compulsory insurance business for motor vehicle traffic accident liability. Without the approval of the China Insurance Regulatory Commission, no unit or individual shall engage in compulsory insurance business for motor vehicle traffic accident liability.

2. Whether the insurance company provides the vehicle during the car maintenance period.

There is no law that stipulates that the insurance company has the obligation to provide the vehicle, and if it is only a voluntary act of friendship by the insurance company, the insurance company generally does not provide a transportation vehicle, but generally gives a certain amount of transportation subsidies. According to the law, if the insured motor vehicle has a road traffic accident and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Non-accidents cannot be insured, and accidents can only be insured.

Summary. Damage insurance does not cover damage to the vehicle during repairs. It is stated in the exclusion clause of the car damage insurance:

During the competition and testing period, the damage insurance will not be paid for the damage that occurs during the repair, maintenance and modification of the business premises. Car damage insurance can mainly protect the insured vehicle in the process of use, if the vehicle is damaged due to collision, fall, overturn, falling external objects, storm, rainstorm, tornado, flood, subsidence, **, mudslide, landslide and other insured accidents, you can get a claim.

Hello dear! No, you cannot.

Damage insurance does not cover damage to the vehicle during repairs. In the exclusion clause of the car damage insurance, it is stated that the car damage insurance will not be compensated for damage that occurs during the competition, test period, repair, maintenance and modification of the business premises.

Vehicle damage insurance can mainly protect the insured vehicle in the process of use, if the vehicle is damaged due to collision, falling, overturning or rough, falling external objects, storms, rainstorms, tornadoes, floods, subsidence, **, mudslides, landslides and other insured accidents, you can get a claim.

Car damage insurance is not necessarily free to repair with Xingwei dates, such as: 1If the limit of car damage insurance is exceeded, then the owner needs to bear the excess limit; 2.

If the car owner reports the accident too late, such as more than 48 hours to report the accident, although the insurance company will not refuse to pay for it, if there is a part that cannot be confirmed as a result, the insurance company will not compensate for the loss of that part; 3.Losses that fall within the scope of the exclusion of vehicle damage insurance will not be compensated, such as natural wear and tear of the vehicle, decay, decay, quality defects, separate loss of tires, etc.

Summary. Hello dear, this is not necessarily! Many people's cars will have some accidents and accidents, so the car needs to be insured in time after an accident.

However, after applying for insurance, you also need to pay the maintenance fee in advance, and then the insurance company will reimburse you. However, after the repair, you also need to pay some relevant funds yourself, because the requirements stipulated by the insurance company are also to reimburse part of the expenses, and cannot reimburse all the expenses after the accident. Therefore, people should also contribute part of their own funds, which can also help both parties better bear the accident!

Hello dear, this is not necessarily! Many people in Xiaoye will have some accidents and accidents in their cars, so it is necessary to report insurance in time after an accident. However, after Yin Shenmin applied for insurance, he also needed to pay the maintenance fee first, and then the insurance company reimbursed him.

However, after the repair, you also need to pay some relevant funds, because the requirements stipulated by the insurance company are also to reimburse part of the expenses, and not Fengzhi can reimburse all the expenses after the accident. Therefore, people should also contribute part of their own funds, which can also help both parties better bear the accident!

Under normal circumstances, when you apply for insurance to repair the car, you need to pay for the repair of the first sail car by yourself, and then wait for the reimbursement of the insurance company. If the reimbursement ratio does not reach 100%, then after the insurance company reimbursement, the owner still needs to pay part of the money.