Buying a car vs. renting a car, why buying a car is a lease contract

In fact, whether to buy a car or rent a car depends entirely on personal car habits and car needs.

According to international practice, when the average annual household income reaches 1 2 of the car, it has the ability to buy a car. However, this does not justify you to buy a car. After buying a car, you have to maintain the car, that is, the daily use cost, which often accumulates far more than the initial cost of buying the car.

Take buying an ordinary car with a market price of about 100,000 yuan as an example. The annual car maintenance cost is about 33,000 yuan (including 5,000 yuan for insurance, 2,500 yuan for fixed parking, 1,500 yuan for temporary parking, 1,000 yuan for road and bridge fees, 16,000 yuan for gasoline, 1,000 yuan for car washing, and 5,000 yuan for maintenance fees, total: 35,000 yuan), and the "car maintenance and purchase cost ratio" reached 33%.

If you include the car price** and the depreciation cost of the car (10 years of service life, 10,000 yuan of depreciation per year), after two years, the car will become a "negative equity". The high-end car of more than 200,000 yuan, not only the purchase of the highest is higher, the corresponding costs, especially the expenditure of maintenance fees are much higher than the low-grade cars, because the replacement is imported high-end accessories, each maintenance is thousands or even tens of thousands of yuan of expenses. Therefore, no matter what price model is purchased, the maintenance fee has almost become an "unaffordable burden".

And the same grade of cars, in Scirco Qingdao car rental company, can be rented for 200-300 yuan a day. For business people who only occasionally need to go out to discuss business, buying a car is very inefficient and obviously not as cost-effective as renting a car. If you choose to rent a car, it is equivalent to "equipping" your own private car all over the country, which can not only drive freely anytime and anywhere, but also meet the needs of consumers such as business, travel, travel, etc., and this all-round distinguished service can be enjoyed by paying only a few hundred yuan of daily rent!

It's very simple, buy a second-hand car, take all 40,000 yuan, it is a means of transportation, the car price is cheap, the car insurance is cheap, pay attention to maintenance, and you can use it for several years.

1.Before picking a second-hand car, you should be psychologically prepared for the appearance of the car, and cars with a certain age will inevitably have the possibility of exterior painting, interior wear, replacement or addition of parts;

2.The small number of kilometers of the car does not necessarily prove that the car is short and in good condition; The number of kilometers can be adjusted manually;

3.Second-hand vehicles inevitably have maintenance records, and it is necessary to distinguish the severity of the accident and whether it affects the later use of the vehicle;

4.Mainly check whether the chassis, doorway, ABC column, trunk, engine and other parts are deformed, repaired or loose;

5.Second-hand cars mainly pick up machines, power, handling, suspension, etc., and you need to get on the car for a test drive;

6.Look at the car's driving license and motor vehicle registration certificate to find out the real registration date;

7.All the procedures must be clarified and done, and the insurance must be transferred and re-handled, otherwise there will be no compensation if there is another insurance;

Beijing has a second-hand car industry, not a second-hand car dealer, is specialized in vehicle appraisal and evaluation of the agency to buy second-hand cars, is to assist consumers to buy cars, by two senior vehicle appraisers to take you to the major car transactions, consumers choose the car ** and model, the appraiser for its personal inspection of the car condition, not suitable can continue to choose, and into the large plant with professional vehicle instruments in-depth inspection, after the successful purchase of the car, with a 1-2 year quality assurance contract for the vehicle.

Depending on how often you use your car, if you use the car for more than 2 days a week on average, it is generally a good deal to buy a car.

If the frequency of use is not very large, I think it is more cost-effective to rent a car, and occasionally you can change the gear to play, and you can also use the car in other places. If it is used frequently, it is better to buy a car. Feel the same way!

The net purchase price of a car is 10 yuan, and the rental car is less than 300 yuan a day, and now everything is rising, and new and used cars do not have to pay vehicle and vessel tax every year? Vehicle and vessel taxes are higher than before, if you buy a displacement can also spend less vehicle and vessel tax, but maintenance and repair is enough to worry about, just for transportation, renting a car is more cost-effective, insurance does not need you to pay, what taxes do not need you to pay, maintenance does not need you to worry, want to rent a decent car, generally rent a cheap car!

Legal analysis: a rental car can be bought, and the vehicle can be transferred. You need to wait until you pay off the car before you can transfer it to your name.

Legal basis: "Provisions on Motor Vehicle Registration" Article 19 Where an application is made for transfer of registration, the current owner of the motor vehicle shall fill in the application form, submit the motor vehicle for inspection, and submit the following certificates and vouchers: (1) the identity certificate of the current motor vehicle owner; (2) Proof and voucher for the transfer of ownership of motor vehicles; (3) Motor vehicle registration certificate; (4) Motor vehicle driving license; (5) For motor vehicles under customs supervision, the Certificate of Release of Supervision of Vehicles under Customs Supervision of the People's Republic of China or the transfer certificate approved by the Customs shall also be submitted; (6) If the motor vehicle exceeds the validity period of the inspection, the motor vehicle safety and technical inspection certificate and the compulsory insurance certificate for the liability of traffic allergy shall also be submitted.

If the owner of the motor vehicle is domiciled within the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of acceptance of the application, confirm the motor vehicle, check the rubbing film of the vehicle identification number, review the submitted certificates and vouchers, withdraw the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer on the motor vehicle registration certificate, and re-issue the license plate, driving license and inspection mark. If the domicile of the owner of the motor vehicle is not within the jurisdiction of the vehicle management office, the vehicle management office shall handle it in accordance with the provisions of Article 13 of these provisions.

Legal analysis: just provide financial leasing services to customers. It's not really a car loan.

Legal basis: Civil Code of the People's Republic of China

Article 707: Where the lease period is more than six months, it shall be in writing. If the parties do not adopt a written form and cannot confirm Article 707 If the lease term is more than six months, it shall be in written form. If the party does not file the lease in writing and cannot determine the lease term, it shall be deemed to be an indefinite lease.

If the lease term is fixed, it shall be regarded as an indefinite lease.

Article 710 The lessee shall not be liable for compensation if the leased property is used in accordance with the agreed method or according to the nature of the leased goods, resulting in the loss of the leased property.

Article 715 The lessee may, with the consent of the lessor, make improvements to the leased property or add other things. If the lessee improves or adds other things to the leased property without the consent of the lessor, the lessor may request the lessee to restore the original state or compensate for losses.