Should I buy a car, and why shouldn t I buy a car?

According to your description, you have the strength and conditions to buy and maintain a car, but your current living environment does not particularly need a car. If you buy a car just for the sake of face, there is no need to waste this money at all, so you don't have to contradict it, keep the money, and when you really need to buy a car, the wealth you have accumulated can buy a better car than all of them.

My real experience, in 97 years, because I like cars, I bought a Jetta, at that time I had a car is a more face-saving thing, only I have a car in the circle of friends around me, and it feels really good like a successful person. Saying that more than ten years have passed, I also changed my second car, at this time many friends around me also have a car, not to mention the sense of achievement, seeing that other people's cars are better than their own, and even have an inexplicable inferiority complex in my heart.

It depends on your needs, in fact, you don't need to buy a car in this situation, my husband earns 10,000 yuan a month, I have a monthly income of 2-40,000 yuan, my husband's classmates and colleagues have cars, and even subordinates have cars, but we just don't buy them, what's the use? Cars are useless for the two of us, so we don't have those vanities, if you pay more attention to face, you can buy it, after all, everyone's is different. We now go out by taxi, it's very cheap!

There is also a driver.

You don't need to buy it, the troubles after buying a car are not only the old fee of 30,000, parking problems, illegal problems, borrowing car problems, scratching problems, big and small. Once, my house was stuck in traffic, and I only walked 20 meters for two hours, and there was no parking place on either side at that time, so I could only be stuck in a traffic jam on the road.

You can rent a car for a weekend out.

Everyone's outlook on life and values are different, depending on your orientation. The economic conditions are met, buy a 100,000 family sedan car with your usage at all can not spend 30,000 a year, in fact, there is not much money to maintain a car, and the same as raising children, you can be rich or poor. There is no question of face, and now hundreds of thousands of cars are driving out without anyone looking at you.

Unless it's a million-dollar car, it's called face-saving, right? It mainly depends on whether you like the car or not, if you like it, buy it for fun, don't buy it if you don't like it, it's really useless for you.

It's better to buy it, with your economic foundation is very suitable for buying a car, buying a small fit, and saving fuel, after all, you can't guarantee not to go out.

The conditions of my family are similar to yours, and my wife also bought a Yaris. Buy it!

Face is important or life is important.

Finally, don't buy a Japanese car. This is especially true for cars imported from Japan. nnd

The rest is up to you.

It depends on which city you are in, and it doesn't matter if you buy a car that is too expensive. But you can't buy a Japanese car to save fuel money, the safety performance is not good.

Chatting with a female friend, I learned that she had already bought a car herself. Looking at the circle of friends that day, there was also an old classmate waiting for the traffic light in a car!

Now it's easier and easier to buy a car, and more and more people are buying a car. Many people buy a car for the convenience of travel, and some people buy a car to save face and marry a daughter-in-law. Everyone's purpose is different, but as long as you can meet your needs and can afford it, why not!

It's just that for me, I've been taking the driver's license test for a few years, but I don't feel the need to buy a car, and I summarized the following reasons:

1.Not practical.

The reason why many people buy a car is mainly because they see that their relatives and friends have bought a car, and they don't buy a car, so they feel faceless, so they don't care whether they are practical or not, and they also buy it, only to find that they rarely drive out every day in addition to commuting, the car has accumulated a layer of dust, the car is not much to drive, and it costs hundreds of yuan in parking fees every month, which is distressing.

2.Cars depreciate too quickly and too much.

The car is a consumable, after buying it back, it began to depreciate, I saw an analysis that the car, especially in the first 3 years, the speed and magnitude of depreciation are very large, 200,000 cars, I don't want to open for a year, second-hand car dealers give up to 150,000, and even 150,000 are not sold.

Money deposited in the bank will have interest, you can buy **, buy a car is to depreciate too fast, too loss.

3.Public transport in cities is becoming more and more convenient.

Now the bus and subway extend in all directions, which is particularly convenient, and the key is not to get stuck in traffic, and it is safe. There are also all kinds of "taxis", which are equivalent to hiring a driver for nothing, isn't it fragrant......

Well, when you think about it this way, you really make a lot of money by not buying a car!

For ordinary office workers, it is particularly difficult to earn every penny, and they have to pay sweat behind them, the salary of ordinary office workers is generally between 3000-10000 yuan, even if they can reach a monthly salary of more than 10,000 yuan, that is also a very small number of people, after the salary is in hand, they usually have to rent or provide a house, as well as their own food and clothing expenses, not to mention children and the elderly to support, it is almost very difficult to save some money for a salary of several thousand yuan a month, and it is already very good to save 20,000 or 30,000 yuan a year.

Although family cars are getting cheaper and cheaper, buying a new car will start at least 70,000 or 80,000 or even 100,000 yuan, which means that the down payment alone will cost most of the savings of office workers, and they will have to bear car loans and interest in the future.

Reason 2: The cost of maintaining a car is not a small expense The recent news about oil prices can be said to have blown up many people's circle of friends, and the high oil prices have made many people regain their previous electric cars and bicycles, which is nothing more than saving a little fuel cost in Yelu. As the saying goes, it's easy to buy a car and it's hard to maintain a car, and this sentence can't be experienced before buying a car, but when you have a car, you will instantly understand this truth.

Even if you say that after you buy the car, you don't drive it most of the time, just drive it out on the weekend, and the fuel cost doesn't cost much, but for the whole, the cost of fuel is only a part of the cost of maintaining the car. Car maintenance also includes parking fees, traffic violation fines, Song Biqing car washing fees, insurance premiums, maintenance fees, etc., these costs do not seem to be much, but after adding up, at least about 10,000 expenses a year, for office workers, just raising a car will cost them two or three months of salary, the pressure is self-evident.

Reason 3: The car scene is too single For ordinary office workers, except for weekends, the car scene on weekdays is almost two points and one line, except at home or in the company, if the road is relatively close, you can walk or ride a bicycle to get there, if it is farther, it is more cost-effective to choose public transportation or carpool with colleagues.

With my wife and I's income, it's still easy to buy a car, but I'm used to taking a taxi and even squeezing the bus, which is particularly out of place in this era of pan-consumption. The residential building where I live is dominated by teachers, and 40% of the families have bought cars, and my colleagues in the unit are even more enthusiastic about buying cars, and each one is more luxurious than the other. There must be a commonality in saying it:

The first reason:

I have a natural fear of driving, I know that I am used to divergent thinking, and I am worried that I will lose concentration while driving, and I will enter the mental state of mind when I drive. And driving is a very careful job. Therefore, "safety first" is the main reason.

The second reason: the cost of running the car is too high.

The nature of a farmer made me reluctant to spend unnecessary expenses in my daily life, as I was accustomed to living a simple life. I once calculated that the depreciation life of the car is actually only 5-10 years, and the annual operating cost is close to 10,000 yuan, and even if I go to work every day, the cost will not be so high. To put it bluntly, it's just to save money.

The third reason.

It is also the thinking of most civilian families.

The fourth reason is for health.

As an office worker and a mental worker, it is necessary to move more and move more. Once you buy a car, the dependency mentality will follow, and the habit of using a car as a substitute for transportation is extremely detrimental to physical and mental health. If you don't buy a car, you are also forcing yourself to be more active.

The fifth reason: fear of trouble.

Having a car is convenient, but there are also a lot of troubles that come with it, and there are not so many troubles without a car.

The sixth reason: pay attention to affordability, and the picture is pure.

At this point, some people will laugh at me and say that I am stingy, picky, stingy, timid, ......Conservative thinking, will not consume ahead of time, do not understand modern life, the pace of life is slow ......Hehe, no matter how you laugh and tease, the biggest characteristic of my kind of person is that he does not chase fashion, is comfortable with what he encounters, and has to get by and ......Hehe, all in all, it's like our number, and the people who produce cars are all laid off! But don't worry, our next generation is a consumer pioneer!

If you ask me when I will buy a car? Let me tell you: when autonomous driving will become widespread or when electric car technology matures, it will not be too late for me to buy it.

The car is a burden, and it is not a small burden.