Why do I have to pay taxes when I buy car insurance?

There is no need to pay taxes when buying car insurance, and the taxes and fees referred to in the compulsory traffic insurance are the annual vehicle and vessel taxes that must be paid. The national tax reform has merged the withholding and collection of vehicle and vessel tax and the handling of compulsory traffic insurance.

According to Article 10 of the Provisional Regulations of the People's Republic of China on Vehicle and Vessel Tax, an insurance institution engaged in compulsory insurance business for motor vehicle traffic accident liability is a withholding agent of motor vehicle and vessel tax, and shall collect and pay vehicle and vessel tax on behalf of it in accordance with the law. The standard for tax authorities to pay withholding agents for collecting and remitting fees on behalf of them shall be formulated by the financial department and the tax authority.

Article 11 When the withholding agent of motor vehicle and vessel tax collects and remits vehicle and vessel tax on behalf of the taxpayer in accordance with the law, the taxpayer shall not refuse.

It is a vehicle and vessel use tax, as long as you use the car, you have to pay, the insurance company is to pay on behalf of you, you don't have to go to the local tax bureau once a year.

That's the vehicle and vessel tax collected by the tax bureau, and the insurance company just saves you trouble and collects it on your behalf.

Vehicle and vessel tax is set by the national tax authorities, and the fee is charged according to the load displacement of the car, and the insurance company only collects it on behalf of the company.

It is a vehicle and vessel tax stipulated by the state! Not from the insurance company! It is convenient for customers to handle together!

Let's be a vehicle and vessel use tax! The insurance company just collects it! If you want to collect it, you can go to the tax bureau to pay it yourself.

As long as you use the car, you have to pay it, and the insurance company collects it on your behalf.

Hello, this vehicle and vessel tax is set by the state, and it is paid and paid according to the load emissions of each vehicle.

The vehicle and vessel use tax is only collected by the insurance company.

Vehicle and vessel tax is collected by insurance companies for the state!

The vehicle and vessel tax is collected, and the car has a displacement and pays the tax.

To buy car insurance, vehicle and vessel tax must be bought.

It was handed over to the tax department, not to the company, but to the insurance company.

It is the insurance company stipulated by the state that only collects it for the convenience of customers.

This is the vehicle and vessel tax.

I just bought the insurance from Pacific Insurance Company, and the policy shows that I paid 6% VAT! I'm speechless too!

Vehicle and vessel tax and compulsory insurance.

Wuhan 4S store bought insurance and encountered the same situation. The 6% tax is ** stipulated, why should consumers go out?

Is this different from paying taxes on buying a house?

Yes, as long as the vehicle we are buying has a temporary license plate.

And you can go on the road after applying for the corresponding insurance products. However, we also need to go through the vehicle purchase tax as soon as possible.

Only after we pay the purchase deferred tax, can we be licensed normally. According to the relevant regulations, if the new car is within 60 days of the specified tax payment date, it can be driven on the road, and if the tax has not been paid for more than 60 days, once it is seized by the relevant departments, then the points will be directly deducted. <>

Every car has to pay the purchase tax, and we can go to the IRS to pay the purchase tax. If our vehicle is licensed locally, then we should go to the local IRS to pay the vehicle purchase tax. If we are licensed elsewhere, then we need to go to that place to pay the taxes.

Usually, as long as our vehicle has a temporary license plate and has applied for the relevant compulsory traffic insurance, it can be on the road. <>

For the purchase tax of our vehicles, there is also a certain time limit for the payment of taxes and fees, and we must start from the day we get the invoice, and complete the payment of the vehicle purchase tax within 60 days. If the tax payment is not completed by the deadline, we will be charged a late fee for each day.

Therefore, we must pay taxes and fees in time to avoid unnecessary expenses for ourselves. <>

When we pay the purchase tax of the vehicle, the relevant department will give us a certificate of purchase tax, which we must keep properly, if it is lost accidentally, then we need to go to the department to handle it again. When we pay the purchase tax of the vehicle, the other party does not charge any cash, and we can pay by credit card. When paying taxes, if you encounter all kinds of doubts and problems, we can consult the customer service staff of the relevant departments.

If you can't go on the road, if you go on the road then you will be stopped by the traffic police, you may have to pay a lot of money, which is very cost-effective for the car owner.

OK. If you don't have enough funds, you can postpone a few days before making the corresponding payment. There is nothing mandatory for these.

I don't think it's time to go on the road because it will cause you a lot of unnecessary trouble.

You don't have to pay taxes on insurance, but you do have to pay vehicle and vessel tax on your car.

Pay once a year, the policy is withheld by the insurance company, the car owner must pay the tax not to pay the tax, the insurance company does not sell the compulsory insurance, if you have paid the annual inspection when you buy insurance, please show the insurance company the tax payment certificate.

Compulsory traffic insurance only allows the car owner to ensure that the other party will be compensated for the accident on the basis of compulsory insurance, although it is less. Vehicle and vessel tax is another national tax, two different things.

Specifically, tax payment means that according to the provisions of various tax laws of the state, a part of the collective or individual income is paid back to the state according to a certain rate.

Vehicle insurance, i.e., motor vehicle insurance.

Senhu is referred to as car insurance, also known as car insurance. Vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles. It refers to motor vehicles due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

In the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of automobile insurance. At the same time, unlike modern motor vehicle insurance, car insurance is based on third-party liability insurance for automobiles in the early stage.

It is the main insurance, and gradually extends to the risk of collision loss of the car body.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Vehicle and vessel tax and purchase tax are two different types of taxesThe purchase tax only needs to be paid once, that is, when you buy a new car, and you do not need to pay it again in the future, including when you trade second-hand cars. However, the vehicle and vessel tax must be paid every year, and in the past, you need to go to the tax bureau to pay it every year, but now you can directly collect and pay it by the insurance company when you buy car insurance! Therefore, when you buy car insurance every year, you can see the cost of vehicle and vessel tax on the policy!

Many car owners are easy to confuse vehicle and vessel tax with purchase tax, first briefly introduce the purchase tax, and then introduce the vehicle and vessel tax!

Purchase tax is only incurred at the time of the sale of a new carThe current purchase tax rate in China is 10%, and after excluding the VAT according to the ticket price, multiplying it by 10% is the shopping tax of your new car. Of course, if you buy a new energy vehicle, then you don't need to pay VAT!

For example, if you buy a domestic car for 200,000 yuan, because the purchase price of the car already contains 17% value-added tax, you need to eliminate it first. Then in the end, the purchase tax of your new car = 200,000 yuan.

Of course, if you are an imported car, the purchase tax is taxed** 10%, and the tax** is composed of dutiable value, customs duties and consumption tax.

Vehicle and vessel tax is also the vehicle and vessel use taxIt is a kind of use tax levied on vehicles and ships according to different types and tonnages, according to the tax amount prescribed by the state. Vehicle and vessel tax is a local tax, so it will be related to the fiscal revenue of local institutions, but the state will also formulate some policies to reduce and reduce vehicle and vessel tax according to the actual situation!

If we talk about the history of vehicle and vessel tax, China began to collect vehicle and vessel tax from the time of Emperor Wu of the Han Dynasty, which was called commercial vehicles at that time, and this tax has been extended to this day. Vehicle and vessel taxes are also levied in foreign countries, but the name of the tax and the collection method will be different from China's, and it will generally be reflected in the fuel tax or levied according to carbon dioxide emissions.

The first is to regulate the wealth of society. The second is to raise funds for transportation, that is, the money will be used for the repair and maintenance of highways, then for some transportation utilities, and finally for the use of management cars.

If you don't pay the vehicle and vessel tax, you can't pay other insurance, which is mandatory.

Because this is a national unified tax, it is an insurance required by the state.

To be handed over. Vehicle and vessel tax is purchased in conjunction with compulsory traffic insurance.

Vehicle and vessel tax is a tax levied on units and individuals who own and use vehicles and vessels. After the implementation of the 2012 New Vehicle and Vessel Tax Law, vehicles and vessels that should be registered with the administrative department will be included in the scope of taxation, including vehicles and vessels that will be driven or operated in airports, ports and other internal places of enterprises and do not need to be registered with the vehicle and vessel registration management department in accordance with the law.

Vehicle and vessel tax is a tax taken from the people and for the people. First of all, as one of the main sources of increasing local fiscal revenue, vehicle and vessel tax has always been valued by local governments in China. Second, the vehicle and vessel tax is conducive to regulating the distribution of social wealth.

To put it simply, appropriate tax controls on the ownership of private cars, yachts or other vehicles and vessels by some individuals who have become rich first will effectively alleviate the uneven distribution of wealth. Therefore, taxpayers pay vehicle and vessel tax on time in accordance with the law, and talking about the sedan chair is not only a due responsibility, but also a good thing for the benefit of the country and the family.

According to the relevant provisions of the Vehicle and Vessel Tax Law, if a taxpayer fails to declare and pay the vehicle and vessel tax on time, the tax law enforcement department will not only order the owner or manager of the vehicle or vessel to pay the tax owed, but also add a late payment penalty of 5/10,000 per day of the tax owed from the date of payment. If the circumstances are serious, they will also be handed over to the judicial organs for severe punishment in accordance with law.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, because the vehicle and vessel tax is the tax policy of our country. The so-called vehicle and vessel tax refers to a tax payable by the owner or manager of a vehicle or vessel within the territory of the People's Republic of China in accordance with the Vehicle and Vessel Tax Law of the People's Republic of China.

Generally speaking, it is like the salary we usually pay needs to be taxed. Vehicle and vessel tax is a tax that every vehicle owner must pay every year. In addition, according to national regulations, vehicle owners need to pay vehicle and vessel tax when purchasing compulsory traffic insurance, and insurance companies are obliged to collect and pay vehicle and vessel tax for customers.

It should be noted that it is not necessary to pay the vehicle and vessel tax of the current year on January 1 every year, and the vehicle and vessel tax of the current year will not be late as long as it is paid before December 31 of the current year, that is to say, the time of the vehicle and vessel tax does not follow the insurance.

When you buy a car, you pay vehicle and vessel tax, why do you have to pay vehicle and vessel tax when you buy insurance?

Hello, because the vehicle and vessel tax is the tax policy of our country. The so-called vehicle and vessel tax refers to a tax payable by the owner or manager of a vehicle or vessel within the territory of the People's Republic of China in accordance with the Vehicle and Vessel Tax Law of the People's Republic of China. Generally speaking, it is like the salary we usually pay needs to be taxed.

Vehicle and vessel tax is a tax that every vehicle owner must pay every year. In addition, according to national regulations, vehicle owners need to pay vehicle and vessel tax when purchasing compulsory traffic insurance, and insurance companies are obliged to collect and pay vehicle and vessel tax for customers. It should be noted that it is not necessary to pay the vehicle and vessel tax of the year on January 1 every year, and the vehicle and vessel tax of the current year will not be late as long as it is paid before December 31 of the current year, that is to say, the time of the vehicle and vessel tax is not to follow the insurance.

The vehicle and vessel tax is not paid according to the uniform standard in each province, but in general, the vehicle and vessel tax is directly proportional to the displacement of the vehicle, and the larger the displacement, the higher the vehicle and vessel tax.

You have to pay vehicle and vessel tax every time you buy car insurance:

1. It is only necessary, and it is impossible to inspect annually without buying compulsory traffic insurance and vehicle and vessel tax. It's just that the state mandates minimum standards. Those who apply for the second insurance must also pay vehicle and vessel tax;

2. The state is compulsory, and compulsory traffic insurance must be purchased together. If you hit a person and die, both compulsory traffic insurance and commercial insurance will pay, but it depends on the amount of compensation of the third party, not necessarily all of them;

3. Ships, including motorized and non-motorized vessels. Motor ships refer to ships that rely on fuel and other energy sources as power to operate, such as passenger ships, cargo ships, hovercraft, etc.; Non-motorized ships refer to ships that rely on manpower or other forces to operate, such as wooden boats, sailboats, sampans, etc.

You don't have to pay tax to buy insurance, but your car has to pay vehicle and vessel tax, which is paid once a year, the policy is withheld by the insurance company, and the owner must pay the tax without paying the tax, and the insurance company does not sell it to the compulsory insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"