Can Minsheng Bank intervene now, please point out

Comprehensive investment advice: The comprehensive score of Minsheng Bank (600016) shows that the investment value of the stock is better ( The valuation range of the stock is between yuan and the stock price is currently in the undervalued area, so you can hold it with confidence.

12-Step Value Appraisal Investment Advice: Based on the 12-step evaluation of the stock, the stock is worth investing in better ( It is recommended that you take an attitude of participation in the stock.

Industry Rating Investment Advice: Minsheng Bank (600016) belongs to the banking industry, and the current investment value of the industry is average ( The overall ranking of this industry is 8th.

Growth Quality Rating Investment Advice: Minsheng Bank (600016) Growth ability is average ( The development potential in the next three years is small ( The overall growth capacity ranking is 298, and the industry ranks 6th.

Ratings & Earnings**: Minsheng Bank (600016)** EPS was RMB2007, RMB2008 and RMB2009. The current target stock price is $. Investment Rating Strong**.

Industry: General banking.

Institutional valuation range: yuan.

Share Price Potential: To.

Institutional concern: 44 institutions.

Profit** range: yuan.

Institutional Holdings:

Number of institutional holders: 41

Essentials. The concentration of institutional holdings is medium, and there are 41 institutions, and the holding ratio is bearish by institutions and institutions, and 44 institutions have issued research reports, and the market attention is very high.

Good growth ability, in the forefront of the industry, good industry growth.

Not a ** variety.

The first choice for financial stocks is Ping An, followed by CCB.

I also hold the ** of Minsheng Bank, and I have been paying more attention to its trend.

First of all, from the perspective of the sector, it belongs to the banking sector, due to the collective force of the weighted sector in the early stage, and now it is under the negative pressure of the central bank's continuous increase in the deposit reserve ratio and interest rate hikes, and it will fall into adjustment, and it will be trapped in the policy guidance in the short term. Secondly, from a technical point of view, Minsheng Bank's ** is very obvious, the upper block is under heavy pressure, and the semi-annual line forms a heavy pressure level above, so I am afraid that it will be trapped in the technical trend in a short time.

In the case of technical and policy ambiguity, bank stocks will continue to adjust, but the opportunity is down, and the risk is up. Therefore, the investment value of bank stocks that are still in adjustment is higher than that of the small and medium-sized board and the Olympics and other theme stocks, which are currently very high.

If you plan to hold the stock for one or two years, you can intervene, and if you want to make money quickly in a few months, choose other **.

No, don't get involved! Trust me

Halo is the interest generated by the unpaid full amount of your credit card's previous bill... For example, if you spend 100 yuan on the last bill, and the minimum repayment is 10 yuan, and you repay 10 yuan, then the remaining 90 yuan will generate interest... But it's not high, it seems to be 5/10,000 a day.

Compound interest accrues. So if you have an arrears, you should pay it back as soon as possible...

1. For Minsheng Bank, in addition to meeting the requirements, the main reason for my investment: his small and micro loans are in the business of grabbing small loan companies and private loan sharks, and the risk control is good, and it constitutes a competitive advantage in terms of process and values, and he is an innovative subversive.

2. Personal experience, the current interest rate of private loans is generally high, with the lowest interest rate of 10% and 15% belonging to relatively low interest rates. Not to mention microfinance companies, where interest rates are mostly higher than 15%. Small and micro enterprises, the so-called self-employed people, have a very strong demand for loans, and have good credit, and will not run away for hundreds of thousands, but most of them are still difficult to borrow.

3. As an innovative disruptor, Minsheng Bank has formed a leading competitive advantage in terms of process and company values, providing self-employed individuals with more convenient, lower cost and controllable risk loans. Similar to Jingdong** killing Suning chain stores, Xin** killing newspapers, Wal-Mart killing department stores, it seems that Zhang Huaqiao is aware of this, after he became a small loan company, he found that the bank was too profitable compared to a small loan company, so he went to buy Minsheng Bank's **. In this market, as long as the risks are well controlled, the prospects of Minsheng Bank are very broad.

4. It is difficult for other banks to keep up, because this kind of innovation looks simple, but it is actually very difficult, and it needs to change the company's processes and values. It is difficult for a large state-owned bank to turn around, and a leader has an idea, the vested interests within the company are the biggest obstacle to change, and few people will take the risk of touching the vested interests as a corporate official, which is why the author of "The Innovator's Dilemma" suggests that innovation projects should be operated independently outside the company.

5. Referring to Wells Fargo, the definition of retail banking may need to be changed, not that there are many individual customers are retail banks, but that self-employed people are retail banks, and these people have strong asset strength, large loan demand, and strong customer stickiness.