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Post Bank. Consult the staff on the reason for the closure and the time of unblocking, if the bank card cannot be used normally after the payment is stopped, the cardholder should apply to the issuing bank in time to cancel the stop payment, and the payment is stopped due to overdue, cash-out and other bad card use behaviors, and the cardholder needs to provide corresponding supporting materials to prove that it is a normal card use behavior, due to the risk of fraud or other security risks.
Extended Materials. 1. Reasons why the bank card is frozen:
1. If the bank credit card is frozen, it may be that the credit card has abnormal transactions, such as malicious cash withdrawal, information forgery, continuous password error, etc., and the bank card may be frozen by the bank.
2. For bank credit cards that can be overdrawn, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank immediately freezes your card.
3. The bank card is a debit card.
If it is frozen, one is the wrong account freeze, i.e. if the bank mistakenly gives more money to the depositor's account during the transaction, the bank may freeze the excess, such as a judicial freeze.
According to the relevant provisions of the law, judicial organs may apply to banks to freeze bank cards as needed to handle cases. At the same time, the customs, taxation authorities and other departments also have the right to freeze.
4. No matter what kind of bank card, if you enter the password incorrectly for 3 times in a row, the bank system will automatically lock the bank card password, which is similar to freezing but not freezing. It will be automatically released after 24 hours.
5. If you do not apply for a new card after the expiration of the bank card, the bank will freeze the expired bank card after the expiration.
6. If the bank card is reported as lost for many times in a row, it will be frozen due to the suspicion of malicious loss reporting by the bank, and the user will present the ID card according to the reason for freezing.
Go to the bank counter to unfreeze your bank card.
2. How long does it take to stop paying for the bank card?
Under normal circumstances, the bank card is stopped by the banking system for three days on working days, and it can be automatically canceled when the time is up, but the reason for the bank card to stop payment is different, and the cancellation period is also different, so you should ask the bank staff for details.
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It should be said that as long as you are prompted to stop paying for 2 days, then it will be automatically unblocked after 2 days, which is generally the case.
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If you stop the payment, you should be reminded in general, or ask the teller of the bank directly.
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Stop payment? If it's a payment, it may be two days later.
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After the postal savings bank card is stopped, it is generally unfrozen within three days. If it has not been unfrozen for more than three days, the cardholder can contact the bank staff to ask the reason. Under normal circumstances, if it is not unfrozen within three days, the cardholder must go to the stop payment outlet to cancel the stop payment.
There is no relationship between the time of freezing and the number of freezes, and the time of stopping payment is related to the user's illegal operation.
If the bank card is stopped due to the fact that there is no transaction for a long time, or the bank card is overdrawn, the money is owed, and there is a dispute, the cardholder can bring the bank card and ID card to the bank counter to cancel the bank card payment stop business. Normally, when a debit card is stopped, the cardholder can go to the bank counter to find out the reason and avoid the recurrence of the stop payment in the future.
In general, when the postal savings card is paid, the cardholder needs to handle it in time. Normally, there will be no unreasonable freezing, and since it is frozen, there must be a problem with the savings card. Freezing is not a penalty, so there is no need to be overly nervous, the cardholder can understand the reason and deal with it in time.
Extended Materials. A stop payment is when a deposit or credit card cannot be paid.
1.Generally speaking, the suspension of bank card payment is a preventive measure taken by the bank to strengthen management, ensure the safety of users' bank card funds, and prevent fake or lost cards from being fraudulently used, resulting in theft and damage. Bank card emergency stop payment and fast freezing have the characteristics of "fast system", which can catch fraudsters before the funds are frozen as quickly as possible to avoid property loss.
2.When the credit card is locked and the payment cannot be made at all, the bank card stop payment refers to the transaction behavior of stopping cash payment and fund transfer out of all or part of the funds in the designated account. Stop payment is divided into account stop payment and limit stop payment.
Generally speaking, the bank will monitor the use of our card at any time, and if it is found that we have potential risks such as illegal use of the card, overdue, fake card, theft, etc., the bank has the right to stop the payment of our card to ensure the safety of funds. Of course, due to personal special circumstances, such as lost or stolen credit cards, we can also apply to the bank to stop the payment.
3.It is not simple for the bank to stop the payment and it will affect our credit check. In general, the types of credit card payment stoppages include lost cards, expired credit cards, supplementary cards for the principal card that need to stop payment, and emergency payment cards for the current period.
If this usually happens, we should first call ** to the bank credit card customer service center to apply for stopping the payment, and then my ID card, credit card and ID go to the front desk to swipe the card. Loss reporting method: report loss card loss:
After reporting the loss, the person reporting the loss notifies the payer to report the loss and requires the payer to stop the payment. Acceptance of loss report and stop payment is a remedy for the loss of the bill that decides to suspend payment when the other person has not obtained the bill. The principal card requires to stop paying the supplementary card, and the unit requires the company to stop paying the corporate card; Credit cards that exceed the limit and cannot be repaid.
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Do you have a solution? Mine also stops paying for 1 day.
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Hello, look at the reason for the stoppage.
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Japan Post Bank has no problem after the inspection, and usually the payment stop will be lifted after 3 days.
Postal bank card stop payment refers to the suspension of payment and transfer of funds in the user's account, not that the bank card is blacklisted. Stopping payment can also be said to be the bank card being frozen, due to the fact that the card has not been traded for more than 6 months, and the card is suspected of cashing out.
If it has not been unfrozen for more than three days, the cardholder can contact the bank staff to ask the reason, or bring the bank card and ID card to the bank counter to cancel the bank card payment stop business.
Postal savings card (green card for short).It is a kind of financial transaction card issued by the national postal department to provide financial services to depositors.
Postal savings cards are issued to urban and rural residents, and all urban and rural residents who open current savings accounts at post offices (or postal savings points) on the postal savings computer network can apply for the use of postal savings cards with their ID cards.
Its main function is to be able to deposit, withdraw and spend money at ATMs and postal savings facilities on the Internet.
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Hello, I am happy to serve you, I am a small and micro teacher of finance, good at answering bank loans, social security insurance, **** financial management, industrial and commercial taxation, etc., with 8 years of experience in the financial industry [heart], your question I have seen, is sorting out the answer, will reply to you, please be patient for a while [smile].
Question: Will the bank automatically cancel the payment if it stops the payment?
Hello answer, glad to answer your questions. Under normal circumstances, if the bank card is restricted and will not be automatically lifted, you need to bring your original ID card and bank card to the nearest bank branch to find out the reason for the restriction, and then cancel the bank card according to the reason, and you can resume normal use I hope my answer can help you [heart].
Question: What if you don't go through it?
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Mine was stopped today, and the bank of the opening bank said that it was not stopped, and the money could not be withdrawn. I don't know how to get it.
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How long does it take to be lifted, this is not the opening bank to stop payment.
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Generally speaking, the stop payment of postal cards is generally caused by a long period of no transactions, or bank card overdrafts, money owed, and disputes.
But the Postal Savings Bank.
After the card is stopped, the bank will check that there is no problem, and usually the stop payment will be lifted after 3 days.
Credit card payment stop is a preventive measure taken by banks to strengthen management, ensure security, and prevent losses and adverse effects caused by fraudulent use of counterfeit and lost cards. At the same time, it is also an important part of stopping the payment of the main card or the subsidiary to change the card at the request of the cardholder to reduce the cardholder's loss and the risk of judgment.
1) Credit card stop payment range.
Credit card payment stop is generally divided into card holder's active stop payment, card issuing bank stop payment, head office stop payment and cardholder active cancellation.
2) Stop payment type.
Report a lost card. The principal card requires the payment of the supplementary card, and the unit requires the payment of the corporate card.
Credit cards that exceed the limit and fail to repay within the due date.
Emergency stop card for the current period.
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Postal Savings Bank.
After the card is stopped, it is generally unfrozen within three days, if it has not been unfrozen for more than three days, the cardholder can contact the bank staff to ask the reason, or bring the bank card and ID card.
Go to the bank counter to do the business of stopping payment of bank cards. The payment of the bank card is generally stopped due to the fact that there is no transaction for a long time, or the bank card is overdrawn, owes money, and disputes occur, etc., you can go to the bank counter to find out the reason to avoid the recurrence of the payment in the future.
1) Credit card stop payment range.
Credit card payment stop is generally divided into cardholder's active stop payment, card issuing bank stop payment, head office stop payment and cardholder active cancellation.
2) Stop payment type.
Report a lost card. The principal card requires the payment of the supplementary card, and the unit requires the payment of the corporate card.
Credit cards that exceed the limit and fail to repay within the due date.
Emergency stop card for the current period.
Knowledge Expansion:
The reason why the card was frozen
1.A bank card is a credit card (credit card, if it is frozen, it may be that the credit card has had abnormal transactions, such as your malicious cash-out, forged information, continuous wrong password, etc., the bank card may be frozen by the bank.
2.For overdraft cards, the bank will set an overdraft share for you according to your actual repayment ability, and the bank will immediately freeze your bank card when you exceed the overdraft share.
3.A bank card is a debit card.
If it is frozen, one is the wrong account freezing, that is, the bank mistakenly gave more money to you during the transaction, then the bank may freeze the extra part to you. One is a judicial freeze.
According to the relevant provisions of the law, the judicial authorities of Bosong Zao can apply to the bank for freezing your bank card due to the needs of handling the case. At the same time, customs, taxation authorities and other departments also have the right to freeze.
4.No matter what the bank card is, if you enter the password three times in a row and make a mistake, the banking system will automatically lock your bank card password, which is similar to freezing, but not freezing. 24 hours is automatically lifted after that.
5.If the bank card expires and no new card is renewed, the bank will freeze the expired bank card after expiration.
6.If the bank card is reported as lost multiple times in a row, the bank will freeze it if it is suspected of malicious loss.
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After the postal bank credit card is stopped, it is generally lifted within three days, if it has not been unfrozen for more than three days, the cardholder can contact the bank's staff through ** to ask for the specific reason, and can also bring the bank card and ID card.
Go to the bank counter to cancel the payment stop of the bank card.
Postal Savings Bank of China
The Postal Savings Bank of China can be traced back to the postal savings business started in 1919 and has a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the whole was restructured into a share****.
In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, on the Hong Kong Stock Exchange.
Listing. and on the Shanghai Stock Exchange in December 2019.
Listed on the stock exchange, it has successfully completed the three-step process of "share reform, leading the war, and listing in A and H".
The goal of the reform. The Bank has nearly 40,000 business outlets and has served more than 600 million individual customers, giving full play to the advantages of the unique model of "self-management + **" to serve the "three rural areas".
Urban and rural residents have become small and medium-sized enterprises. With excellent asset quality and significant growth potential, we are the leading large retail bank in China. After 14 years of hard work, the Bank's market position and influence have become increasingly apparent.
Fitch and Moody's assigned A+ and A1 ratings to the Bank, respectively, S&P Global assigned the Bank an A rating, S&P Global assigned the Bank an AAASPC rating, and China Chengxin International assigned the Bank an AAA rating. In 2021, in the British Banker magazine.
Among the "Top 1000 Global Banks", the Bank's Tier 1 capital ranks 15th.
The reason why the card was frozen
The reasons for the bank card being frozen include: 1. If the bank card is a credit card, if it is frozen, then it may be that the credit card has abnormal transactions, such as malicious cash-out, forged information, continuous password error, etc. 2. For bank cards that can be overdrawn, the bank will immediately freeze the bank card when the overdraft exceeds the prescribed share.
3. The bank card is a debit card.
If it is frozen, it may be a mistake to freeze, which means that the bank mistakenly gave more money to the depositor when the bank transaction was observed, then the bank may freeze the excess funds. It could also be a judicial freeze.
Judicial organs may apply to banks to freeze bank cards for reasons necessary to handle cases. In addition, customs, tax authorities and other departments also have the right to freeze accounts. Fourth, no matter what bank card is dry or not, if the password is entered incorrectly three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing, and will be automatically lifted after 24 hours.
It refers to the act of the bearer or the invoicer requesting his bank to stop paying the check due to loss or other reasons after the cheque is issued. The bearer or the invoicer can first notify the bank with **, and the bank agrees to stop the payment after receiving the written confirmation. The customer must state the number, amount, date, and payee name according to their check stub. >>>More
Hello, credit card processing and the credit card limit you have applied for. >>>More
Brother, that's the insurance business of the Postal Bank**, according to what you said, it is a five-year participating insurance, and you will get the expiration insurance money when it expires (this should be determined according to your age), and the annual dividend and accidental death will be paid three times. In general, it is protection + principal + fixed income + dividends.
Postal sales of dividend insurance is reliable, many bank business halls and postal savings halls will have a lot of bancassurance personnel to promote insurance products, this is actually an insurance company sales method, we in the postal dividend insurance, is still signed with the insurance company, the policy has legal effect, the insurance company will bear the responsibility in accordance with the terms of the contract, so it is also possible to buy insurance in the post. But if you want to buy insurance in the postal service or bank, we also have to be cautious and pay attention to these points: What about bancassurance? >>>More
Postal Savings Bank of China has carried out the brand building of wealth management business at the beginning of its wealth management business, and promoted it in accordance with the unified brand of "Postal Bank Wealth Management Care for the Future" of the head office, and has targeted the risk-return characteristics of different wealth management products.