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Nowadays, with the rapid development of the auto insurance industry, there are more and more car insurance companies, and PICC car insurance and Ping An car insurance are two of the more famous car insurance, and car owners can pay proper attention. Which is better, PICC car insurance or Ping An car insurance?
There is no good or bad between PICC car insurance and Ping An car insurance, both are well-known insurance companies with good reputation and reputation. Among them, Ping An Auto Insurance launched the "pay first, repair the car later" service policy, which alleviated the economic pressure of car owners, and also improved the efficiency of claims. PICC Auto Insurance, with more than 4,500 service outlets across the country, PICC Auto Insurance's auto insurance claim services include:
Free accident rescue, free fault rescue, online instant query of claim information, all-day uninterrupted service, nationwide compensation, time-limited quick compensation, one-stop quick compensation, etc. It can be seen that PICC car insurance and Ping An car insurance have their own advantages, and you can choose one of the car insurance products according to your actual situation. Whether it is PICC car insurance or Ping An car insurance, car owners should comprehensively compare factors such as **, service attitude, and service outlets when purchasing car insurance.
Working with several car insurance companies, you can go here for a detailed comparison.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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It's not easy to say this if you want to send a rabbit directly, cough cough, let's compare it.
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Dear, hello, Ping An car insurance big,[
The latest ranking of China's top 10 insurance companies is: Chinese Life, Ping An Life, Pacific Life, New China Life, China Life, Taiping Life, Taikang Life, PICC Life, China Post Life and Qianhai Life. [
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Regarding car insurance, Ping An and PICC are the same, just choose the one with relatively cheap premiums. Ping An Auto Insurance and PICC Auto Insurance are both big-brand car insurance, and each has its own advantages and disadvantages. The advantages of Ping An Auto Insurance are that the premium is relatively cheap, the national compensation is universal, and the car can be paid first and then repaired.
The advantages of PICC car insurance are that the insurance terms are relatively friendly, 7*24 hours all-day payout, and there are more car insurance outlets. But in fact, there is not much difference between the two, and it is okay to choose Ping An or PICC. Extended Resources:
1. About car insurance claims: Car insurance claims are made by car owners to the insurance company after a car accident occurs. The basic process of claims settlement includes:
Reporting, investigation and damage assessment, signing and reviewing claim documents, adjustment and review, approval, compensation and settlement. The work of simple compensation for auto insurance has significant characteristics: the public nature of the insured, the high loss rate and small loss range, the large liquidity of the subject matter, the greater degree of restriction by the repair shop, and the general moral hazard.
2. Claim process: accident - report - investigation - damage assessment - price verification - loss verification - compensation verification - payment. 1.
Reporting: Generally, insurance companies require that a police report be made within 48 hours of the incident. (1) After the accident, the customer reports to the claims department of the insurance company; (2) After receiving the report, the customer is required to immediately fill in the "Business Insurance Registration Form for Late Sale" (**, fax, etc. (3) The back office shall immediately inspect and copy the copy of the policy according to the certificate of insurance or insurance policy number provided by the customer, and make copies of the policy, the copy of the policy and the schedule.
Check the premium charges and have the financial staff confirm the signature on the copy of the premium receipt (business and statistics) (the agreement or agreement must be attached to the special payment);
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I think it's better to choose safe car insurance. Because Ping An has a special Ping An car insurance, Ping An has more advantages in terms of premiums and is more convenient to operate. The choice of Ping An or PICC needs to be chosen according to your own needs, and the right one is the best.
Extended information: Ping An car insurance is low** and does not come at the expense of reducing service quality, choosing Ping An ** car insurance or online car insurance can not only save 15% of the premium, but also enjoy the same car insurance liability and escort services as traditional car insurance. In particular, since February 2, 2010, Ping An Property & Casualty has promised to the society that "Ping An Auto Insurance, less than 10,000 yuan, complete information, and one-day compensation", bringing more powerful protection to the majority of car owners.
Ping An** and online auto insurance, because they no longer have to be constrained by intermediaries, can not only reduce the operating costs of insurance companies, but also can independently choose high-quality customers; For consumers, they can enjoy more discounts on top of the prescribed rate discounts. This is a mutually beneficial and win-win process for both insurance companies and consumers.
The difference between PICC and Ping An Auto Insurance:
1. Premiums. We take the first insurance of a new car with a purchase price of 200,000 yuan as an example, and through the calculator on the Internet, we can get the PICC car insurance of 6,800 yuan and Ping An yuan.
2. Insurance terms.
The China Insurance Regulatory Commission has formulated unified insurance terms, but it is also divided into categories A, B and C. At present, PICC car insurance uses a more consumer-friendly class A, and Ping An is a relatively second class B.
3. Service experience.
PICC has more car insurance outlets and a higher degree of experience, and Ping An has ** car insurance and online car insurance services, but the claim processing review is relatively strict.
4. Claim features.
Which is better, PICC or Ping An Auto Insurance? PICC car insurance 7*24 hours all-weather insurance service, 1 hour notice of compensation, remote insurance, local claims; Ping An auto insurance is convenient to pay, and the compensation is paid nationwide, and the local claim is paid.
5. Claim settlement speed.
PICC quickly settles claims, 1 hour notice of compensation for accidents below 10,000 yuan, Ping An pays first and then repairs the car, and the compensation for less than 10,000 yuan is reported to the compensation within 3 days.
Summary: The cost of PICC car insurance is relatively high, but the claim settlement speed is relatively fast, there are relatively more safe and convenient services, and more attention is paid to user experience, but the claim review is strict, if your car is expensive and mostly in complex road conditions, you can choose PICC car insurance; If you prefer an online and convenient experience and don't want to worry about the claims process yourself, you can consider Ping An Auto Insurance.
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Summary. Hello, it is recommended that you choose personal car insurance. Ping An and PICC are both very powerful insurance companies in car insurance, it is recommended that you choose PICC car insurance, PICC car insurance in terms of service, as well as in the **, more advantages.
Hello, it is recommended that you choose personal insurance for the old town of Meng. Ping An and PICC are both very powerful insurance companies in Hanzi car insurance, it is recommended that you choose PICC car insurance, PICC car branch rough insurance in the service, as well as in the **, more advantages.
1. PICC car insurance. The full name is Chinese People's Property Protection Lihui Insurance Co., Ltd., which is a Fortune 500 company. The strength of PICC's car insurance and after-sales service are very good.
2. Ping An car insurance. The full name is Ping An Insurance Co., Ltd. of China, which is the first joint-stock insurance company in China, and has developed into one of the personal financial life service groups with the parallel development of core finance and Internet finance business.
These two insurance companies are actually very good, and the strength of the two Youqing Hall is also very strong, and it is okay to choose whichever one, but under the same poor vehicle situation, the ** of PICC car insurance is more advantageous, so it is recommended that you choose PICC car insurance.
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The terms are different, ** different. There is no one who is good or who is bad, it depends on the demand.
PICC's theft insurance is that the car must be parked in a guarded place, otherwise the car will not be compensated if it is stolen. Safety is as long as the parking place, not the traffic police regulations can not be parked, there is a claim can be paid. PICC's car damage insurance includes the rearview mirror, while Ping An car damage insurance does not include it, and it needs to be purchased additionally (the cost is based on the price of your car).
As of February 2020:
Ping An car insurance includes compulsory traffic insurance and commercial insurance, commercial insurance is affected by a variety of conditions, it is difficult to give a unified table, but compulsory traffic insurance is a unified national regulation and unified charging standards, so the ** is relatively fixed, but the standard of compulsory insurance for different car seats will be different. Take a family car with less than 6 seats as an example: >>>More
After obtaining the written consent of the insured, you can choose to change the policyholder to the insured himself or his parents, spouse and children to exercise the relevant rights of the policyholder. At the same time, it should be noted that if the terms stipulate that the policyholder cannot be changed, it cannot be handled, and the policyholder needs to be re-selected after the policyholder is changed.
Auto insurance does not include the deductible clause, which refers to the special clause excluding the deductible, which means that the car owner will transfer the deductible amount borne by the car owner due to the accident liability to the insurance company after purchasing this type of insurance, and the car owner will receive more claims. >>>More
It's hard to say, each has its own advantages. Ping An car line** is relatively low, supports mobile phone wap** and insurance, more convenient, fast claims, and provides free services. Customers of Sunshine Auto Insurance can enjoy Sunshine "Flash Compensation", which has the advantages of simple claims, fewer links, and no documents.
Commercial auto insurance. Yes, the policy is refundable. Compulsory traffic insurance cannot be surrendered (except for vehicle scrapping), bring the following information to the insurance company's customer service center for surrender. The main materials for surrender are: 1. Application for surrender. >>>More