How about Ping An i health care critical illness, is Ping An insurance critical illness insurance go

The overall performance of Ping An iHealth Critical Illness Insurance is average, with insufficient coverage content, weak protection stability, and long waiting periods.

Of course, the strength of Ping An Insurance is still very strong, and if you want to know more about it, you can see: how is Ping An Life, what products are there, which one is good, and what problems are worthy of in-depth analysis?

As you can see from the chart above, Ping An iHealth Critical Illness Insurance is a one-year critical illness insurance.

There is a common problem with one-year critical illness insurance: the stability of protection is not strong.

After all, this type of product is only guaranteed for one year, and there is usually no guarantee of renewal, once the coverage period expires, if you want to renew the policy, you have to resubmit the application.

If there happens to be a change in physical condition or the product is discontinued, it may not be possible to renew the policy smoothly.

Of course, a good product is worth insuring all the time, and I want to know what a good critical illness insurance should look like? You can see: a good critical illness insurance turns out to look like this! You've been lied to for so many years.

Moreover, this product is only guaranteed for one year, and the waiting period is 90 days, which occupies nearly 1 4 time.

However, some one-year critical illness insurance only set a 30-day waiting period, compared to the sincerity of Ping An iHealth Critical Illness Insurance, which seems to be a little insufficient.

In terms of coverage, Ping An iHealth Critical Illness Insurance provides critical illness and specific critical illness insurance benefits, which can cover 120 critical illnesses.

If you have insured one or more of the 20 specified critical illnesses, you can pay 100% more of the basic sum insured if you meet the conditions.

In addition, there is an optional benefit - Minor Illness Benefit, but this Minor Illness Benefit can only be paid once.

And there is no moderate illness protection, and the protection is not very comprehensive.

In general, if you are looking for comprehensive protection and stable protection, you still have to look at other critical illness insurance products.

It is recommended that you live 115 kinds of serious diseases, which are more comprehensive and paid in advance, in case of insurance, you do not need to pay the medical expenses yourself, and the company will pay immediately once you are diagnosed.

It is recommended to shop around before jumping to conclusions!

Accept this pit avoidance manual firstHow much do you know about the easiest pitfalls to step on when >>> buy critical illness insurance? 》

After all, no one's money is blown by the wind, and critical illness insurance is a long-term insurance, unlike accident insurance and medical insurance, which is a short-term insurance for one year and one year. If you buy the wrong critical illness insurance, it is a blood loss, so before buying, it is essential to learn some tips to avoid pitfalls.

Secondly, after learning to avoid pitfalls, it is necessary to have a clear understanding of what kind of critical illness insurance is a good product, for example, you must knowWhat are the criteria for >>> a good critical illness insurance? 》

Through the above popular science, after establishing a certain understanding of the quality of critical illness insurance, let's go back and look at "Is Ping An Insurance's critical illness insurance good?" "That's the question.

First of all, "to buy insurance is to buy Ping An", which is a well-known advertisement of Ping An. The reason why so many people buy Ping An is mainly due to the following reasons:

The strength of the company is strong:Founded in Shenzhen, it is one of the world's top 500 companies, and the largest shareholder behind it is Hong Kong ** Clearing Company, with strong capital strength and total assets of more than 10 trillion yuan. In 2022, Ping An Insurance will pay a total of 39.8 billion yuan, with 4.1 million claims and 99% of the odds.

High visibility:The annual advertising expenditure is as high as 10 or 20 billion, and almost everyone knows about Ping An Insurance.

**Lots of people:There are close to 1.2 million people in Ping'an, and even several can be found around each person.

There are many offline service outlets:Whether it is a city or a township, it is easy to see Ping An's service outlets.

But buying insurance is like buying shoes, rather than looking at the brand and popularity, it is more important to see whether the shoes fit or not.

Therefore, when buying insurance, it still depends on whether the product itself is suitable for you.

and other products, the actual performance does not have many bright spots, why do you say so?

Because and>>>Top Cost-effective Critical Illness Insurance Rankings on the Whole Network".Compared with the products, Ping An's critical illness insurance obviously has a lot of room for improvement.

At the same time, it is also a good choice to choose to leave professional things to professional people.

Huize Insurance Network is a subsidiary of Huize Insurance Brokers****, which is a self-operated network platform under Huize. Huize Holdings was listed on the NASDAQ in 2020.

Helped so far8.4 millionWhen the insured customers select the right products, they have been adhering to a professional and responsible attitude to provide objective and neutral insurance evaluation.

Professional consultant of Huize Insurance.

Critical illness insurance. Critical illness insurance is a kind of commercial insurance that pays the insured's medical expenses in a lump sum according to the provisions of the insurance contract after the insured has a critical illness in the clause.

Behavior. Critical illness insurance is generally divided into three types: short-term critical illness insurance, fixed-term critical illness insurance, and long-term critical illness insurance.

Which insurance company is better for critical illness insurance.

Critical illness insurance.

One of the main functions is sickness insurance, which uses illness as a condition for paying insurance benefits. That is to say, as long as the insured suffers from a certain disease listed in the insurance clause, no matter whether or not there are medical expenses or how many expenses are incurred, the insurance company can get a fixed compensation, which is also a defense against life risks. There is a special role of special funds, and insuring critical illness insurance can make you have a sum of money to protect yourself from the medical expenses of critical illness after suffering from Tuyunling's critical illness, so as not to delay**.

After the diagnosis, you can get compensation, that is, your property or person is protected by the insurance contract and you can enjoy the insurance benefits. Provide financial security for relatives after illness, and try to avoid financial difficulties for the insured's family.

Ping An has a lot of hot-selling critical illness insurance, such as Ping An Fu series critical illness insurance, which sells very well and consumers are full of praise for it, but this does not mean that Ping An's critical illness insurance is suitable for everyone. Buying critical illness insurance depends on whether the product protection can meet your expectations, and it has little to do with which insurance company you buy it from.

Today, I will introduce Ping An Insurance to everyone, and then how to buy critical illness insurance. First of all, you can first collect and sell this collection of insurance knowledge points: before buying insurance, you must first figure out these key knowledge points!

Introduction to Ping An Insurance.

Ping An Insurance (Group) Co., Ltd. of China was born in Shekou, Shenzhen in 1988, and has grown into one of the three major comprehensive financial groups in China under the support of the first level of the first and regulatory departments, customers and all walks of life.

Ping An Insurance is also one of the personal financial life service groups with the most complete financial licenses and the most extensive business scope in China, with total assets exceeding 10 trillion yuan, making it the largest insurance group in the world in terms of assets.

How to buy critical illness insurance.

Buying critical illness insurance depends on whether the product coverage is comprehensive, such as whether the basic protection (severe, medium and mild illness) is complete, and how practical the optional benefits are.

Another thing is to look at the payout ratio of critical illness insurance, for example, some critical illness insurance companies in the market can pay % of the basic sum assured for moderate and mild illnesses, while some critical illness insurance only pay % of the basic sum assured for moderate and mild illnesses. Generally speaking, the higher the payout ratio of critical illness insurance, the stronger the risk transfer ability provided, and we can give priority to the critical illness insurance configuration with a high payout ratio.

Ping An Insurance's critical illness insurance is good, after all, Ping An Insurance's first line of insurance experience is relatively rich, and its critical illness insurance products must be approved by the China Banking and Insurance Regulatory Commission before being launched to the market.

However, this does not mean that we can choose a Ping An critical illness insurance product to apply for insurance at will, or we have to choose it based on personal insurance needs, financial situation, etc. Scum.

Senior sister evaluated a product of Qinzi, interested friends can take a look: Ping An Guardian 100% 2021 Can you buy it, you will know after reading it!

Deceptive, I can't get a penny if I get sick after I buy it.

How about Ping An iHealthcare? With the dazzling array of supplementary medical insurance in the insurance market, how to choose? There is a product that does not have a starting payment line, does not set up a social security catalog, and also compensates for outpatient and hospitalization, it is called Ping An i Health Insurance, so how about Ping An i Health Insurance?

Let's take a look

Ping An i Health Insurance Advantages:1. Ping An Group, renewing the insurance is more assured.

2. There is no limit to the social security catalog, and the coverage is up to 500,000.

3. There is no deductible, both outpatient and inpatient are compensated, and most of the daily medical expenses can be covered.

4. No claim renewal preferential treatment, humanized intelligent products.

Bu Xiao The text expression is a little cumbersome, and there is a comparison to distinguish, and the Ping An i health protection, Taikang health privilege, and Zhong'an privilege e-life. Three products were displayed in order to better understand the advantages of Ping An i Kangbao:

Summary: How about Ping An i Kangbao, based on the above information, it is not difficult to see that Ping An i Kangbao has a low threshold and a wide range of protection is a product worth starting.

Ping An Health Insurance is reliable. Under the supervision of the China Banking and Insurance Regulatory Commission, Ping An Health Insurance needs to announce and sell some relevant information every year or quarterly, such as solvency information disclosure, life insurance information disclosure, etc., which can be queried through the Insurance Association of China. If an insurance company has a problem, such as a solvency substandard, the CBIRC will implement a receivership policy.

Some partners may worry that the takeover will have an impact on the policy, but don't worry, the policy will not be affected too much. For details, you can see this article to understand:The insurance company has been taken over, what will happen to the insurance I bought?

Ping An Health Insurance, a subsidiary of Ping An Insurance, was established on June 13, 2005 and is headquartered in Shanghai. In Ping An Health's solvency report for the third quarter of 2022, the core solvency adequacy ratio was the comprehensive solvency adequacy ratio, and the risk rating for the second quarter of 2022 was AA. The solvency index can show whether the insurance company has the ability to repay debts, and the CBIRC has set the minimum standard for solvency, which can be seen that Ping An Health Insurance has exceeded the standard a lot.

In fact, as long as the insurance companies in the mainland are under the supervision of the China Banking and Insurance Regulatory Commission, they are reliable.

In fact, it is okay to choose any insurance company to buy insurance, mainly when buying insurance, you should pay more attention to the protection content of the insurance product.

For example, to buy medical insurance, we can choose the million-dollar medical insurance. When purchasing, pay attention to whether the policy is renewed. Guaranteed renewal is a commitment by the insurance company to allow the insured to renew the policy.

For example, Ping An e-long-term medical insurance can guarantee the renewal of the insurance for 20 years, which can reduce the occurrence of the insured's health decline and inability to renew the policy. In addition, in addition to providing general medical care, this product also provides medical protection for specific diseases, and can also add optional benefits such as special drug medical treatment and special medical treatment for specific diseases, which is relatively good, interested partners can read this article:Ping An's e-life insurance long-term medical insurance product portfolio is coming, and the results are amazing!

Hope.