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Fake. There are two meanings of dishonesty.
One is that the arrears are not repaid, and the credit record is recorded.
The other is the court that is sued for arrears, and has no money to pay back or deliberately fails to pay back, and becomes the person subject to execution, commonly known as the old man.
In both cases, there will be no SMS notification.
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Is it true that netizens received such SMS notifications?
Notice of Untrustworthiness] The second-generation credit reporting application is included, and it is reviewed and approved within 6 hours, and the application is to freeze all assets under the name (including WeChat, Alipay, social security, etc.), and the application is submitted to the "National Untrustworthy Persons Network" after the report cannot be eliminated for life, and the descendants are restricted from going to school and employment, joining the army, etc. “
The lawyer analyzes it specifically.
1. For the problem of credit investigation, you can go to the ** of the Credit Information Center of the People's Bank of China to view, and the positioning of the credit investigation system is a basic database of financial credit information established by the state. Therefore, credit reporting is just a record of financial data.
The homepage of the credit information center** now has scrolling subtitles, and the credit information center will not inform you of the information involving loans, money, or being blacklisted by text message.
SMS notification, credit inclusion will freeze all assets, which is obviously inconsistent with the positioning of credit information. The credit bureau will not freeze any assets.
2. The issue of untrustworthy persons is recorded and inquired by the court's "China Enforcement Information Disclosure Network".
The premise of becoming a judgment defaulter is that there are already effective legal documents, the judgment debtor has not performed the obligations determined in the legal documents, and has one of the circumstances stipulated in Article 1 of the "Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters", the court will include the judgment defaulter in the list of judgment defaulters and publish it through **.
Based on the above procedures, the submission of SMS notifications to the National Network of Untrustworthy Persons is not in accordance with legal procedures. In the absence of a lawsuit, without a judgment, you cannot apply to the court for a judgment defaulter, let alone directly apply to a ** judgment defaulter.
Can a record of dishonesty be expunged?
Records of untrustworthiness can be eliminated, and as long as the obligations of legal documents are fulfilled, they will be eliminated in a timely manner, not for life.
Does the record of dishonesty affect the education and employment of future generations? Join the army?
The record of dishonesty has no image for future generations, and will not affect the children's education, employment, and military enlistment.
Based on the sharing of the above knowledge, I hope that friends who encounter the same situation can easily distinguish the truth and falsehood of such a dishonesty notice, and can easily see through the lies.
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The text message of the dishonesty notice is not necessarily true, you first have to look at what the ** number he sent you the text message is. Then you can go to the place where you check your credit information.
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Hello, if it is an online loan, this situation is generally a reminder SMS, in this case, it is okay to hurry up and repay, their purpose is to let themselves repay, if they do not have a loan in this area, many times it is a lie.
I didn't even know there was this online loan.
Hello, if you don't even know it, this kind of is a lie.
I do have an online loan, but I don't seem to remember it.
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Hello, I am a cooperative lawyer of the platform, and I have received your question, please wait a moment and let me take a look at your problem.
Questions. [Credit Notice] loan fraud entry system, the second-generation ID card will be included in the credit blacklist, travel restrictions, bank card freezing, affecting children's schooling, social security and medical insurance, entrepreneurship and employment, please be aware of this move.
Inquiries of judgment defaulters: 1After logging in to the China Enforcement Information Disclosure Network.
2.You can inquire after entering the name and ID number of the person subject to enforcement. If the person subject to enforcement fails to perform the obligations set forth in the effective legal documents and has any of the circumstances provided for in Article 1 of the Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters, the enforcing court will, on the basis of the application of the person applying for enforcement or ex officio, decide to include the person subject to enforcement in the list of judgment defaulters, and make it public through this **.
Questions. I didn't find any information, so I wanted to ask if it was reliable, didn't it mean that I would have to wait for the court to rule that I didn't pay back the money? I did have an online loan that I didn't pay back.
Then you can make sure if there is a loan overdue or something.
Secondly, you consider whether it has been paid off.
If you pay it off, it may be a scam text message.
Questions. There is a loan, and it is true that it has not been paid off, and the installment is under the umbrella.
It is recommended that you repay the loan in a timely manner.
1. Penalty interest and liquidated damages. 2. Credit will be damaged. 3. If the circumstances are serious, they will be imprisoned.
Questions. It's almost a few thousand, it's not that serious, isn't it said that the credit report won't send information to individuals now, and the court didn't inform me of anything, how could it be like this.
Have you received a complaint from the court?
If not, just send a text message to remind you to repay the loan in time.
Questions. I didn't receive anything, because I was a college student before, and then I took out a road loan, and the police filed a case to let me leave it alone and not pay it back, and now it's been almost a year, and I sent this to me, and I haven't received anything from the court.
Then leave it alone.
Listen to the police uncle.
Questions. I'm worried about whether this is true now, after all, I did not receive anything from the relevant information of the court, it was a collection of ** text messages before, and now it is this kind of dishonest text message sent by my parents, and the process is that the court must deal with it before you have the right to do so.
Then leave it alone.
They have no way to sue you.
Hello, are you satisfied with the answer I provided? If you have anything else you want to ask, you can say it, and I will try my best to answer it for you!
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Summary. Dear, good owner. The dishonesty reminder text message is real.
Becoming a judgment defaulter, that is, being included in the national list of judgment defaulters, is usually caused by refusal to perform court documents, that is to say, the premise of being included in the judgment defaulter is to first go through the process of being sued by the other party to the court, and then the court makes a judgment, and after being sued, you will usually receive a summons mailed to you by the court. If you have not gone through the process of being sued and have not received a summons, the text message you received must be fake.
Dear, good owner. The Lost Dry Letter Reminder SMS is real. Becoming a judgment defaulter, that is, being included in the national list of judgment defaulters, is usually caused by refusal to perform court documents, that is to say, the premise of being listed as a judgment defaulter is to go through the process of being sued by the other party to the court, and then the court makes a judgment, and after being sued, you will usually receive a summons mailed to you by the court.
If you have not gone through the process of being sued and have not received a summons, the text message you received must be fake.
Legal basis: Article 1 of the "Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters" Where a person subject to enforcement fails to perform the obligations set forth in an effective legal document and has any of the following circumstances, the people's court shall include them in the list of judgment defaulters and give them credit punishments in accordance with law: (1) They have the ability to perform but refuse to perform the obligations set forth in the effective legal documents; (2) Obstructing or resisting enforcement by means such as fabricating evidence, baoli, or threats; (3) Evading enforcement by means such as sham litigation or arbitration, or concealment or transfer of assets; (4) Violating the property reporting system; (5) Violating an order restricting spending; (6) Refusal to perform on the enforcement of the settlement agreement without a legitimate reason.
Article 8: The people's courts shall report the information on the Judgment Defaulters List to the relevant departments, financial regulatory agencies, financial institutions, public institutions and industry associations that undertake administrative functions, and so forth, for the relevant units to give credit punishments to judgment defaulters in areas such as procurement, bidding and bidding, administrative approvals, support, financial credit, market access, and qualification determinations, in accordance with laws, regulations, and relevant provisions. The people's courts shall report the information on the Judgment Defaulters List to the credit reporting establishments, and the credit reporting establishments are to record it in their credit reporting systems. Where state employees, people's congress deputies, CPPCC members, and so forth are included in the list of judgment defaulters, the people's courts shall notify their units and relevant departments of the circumstances of the untrustworthiness.
Where state organs, public institutions, state-owned enterprises, and so forth are included in the list of judgment defaulters, the people's courts shall notify the unit at the level above them, the competent department, or the institution performing the duties of an investor of the circumstances of the untrustworthiness.
It's true.
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