How long has it been since the house was sold to buy a house, and it is still the first one?

As long as you or your spouse do not have a house in your name, there is no time limit for the first house, and whether you have a house or not a mortgage refers to whether the buyer's family has a house in their name, not whether they have had a loan before. That is, as long as there is no house in the name now, it used to be the first home regardless of whether there was a mortgage or not. In this way, the loan and tax payment are carried out according to the standard of the first home.

If there is a house in the family's name, then it will be directly recognized as a second house.

If you sell your current house, you can buy your first house again. First of all, it is necessary to confirm whether the original house has been sold when buying a house, if it has been sold and the transfer has been completed, that is, there is no property in the name, then it is the first house to buy a house with another loan.

The so-called first home must meet three conditions at the same time: the buyer must be at least 18 years old.

As long as the house is sold and closed, the purchase of another house should be considered the first home, because you no longer have a property in your name.

Once the house is sold, as long as the ownership is transferred, it is the first house to buy a house.

After the house is sold, as long as the online information system of the local real estate bureau no longer displays the previous house information, then buying a house in this case should be regarded as the first house.

If your city is limited to purchase and loans, you can also check your loan record if you sell a house, and you can only count it as a second house, if you don't have this policy, it will be counted as a first house.

After the house is sold, if you don't have a property in your name, then you can buy another house, even if it is your first home.

You've sold the house and changed the name to someone else's. As long as you change your name and buy a house again, you still don't have a house. You must be the first set.

As long as the house is sold out and the house is closed, and there is no house in the name, the purchase of another house is considered the first set.

The house is sold, and there is no real estate in the name after the property rights of the house are transferred, and it is the first set to buy again.

How long does it take to buy a house and then buy a house is a second house, the second set, the down payment is 40%, how long has the house been bought to buy again is very good, congratulations on your success!

Generally, there are two nodes, one is that the bank loan can be paid off and the first set can be counted in the bank, and the second is that the transfer of the housing authority is completed and a new certificate is issued.

How long did it take to buy the house before buying it and then buying it It's still a glove I don't know how long this is, I think you sell this one belongs to you if you don't have a house You can buy it again.

If you sell it, you don't buy it, even if it's the first set.

Having a loan record is not considered the first set.

After selling, after the formalities are completed, and then you buy a house, you will start the operation to collect and collect the house.

The house is sold, and you don't have a house to buy again, or is it the first one? Because you're in this house.

A full-payment home is considered a first home as long as the house has been sold and purchased again.

property rights in the house.

In the transaction system, if you have a property in your name, even if the mortgage is settled, because you have a loan record in your name, you will be counted as a second house if you apply for a mortgage again after selling the house. In addition, one of the spouses uses a business loan before the marriage.

If the other party uses a provident fund loan to buy a house before marriage, and applies for a loan to buy a house again, it is also counted as a second house purchase.

Legal analysisYes, if you have already sold it and have no debts, you can buy another house for the first time. The criteria for identifying the first home are as follows:

1. If you have bought a house with a loan, the commercial loan has been settled, and the refinancing to buy a house is the first set; 2. If you have bought a house with a loan and later sold it, you can't find the property through the housing registration system, but you can find the loan record in the bank credit system, and then take out a loan to buy a house as the first set; 3. If you have bought a house in full, the loan to buy the house is the first set; 4. I bought a house in full and later sold it, and the housing registration system could not find the property, and then I took out a loan to buy the first house.

Legal basisLaw of the People's Republic of China on the Management of Urban Real Estate Article 32 When real estate is transferred or mortgaged, the ownership of the house and the land use right within the scope occupied by the house shall be transferred and mortgaged at the same time. Article 60: The State implements a system of registration and issuance of certificates for land use rights and housing ownership.

Article 61 To obtain land use rights by way of transfer or allocation, an application for registration shall be made to the local people's land management department at or above the county level, and the land use right certificate shall be issued by the people at the same level after verification by the local people's land management department at or above the county level. If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate. When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level.

Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.

First home. If the loan is paid off, sell it and buy another house, it is the first home. However, if the loan for the first house has not been paid off, it is a second house.

The first and second homes have certain defined conditions, and the only suite of a family belongs to the first house. If the house is a second house, the down payment ratio of the loan to buy the house is larger.

People's Bank of China.

Provision for urban dwellers of our country.

Preferential policies such as preferential mortgage interest rates and minimum down payment ratios for the purchase of your first home. On September 30, 2014, the People's Bank of China released the latest housing loan policy, deciding to relax the recognition of the first home, and implement the first home policy for families who own one house and pay off the loan before buying a house, and the interest rate of the first home loan is as low as 7%.

If the house is sold, there is no house and no mortgage in the name, and then the house is considered the first house. The People's Bank of China stipulates that China's urban residents enjoy preferential mortgage interest rates and minimum down payment ratios for purchasing their first home. According to Chinese law, in principle, the purchase of one house is limited to local households with household registration that already own one house, and non-local households with household registration who can provide proof of local tax payment or social insurance payment for a certain number of years; The sale of houses to local households with household registration that already own two or more houses, non-local households with household registration who own one or more houses in old leather houses, and non-local households with household registration who cannot provide proof of local tax payment or social insurance payment for a certain number of years shall be suspended within their respective administrative areas.

How to identify a first home?

1. If you have bought a house with a loan, the commercial loan has been settled, and the refinancing to buy a house is the first set;

2. If you have bought a house with a loan and later sold it, you can't find the property through the housing registration system, but you can find the loan record in the bank credit system, and then take out a loan to buy a house as the first set;

3. If you have bought a house in full, the loan to buy the house is the first set;

4. I bought a house in full and later sold it, and the housing registration system could not find the property, and then I took out a loan to buy the first house.

5. There are two commercial loan records under the name of the individual, all of which have been paid off and can provide proof of two houses, in this case, when the loan is refinanced, it will be counted as the first set.

6. There is a commercial loan under the name of the individual that has been paid off, and the other is a provident fund loan, and at the same time can provide proof of housing, apply for a commercial loan and then buy a house, which is the first set of Yingzhi.

7. Husband and wife, one party uses a commercial loan to buy a house before marriage, and the other party uses a provident fund loan to buy a house before marriage, and the two want to take out a joint loan in the name of husband and wife after marriage. If the loan has been repaid, the banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to the specific factors such as the borrower's solvency and credit status.

8. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate in his name, and applies for a loan for buying a house after marriage, which is counted as the first set.

To sum up, whether the house is sold and then bought is considered the first set needs to be determined according to the actual situation. Hope it helps.

The first home loan has been paid off, and buying a house after selling it is the first home, otherwise it is not the first home. The People's Bank of China stipulates that China's urban residents enjoy preferential mortgage interest rates and minimum down payment ratios when purchasing their first house.

Legal basisArticle 6 of the Notice on Issues Concerning Further Improvement in the Regulation and Control of the Real Estate Market restricts the purchase of one house in principle to local households with household registration that already own one house and non-local households with household registration who can provide proof of local tax payment or social insurance payment for a certain number of years; The sale of houses to local households with household registration that already own two or more houses, non-local households with household registration who own one or more houses, and non-local households with household registration who are unable to provide proof of local tax payment or social insurance payment for a certain number of years shall be suspended within their respective administrative areas.