Is 320 yuan of medical insurance cleared in one year?

That's right. The medical insurance contribution of 320 is cleared every year. Medical insurance payment 320 generally refers to the medical insurance for urban and rural residents.

It is paid for one year and guaranteed for one year, so it will be emptied every year, simply put, you can buy a year of medical security after paying 320, and when the one-year protection expires, the 320 will be consumed, and there is no more. The insured can wait until the second year to participate in the insurance according to their actual protection needs and financial strength. However, if it is an urban employee medical insurance, then there is a personal account, so it will not be emptied and can be used all the time.

Can I be reimbursed for paying 320 yuan for medical insurance to give birth to a child?

The medical insurance of 320 yuan is the medical insurance for urban and rural residents in most areas of China.

The payment standard, domestic medical insurance can be reimbursed in the birth of a child, according to different cities reimbursement regulations are also different, usually there are two ways to reimburse

1. Give a one-time birth subsidy, such as a direct subsidy of 1,500 yuan, but the relevant examination and delivery expenses will not be reimbursed;

2. Reimbursement of childbirth and childbirth-related expenses, with reference to the relevant management of the disease hospitalization medical insurance catalogue for reimbursement, if there is an area in the county hospital disease hospitalization reimbursement ratio of 80%, then childbirth-related expenses are 80%, but the one-time birth subsidy and reimbursement related expenses can not be received at the same time, can only choose one of the two.

Why is the balance of the medical insurance paid to zero?

There are also several cases where the medical insurance balance is zero:

Situation 1: Only pension insurance has been paid.

Usually the social insurance of employees includes medical insurance. The unit directly deducts the personal part from the salary to pay for medical insurance, and there may be personnel who only pay pensions in the process of paying social security.

And forgot to pay the medical insurance premium, so there is no balance in the medical insurance account.

Situation 2: The insured does not pay medical insurance as an employee social security, but pays the medical insurance for urban and rural residents, and the urban and rural residence medical insurance is paid once a year and will not accumulate years, so there is no personal account, and can only hold a medical insurance card in the designated hospital where the patient is hospitalized.

Reimbursements are made, and personal consumption cannot be made in pharmacies.

Situation 3: 1. The payment of medical insurance for flexible employment status is set at two grades, and the payment standard for returning to the personal account is due to the flexible employment personnel.

There is no fixed salary income, the first level of payment is relatively low, no personal account is established, and the second level of payment is almost twice as high as the first level, but according to their age, part of the monthly proportion of the cost into the personal account of the social security card, there is a personal account.

Situation 4: The medical insurance card has not been activated by the corresponding bank.

This charge should be for resident medical insurance. It's not clearing, this kind of itself has no personal account. It belongs to the previous year's payment, and the next year's use. The coverage period is for a full year.

There is no personal account for one-year medical insurance. If you pay medical insurance with proof of payment record, you can directly enjoy medical insurance. Therefore, there is no balance to be cleared.

Different cities have different medical insurance policies for residents.

Take an example of a city: residents pay 320 yuan a year for medical insurance, and there is no return in the personal account at present, but there is a reimbursement amount, for example: you go to a community hospital to buy medicine, this medicine is 10 yuan, if the reimbursement ratio is 60%, the reimbursement is 6 yuan, and you pay 4 yuan.

Next year, the general outpatient clinic can be reimbursed 360 yuan, and if this amount is not used up, it will be cleared by the end of the year. If you still have money in your medical insurance personal account, and the money is not cleared, the part you pay when you use it will be deducted from your personal account first, and if your personal account has no money, you need to pay it out of your pocket.

If the medical insurance is only 320 yuan a year, it may be the medical insurance for urban and rural residents, and the urban and rural residents will enjoy the treatment of medical insurance for one year after paying the medical insurance, and they will not enjoy the medical insurance treatment if they do not pay the fee.

I don't know which health insurance you're talking about? According to what you said**, generally speaking, it is cleared in one year.

Thank you for your question.

Summary. It won't be cleared.

It won't be cleared.

The balance in the resident medical insurance account will not be cleared. The money in the personal (selling defibrillation family) account will not be cleared by defeat, but will directly be calculated and taken into the overall account of the residents' individual contributions and the subsidy part.

Generally speaking, according to the system of medical insurance for urban and rural residents, the amount of money paid by individuals will not be accumulated. If you want to enjoy medical insurance without paying, you should choose basic medical insurance for urban employees.

The medical insurance for urban and rural residents is paid differently once a year, and the payment in the current year benefits in the current year, and will it be cleared in the next year? It's just nothing. Do I have to pay the fee the following year?

That is true.

Medical insurance of 320 yuan is not a stove ear to clear every year. The money in your health insurance card will never be wiped out. If the money in the medical insurance card, including the balance of previous years and the money transferred in the current year, is not used up at the end of the year, it will continue to be carried forward to the next year.

Since the money of the medical insurance card belongs to the personal account, the money in the personal account belongs to one of the personal property and will always belong to the individual.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the single family Li Wei and the members of the society, coupled with the first funding, the sick members of the society can obtain the necessary material help from the society, reduce the burden of medical expenses, and prevent the sick members of the society from "becoming poor due to illness".

In November 2019, the first batch of 422 diseases and payment methods in Anhui Province were announced, and from January 1, 2020, urban and rural residents will have a unified payment standard when they seek medical treatment in 18 provincial medical hospitals.

1. How to complain about unreasonable community transformation.

1. If the renovation of the community is unreasonable, you can complain to the construction department. There are many effective ways to report illegal construction. Among them, you can go to the local township ** or county ** to report, or report online.

In addition, complaints can be made to the construction department, which is nationally unified in the construction sector. For illegal buildings in rural areas, ** can be demolished within a time limit. If you refuse to demolish it yourself, the county-level ** will be forced to demolish it or appeal in accordance with the law.

2. Legal basis: Article 274 of the Civil Code of the People's Republic of China.

Roads within building zoning belong to the owners in common, except for urban public roads. The green space within the building zoning belongs to the common ownership of the owners, except for the urban public green space or the express belonging to the individual. Other public places, public facilities and property service rooms within the building zoning belong to the owners in common.

Article 68 of the Urban and Rural Planning Law of the People's Republic of China.

After the competent department of urban and rural planning makes a decision to order the construction to be stopped or demolished within a time limit, if the party does not stop the construction or does not demolish it within the time limit, the local people at or above the county level where the construction project is located may instruct the relevant departments to take measures such as sealing the construction site and compulsory demolition.

2. The duties and obligations of the community property are as follows:

1. Fully perform the property management contract, maintain and repair the houses, facilities and public parts entrusted by the property owner, and undertake the security, fire prevention, greening maintenance, cleaning and cleaning of the residential community and the property in the community, as well as the convenience services necessary for the daily life of the property owner and the user;

2. Accept the supervision of the property management committee and residents;

3. Major management measures shall be submitted to the property management committee for deliberation and decision;

4. Accept the guidance and supervision of housing and land management agencies, other administrative agencies and local sub-district offices;

5. If any violation of laws, regulations and rules is discovered, it shall be reported to the relevant administrative authorities in a timely manner.