This year, the medical insurance pays 320 yuan, what policies can be enjoyed, and what is the reimbu

If the part of the residents' self-payment exceeds 10,000 yuan, then they can be reimbursed according to the proportion, and if it is a chronic disease, they can also bring the relevant procedures for reimbursement. In the case of a second-level hospital, the reimbursement ratio is 40%, and in the case of a third-level hospital, the reimbursement ratio is 30%, and the leverage can be increased when paying for medical insurance, and you can get a higher subsidy.

When you are sick and hospitalized, you can be reimbursed, and you can also be reimbursed according to the proportion, you will save money very much, and you can enjoy financial subsidies. There will be some coverage for chronic diseases. Within 100,000 yuan, 85% will be reimbursed. The part exceeding 100,000 yuan will be reimbursed 95%.

There will be corresponding reduction and exemption policies for medical treatment, outpatient clinics, or hospitalizations, and the approximate reimbursement amount is about 30% to 45%, so you must increase the leverage when paying medical insurance, so that the subsidy you can get is relatively high.

You can do chronic diseases. You can enjoy discounts when you are hospitalized, and you will also be reimbursed, and some places can make a second reimbursement. There will be some official subsidies. Generally 80%.

The 320 yuan medical insurance includes basic medical insurance, serious illness insurance (no additional payment) and medical assistance. According to the relevant regulations, the reimbursement ratio of the medical insurance card is generally 60% to 70%, and the medical insurance policies in various places have the minimum and maximum limits for the reimbursement of the medical insurance card. The reimbursement ratio will vary from place to place, and the specific reimbursement ratio needs to check the relevant policies of local medical insurance reimbursement.

Social Insurance Law of the People's Republic of China

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 25 The State shall establish and improve the basic medical insurance system for urban residents.

The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

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The medical insurance of 320 yuan per year can be reimbursed through the official website of the government service to enter the [government service], and the specific operation is as follows:

1. Select "Public Services".

First of all, enter the government service page, select [Public Service] and click to enter.

2. Select "Medical Insurance Reimbursement Application".

Then, select [Medical Insurance Reimbursement Application] on the public service page and click to enter.

<> in accordance with the Social Insurance Law of the People's Republic of China

Article 3 The use of medical security shall adhere to the people's health as the center, the level of security shall be commensurate with the level of economic and social development, and the principles of legality, safety, openness, and convenience shall be followed.

Article 4: The supervision and management of the use of medical security shall be combined with supervision, social supervision, industry self-discipline and personal trustworthiness.

Article 5: The people at or above the county level shall strengthen leadership over the supervision and management of the use of medical security, establish and improve the supervision and management mechanism for the use of medical security and the law enforcement system for supervision and management, strengthen the capacity building for the supervision and management of the use of medical security, and provide safeguards for the supervision and management of the use of medical security.

Article 9: The State is to establish and complete a unified national management system for handling medical security, providing standardized and standardized medical security handling services, and achieving full coverage at the provincial, municipal, county, township (street), and village (community) levels.

Article 10 The medical security agency shall establish and improve the business, financial, security and risk management systems, do a good job in the management of service agreements, cost monitoring, allocation, treatment review and payment, etc., and regularly disclose to the public the income, expenditure, and balance of medical security, and accept social supervision.

Article 11 The medical security agency shall establish a collective bargaining and consultation mechanism with the designated medical institution, reasonably determine the amount of the medical security budget and the time limit for the allocation of the designated medical institution, and negotiate and sign a service agreement with the designated medical institution according to the needs of protecting public health and managing services, standardize the medical service behavior, and clarify the violation of the service agreement and its responsibility.

The individual payment of resident medical insurance will be increased, and the proportion of hospitalization reimbursement will be appropriately adjusted according to the current point of view, but the adjustable proportion will not be too large.

Yes, because the policy is getting better and better, the proportion of hospitalization cancellation will definitely increase.

It should be improved, and the medical insurance treatment may get better and better in the future, and maybe you won't have to spend money to see a doctor in the future.