How much does it cost to buy Life Care Million Long term Medical Insurance at the age of 43?

At the age of 43, if you have social security to purchase long-term medical insurance, the first year's premium is 806 yuan, and the premium will increase every year thereafter.

Overall, this long-term medical insurance is still good. It covers general medical care, 120 types of critical illness medical treatment and proton and heavy ion medical treatment, with a maximum reimbursement of 4 million yuan a year, which can basically meet most of the medical security needs. In addition, if the insured does not make a claim during the policy year, the sum insured can be increased by 200,000 yuan when the policy is renewed.

Moreover, the advantages of caring for millions of long-term medical care are also more obvious, and people with social security at the age of 30 are insured, which only costs 229 yuan a year. It should be noted that this product lacks the protection of purchased drugs.

The detailed coverage is as follows, first of all, the product does not include ordinary outpatient and emergency services. The coverage covers hospitalization, or outpatient expenses incurred in the first 7 days of hospitalization and 30 days after discharge, as well as certain diseases that require long-term outpatient treatment, such as cancer radiotherapy and chemotherapy, targeted drugs and kidney dialysis, etc.

The initial sum insured of this product is 4 million, and if no claims occur within the current year, the sum insured will increase by 200,000 in the second year, and so on, up to 6 million sum insured. During the 20-year guaranteed renewal period, a maximum of 10 million claims can be made.

For general hospitalization, the product has a deductible of 10,000 yuan, and 100% reimbursement for more than 10,000 yuan. If hospitalized for 120 critical illnesses, there is no deductible. However, it should be noted that if there is social security but the discharge settlement does not take social security, the insurance company can only pay 60% of the claim.

Claims are not limited to the medical insurance catalog, and self-financed drugs and imported drugs can be claimed, which is also relatively good.

Reasonable bed fees, diagnosis and treatment fees, surgery fees, meal expenses, etc. incurred during hospitalization can also be claimed.

To sum up, this million medical treatment is still relatively good.

At present, there are basically 4 long-term medical insurance companies on the market that guarantee renewal for 20 years, and these 4 long-term medical insurance companies have their own characteristics, and they are generally not bad.

Hope the above can help you.

How much does it cost to buy Life Care Million Long-term Medical Insurance at the age of 43? If you buy this type of insurance, you need about 50,000 to 60,000 yuan a year.

Summary. Hello, the annual premium of million medical insurance for 45 years old is about 800 yuan.

Hello, the annual premium of million medical insurance for 45 years old is about 800 yuan.

The specific amount of premiums for million medical insurance has a lot to do with the age of the insured and the physical state of Yuanheng, generally the premiums range from 200 to 1000 yuan, if it is a child and young people under the age of 20, it will be cheaper to buy million medical insurance. Staring at the mold.

Based on your situation, 46-50 years old with social security pay 1169 yuan per year, if there is no social security, pay 2486 yuan per year!

1.What is Million Dollar Medicare.

Insurance is roughly divided into life insurance and property insurance, because your insurance belongs to life insurance, I will give you a science popularization of life insurance. Life insurance includes medical insurance, accident insurance, critical illness insurance and life insurance, and your million medical insurance is actually a kind of commercial medical insurance with the highest leverage, which belongs to the actual reimbursement, and the million medical insurance will have a deductible of 10,000 yuan, which is used to reduce the pressure of insurance companies.

2.Ping An Insurance's million medical basic summary.

This product belongs to the product launched by Ping An of China, the insurance age is 0 to 60 years old, the insurance period is one year, the waiting period is 30 days, the deductible for general medical treatment is 10,000 yuan, and the deductible for critical illness is 0.

The insurance liability mainly includes 2 million coverage for general medical treatment, 2 million coverage for 120 specific medical treatments, and a total of 400 million coverage.

2.An overview of the cost of insurance paid by age group.

0-4 years old with social security pay 856 yuan per year, no social security pay 1884 yuan per year; 5-10 years old with social security pay 416 yuan per year, no social security pay 897 yuan per year; 11-15 years old with social security pay 324 yuan per year, no social security pay 699 yuan per year; 16-20 years old with social security pay 209 yuan per year, no social security 451 yuan; 21-25 years old with social security pay 248 yuan per year, no social security pay 532 yuan per year;

26-30 years old with social security pay 319 yuan per year, no social security pay 684 yuan per year; 31-35 years old with social security pay 380 yuan per year, no social security pay 817 yuan per year; 36-40 years old with social security pay 496 yuan per year, no social security pay 1067 per year; 41-45 years old with social security pay 731 yuan per year, without social security pay 1567 per year; 46-50 years old with social security pay 1,169 yuan per year, without social security pay 2,486 yuan per year;

51-55 years old with social security pay 1439 yuan per year, no social security pay 3057 per year; 56-60 years old have social security and pay 1,843 yuan per year, and no social security pays 3,921 yuan per year.

If you want to participate in insurance for other ages, you can refer to it!

What does it mean to ask.

There are many rules and regulations for buying insurance, which is basically that there is no medical history, or hospitalization for a serious illness will exclude asking what kind of disease, and you can't buy insurance.

The question is that I have been hospitalized, can't I buy it?

Older people will have a medical check-up.

Ping An salesman will explain to you.

Ping An Insurance Company has a lot of medical insurance products for millions, and different products** are also different. Taking micro-medical insurance long-term medical care (20 years) as an example, a 47-year-old man who buys 2 million insurance needs 816 yuan a year and 3,056 yuan a year without social security on the premise of having social security.

Ping An Million Medical Insurance is only about 1,000 a year at the age of 47, with a maximum insurance amount of 6 million. Imported drugs can be reimbursed at their own expense.

Summary. Dear, hello, according to your question, I will give you an answer now: dear, the age of the policyholder is about 0 years old or 1 year old, then millions of medical insurance needs to pay a premium of about 700-800 yuan a year.

The policyholder is an elderly person, aged about 50-55 years old, so the million medical insurance needs to pay about 1,000-1,500 yuan a year. 1 million medical insurance, that is, a medical insurance with an amount of 1 million or more than 1 million, we call it a million medical insurance product. Million medical insurance products are also very popular products in recent years, and they have been strongly welcomed by everyone since they were launched, because first of all, its insurance amount is very high, which can be as high as 1 million or even three or four million, and secondly, it is very cheap and almost everyone can afford it.

Dear, hello, according to your question, I will give you an answer now: dear, the age of the policyholder is about 0 years old or 1 year old, then millions of medical insurance needs to pay a premium of about 700-800 yuan a year. The policyholder is an elderly person, aged about 50-55 years old, so the million medical insurance needs to pay about 1,000-1,500 yuan a year.

1 million medical insurance, that is, the amount is 1 million or more than 1 million such a kind of medical insurance, we Hedong call it a million medical insurance products. Millions of medical insurance products are also a very popular product in recent years, and it has been strongly welcomed by everyone since it was launched, because first of all, its insurance amount is very high, which can be as high as 1 million or even three or four million, and the second is that it is very cheap and almost everyone can afford it.

Million Reputation Medical Insurance has to pay for one year a year, because the coverage period of Million Medical Insurance is one year. The cost of million medical insurance is paid once a year, and the cost of paying for one year provides one year of protection, if consumers want to get protection for a longer period of time, they need to pay a fee once a year, for example, consumers want to get the protection provided by the million medical insurance for 6 years, they need to pay for 6 years, and pay a million medical insurance costs for 6 consecutive years every year. The imitation orange refers to the million-dollar medical insurance to pay a year's fee for a year, and it can only pay a year's fee for a year.

How much is a year at 43 years old.

The premium is around 700-800 yuan.

Summary. Dear, hello, I am glad to answer for you that the protection period of medical insurance is 1 year, but the agreement to guarantee the renewal of 20 years is the longest guaranteed renewal time among the current million medical insurance, and the insurance age is 30 days to 65 years old, which is quite large. The normal medical coverage of Medical Worry-Free Million Medical Insurance is 2 million, and critical illness medical treatment is divided into 55 specific diseases with an insured amount of 2 million, and 120 critical illnesses with an insured amount of 4 million

Dear, you are happy to answer the question of the protection period of medical worry-free million medical insurance is 1 year, but the agreement to guarantee the renewal of 20 years, is currently the million medical insurance, the longest guaranteed renewal time, the insurance age is 30 days - 65 years old, the span is quite large. The normal medical coverage of medical insurance is 2 million, and critical illness medical insurance is divided into 55 specific diseases, such as 2 million for Feng and 4 million for 120 critical illnesses