What is the best insurance for a 35 year old woman?

I think for a 35-year-old woman, it is definitely more appropriate to buy pension insurance. Because you are about to enter middle age after the age of 35, if you don't buy endowment insurance at this time, then your pension problem may be difficult for you to bear, so you should buy a endowment insurance when you are young, and wait until you really need to provide for the elderly, so that you can live a decent life. In our society, there are many people who are not aware of the importance of endowment insurance, and even some people are reluctant to buy endowment insurance, but this perception is very wrong.

Because endowment insurance can not only protect one's old age, but more importantly, it can also solve one's own living burden. You have to pay your pension insurance on time every month.

But when you retire, you can enjoy the benefits of your pension insurance.

Pension insurance is very important among all insurances. Because with the continuous improvement of people's material living conditions, the life expectancy of human beings will also slowly change. If you don't buy endowment insurance, when you live in old age, your savings will depreciate to a certain extent, so that you will not have any support for your old age, and you can protect your life well with an endowment insurance, and you don't even have to rely on your children to live.

When you are about to enter the age group of 35 years old, you can consider buying a suitable endowment insurance for yourself, so as to pave the way for your future pension life in advance, which can not only ensure your quality of life, but also protect yourself. Without pension insurance, you will put yourself on the verge of poverty.

Summary: We are now young people should also actively establish the concept of endowment insurance for themselves, while improving their own inertia, only by working hard to improve themselves, in order to make their old life wonderful, if they do not work hard when they are young, then they do not have a good life security when they are old.

The most suitable insurance to buy should be maternity insurance, accident insurance, and unemployment insurance, all three of which are very important for women.

I think it's critical illness insurance, because critical illness insurance can help us solve many difficulties, and it can also protect our interests well, so many people will buy it.

Buying accident insurance, thirty-five years old is not too young, and life is very short, maybe there will be an accident one day.

You can buy some critical illness insurance, you can also buy some maternity insurance, and you can buy some critical illness insurance.

1. Accident insurance.

Because accidents are ubiquitous and impossible, and accident insurance covers death and disability caused by accidents, if you want to prevent accidents, you can buy an accident insurance.

2. Medical insurance.

Medical insurance covers outpatient and inpatient medical expenses due to illness and accidental injury, and most people will buy a medical insurance because it has a wide range of coverage.

3. Critical illness insurance.

According to data from the Ministry of Health of the People's Republic of China, the probability of suffering from a critical illness in a lifetime is high, so if the economic conditions allow, we should try to give priority to purchasing critical illness insurance.

4. Life insurance. Because life insurance only covers death and total disability, you can buy a life insurance policy if you need it.

Expansion: How important is critical illness insurance: On the one hand, the age of 35 is a critical period for your career, and if you suffer from a critical illness and fall down as the breadwinner of your family, you will not only have to spend a lot of money during this period, but your job income is not guaranteed.

The role of critical illness insurance is to transfer this risk, even if you unfortunately suffer from a critical illness, it will not collapse the family's economy! On the other hand, the incidence of critical illness increases significantly after the age of 30, but fortunately, it is not very expensive for 35-year-olds to buy critical illness insurance, so it is important to buy critical illness insurance as soon as possible!

Women aged 35 are given priority in applying for critical illness insurance, million medical insurance, accident insurance and term life insurance.

Nowadays, many diseases show a trend of younger people, and some 35-year-old women will have some bad lifestyle habits, such as lack of exercise, sedentary and so on. In addition, many 35-year-old women also bear the dual pressure of family and workplace, so the body often bears a certain burden. Therefore, the risk of disease in women aged 35 is not negligible.

For the risk of disease, critical illness insurance and million medical insurance are more suitable for 35-year-old women.

Equipped with critical illness insurance, if a 35-year-old woman unfortunately suffers from a related disease, if eligible, the critical illness insurance will pay the corresponding insurance benefits. Equipped with million medical insurance, if eligible, million medical insurance can reimburse high ** expenses on a pro rata basis.

With both critical illness insurance and million-dollar medical insurance, the health protection of a 35-year-old woman will be more adequate!

For those who have critical illness insurance needs, you may wish to take a look at this list of critical illness insurance products suitable for 35-year-old women:

Recommended for you at the age of 35, the top 10 cheap and well-priced critical illness insurance points!

In addition, it is also very necessary for a 35-year-old woman to have accident insurance.

It is important to know that accidents are uncertain and often cannot be predicted, and people of all ages need to be aware of their own accident risks, and 35-year-old women are no exception. Accident insurance, on the other hand, transfers the financial risk of an accidental injury to the insured person, making it ideal for women aged 35.

Many 35-year-old women have become the breadwinner of the family, and for the breadwinner, term life insurance is also very much in need of allocation!

Imagine, if the breadwinner of the family unfortunately dies, the main economic ** of the family may be cut off, and supporting the elderly, raising children, etc.

If term life insurance is pre-configured, it can pay a lump sum to help families survive a financial crisis if they are eligible. It can be said that term life insurance is insurance for families.

For those who don't know about term life insurance, don't miss this guide:

What is Term Life Insurance? Who is it suitable for? Everything you want to know is here!

Based on your description, it is advisable to prioritize the purchase of accident health insurance. Experts remind that due to the special body structure of women, the troubles caused by some special diseases are also very distressing to the majority of women.

To this end, the women's comprehensive cancer insurance launched by China Merchants Cigna is an insurance specially designed for women

1. Cost-effective, you can pay 5 years to insure for 10 years, the premium is the same every year, 30-50 years old is the high incidence period of cancer, spend a small amount of money to buy peace of mind; During the policy term, the premium does not increase with age.

2. Compensation will be paid if it is diagnosed, up to 300,000 yuan, and once diagnosed, it will be paid immediately, up to 300,000 yuan, which is better than social security.

3. Exclusive insurance for cancer, 2 times the compensation for women, special insurance for cancer, low rate and high cost performance; There are only 6 exceptions, and all other cancers are fully compensated; Female specific high-incidence cancers (breast cancer, cervical cancer, ovarians, etc.) will be covered twice.

4. The second medical opinion service, enjoy the top medical network at home and abroad, greatly reduce the probability of misdiagnosis and error, and obtain the most advanced and effective advice.

What do 35-year-old people need to consider when buying insurance, and how to buy it cost-effective, for this reason, I will screen out some cost-effective products for youSuitable for 35 years old, top 10 cost-effective insurance ** points".

Let's talk about the best insurance configuration for 35 years old: critical illness insurance + life insurance + medical insurance + accident insurance.

Reasons why critical illness insurance must be bought: On the one hand, 35 x09 years old is the critical period of the career, as the economic pillar of the family, if you suffer from a critical illness and fall, not only will you need a lot of expenses, but also the cost of nursing, nutrition and other expenses during the first period is quite terrifying, and it will also affect your work income during the period. Therefore, the role of critical illness insurance is to compensate for the economic losses caused by all aspects and maintain the original living conditions of the family!

On the other hand, the data shows that the probability of suffering from critical illness increases significantly after the age of 30, and the premium of critical illness insurance will increase with age, so you can't hesitate anymore at the age of 35!

A 35-year-old woman can also buy an endowment insurance for herself, and the endowment insurance will be paid for 15 years, so it is important to buy an endowment insurance for herself while she is young.

1. Life insurance. 2. Critical illness insurance.

3. Accident insurance.

4. Medical insurance.

5. ** Insurance.

Of course, what to buy should be based on your actual situation and choose the most suitable for you.

Critical illness insurance, medical insurance, accident insurance, and some insurances with a financial nature can be considered.

Because a 35-year-old woman faces the risk of illness and accidents, critical illness insurance, medical insurance and accident insurance can be considered for protection insurance. If you have capital planning and financial needs, you can also consider some insurance with financial management properties, such as traditional insurance.

Annuity insurance, increased whole life insurance, etc. can realize the idea of being in the pocket.

It depends on what protection you have now. It is generally recommended to first apply for accident insurance, critical illness insurance, medical insurance, and then you can also apply for some financial annuity insurance.

35-year-old woman. Health insurance is available. Critical illness medical insurance.

A 36-year-old woman is cotton, and a lot of commercial insurance is available, you can buy medical insurance, you can buy dividend insurance, you can buy critical illness insurance, you can also buy life insurance, as long as you have money, you can buy any insurance.

1.The range of choices is relatively wide for the appropriate age of purchase.

2.The premium should be 10%-15% of the annual income, and the sum insured should be set at 6-10 times the annual income.

5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

7.It is important to prioritize the protection of the main income earners of the family as much as possible.

Comprehensive protection type, people to middle-aged physical fitness decline, and is about to face pension problems, so it is recommended to choose a comprehensive insurance plan that includes pension, medical accidents and value.

Generally speaking, 35-year-old women buy insurance mainly with personal protection insurance, so for 35-year-old women, it will be more appropriate to buy critical illness insurance, million medical insurance, term life insurance, and accident insurance.

For those who don't know about these types of insurance, you can take a look at this article first: What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

1. Critical illness insurance.

Critical illness insurance, also known as critical illness insurance, mainly provides protection for the diseases specified in the policy.

If you have purchased critical illness insurance, the insurance company will pay a sum of insurance benefits according to the agreement if you unfortunately suffer from an illness specified in the policy during the coverage period and meet the claim requirements.

The purpose of the claim money of critical illness insurance is not limited, we can use it to pay ** expenses, and we can also use it for ** recuperation expenses in the later stage, etc., to a certain extent, to make up for the economic losses during our illness.

2. Million medical insurance.

Million Medical Insurance is mainly to reimburse the ** expenses incurred by our illness and hospitalization. Compared with medical insurance, the reimbursement amount of million medical insurance is relatively high and the scope is relatively wide.

In addition, many million-dollar medical insurance also contains some value-added services such as "drug fee advance" and "green channel for medical treatment", which can provide convenience for us to see a doctor.

3. Term life insurance.

For people in the age group of 35, many people are the breadwinners of the family, and it is also important to buy a term life insurance as a pillar of finance, mainly to ensure that the life of the family can be carried out normally in case of misfortune.

4. Accident insurance.

Accident insurance mainly covers personal injury caused by external, sudden, unintentional and non-disease events.

When you go out, anyone may encounter accidents or accidental injuries, so it is also necessary to configure an accident insurance.

35 years old is still a relatively young age, and all insurance plans on the market can be purchased. As for how to configure it, here are my suggestions.

First of all, you need to buy enough insurance to save your life. If your income is very good, you can buy a high critical illness.

High accident + complete high medical insurance, and then buy online consumer insurance from two insurance companies. With this insurance, no matter what risks occur in the future, you will have money to treat your illness, which is very good.

Secondly, if you have more budget, you can increase your value, that is, death insurance, which can improve your family's ability to resist risks, even if the pillars cannot support the family one day, the family can also have enough time to adapt to changes.

Of course, if you simply want to buy a medical insurance, let a professional and ethical person design a suitable insurance for you, be sure to add medical insurance, and then buy one or two consumer insurance from insurance companies to ensure that minor illnesses and small disasters are worry-free, and major illnesses and disasters are also protected.

The surname of insurance is "Bao", and priority protection is the true meaning of buying insurance. If you want to manage your finances through insurance, you are welcome to ask questions again. Hope it works for you.