Suitable for 70 80 years old

There are several types of insurance suitable for seniors aged 70-80:

Seniors between the ages of 70 and 80 are suitable for accident insurance, million-dollar medical insurance, and cancer insurance.

1. Accident insurance: Osteoporosis for the elderly, plus the elderly often live alone, and they may not be found in time if they fall.

2. Million medical insurance: If you are in good health, your age is in or the only difference is that your parents are already 60 years old, and you can't buy millions of medical insurance, and the general medical insurance is purchased before the age of 60.

3. Cancer insurance: If the elderly are not in good health and have chronic diseases, it is not possible to buy medical insurance, so you can consider cancer prevention insurance and cancer prevention medical insurance.

4. Others: If you are too old, 80 years old, or have a great physical illness, and any commercial medical insurance and cancer prevention insurance do not meet the requirements, you can consider Huimin Insurance.

If you want to insure the elderly group aged 70-80, the first thing you must consider is the physical health status and age of this group of people; Secondly, it is to choose the appropriate insurance product according to the insurance needs of the insured.

Considering that everyone's actual situation and insurance needs are different, the following senior sister will focus on insuring the elderly group aged 70-80 and learn about it with you.

Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance.

To buy insurance for the elderly group aged 70-80, it is recommended that you consider exclusive commercial endowment insurance, cancer insurance and accident insurance.

Since the age of the 70-80-year-old group belongs to the elderly group, it is difficult to successfully apply for health insurance such as common health insurance such as critical illness insurance and million medical insurance.

If you want to get a certain amount of health insurance protection, you can also consider cancer insurance for this kind of elderly people.

The main reason is that the insurance conditions for cancer insurance itself are relatively relaxed, and the diseases with a high incidence of the elderly group aged 70-80 also include malignant tumors, and the probability of insurance is also quite high.

When it comes to cancer insurance, if you don't know about this type of insurance, you might as well click on the following to find out:

What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation.

Since it is for the elderly group aged 70-80 to be insured, in addition to health protection, it is also necessary to consider accident risks and pension issues.

Accident risk is common and high in the elderly aged 70-80 years; For example, if you fall unexpectedly due to immobility in your daily life.

Therefore, it is indeed worth considering taking out an accident insurance for the elderly group aged 70-80.

What are the insurances for the elderly, and what insurance is good for your parents, you all need to know.

The insurance suitable for the elderly aged 70-80 years old includes: accident insurance, million medical insurance and cancer insurance.

If you are too old and your physical condition is not suitable for buying commercial insurance, then you can also buy Huimin Insurance.

If you really don't know how to buy insurance for your elderly, the following article is worth referring to: What are the [old people's insurance] and what insurance is good for your parents, you need to know.

It's good to buy that kind of insurance over 70 years old.

Summary. Hello, for you to make the following: suitable for the elderly 70-80 years old insurance 1, cancer insurance prevention insurance is a kind of critical illness insurance, it is mainly for cancer to provide protection, is a special product, to make up for the lack of traditional critical illness insurance.

Coverage includes: Cancer, Carcinoma-in-situ, Mild Cancer, and Certain Cancers. 2. Comprehensive insurance for the elderly has a relatively wide range of coverage, including accidental death and disability, accidental injury medical treatment, accidental injury hospitalization allowance, gas accident death and vehicle accidental death and disability.

Suitable for 70-80 years old

Hello, for you to make the following: suitable for the elderly 70-80 years old insurance 1, cancer insurance prevention insurance is a kind of critical illness insurance, it is mainly for cancer to provide protection, is a special product, to make up for the lack of traditional critical illness insurance. Guaranteed are:

Cancer, carcinoma in situ, mild cancer, and specific cancers. 2. Comprehensive insurance for the elderly has a relatively wide range of surpluses, including accidental death and disability, accidental injury medical treatment, accidental injury hospitalization allowance, gas accident death and transportation accident death and disability.

3. In the event of accidental injury, death, disability, sudden death, hospitalization and medical expenses incurred by the insured, the insurance company will pay a certain amount of compensation. 4. Accident insurance provides insurance compensation for the death, disability or outpatient and inpatient medical treatment of the insured due to accidental injury.

Categories of insurance suitable for seniors aged 70-80 years:

1. Accident insurance for the elderly:

There are many people over 80 years old on the market who can also buy Tongzhi accident insurance, which belongs to the special funds for the elderly, and in the accident insurance for the elderly, we should pay attention to several key points, whether the accident medical amount is high or not, and the insurance content does not contain fractures, and the core place is not limited to social security expenses, because there are still not many products that are willing to reimburse self-financed drugs.

2. Cancer insurance for the elderly:

Cancer is the hardest hit area of insurance claims, accounting for about 60% of critical illness claims of major insurance companies. Although the elderly aged 70-80 are no longer able to buy million-dollar medical insurance or critical illness insurance, cancer insurance is not affected, but the older the grade, the higher the premium, you can consider giving the elderly cancer medical insurance first.

3. Medical insurance for the benefit of the people:

With the leading role of local insurance companies, and local insurance companies have joined hands with a lot of Huimin types of medical insurance, such as Nanjing Huimin Insurance and Suzhou Su Huibao, Ping An Buddha Medical Insurance, Huizhou Huimin Insurance, Guangzhou Huimin Insurance, etc., this kind of medical insurance is of a public welfare nature, the biggest highlight is that you can partially take sick insurance, and there is no age limit, as long as you buy local medical insurance, you can be reimbursed through this kind of commercial medical insurance.

Precautions for buying old-age insurance.

1. Plan as early as possible.

Insurance is generally bought earlier and cheaper. The premium of insurance is largely linked to age, the older you are, the more expensive it is to buy insurance, many insurance will limit the age of the policyholder, once you exceed the maximum insurance age, you will not be able to apply for insurance.

2. Reasonable selection of insurance types.

In fact, for most seniors, it is enough to buy accident insurance and health insurance (health insurance can be bought). The elderly generally do not need life insurance, because the main role of life insurance is to ensure that the quality of life of the family will not change much after the economic pillar falls.

3. Read the terms of the insurance clearly.

When choosing an old-age insurance, you must carefully read the content of the insurance terms of the bureau. There are generally many restrictions on the elderly to buy insurance, and only after understanding the insurance terms can they know whether they can be insured, whether they are suitable for insurance, and avoid the consequences of being denied by the insurance company because they do not see the insurance terms. <>

Summary. Hello dear, 1. Huimin Insurance: Huimin Insurance is blooming everywhere, but the protection responsibilities are different, but they all have the conditions of unlimited age, no limit to disease, and as long as there is local medical insurance, you can participate in the insurance.

Taking Guangzhou Huimin Insurance 2022 as an example, in addition to the inpatient medical expenses within the medical insurance, the insurance also covers the inpatient medical expenses outside the medical insurance and special drug protection, and the insurance amount has been upgraded from 2 million to 3 million, and the protection has been further strengthened. It is very powerful and a good choice for the elderly aged 70-80 years; 2. Accident insurance: due to fall injuries caused by physical exhaustion or osteoporosis, traffic accidents may also occur due to the slow reaction of the elderly, so it is okay to buy an accident insurance for the elderly.

It is common for the elderly to be earmarked for accident insurance in the market, and the age is relaxed to 80-90 years old.

Suitable for 70-80 years old

Hello dear, 1. Huimin Insurance: Huimin Insurance is blooming everywhere, but the protection responsibilities are different, but they all have the conditions of unlimited age, no limit to disease, and as long as there is local medical insurance, you can participate in the insurance. Taking Guangzhou Huimin Insurance 2022 as an example, the insurance content not only covers the hospitalization medical expenses within the medical insurance, but also covers the hospitalization medical expenses outside the medical insurance and special drug protection, and the protection amount has been upgraded from 2 million to 3 million, and the protection has been further strengthened.

It is very powerful and a good choice for the elderly aged 70-80 years; 2. Accident insurance: due to fall injuries caused by physical exhaustion or osteoporosis, traffic accidents may also occur due to the slow reaction of the elderly, so it is okay to buy an accident insurance for the elderly. It is common for the elderly to be earmarked for accident insurance in the market, and the age is relaxed to 80-90 years old.

For the elderly, the insurance threshold has also been set up for the elderly to prevent cancer medical insurance (generally relaxed to 80 years old), if you can't buy it, you can directly buy Huimin Insurance + comprehensive accident insurance for the elderly. Regarding the insurance for the elderly who are suitable for 70-80 years old, the content analysis of the insurance that can still buy Shiyuan Liang at the age of 80 is introduced here, I hope it will be helpful to everyone.