Is it true or false that the insurance pays back the principal for ten years?

Whether the insurance pays back the principal for ten years depends on the situation.

If it is a protection insurance such as critical illness insurance and term life insurance, the principal will generally not be returned; However, insurances with strong financial management functions, such as increased whole life insurance and annuity insurance, usually do not directly return the principal, but the income is likely to reach or even exceed the principal; If the consumer is insured with both insurance, and the proportion of the maturity insurance premium of the product is the premium paid, it is also possible to recover the principal.

Space is limited, so I will briefly introduce the increased whole life insurance and annuity insurance.

Incremental whole life insurance refers to whole life insurance with an increasing sum insured, which means that the longer the insured survives, the more insurance benefits the insurance company will pay out when the insured person goes out of insurance.

On top of that, the cash value of incremental whole life insurance products will also rise gradually.

When the cash value grows to a certain extent, if the insured chooses to surrender the policy and withdraw cash, you can get a considerable amount of income, interested friends can refer to this article: The love life guardian saint lifelong life that was blown up by netizens, I was shocked after calculating the real income!

Secondly, annuity insurance takes the survival of the insured as the condition of payment, and pays the survival insurance money on an annual, semi-annual, quarterly or monthly basis until the death of the insured or the expiration of the insurance contract, which has the characteristics of stable income.

Moreover, annuity insurance will not be affected by changes in the economic environment and downward interest rates, and can achieve the preservation and appreciation of funds.

Heart-warming friends may wish to take a look at this list: Top 10 annuity insurance rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!

Ten years of insurance to return to the capital, the deception is that you don't understand. When the salesman recommended insurance, he said that he could get back all the principal and interest after paying for ten years, and said that he could save money if he was sick or not, is this true? I can tell you responsibly, of course this is fake, don't believe it, if the salesman still tells you so, you can block it, it's very unrealistic.

Whether the return of the principal after 10 years of insurance really depends on the actual situation.

Both insurance can return the premium at the agreed time, but generally speaking, this point in time will be more than 10 years, and the insurance salesman said that the refund of the principal, the actual contract is obtained in the form of survival insurance money, not the real surrender. The principal cannot be refunded after 10 years.

Compensation insurance for property insurance is to compensate for the actual loss amount within the validity period of the insurance, the scope of liability agreed in the insurance contract, and the insured amount when a specific disaster occurs. Through compensation, the actual loss of existing social wealth caused by disasters and accidents can be compensated in value and restored in use value, so that the process of social reproduction can be carried out continuously. Compensation includes not only compensation for the economic loss caused by natural disasters or accidents of the insured, but also economic compensation for the economic compensation liability of the insured to a third party in accordance with the law, and compensation for economic losses caused by breach of contract in commercial credit.

Summary. This question is up to me, it takes a little time to type, so please be patient.

Is it true or false that the insurance pays back the principal for ten years?

This question is up to me, it takes a little time to type, so please be patient.

What kind of insurance is it?

Shuidi Baowei has paid the insurance for almost 2 years, and today he said that next month, more than 300 a month will be deposited on his bank card for ten years, and the principal will be returned after ten years, and he will be insured until he is 80 years old.

It's true. What is the name of the water drop insurance?

It is the 6 million critical illness insurance bought on the mobile phone.

Wait a minute, I'll look it up.

This 6 million medical insurance is a million medical insurance promoted by Shuidi Bao and Taiping Property Insurance, and its nature is the same as Alipay's good medical insurance, micro medical insurance, Senhan Laotong and other million medical insurance, and Shuidi Bao is just a sales platform for it.

Is it credible. This insurance is contracted by Pacific Insurance Company, which is still relatively formal and reliable.

There is no problem with the insurance itself, and the contracting agency is also formal, but you have to look at some of the rules in it, especially the health notice.

Well, thanks. Have a great day!

People who don't understand insurance have basically fallen into the insurance pit, so can they return their capital after ten years of insurance? The answer is no, no matter what kind of dividend type or return type you buy, you can't return the principal, pay ten years just pay the premium, whether you can return the principal depends on whether there is this agreement in the contract.

The principal of China Life's normal pension series insurance will be returned.

One is to wait until a fixed age to return, such as the return of the principal at the age of 75.

The other is lifelong, waiting for the death of the insured, and in case of accidental death, it can be returned according to the corresponding compensation multiple.

Generally speaking, it is almost appropriate for pension insurance to be surrendered at the age of 60.

Hello dear! It is basically impossible to repay the principal in 10 years. Some insurance policies can return the premium at the agreed time, but generally this time point will be more than 10 years, so it is not credible.

The insurance salesman said that the refund of the principal is actually obtained in the form of survival insurance money, not the actual surrender. The principal cannot be refunded after 10 years.

If the insurance is paid for 10 years, can it really be returned?