What kind of insurance do you think a 35 year old woman can buy?

Updated on society 2024-07-18
6 answers
  1. Anonymous users2024-02-12

    Generally speaking, 35-year-old women buy insurance mainly with personal protection insurance, so for 35-year-old women, it will be more appropriate to buy critical illness insurance, million medical insurance, term life insurance, and accident insurance.

    For those who don't know about these types of insurance, you can take a look at this article first: What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

    1. Critical illness insurance.

    Critical illness insurance, also known as critical illness insurance, mainly provides protection for the diseases specified in the policy.

    If you have purchased critical illness insurance, the insurance company will pay a sum of insurance benefits according to the agreement if you unfortunately suffer from an illness specified in the policy during the coverage period and meet the claim requirements.

    The purpose of the claim money of critical illness insurance is not limited, we can use it to pay ** expenses, and we can also use it for ** recuperation expenses in the later stage, etc., to a certain extent, to make up for the economic losses during our illness.

    2. Million medical insurance.

    Million Medical Insurance is mainly to reimburse the ** expenses incurred by our illness and hospitalization. Compared with medical insurance, the reimbursement amount of million medical insurance is relatively high and the scope is relatively wide.

    In addition, many million-dollar medical insurance also contains some value-added services such as "drug fee advance" and "green channel for medical treatment", which can provide convenience for us to see a doctor.

    3. Term life insurance.

    For people in the age group of 35, many people are the breadwinners of the family, and it is also important to buy a term life insurance as a pillar of finance, mainly to ensure that the life of the family can be carried out normally in case of misfortune.

    4. Accident insurance.

    Accident insurance mainly covers personal injury caused by external, sudden, unintentional and non-disease events.

    When you go out, anyone may encounter accidents or accidental injuries, so it is also necessary to configure an accident insurance.

  2. Anonymous users2024-02-11

    35 years old is still a relatively young age, and all insurance plans on the market can be purchased. As for how to configure it, here are my suggestions.

    First of all, you need to buy enough insurance to save your life. If your income is very good, you can buy a high critical illness.

    High accident + complete high medical insurance, and then buy online consumer insurance from two insurance companies. With this insurance, no matter what risks occur in the future, you will have money to treat your illness, which is very good.

    Secondly, if you have more budget, you can increase your value, that is, death insurance, which can improve your family's ability to resist risks, even if the pillars cannot support the family one day, the family can also have enough time to adapt to changes.

    Of course, if you simply want to buy a medical insurance, let a professional and ethical person design a suitable insurance for you, be sure to add medical insurance, and then buy one or two consumer insurance from insurance companies to ensure that minor illnesses and small disasters are worry-free, and major illnesses and disasters are also protected.

    The surname of insurance is "Bao", and priority protection is the true meaning of buying insurance. If you want to manage your finances through insurance, you are welcome to ask questions again. Hope it works for you.

  3. Anonymous users2024-02-10

    35-year-old women suggest that it is best to buy social security endowment insurance and medical insurance, only social security insurance is to protect their future life.

  4. Anonymous users2024-02-09

    If the girl has a job, then I recommend her to buy a critical illness insurance.

    If you don't have a job, it's better to buy a critical illness plus protection insurance.

  5. Anonymous users2024-02-08

    A 35-year-old woman should have her own family and career, and she also has a lot of responsibility. For a 35-year-old woman, it is necessary to purchase an insurance policy to protect her health and safety.

    So what kind of insurance should a 35-year-old woman buy? It is recommended that you first consider purchasing personal protection insurance. What insurance is good for a 35 year old woman?

    The first option is a personal protection insurance (i.e., the type of insurance that covers accidents and critical illnesses), because if something happens to you, your family will collect a lot of income and put a heavy burden on the family.

    What insurance is good for a 35 year old woman? It is best to buy lifelong protection, because the chance of getting a critical illness in 20-30 years is not very high, but the chance is much greater for the elderly after the age of 65. What insurance is good for a 35 year old woman?

    If you wait until you are in your 50s or 60s to buy it, you may not be able to buy it (your physical condition does not meet), or you may pay many times more expensive than you are now to buy the same protection.

    What insurance is good for a 35 year old woman? Buy a little proper medical insurance, maybe you don't go to the hospital for a year, two years, but three years, five years always have to go to the big and small illnesses a few times, it may cost a few thousand yuan, but if you buy a few hundred yuan of medical care every year, then a few thousand yuan will be reported to you, isn't it great? What insurance is good for a 35 year old woman?

    If you still have money, you plan to provide for the elderly, buy pension insurance at the age of 40, as far as the same person takes 1,500 yuan a month at the age of 60, you buy at the age of 35, and the money to be paid for the purchase in your 40s and 50s is quite different.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  6. Anonymous users2024-02-07

    Women's insurance is an insurance product designed for women, and its main feature is the protection for critical illnesses that are unique to women. Women's physiological characteristics are different from men's, so there are some diseases that women are insured. Women's insurance products generally include benefits such as carcinoma-in-situ, female-specific surgery, plastic surgery, etc.

    In addition, some women's insurance plans will include benefits for pregnancy sickness and neonatal illness.

    The order of purchasing insurance for women should be accident insurance, health insurance (critical illness insurance and medical insurance), and then consider the types of insurance with functions such as pension and dividends. According to insurance professionals, when women buy insurance, they can also buy insurance according to their age, marriage, economic income and other needs.

    Married women should increase critical illness insurance, and when women reach the age of 30, as their positions become higher and higher, the pressure increases, and the family is in a stable marriage. All things considered, medical insurance should be added to the basis of accident insurance. For middle-aged women over the age of 40, in addition to accident insurance and critical illness insurance, they can also choose insurance products with financial management functions, and plan for their own pension, and you can buy some insurance products with financial management and pension functions.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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