How much can I pay for an accident insurance of 158 yuan after being injured?

Accident insurance, there will be a minimum compensation standard, you have to look at the contract. Some are a few hundred yuan, some are 2,000 yuan, and you can pay at least more than 10,000 yuan.

You ask this question no one can ask you this question, your injury is divided into many levels, each level of the payout ratio is different, generally speaking, the payout ratio of accidental injury medical insurance is between 50%-95%, can only give you an approximation.

If there is a disability, the compensation will be paid according to the level of disability, specifically, the amount of insurance depends on your own policy, if you are injured, it depends on whether you have additional medical insurance, if you are insured, additional medical care can be reimbursed for the corresponding ** expenses.

The company bought accident insurance for employees, and employees were injured accidentally. The insurance company claims for injury insurance that belongs to the employee.

The payout ratio of accident insurance is generally about 80%.

Accident Insurance Compensation Standards:

1. Where the victim suffers personal injury, the compensation obligor shall compensate for the various expenses incurred due to medical treatment and the income lost due to lost work, including medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, and necessary nutrition expenses.

2. If the victim is disabled due to injury, the compensation obligor shall also compensate for the necessary expenses incurred due to the increase in living needs and the loss of income caused by the loss of ability to work, including disability compensation, disability assistive devices, and living expenses of dependents, as well as necessary expenses, nursing expenses, and follow-up expenses actually incurred due to nursing care and continuation. Stool dress.

3. In the event of the death of the victim, the compensation obligor shall, in addition to compensating the relevant expenses provided for in the first paragraph of this article in accordance with the circumstances of the rescue, also compensate for the funeral expenses, the living expenses of the dependents, the death compensation expenses, and other reasonable expenses such as transportation expenses, accommodation expenses, and loss of work incurred by the victim's relatives in handling funeral matters.

4. Where the victim or the close relatives of the deceased have suffered mental damages, and the person entitled to compensation also has the right to request compensation from the people's court for solatium for the moral damages.

Legal basis: Social Insurance Law of the People's Republic of China

Article 38 The following expenses incurred due to work-related injuries shall be paid from work-related injury insurance** in accordance with the provisions of the State:

1) Medical expenses and expenses for work-related injuries;

2) Hospitalization meal subsidy;

3) Transportation and accommodation expenses for medical treatment outside the overall planning area;

4) The cost of installing and configuring assistive devices for the disabled;

5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee;

6) A one-time disability allowance and a monthly disability allowance for employees with disabilities of grades 1 to 4;

7) A one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved;

8) In the event of a work-related death, the funeral allowance, the pension for dependent relatives and the work-related death allowance received by the surviving family members;

9) Labor ability appraisal fee.

Article 39 The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the State:

1) Wages and benefits during the work-related injury;

2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades;

3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.

Article 41 Where an employee's employer fails to pay work-related injury insurance premiums in accordance with law, and a work-related injury accident occurs, the employer shall pay work-related injury insurance benefits. If the employer does not pay, it shall be paid in advance from the work-related injury insurance**.

The work-related injury insurance benefits paid in advance from the work-related injury insurance** shall be reimbursed by the employer. If the employer fails to repay, the social insurance agency may recover compensation in accordance with the provisions of Article 63 of this Law.

Accident insurance is a kind of life insurance, which takes the person's body as the subject of insurance, and the insured amount is generally fixed. The question of how much money can be compensated by the Million Guardian Accident Insurance depends on the amount insured and the compensation standard of the accident insurance.

The sum insured of accident insurance requires you to check the information of the accident insurance policy you have purchased. The compensation standard is divided into four parts: death, disability, medical treatment and suspension of work.

Death benefits are paid for death, disability benefits are paid according to the degree of disability, medical benefits are reimbursed according to actual medical expenses, and work stoppage benefits are subsidized according to the insured's downtime.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Answer pro, this depends on how much the accident insurance is bought, accident insurance usually contains two parts, the first is the accident insurance amount, the death and disability insurance amount is paid, and the second is the accidental medical reimbursement, for example, the accident insurance amount is 500,000 yuan. The death will be directly compensated with 500,000 yuan, and if the medical expenses are incurred due to an accident, the insured amount will be paid according to the relevant medical expenses.

Legal Qi infiltration analysis: There is no unified provision on the amount of accident insurance claims, and the specific compensation amount should be negotiated according to the agreement of the insurance contract and the loss situation, and generally will not exceed the actual amount of the beneficiary's loss. When the insurance company settles the claim, it should compensate within a reasonable range.

If the insurance company has a dispute over the amount of compensation, it can be resolved through litigation.

Legal basis:1Contract Law of the People's Republic of China Article 61 If one party to a contract fails to perform its contractual obligations or performs its contractual obligations in accordance with the agreement, causing losses to the other party, it shall compensate for the losses caused by the breach of contract.

2.Insurance Law of the People's Republic of China Article 36 The insurer shall perform the obligation of compensation in accordance with the contract, and the amount of compensation shall not be less than the loss of the beneficiary.

3.Article 9 of the "Supreme People's Court Interpretation on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases" This interpretation applies to personal injury compensation cases, and personal injury compensation shall include the following expenses:

a) Medical expenses;

2) Other reasonable expenses such as nursing expenses, transportation expenses, accommodation expenses, and meal expenses;

3) Loss of income due to lost work, work stoppage, etc.;

4) Solatium for the living expenses of family members caused by death;

5) Appropriate compensation shall be given to dependents who have been enrolled in school before they become financially dependent and whose hail has been affected as a result.

In short, if you are injured in an accident, the amount of the accident insurance claim should be negotiated according to the specific circumstances, and the insurance company will compensate within a reasonable range. In case of dispute, it can be resolved through litigation.

Summary. Keep your insurance policy, and then call your insurance company, provide proof of the accident and hospital materials, etc., and enter the claim process.

Buy 130 yuan accident insurance, how to pay after the accident.

Keep your insurance policy, and then call your insurance company, provide proof of the accident and hospital materials, etc., and enter the claim process.

I bought 130 yuan accident insurance, how to pay after the accident.

I bought 130 yuan accident insurance, how to pay after the accident.

What is written on your policy is generally capped at 500,000, and the specific claim procedure depends on the liability of the insurance company.

The insurance company will have a dedicated evaluation process.

They say five thousand.

The insurance company said that it would only pay 5,000 yuan for the 14,000 yuan drug.

Can your insurance policy be issued.

Accident insurance is not the same as accident insurance.

Accident insurance is subject to a death limit of $500,000.

Yes, the upper limit is 5o thousand, and the tenth-level injury is miserable.

But if it is death, it is death, and a death certificate is required.

Grade 10 injuries. Grade 10 disability is the lightest.

And I only bought 130 yuan, it is impossible to compensate you tens of thousands of hundreds of thousands, and 5,000 yuan is capped, unless someone dies and 500,000 is capped.

Ask how much money can be paid for this accident insurance, 10,000 = 4,000 yuan for medicine, and the other 10 levels are miserable, is the compensation of 5,000 yuan less.

5,000 yuan is the cap amount, which is written in the insurance clause.

The kind that can accompany the full amount is commercial insurance, which is generally a few thousand a year.