If you buy 100 yuan accident insurance in the Pacific Ocean, it is not considered an old user. How l

No matter which insurance company you insure with, you are a customer of which insurance company. You've never bought insurance from this insurance company, and you're buying it for the first time, and that's a new customer. The second time you buy, you also buy from this insurance company, then you are a regular customer.

Count yourself as an old customer, have you ever done Pacific long-term insurance?

Hello, repeating insurance in an insurance company is considered a regular customer.

Count as an old customer, from the day you can buy it.

Hello! Count as an old customer! Chinese life makes your life better!

China Life is willing to provide you with adequate protection.

With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.Compared to other companies, are Pacific Insurance's products worth buying?

The popular products of Taiping type insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., and I have sorted out the evaluation and analysis of these products in this article:"Seven Products Worth Buying for Pacific Insurance".

Hope it helps.

2.How does CPIC perform in terms of service levels?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

The ratings of Pacific Insurance are as follows:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

I will ask friends who are unreliable in insurance companies, probably because they are worried about the difficulty of making insurance claims. This is easy to do, the more reliable the company, the higher it must be in the ranking of the same industry. I stayed up late analyzing various companies and put together a following:

What are the top 10 insurance companies.

As you can see, Pacific Insurance is number one.

That's all for me"If you buy 100 yuan accident insurance in the Pacific Ocean, it is not considered an old user. How long to count"All, look!

Buy a hundred dollars of accident insurance for the Pacific Ocean.

Accidental death can pay up to 100,000 yuan.

Sum insured. The amount of the payout determines the size of the payout. The amount of compensation for general accident insurance mainly depends on the specific situation of the insured**.

There are four main types of insured** situations: bodily injury, disability due to injury, death, and mental damage, and the claims for the four types of ** are also different. Personal Injury:

After personal injury, the scope of compensation for 100 yuan accident insurance includes medical expenses, lost work expenses, and nursing expenses.

Transportation expenses, accommodation expenses, hospital meal subsidies, nutrition expenses; Disability due to injury: disability due to injury, 100 yuan accident insurance needs to compensate for the necessary expenses incurred due to the increase in living needs, loss of income caused by loss of labor, ** expenses, nursing expenses, ** expenses, etc.; Death: If the insured person dies during the period of insurance, funeral expenses will be paid in addition to the expenses required by the standard personal injury.

living expenses of dependents, compensation for death, and other reasonable expenses such as transportation expenses, accommodation expenses, and loss of work incurred by the victim's relatives in handling funeral matters; Mental Impairment: When the Insured Person or a close relative.

In such a situation, the insured person has the right to claim compensation from the insurance company for moral damages.

The accident insurance claim process is as follows:

1. In the event of an accident, the insured reports to the insurer;

2. The insured shall protect the accident scene, cooperate with the inspection, and submit the claim materials;

3. The insurer handles the case;

4. The insurer notifies the insured of the result;

5. The two parties determine the amount of the claim.

Personal accident insurance products are specially designed for different groups of people and different coverages. How to buy the right one should also be combined with your actual needs. For business people who travel by air frequently, there is an option to purchase aviation accident insurance with a term of one year.

If you like to travel by car, you can choose to buy travel personal accident insurance for yourself, and if you are worried about accidental illness during your trip, you can choose accident comprehensive insurance with accidental medical protection.

Summary. Dear, glad to answer for you! <>

Pacific 100 yuan family accident insurance will only be claimed after 5-7 work cases. Family accident insurance provides accidental death, disability, accidental hospitalization allowance and high aviation accident protection for family members (spouse and children are automatically covered anonymously), a comprehensive protection plan for the whole family, which protects yourself, your spouse and children from accidental injuries in work and life, and also provides outpatient and inpatient medical insurance, as well as accidental hospitalization income compensation, as well as 24-hour ** medical consultation, hospital special outpatient appointments and other services.

Pacific 100 yuan family accident insurance will be claimed after a long report.

Dear, glad to answer for you! <>

Pacific 100 yuan family accident insurance will only be claimed after 5-7 work cases. Family accident insurance provides accidental death, disability, accidental hospitalization allowance and high aviation accident protection for family members (spouse and children are automatically covered anonymously), a comprehensive protection plan for the whole family, which protects themselves, their spouse and children from accidental injuries in work and life, and also provides outpatient and inpatient medical insurance, as well as compensation for the income of hospitalization for those who are in turmoil, as well as 24-hour ** medical consultation, hospital special outpatient appointments and other services.

Extended information: Family accident insurance, you can purchase targeted insurance products for family members, such as children's accident insurance, elderly accident insurance and women's accident insurance. You can also buy insurance products specially designed for the whole family of air raids, and the insurance market is also cautious about launching related products.

Is it more than 5-7 work cases to be effective if there is an accident?

Yes. So it takes 5-7 working days to report an accident after it happens?

Yes. How long is the reporting period valid?

The effective time period for reporting the case is generally half a month.

What documents need to be provided to make a claim.

If it is a death claim, it is generally necessary to provide a cremation certificate, a certificate of cancellation of household registration by the public security organ, and a medical death certificate, but most of them only need two of them; If it is a disability claim, it is generally necessary to provide information such as disability identification; If it is an accident to apply for a claim, it is generally necessary to provide information such as the accident description; If it is a medical insurance claim, it is generally necessary to provide outpatient medical records and discharge summary.

Accident insurance is the most widely applicable of all insurances, whether it is a newborn baby or an elderly person, accident insurance is essential. At the same time, it is also the cheapest type of insurance, and there are many accident insurance products in the current market, which often makes people wonder what to choose?

In 2020, the most worthwhile accident insurance is here!

It refers to the insurance in which the insured is disabled or dies due to bodily injury caused by an accident, and the insurance company pays the insurance money.

If it is the breadwinner of the family, it is recommended to buy a larger amount of accident insurance, and it is more appropriate to buy more than 500,000 yuan.

If you buy it for a child, you don't have to worry too much about the amount of insurance. In order to prevent possible moral hazard, the CIRC has many restrictions on children's insurance, such as insurance for children with death as a condition of compensation, and the cumulative amount of insurance generally does not exceed 200,000.

Guardian Exclusive Accident Insurance is a new accident insurance launched by Pacific Insurance, which is popular to purchase and needs to be purchased offline.

Pros:

High compensation for specific accidents: Accidental death and total disability of passenger trains and Ming Airlines aircraft can be compensated up to 6 million.

Deficiencies:

It does not cover ordinary disability, accidental medical treatment, and the premium is expensive.

Most accident insurance plans can pay 10%-100% of the sum insured according to different disability levels, but the Guardian Exclusive only covers the most serious total disability, but the probability of ordinary accidents is actually higher than the probability of the most serious accidents, so this clause is not practical.

The cost of outpatient and hospitalization for accidental injuries will not be reimbursed.

At present, the insurance with comprehensive protection on the market has a premium of about two or three hundred a year, but the premium for guarding the exclusive is basically more than 2,000, which is not cost-effective.

But it makes sense that people are expensive, this product can be refunded at the age of 80, that is, the money will be returned to you, but by then the money has depreciated decently, let's look at it.

However, Pacific Life is the big brother of the domestic insurance industry, and there are many offline service outlets, which is convenient for insurance. If you have a sufficient budget to cover friends with big brands, you can still consider it.

How is Pacific Insurance, is it reliable, and what are the pitfalls and routines?

The above is my experience in buying insurance over the years, and I hope it can help you.

Pacific's $100 personal accident insurance coverage is $40,000.

Accident insurance also depends on the occupation, and the maximum amount of 100 yuan for general occupations is 100,000 yuan. For example, for the same 100 yuan: office staff, 100 yuan can buy 100,000 yuan of insurance; For high-altitude renovation workers, 100 yuan may only be able to buy 5,000 yuan of insurance.

Insurance companies have an occupational rating scale, which is divided into 1-5 levels from low risk to high risk, and the higher the level, the more expensive the unit price of insurance.

。Founded in '91, Pacific Insurance is a senior insurance company in the insurance industry, and has been listed in the Fortune Global 500 for eight consecutive years. How to evaluate Pacific Insurance Company, mainly look at three questions:

1.Compared with other insurance companies, is it worth starting with Pacific Insurance's products?

The popular products of Taiping type insurance include Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., and the cost-effective analysis of these products I have sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".。I suggest you click on it and take a look.

2.How is Pacific Insurance's service?

Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.

The ratings of Pacific Insurance are as follows:

3.Is Pacific Insurance reliable?

In the fierce competition in the same industry, the company that can make itself rank high will definitely be more reliable. Here's an up-to-date list:Which of the top 10 insurance companies is good. You can look at which companies go beyond the Pacific.

That's all for me"How much is the $100 personal accident insurance coverage in the Pacific Ocean? "

Hello, the accidental injury insurance amount of the 100 yuan auspicious card of Pacific Insurance is 50,000 yuan, and the accidental medical expenses are 4,000 yuan. Hope you are satisfied! Wishing you happiness!

Bao it, this is too worthwhile, a few days ago my brother's hand and face were scratched, the stitches cost a total of more than 1600 and reported nearly 1400 yuan, how to calculate I don't know, keep it for several years, 100 yuan is not much, it really works, I didn't think it was good before, but now I feel it.

The sum insured is 60000Hospitalization allowance is 50 yuan per day.

Is there a 100 in the Pacific Ocean??? The accident policy card of the Pacific Ocean is divided into a lot of jade cards of 168 yuan, and the insured amount:

Accidental Death & Dismemberment Insurance: $100,000.

Accidental Injury Hospitalization Medical Subsidy Amount: 2,500 yuan (100 yuan for 25 days).

Accidental injury medical insurance amount: 5000 yuan.

Accidental burn insurance amount: 50,000 yuan.

Platinum card 368 yuan, insurance amount:

Accidental Death & Dismemberment Insurance: $250,000.

Accidental Injury Hospitalization Medical Subsidy Amount: 6500 yuan (100 yuan for 62 days).

Accidental injury medical insurance amount: 8000 yuan.

Accidental burn insurance amount: 80,000 yuan.

Diamond card 568 yuan, insurance amount:

Accidental Death & Dismemberment Insurance: $400,000.

Accidental injury hospitalization medical subsidy amount: 10,000 yuan (100 yuan for 100 days).

Accidental injury medical insurance amount: 10,000 yuan.

Accidental burn insurance amount: 100,000 yuan.

Duration of insurance: 1 year.

This kind of policy card is a one-year consumer insurance.

Comprehensive protection, low premium, high protection; The reimbursement rate for accidental medical treatment is as high as 80% (the part above 100 yuan) (outpatient + hospitalization expenses - 100 yuan) 80%; Accidental Injury Hospitalization Allowance Benefit; Accidental burn benefit.

100 yuan, you bought the card slip yourself, right?

Generally, the liability of the card is accidental injury, accidental injury medical liability, and some also have accidental hospitalization allowance.

Accidental injury coverage is accidental death or dismemberment.

Accidental Injury Medical Insurance covers the cost of accidental medical treatment.

Accident benefit is a payout for the number of days due to accidental hospitalization.

The first step you need is to call the customer service of the Pacific 95500 to report the case in time and explain the general situation, and then they will tell you what information you need to go to ** (your convenient place) to handle the claim.

Accident insurance claims generally include:

Accident medical outpatient class 1, 2, 3, 4, 5, 7, 8, 10

Accidental Medical Hospitalization 1, 2, 3, 4, 5, 6, 7, 8, 10

Hospitalization allowance categories 1, 2, 3, 4, 6, 9

Disability Pension 1, 2, 3, 4, 12

Death class 1, 2, 3, 4, 13, 14, 15, 16

1. Insurance contract.

2. Claim application.

3. A copy of the beneficiary's passbook.

4. Proof of identity of the insured.

5. Outpatient medical records.

6. Discharge summary.

7. Original receipts for medical expenses.

8. Detailed list of medical expenses.

9. A copy of the receipt of medical expenses.

10. Accident certificate.

12. Disability appraisal report.

13. Death certificate.

14. Certificate of household registration cancellation.

15. Proof of corpse disposal.

16. Proof of identity of the deceased beneficiary.