How to buy 1 day accident insurance? How to buy personal accident insurance for a few days

If you want to buy one-day accident insurance, you can use the online third-party platform, the official website of the insurance company, and the offline business location of the insurance company.

Generally speaking, there are some issues that need to be paid attention to when buying this kind of ultra-short-term accident insurance:

1. Understand the scope of protection clearly.

The basic protection of one-day accident insurance is the same as ordinary accident insurance, I specially sorted it out in an article, and friends who want to know about it can poke here: What does accident insurance cover? How to make a claim in case of insurance? You'll understand after reading it!

Generally speaking, this kind of insurance with a short coverage period and low premium does not cover high-risk sports, such as rock climbing, diving, surfing and other sports.

2. Pay attention to the level of the sum insured.

When buying insurance, the amount of coverage is very important. The higher the sum insured, the more money we can pay, and at the same time, the more expensive the premium. So it's important to keep your budget under control.

3. Pay attention to the review of the insurance policy.

After signing the insurance contract, you should pay attention to check whether the elements of the policy are missing, including documents such as invoices, and do not ignore the inspection if you feel that the insurance is cheap.

4. Pay attention to the way to renew the insurance.

When applying for one-day short-term accident insurance, it is often encountered that the insured suddenly changes his itinerary and needs to continue to cover, then the renewal function of the insurance is very important, and choosing an insurance that is convenient for renewal can solve the problem of difficult renewal.

Pay attention to attentive insurance, 1-to-1 free consultation, adhering to a professional, objective and neutral attitude, choose more cost-effective products for you, and make buying insurance an easy task!

Accident insurance. It is divided into consumption type and return type, the consumption type is paid once a year, and the return type is determined according to the age of the insurance company, and it is not recommended to buy accident insurance with a time limit of only a few days. It's all gifted.

If you want to buy one-day personal accident insurance, you can buy one-day accident insurance through online third-party platforms, the official website of the insurance company, **, the insurance company, and the travel fraud agency. In addition, you should carefully understand that the insurance coverage is **, although the coverage period is short, it is best to attach emergency rescue coverage in case of lease consolidation.

The insurance has a three-month observation period, and if there is an accident during this period, it will not be covered. But these three months are also within the duration of your insurance.

Personal accident incidents that occur or result from a specific location or cause. Due to the "three specifics", compared with ordinary personal accident insurance, the latter has a greater probability of insuring risks, so it is called special personal accident insurance.

For example, personal accidents that occur in swimming pools or amusement places, personal accidents that occur in intense sports competitions or activities such as river rafting, mountaineering, skiing, etc. When such business is actually opened, most of them are handled by signing an agreement between the insured party and the insurer through consultation.

Type of Insurance:

The insurance of personal accident insurance should be determined according to the personal situation, the nature of the work and the type of insurance that you are willing to insure.

The types of insurance can be divided according to the motivation for insurance, according to the insurance risk, according to the number of years of insurance, according to the structure of the type of insurance, etc. According to the motivation for insurance, personal accident insurance is mainly divided into voluntary accident insurance and compulsory accident insurance.

When people buy personal accident insurance, they often ignore some small details, which are easy to cause certain losses to the policyholder. Here, I would like to give you a brief introduction to the purchase of personal accident insurance, there are three points that should be paid attention to. The details are as follows:

1. You can't just look cheap.

Personal accident insurance can be compensated in multiple ways, and you can consider purchasing multiple accident insurances. When buying personal accident insurance, many people think that the lower the personal accident insurance, the better, but in fact this view is not advisable. Because accident insurance is only responsible for accidents that are covered by the policy, not all accidents.

Therefore, there are many insurance companies that will reduce the coverage of accident insurance products by reducing the scope of coverage, which actually does not play a big role. Therefore, it is recommended that when you buy personal accident insurance, you should not just try to be cheap.

2. It is best to match it with accident medical insurance.

The biggest misconception most people have about accident insurance is that they confuse accident insurance with accidental medical insurance, believing that if an accident occurs, the insurance company will take all responsibilities, including medical care. In fact, the claims liability of the two is separated. Accident insurance is a lump sum payment for accidental disability, death, whereabouts unknown, etc., while accidental medical insurance is usually used as an add-on to pay for medical expenses for illnesses caused by accidents.

Therefore, it is best to match accident insurance with accident medical insurance to make everyone's protection more comprehensive.

3. Buying personal accident insurance can be "tailor-made".

It is best to purchase personal accident insurance according to your actual situation. Depending on the time, place and means of transportation, accident insurance generally includes accident insurance, travel accident insurance, traffic accident insurance and aviation insurance. When you buy, you can tailor it according to your actual needs and choose a personal accident insurance that is most suitable for you.

To purchase short-term personal accident insurance, etc.) can be purchased through the official website of some insurance companies or ****, travel agencies and online third-party platforms.

When purchasing, check the coverage, and if you are traveling, it is best to add emergency assistance coverage.

You can buy this short-term personal accident insurance when you travel or participate in group activities, and the insurance cost is relatively cheap.

Short-term accident insurance, travel insurance. 1 day, 3 days, 5 days, 7 days are OK.

There is no observation period for accident insurance, please refer to Ping An's official website for details.

The general accident insurance period is one year.

If the one-day coverage period of Ping An Accident Insurance can generally be purchased in the following ways:

1.You can bring your ID card to the offline service outlets of Ping An Insurance Company to purchase, and choose an accident insurance product with a one-day protection period;

2.You can contact your insurance broker or insurer to purchase an accident insurance product that you would like to insure for one day. The insurance broker or insurer will introduce the relevant products, and the policyholder and the insured can choose the appropriate accident insurance product;

3.You can buy it on the insurance brokerage platform. For example, in the official account of the insurance brokerage platform, you can enter the entrance to buy insurance or strictly select insurance from the menu bar. Once entered, you can choose an accident insurance product with a one-day warranty;

4.You can purchase it on the official website of Ping An Insurance Company, enter the insurance product purchase interface, and choose the accident insurance product with a one-day coverage period.

8.You can buy it on Alipay, and choose an accident insurance product with a one-day protection period that meets your own protection needs.

9.If you are traveling, you can apply for an accident insurance product with a one-day coverage period at a travel agency;

10.If you are traveling by public transportation such as planes, trains, buses, etc., you can also voluntarily choose an accident insurance product with a one-day warranty at the time of ticket purchase.

Operating environment: Mobile phone model: Huawei P40

System Version:

There are but relatively few accident insurance with a one-day insurance period, and our common travel accident insurance is based on the day for the coverage period, or weeks.

How to buy a one-day protection period of Ping An accident insurance, its Zen suspicion is the same as our conventional accident insurance, let's talk about it.

The insurance conditions of accident insurance are still relatively relaxed, ** relatively cheap, but we can't deal with it so-so because of the loose insurance, and we still need to pay attention to all aspects.

Note 1: Reimbursement Scope for Accidental Medical Treatment.

Accident insurance accident medical liability report to the scope of hand sales.

It can be divided into social security reimbursement only and social security reimbursement only.

Only reimbursement within the social security directory means that only the medical expenses in the social security catalogue are reimbursed, and some expenses that are not in the social security catalogue, such as certain medicines, imported equipment, etc., cannot be reimbursed.

The reimbursement of social security is the reasonable and necessary medical expenses generated, and the scope of the social security catalogue is not limited, and the conditions can be reimbursed.

It can be seen that the latter has a wider reimbursement scope, and we should also consider this aspect when buying accident insurance.

Note 2: Occupational restrictions.

Accident insurance requires the occupation of the insured, and only those who meet the conditions can be insured.

At present, the occupational requirements of most accident insurance are 1-3 categories, so we should pay attention to the occupational requirements of the product when applying for accident insurance.

Those who are engaged in high-risk occupations are prone to accidents because their occupations are more dangerous, and it is more difficult to apply for accident insurance.

Of course, there are still some accident insurance on the market that support high-risk occupational groups, and if you want to know what products are available, you can consult with your daddy!

Note 3: Pay attention to the disclaimer clause.

The exemption clause stipulates the circumstances under which the insurance company will not be liable for compensation, and being familiar with the exemption clause can avoid unnecessary claims disputes in the later stage.

If the insured dies or becomes disabled due to the listed reasons, the insurance company does not bear the responsibility to pay the insurance money, which is one of the common exclusion clauses of accident insurance.

Many accident insurance policies have clear provisions in the exclusion clause, and some high-risk sports, such as skydiving, rock climbing and diving, will not be covered by the insurance company if an accident occurs due to these high-risk sports.

Therefore, it is still necessary to know the content of the disclaimer.

Note 4: Coverage period.

The common coverage periods of accident insurance are one-year and long-term.

Daddy recommends that the first choice is one-year accident insurance, because the accident insurance is more relaxed, and we don't have to worry too much about not being able to insure due to physical reasons.

Moreover, for one-year accident insurance, the update of the insurance content can keep pace with the times and better meet the needs of consumers, but the specific protection period to choose still depends on the actual situation of the individual.

The above is about how to buy a one-day coverage period of Ping An Accident Insurance.

Accident insurance for one day can generally be purchased in the following ways:

1.It can be purchased on the official website of the insurance company: for example, you can enter the official website of "Chinese Life", click "Product Center" in the navigation bar and select the one-day accident insurance purchase;

2.It can be purchased on the official app of the insurance company: for example, to purchase accident insurance of Ping An Insurance, you can go to the "Ping An Gold Butler" app and select the accident insurance for one day on the "Insurance" page.

3.It can be purchased in the official *** of the insurance company: for example, to purchase the accident insurance of Ping An Insurance, you can enter "Ping An Insurance"***, click "Buy Insurance" in the menu bar, select "More Hot Products" to enter, and choose to purchase accident insurance for one day;

5.It can be purchased on Alipay: you can enter "Ant Insurance" from the "My" page, and then select the accident insurance that guarantees one day to purchase;

6.It can be purchased on the insurance brokerage platform: for example, it can be purchased on the insurance brokerage platform, and after entering from the entrances such as "Insurance Selection" and "Buy Insurance" in the menu bar, you can choose to purchase accident insurance for one day;

7.You can contact the insurance broker or the insurer to purchase, explain your own protection needs, and the insurance broker or insurer will directly guide the consumer to run the insurance;

8.You can bring your ID card to the offline service outlets of the insurance company to purchase;

10.If you need to purchase short-term accident insurance when you are traveling, you can also directly check the accident insurance product at the bottom of the ticket page when purchasing tickets, and select a one-day coverage period;

11.If you are traveling and contact a travel agency, you can also purchase accident insurance for one day directly at the travel agency.

The above steps are operating in the operating environment:

Phone model: Huawei P40

Summary. One-day accident insurance is a type of insurance with a very short coverage period, which is generally a type of travel accident insurance. You can purchase one-day accident insurance through online third-party platforms, insurance companies' official websites, **, insurance companies, and travel agencies.

One-day accident insurance is a kind of insurance cover bumper stool with a very short coverage period, and the noisy shirt generally belongs to travel accident insurance. You can purchase one-day accident insurance through online third-party platforms, insurance companies, insurance companies, and travel agencies.

1.At present, many insurance companies have launched the function of purchasing insurance on the official website of insurance companies, and you can screen and apply for insurance online. 2.

Call the insurance company to buy, consumers can consult the insurance company's information about accident insurance products and make a purchase. 3.Purchase through a travel agencyNow many travel agencies will provide services to help purchase chain dust one-day accident insurance, consumers can consult a travel agency to purchase.

5.If you have enough time to buy offline, you can go directly to the insurance company to make an offline purchase. 3. How to buy one-day accident insurance?

Although the premium of one-day accident insurance is very cheap and can only bring you only one day of protection, you should also choose carefully when investing in and insuring, so that you can get peace of mind protection when risks occur. Before purchasing insurance, consumers must compare multiple accident insurance products, integrate the characteristics of multiple products, choose products that suit their own protection needs, and try to choose products with fewer exclusions to purchase, so as to bring more comprehensive protection to themselves. In addition, in order to ensure that they do not waste money on the protection fee, consumers who need to go far away often must pay more attention to the information of short-term accident insurance.