Sudden death after a fall, can the accident insurance compensate?

The claim of accident insurance follows the principle of proximate cause, which means that if there are multiple causes, the most direct cause of death shall prevail. Sudden death is a death from a disease, which is the result of the long-term potential factors of one's own disease, and the fall is only a trigger, not a direct cause. If it can be proved that the death was caused directly by the fall, it is covered by accident insurance.

At present, some accident insurance has also included sudden death liability, which can be chatted privately.

The main cause of sudden death is a fall, so the accident can be compensated.

If it is really sudden death after a fall, it can be compensated.

If you go to the hospital to see a doctor's judgment certificate is not unintentional, if it is a sudden death due to illness, the accident insurance will not be claimed.

It depends on the doctor's medical certificate, whether it was an accidental fall or what the situation is. Fall to death can be compensated.

Accident insurance is covered for death due to falling.

Hello! I just had a client who died like this, hit me **.

Summary. If you fall to the ground and cause sudden death of myocardial infarction, the accident insurance will not compensate for it, and the sudden death of myocardial infarction is a death from disease and does not meet the coverage of accident insurance, so the accident insurance will not pay compensation. Generally speaking, accident insurance covers death and disability, and derivative liabilities include medical benefits, lost work benefits, funeral expenses, etc., and some accident insurance covers sudden death.

Sudden death of myocardial infarction caused by falling to the ground, is the accident insurance compensated?

If you fall to the ground and cause sudden death of myocardial infarction, the accident insurance will not compensate for it, and the sudden death of myocardial infarction is a death from disease and does not meet the coverage of accident insurance, so the accident insurance will not pay compensation. Generally speaking, the coverage items of accident insurance include death and disability, and the derived liabilities include medical benefits, payment of erroneous work records, funeral expenses, etc., and some accident insurance can cover sudden death.

However, if the death liability is not included in the critical illness insurance purchased, then the death caused by sudden myocardial infarction is not compensated, and the sudden death caused by the cardiac infarction is within the scope of life insurance. Unlike accident insurance, life insurance covers a wide range of benefits for death. Whether it is due to an accident outside the accident, or due to a long-term illness or sudden death, you can get compensation through life insurance.

Legal basis: Article 16 of the Insurance Law of the People's Republic of China If the insurer makes inquiries about the subject matter of the insurance or the relevant circumstances of the insured's friends, the policyholder shall truthfully inform the insurer. If the policyholder intentionally or due to gross negligence fails to perform the obligation of truthful notification as provided for in the preceding paragraph, which is sufficient to affect the insurer's decision on whether to agree to underwrite or increase the insurance rate, the insurer has the right to terminate the contract.

The right to terminate the contract provided for in the preceding paragraph shall be extinguished if it is not exercised within 30 days from the date on which the insurer becomes aware of the reason for termination. If more than two years have elapsed since the date of the conclusion of the contract, the insurer shall not terminate the contract; In the event of an insured event, the insurer shall be liable for compensation or payment of insurance money.

Summary. Dear, I'm glad to answer for you: myocardial infarction accident insurance will pay.

In the unfortunate event of the death of the insured, the insurance company will pay a lump sum death benefit; If the insured dies, the insurance company will pay the disability insurance benefits according to the level of disability in the agreement; The insurance company pays the disability insurance benefits according to the agreed levels. Accident insurance is a kind of life insurance, which takes the death of the insured as the condition for the payment of insurance money, and within the insurance liability, the insurance company will pay according to the agreed proportion of the insurance for the death of the insured as the condition for the payment of insurance money.

Sudden death of myocardial infarction caused by falling to the ground, is the accident insurance compensated?

Dear, I'm glad to answer for you: myocardial infarction accident insurance will pay. In the unfortunate event of the death of the insured, the insurance company will pay a lump sum death benefit; If the insured dies, the insurance company will pay the disability insurance benefit according to the level of disability in the agreement; The insurance company pays the disability insurance benefits according to the agreed levels.

Accident insurance is a kind of life insurance, with the death of the insured as the condition for the payment of insurance money, within the insurance liability, the death of the insured as the condition for the payment of insurance money, the insurance company will pay the deficiency according to the agreed proportion.

The basis of the law: "Measures for the Administration of Insurance Terms and Insurance Rates of People's Health Insurance Company" Article 12 Accidental injury insurance refers to the life insurance that takes the death or disability of the insured due to an accident or the occurrence of other accidents agreed in the insurance contract as the condition for the payment of insurance benefits.

The deceased's unit bought group accident insurance, and fell at work, causing sudden death of myocardial infarction, and had coronary heart disease before.

Group accident insurance is under the category of accident insurance, so it cannot be claimed for death caused by heart attack! Therefore, Pei Rangqiao's sudden death is not an accident, and the accident insurance cannot be slid and claimed.

He who falls down first gets sick.

That has to go to the hospital to slip the bush to open a certificate of pure annihilation, to prove that the medical certificate of the first fall to death and then the illness letter pants Sakura is stamped by the hospital with the official seal, it can be determined that the accidental death is required, and a certificate from the hospital is required.

Can the hospital certificate be reissued.

It's already been opened.

If you have already opened it, you can go to the insurance company to report accident insurance.