Is it good to hold 1 fund for a long time, and can the fund be held for a long time?

The first question that many people think about after buying ** is when to redeem it? It's like a person who has just married a wife and asks the matchmaker when is the right time to divorce? This is indeed a classic question that has plagued capital market participants since the Dutch invented the trading technique in the 17th century--- swing operation or long-term holding?

The root of this problem comes from people's desire to understand the reasons for the change and grasp the trend. As we all know, investment needs to pay close attention to the profitability of listed companies, and macroeconomic, industry cycle, corporate strategy and other factors will also directly affect the operation of enterprises, and many changes occur in a short period of time and have a drastic impact on stock prices. Since it was difficult for a bounded rational person to be accurate in the early '80s, even if it was as big as Microsoft, short-term stock price fluctuations gave some keen and lucky people the opportunity to buy low and sell high.

Intuitively, the rise and fall of the net value depends on the rise and fall of the asset holding, and if the net value fluctuates greatly, it will bring investors that they can also buy low and sell high"Hallucinations"。But in fact, the profit model of buying ** is completely different from buying**, buying ** is actually spending money (management fee) to hire an investment expert to help you manage your finances, which is not much different from hiring someone to manage the orchard or take care of the garden, and the most important thing is how professional the person is in the orchard and garden.

When we put it over a longer period of time to compare horizontally, we will naturally know whether we have hired an excellent or mediocre or even unqualified horticulturist. If a horticulturist can always produce more and sell better than others, regardless of the weather, what reason is there to fire him?

Whether it's investing or trading, as long as you get involved in this, Thomas Japperson called it"The great gutter of the depravity of human nature"In the capital market, it is difficult to avoid being branded as a weakness of human nature--- always feel that he is smarter than others, and always hope to make more money in a short period of time, but he cannot see the looming and moody shadow behind the capital market, and he can always hit people's greed and crush people's vanity again and again.

Of course, if someone really thinks of themselves"Sharp enough and lucky"If you want to do band operation, my suggestion is to try to choose the exponential type**, rather than the ordinary active type**. (

Not all of them are suitable for long-term investments.

First of all, the historical performance of each ** is different, for example, in 2007, the best annual net value growth rate exceeded 200%, the poor is less than 100%, and only the comprehensive performance of the ** is worth investing.

Secondly, there is a classification, and different types have different risk-return characteristics. Generally speaking, long-term investment is not recommended for high-risk and high-yield products, and for low-risk and low-return products, they can be used as the main object of long-term investment.

In addition, long-term investment** is not the same as simply holding, the right long-term investment philosophy should be"Long-term investment mindset Medium-term strategic operation"Under the premise that there must be investment opportunities in the market, a combination of phased review and appropriate adjustment of investment focus should be adopted, which can greatly improve the effectiveness of investment.

Not good, the investment must be diversified.

Hybrid** also invests in bonds, etc., with a view to achieving a balance between return and risk by investing in different asset classes. The expected risk of a hybrid is lower than that of a bond, and the expected return is higher than that of a bond. It provides investors with a tool to diversify their investments across different asset classes, making it more suitable for more conservative investors.

The investment risk of hybrid** mainly depends on the size of the bond allocation. Generally speaking, the risk of equity-biased and flexible allocation** is higher, but the expected rate of return is also higher; Debt-biased** has a lower risk and a lower expected yield; The risks and returns of equity-bond balanced** are more modest. The market is risky and investors should be cautious.

**It is better to invest in long-term holding, and the fluctuation of short-term returns is generally larger, and long-term investment is still more promising if you have spare money to plan well.

**Worth holding for a long time!!

Generally speaking, if you hold it for 3-5 years, you can basically get a good return.

A steady hit can be held for a long time. That's how our family is, long-term.

**It should have been held for a long time to avoid losses.

Yes, it is generally done in the medium and long term, and it is difficult to control it in the short term.

**Can be held for a long time or for a short period of time. Therefore, investors can choose to hold for the long term or for the short term according to their needs.

However, it is recommended that investors do not hold it for too long, and generally hold it for about 5 years before selling. Because the main purpose of buying ** is to make a profit, and generally speaking, the ideal income can be achieved in 5 years, so the holding time is about 5 years.

Of course, it should also be noted that it is not necessary to make money by holding it for a long time, and it may incur losses when it is at risk. However, since long-term holding can dilute the investment risk, even if you incur a loss, you will not lose much.