How many types of funds are there? How many types of funds are there?

What are the types? Let's find out.

The types of trust are trust, insurance, retirement, provident fund, etc. Here's how to get started:

1. Trust**

Trust is a new model in the process of investment and financial management, through the form of contract or company, with the help of the issuance of ** bonds, the funds of these investors are concentrated, and the unequal amount of funds of most investors in the society is uncertain, and then a certain scale of funds is formed, that is, trust assets. These funds will be handed over to specialized institutions for fund management, and the investment will be diversified according to the principle of combination, and the risks will be reduced, and the benefits obtained through these investments will be shared according to a certain proportion. It has the advantages of reasonably avoiding taxes and fees, ensuring the integrity of assets to the greatest extent, and managing assets according to the wishes of the principal.

2. Insurance**

Insurance refers to an insurance institution specializing in risk management, in accordance with the law or contract, established by collecting insurance premiums, and is specially used for the compensation of economic losses caused by insurance accidents or the payment of personal insurance, which is a condition for the insurer to fulfill its insurance obligations. Insurance is a social back-up. The main forms of social reserve ** are as follows:

Centralized form of backup**, self-insurance form of backup**, and insurance form of backup**. The form of insurance is a kind of reserve** formed by the insurance institution by signing a contract to collect insurance premiums from the insured, which is used to compensate for the losses caused by the insured accident.

3. Retirement**

Retirement refers to the amount of money that is allocated annually by a business, trade union or other organization to pay an employee's pension. Because retirement is to be able to support the retirement needs of employees, it will not pursue short-term remuneration, but in the pursuit of long-term and stable remuneration, because the pension provided by ** can not really meet the needs of retirement life, so recently, there are also ** industry companies have launched the so-called life goals, emphasizing that the product contains the concept of pension, and the rate of return will be higher than the public pension, to meet the people's retirement planning.

4. Provident fund

Provident fund, also known as the company's reserves, refers to a kind of money withdrawn from the company's profits in accordance with the law in order to enhance its own property capacity, expand production and operation and prevent accidental losses, and is not used as part of the income or income of dividend distribution. It is mainly used for: making up for the company's losses, expanding the company's production and operation, and increasing the company's capital.

The housing provident fund system is actually a housing security system, which is a form of monetization of housing allocation. The housing provident fund system is an important housing social security system stipulated by the national law, which is mandatory, mutual assistance and guarantee. Units and individual employees must fulfill the obligation to pay into the housing provident fund in accordance with the law.

The housing provident fund paid by the individual employee and the housing provident fund paid by the unit for him shall be stored in a special account and shall be owned by the individual employee.

The above is today's sharing, I hope it can help you.

**Type**, Bond**, Currency**, Hybrid**, Domestic Investment**, etc.

1. **Type**.

Type, also known as type, refers to investing in the market. There are many types. At present, in addition to ****, there are bonds, bonds, money markets, etc.

The investment strategy is value-oriented, growth-oriented, and balanced.

2. Bond type**.

Bond** refers to fixed-income financial instruments such as treasury bonds and financial bonds as the main investment objects**, because the income of the products it invests in is relatively stable, and it is also known as "fixed income**". According to the different proportions of investment**, bond** can be divided into pure bond** and partial debt**.

3. Currency type**.

Currency type is a kind of open-ended, according to the type of financial products invested in open-ended, people divide open-ended type into four basic types: namely, type, hybrid, bond, currency, the first two types belong to the capital market, and the latter type is the money market.

4. Mixed type**.

Blend fund, hybrid fund is a combination of growth**, income**, and fixed-income investments such as bonds** in the portfolio. The purpose of the hybrid design is to allow investors to diversify their investments by choosing a variety of products, without having to buy different styles of ****, bonds** and money markets**.

5. Domestic investment**.

Domestic investment is a kind of "common", which is usually initiated and established by one or more investment institutions, raising an investment by issuing shares or beneficiary certificates in the international financial market, and then investing in the market of a specific country or region, and the proceeds are either reinvested or distributed to investors as dividends.

The domestic company can be established in accordance with the Company Law, which is essentially tantamount to a joint-stock company; Domestic** can also be established and operated in accordance with a trust deed, so it can also be a contractual **.

According to different criteria, **investment** can be divided into different categories:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc. How to look at the net value and redemption of the net asset value is the balance of the total market value of the asset after deducting the liability at a certain point in time, which represents the equity of the holder. The net asset value of each unit is the net value of the ** asset represented by each **unit.

Units Net Asset Value (Total Assets Total Liabilities) Total Number of Units. Among them, total assets refer to all assets owned by **, including **, bonds, bank deposits and other valuable**; Total liabilities refer to the liabilities formed during the operation and financing, including various expenses payable to others, interest payable on funds, etc.; Total Units refers to the total number of Units outstanding at that time. Cumulative Net Unit Value Net Unit Value **Cumulative unit dividend amount after inception.

The level of net worth is not the main basis for choosing, but the future growth of net worth is the key to judging the value of investment. In addition to the influence of the manager's management ability, the level of net worth is also affected by many other factors. Open-ended** is carried out in accordance with the amount of subscription and share redemption.

The share of open-end ** units and the amount of redemption of ** units are calculated based on the net asset value of ** units on the subscription and redemption date, plus and minus relevant fees. Since the net asset value of the unit on the same day, which is the basis for calculating the subscription and redemption, cannot be determined until the end of the market trading on that day, the investor does not know the transaction when he subscribes or redeems, so it is called the unknown price method. If you want to inquire about the change in the net value, you can inquire through **(**company customer service**), log in to the company**, and go directly to the counter of the purchased outlet.