-
You can consult the customer service of the lending platform, and it is recommended to repay the arrears before borrowing.
Causing a serious overdue will face:
1. Bear high overdue fees.
For overdue fees, different online lending platforms have different names and different charging standards. Whether it's called overdue penalty interest, overdue management or other various names, the fees are very high. Therefore, if you have the ability to repay the loan on time, you should never overdue.
2. Bear the fancy collection of the platform.
Collection is generally divided into three stages: the first stage, just a few days overdue, the platform customer service mm softly and warmly reminds, telling you that you have been overdue, please repay on time; In the second stage, if it is overdue for a long time, the platform's customer service will seriously warn that it will face serious consequences if it is overdue; In the third stage, after a long time of overdue, the platform no longer persuades each other and begins to take practical action.
There are many kinds of practical actions, such as: the platform pushes your arrears information to your relatives and friends, so that you lose face in the circle of friends; The platform arranges special collection personnel to collect door-to-door, face-to-face communication and accounting. Of course, these are still relatively mild.
Some platforms outsource the collection and collect it by a specialized collection company, and the collection company that broke out some time ago is "violent collection", and I believe that borrowers are unwilling to encounter it.
3. The People's Bank of China's credit investigation is stained.
At present, most online lending platforms have not yet been connected to the credit information system of the People's Bank of China, but access to the credit information of the People's Bank of China has become an inevitable trend. In the future, if the online loan platform fails to repay the loan overdue, it will be recorded in the credit information system of the People's Bank of China in the same way as bank loans and credit card overdue, resulting in credit stains. If the previous consequences are just disgrace, then the stain on the credit will affect the actual life, if you want to buy a house, you can't get a loan, you can't get a mortgage if you want to buy a car, and so on.
-
Repay the loan in time, and you will definitely not be able to borrow if you don't pay it off.
Overdue will have an impact on personal credit.
It's best to pay it off by the repayment date!
-
Loan 1500, directly deduct 275 from you, 85 yuan a day overdue, such a loan shark, such a black store, so cost-effective, such a poor service attitude, with a threatening tone, you still want to borrow, I also admire and admire, 275 interest is better than to pick up a credit card, no matter how urgent it is, it will not borrow again, and the brain is dead to borrow.
-
Then you are ready to repay the loan shark, and the platform likes you to be overdue.
-
Conditions for the loan to be prepared:
1. To have a fixed income, it is necessary to look at the salary details.
2. Be at least 18 or 50 years old, and repay the loan before the age of 65.
3. If the loan is used for business or car purchase, there must be a guarantor and a mortgage.
4. No bad credit history.
Information to be prepared for the loan:
1. Lender's ID card;
2. The lender's credit information in the past six months, and the credit information is good;
3. The bank card flow in the name of the lender for nearly half a year has not been interrupted;
4. Proof of the lender's residence permit (rental contract, real estate certificate, water, electricity, gas invoices for the past three months) 5. Income certificate issued by the lender's work unit.
6. Social security, insurance policy, and provident fund can also be loaned.
If you want to borrow a higher amount, you can take out a mortgage, such as a house, car, etc.
-
You can try to test the reception at a different location.
-
Borrowed 1200, the consequences of not paying it back:
1.If there is really no ability to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
2.If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement;
3.When the court accepts the enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law;
4.If the lender has no property in his name that can be enforced and refuses to comply with the effective judgment of the court, negative information such as overdue repayment will be recorded in the individual's credit report, and he will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.
Basically, there will be no impact, and you can repay the loan on time in the future.
-
I'm 1800 overdue for 10 days, I hit ** every day, I was going to pay it back, up**, I told them directly, go to the lawsuit, the court sentenced me as much as I wanted, even if it was 10,000, I gave it to them, wait, just don't pay it back!!
-
I play in society; I'm a drug addict, and the police station here won't arrest me, I'm the one who got the certificate, I'm still afraid that he will hit **, and he will come to find me, I borrowed 1200 and used all drugs, and it's useless to ask me for money. If you want to come to me, I'll call me in advance, and I'll pick you up.
-
I didn't expect to come back every day for more than ten days.
-
I'm ten days overdue, and I've already blown up my address book! I told my family that my ID card had fallen and I was scammed! I was going to change it, now fuck it! Lao Tzu is not changing.
-
It's a fart, and it's 3 days overdue to explode my address book.
-
Just look at what kind of subsidiary he is, and you don't have to pay it back at all.
-
You don't have to pay it back, and you don't have to go to the credit report.
-
Dude, have you paid it back, mine is also more than half a month overdue, and I don't plan to pay it back.
-
I'm two months overdue.,The day before yesterday it had exploded my address book.,I haven't taken care of it,
-
If you don't change it, the magic company is not looking for you.
-
No, it's the bombing of the No. 1.
-
Be intimidated first, and then ask your family for it, and finally if you really don't have money, it's a question mark as to whether you can live the rest of your life in good health.
-
Four months overdue, I asked me to pay back 3,000, I borrowed 1,600, and said that if I repaid them, I would write them off, but they couldn't do it Now I don't want to dump them at all I'm waiting for them in Hangzhou If you dare to come, your legs will be broken for him.
-
What kind of world is the loan shark actually on the credit report? Is it true that the poor are not allowed to live?
-
Unforgettable first love, the most touching words.
-
You can try to test the reception at a different location.
-
Why do you borrow money and don't pay it back, since you don't have the ability to repay it, then don't use this kind of high-interest software, it's really drunk.
-
The annual interest rate greater than 24% is illegal, not protected by law, these are loan sharks with a monthly interest of more than 30%, at most it is to harass your family and your friends, these brutes are doing this, if you hit your family ** explain it clearly to your family, just say telecom fraud, I think so.
-
Dare to hit ** to my friends or family, I won't give him a cent, saying something unpleasant, "I borrowed money based on my ability, why should I pay it back".
-
Rubik's Cube cash comparison, brutes just can't help it! They will only do animal things.
-
Seeing your answer, how can I have a kind of borrowing money from other people, you can't pay it back, you don't have to pay back the borrowed money, don't you know how high the interest rate is before you borrow money? When you borrow it to spend it, you are chic, and when you repay the money, you have to be overdue, and you are impatient when people call you to repay the money, this kind of old man is really disgusting,
-
Looking for your parents every day, looking for your friends, SMS ** threats, looking for debt collection agencies, can you stand it, many of these companies have forced people to death, be careful.
Borrowing is generally not more than 1 day without lending, borrowing is a credit loan product on the review, after submitting the loan application, if the qualification passes the review, it can generally be paid within a few minutes, and it will not be released for more than 1 day. >>>More
The interest on Ant Borrowing is charged on a daily basis, and the daily interest rate ranges from to to, and the interest is calculated on a daily basis, so the interest rate is different due to the different comprehensive assessment of each account. The interest rate of borrowing will be assessed from time to time according to your account situation, and may be increased or decreased, which is subject to the display on the page. In the event of early repayment, interest will be calculated based on the actual time of use. >>>More
First of all, the function of borrowing one month overdue will be restricted, and secondly, it will affect Sesame Credit, and once again affect personal credit, so it is recommended that users repay as soon as possible. >>>More
1. Will there be a negative record at the overdue one-day meeting? >>>More
With the increase in people's demand for loans, many loan platforms have been born in the market, among which the loan platform in Alipay has a high reputation. >>>More