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Car insurance can be surrendered, but to meet the car insurance surrender conditions stipulated by the insurance company, under normal circumstances, car insurance surrender must meet two conditions: first, the policy must be in force; Secondly, the car has not been reported or claimed to the insurance company.
Among them, the surrender of compulsory liability insurance needs to meet these conditions:
1. The insured vehicle has been cancelled from registration in accordance with the law;
2. Handle the suspension of driving;
3. It has been confirmed by the public security organ that it has been lost;
4. The owner repeatedly insures compulsory traffic insurance;
5. The vehicle is resold, transferred, or given to a place other than the location where the license plate is located;
6. If the new car is withdrawn by the seller due to quality problems or the relevant technical parameters do not meet the national regulations, the traffic management department will not be allowed to go to the household.
And generally to surrender the compulsory insurance, the first thing to look at is the effective date of the compulsory insurance on the policy, if the policy has not yet taken effect, you can surrender the policy. If the compulsory traffic insurance has been in effect, according to the Regulations on Motor Vehicle Traffic Accident Liability Insurance, if the conditions for surrender are not met, the policy will not be surrendered. After applying for surrender, the insurance company calculates the surrenderable premium by using the actual premium paid at the time of insurance application, minus the premium that the insurance company should charge during the effective time of the insurance, and the balance is refunded to the car owner.
The specific process of surrendering a car insurance is as follows: the owner submits a surrender application to the insurance company, stating the reason for surrender and when the surrender will begin. After review, the insurance company will issue a surrender endorsement indicating the surrender time and the surrender amount, and the policy will be withdrawn.
After that, the car owner can go to the insurance company to collect the refundable premium with the surrender endorsement and ID card. I hope the subject and netizens are grateful.
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1. First of all, in the mobile phone, find and open Alipay, as shown in the figure below.
4. Then on the mobile phone page, you can see the insurance you added before, as shown in the figure below.
5. Click on the option to cancel auto-renewal on the page, and then the cancellation is complete.
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If the questioner wants to surrender the insurance after buying Zhongan Insurance, it must be within ten days from the date of purchase, and he can immediately call ** to Zhongan Insurance **** to ask for the address of the business outlet, and surrender the insurance at the business outlet (there will be unclear and ridiculous on the Internet).
Surrender within the 10-day cooling-off period (cooling-off period). As a regular insurance company, there is a 10-day cooling-off period (hesitation period) clause, and the return of commercial insurance within the 10-day cooling-off period (hesitation period) is the protection of the state for the insured.
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Some can be refunded and some can not be returned, so you should consult customer service or salesman for details.
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Zhongan Insurance can cancel the insurance in the following ways:
1.To apply for surrender from Zhongan Insurance Company, for example, you can directly call the customer service of Zhongan Insurance ** to apply for surrender, and you can also consult the specific information required for surrender by the way, usually you need to prepare identity documents, insurance policies, premium payment vouchers, application for termination of insurance contracts, etc.;
2.Bring the surrender information to the offline service outlets of Zhongan Insurance to go through the surrender procedures;
3.The staff of Zhongan Insurance Company will assist in the surrender of the policy, and the policy will be recovered, and the surrender money will be returned to the policyholder within the agreed period.
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Summary. Hello dear! Glad to answer for you :
Zhongan Insurance can be refunded, and it can be surrendered online or offline. Online surrender is mainly based on the official insurance company and major Internet insurance sales platforms, and offline surrender is mainly based on going to the insurance company to surrender the insurance company or entrusting the insurer to surrender the insurance on behalf of the insurer. It is best to surrender the policy during the cooling-off period, during which the insurance company will only charge a certain amount of the cost at most, and then the premium paid will be refunded without interest.
Hello dear! We are glad to answer for you: Zhongan Insurance can be refunded online, or offline.
Online surrender is mainly based on the insurance company's coarse chain official *** and major Internet insurance ** sales platforms, and offline surrender is mainly based on the surrender of the insurance company in person or the surrender of the insurance person entrusted by the air disturber. It is best to surrender the policy during the hesitation period, during which the insurance company will only charge a certain amount of the cost at most, and then the premium paid will be refunded without interest.
We can surrender the insurance in the official vx*** of Zhongan Insurance, and the specific process is as follows: After checking the official [Zhongan Insurance], log in with your real name; Then enter, click the [Consult Customer Service] button in the bottom menu bar; Select the option to consult customer service, and select the [Apply for Surrender] option after entering the page;
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