Is it reliable to buy ZhongAn insurance online? Is it reliable to buy Zhongan insurance?

Buying Zhongan insurance online is reliable, Zhongan not only has a strong company background, but also its financial strength is not to be underestimated. However, the senior sister still reminds everyone that when choosing Zhongan Insurance products, you must choose according to your own protection needs, and do not blindly insure insurance!

Is Zhongan Insurance reliable? You'll know after reading it!

1.Company background.

Headquartered in Shanghai, without any branches, it is completely through the Internet!

It focuses on applying new technologies to reshape the insurance value chain, and provides personalized, customized and intelligent new insurance around the four major ecosystems of health, digital life, consumer finance and automobiles.

ZhongAn ranked 189th in the "2019 Hurun China's Top 500 Private Enterprises" and ranked 6th in the property insurance industry in the "2022 China Brand Power Index".

When we look at insurance companies, what exactly do we look at?

2.Solvency.

According to the regulations of the China Banking and Insurance Regulatory Commission on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met, it is a solvency company.

Judging from the data of Zhongan Insurance in the third quarter of 2022, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are respectively, and the latest risk rating is BBB, which has reached the passing line stipulated by the China Banking and Insurance Regulatory Commission, and is a reliable insurance company.

2022 Most Complete Insurance Company Solvency Ranking List!

You must know that the insurance companies established in China are all formal and legal, and will also be subject to the supervision of the China Banking and Insurance Regulatory Commission, and Zhongan Insurance is no exception, it is reliable.

Zhongan Insurance may be relatively unfamiliar to many people, after all, this company has not been established for a long time, and its reputation is not as high as that of some large domestic companies. Next, the senior sister will give you a good introduction to this company.

Friends who don't know how to understand insurance companies, you can take a look at this article:When we look at insurance companies, what exactly do we look at?

1. The strength of the company.

Zhongan Property Insurance Co., Ltd. is China's first Internet insurance company, which was inaugurated on November 6, 2013 and listed on the main board of the Hong Kong Stock Exchange on September 28, 2017, and as of the end of 2021, Zhongan has served more than 500 million users and issued a total of about 42.7 billion policies.

2. Solvency.

In order to pass solvency, all three conditions must be met: the core solvency adequacy ratio must be 50% or above; The comprehensive solvency adequacy ratio is 100% or above; The overall risk rating is B or above.

From the report of Zhongan **Property Insurance Co., Ltd. in the third quarter of 2022, we can understand that its core solvency adequacy ratio is the comprehensive solvency adequacy ratio, and the latest comprehensive risk rating is BBB.

It can be seen that the solvency of Zhongan Insurance Company is passable, and everyone can rest assured about this.

Hope.

Summary. Hello dear, buying Zhongan insurance online is reliable. 1. From the perspective of insurance companies, Zhongan Insurance is the world's first Internet insurance company, established in June 2013, an insurance company approved by the China Banking and Insurance Regulatory Commission, and a formal insurance company.

Zhongan Insurance also has a strong background, which was jointly initiated by Tencent, Ping An of China, and Ant Financial, and the company's business scope includes property insurance, motor vehicle insurance, liability insurance, short-term health insurance, accident insurance, etc.

Hello dear, online public security car liquid insurance is reliable. 1. From the perspective of insurance companies, Zhongan Insurance is the world's first Internet insurance company, established in June 2013, an insurance company approved by the China Banking and Insurance Regulatory Commission, and a formal insurance company. Zhongan Insurance also has a strong background, which was jointly established by Tencent, Ping An of China, and Ant Financial, and the company's business scope includes property insurance, motor vehicle insurance, liability insurance, short-term health insurance, accident insurance, etc.

2. From the perspective of insurance products, since Zhongan Insurance is an Internet insurance company, the product only has offline business outlets in the front ridge, so its insurance products are insured online. For the products we purchase on the first platform, insurance companies generally do not take the initiative to provide paper contracts, all of which are electronic contracts, and it should be clear that electronic contracts and paper contracts have the same legal effect. The products purchased on the official website and official website of Zhongan Insurance are all products directly sold by the company, so there is no need to doubt the authenticity of the products.

If it is insured through other channels, as long as the channel has insurance sales qualifications and is a formal insurance sales platform, then it is also a real product. Zhongan Insurance's most well-known product is none other than the exclusive e-life series of million medical insurance, which is known as the originator of millions of medical insurance products, and has never been discontinued since its launch, and has been continuously upgraded, with complete product protection and rich optional responsibilities. However, this product does not support guaranteed renewal, and the renewal conditions should be noted.

How to be reimbursed, and what can be reimbursed within the responsibility?

2. Click "My" and find "Claims Service", as follows:

3. Click "Claim Service" to enter Zhong'an Rest Assured Claim Settlement, select the corresponding claim channel according to the insurance policy protection, and click "Apply for Claim";

4. Enter the claim application page, you will see the insurance policy, click "Go to Claim", and upload the relevant information as required.

The specific content that can be reimbursed depends on which insurance Zhong'an is.

How is the reimbursement rate calculated? A lot of things online are unreliable these days?

This specific or key smile depends on the insurance product, such as Zhong'an Huimin Insurance reimbursement is better than Na Liang Pei case for proton heavy ions, the most hole is only high can be reimbursed 1 million, 100% reimbursement. However, for general medical treatment, the reimbursement ratio is relatively low, only 80% of the reimbursement ratio, and only the medical expenses within the scope of medical insurance, of which the medical insurance for specific drugs is only compensated according to the proportion of 80%, and there is a deductible of 20,000 yuan.

Summary. Hello, dear. Buying ZA insurance online is reliable.

Zhongan Insurance's 6 million medical insurance refers to the exclusive e-life series of million medical insurance, because the TA critical illness medical insurance amount is 6 million yuan, so there is such a saying. As the originator of millions of medical insurance, Zhong'an enjoys e-life million medical insurance series, which is very powerful in terms of protection liability and various services, and as an Internet celebrity product, it has large sales and high popularity, and is sought after by many consumers. As an underwriting company, the strength of Zhongan Insurance should not be underestimated, and Zhongan Insurance was established in November 2013 as the first Internet insurance company.

Hello, dear. Buying ZA insurance online is reliable. The 6 million medical insurance of Zhongbao Zhiqin Insurance refers to the exclusive e-life series of million medical insurance, because the amount of critical illness medical insurance is 6 million yuan, so there is such a statement.

As the originator of millions of medical insurance, Zhong'an enjoys e-life million medical insurance series, which is very powerful in terms of protection liability and various services. As an underwriting company, the strength of Zhongan Insurance should not be underestimated, and Zhongan Insurance was established in November 2013 as the first Internet insurance company. Shareholders include Ma Yun, Ma Huateng, Ma Mingzhe, bringing together Ant Empty Financial Services, Tencent, Ping An Group, the capital force is very strong, and the products are still very secure.

Zhong'an Million Medical Insurance 2022 will be upgraded, with up to 70 years old insured, up to 6 million for anti-cancer special drugs, and up to 6 million for critical illness medical treatment! Zhongan Million Medical Insurance 2022 is underwritten by Zhongan Insurance, which was founded in 2013 and is the first Internet insurance company in China.

Summary. Hello, buying Zhongan Insurance online is reliable, Zhongan Insurance Company is a formal insurance institution under the unified management of the Insurance Regulatory Commission, and it is completely reliable. As the same insurance product, the premium** is the same regardless of the source you purchase from.

It is convenient to buy online, and it is through intelligent underwriting, but the worst part is that there is a lack of manual after-sales service. Zhongan Insurance Company was established in 2013 with a registered capital of 100 million yuan, which can be regarded as a wealthy company and is in a rising period of business as a whole. Zhongan is mainly engaged in life insurance, critical illness insurance, medical insurance, accident insurance and other types of life insurance business.

Among them, Zhong'an has done better in medical insurance, like many people have heard that the exclusive e-life medical insurance is owned by Zhongan Insurance.

Hello, buying Zhongan Insurance online is a reliable and reliable insurance company, which is a formal insurance institution managed by the Insurance Regulatory Commission and is completely reliable. As the same insurance product, the premium** is the same regardless of the source you purchase from. It is convenient to buy online, and it is through intelligent underwriting, but the worst part is that there is a lack of manual after-sales service.

Zhongan Insurance Company was established in 2013 with a registered capital of 100 million yuan, which can be regarded as a wealthy company and is in a rising period of business as a whole. Zhongan is mainly engaged in life insurance, critical illness insurance, medical treatment insurance, accident insurance and other types of life insurance. Among them, Zhong'an has done better in medical insurance, like many people have heard that the exclusive e-life medical insurance is owned by Zhongan Insurance.

Zhongan Insurance has the financial support of big brand companies such as Ant Financial, China Pingju Ye Xiao'an, and Tencent, so the capital is still very strong, and the company's solvency is also very good, exceeding the passing line stipulated by the Insurance Regulatory Commission by many times, and there is no need to worry about claims.

The trend of Internet insurance is getting better and better, and many of the most popular brands are changing to online insurance, and it is beneficial for consumers to carry out insurance business such as insurance, claims, and surrender online, especially at the moment of the epidemic, and it is still very inconvenient to travel.

Summary. Hello, reliable, buying Zhongan insurance online is reliable, Zhongan Insurance is a regular insurance company, and it is an insurance company approved by the Insurance Regulatory Commission. And this is Internet insurance, which is a normal channel to buy online.

Hello, reliable, buy online Bu Zhongan Insurance is reliable, Zhongan Insurance is a regular insurance company, is approved by the Insurance Regulatory Commission insurance pants and potato company. And this is Internet insurance, which is a normal channel to buy online. Hu Zhe.

Zhongan Insurance is an Internet insurance company owned by Alibaba, Ping An and Tencent each hold 5%, in addition to six small and medium-sized shareholders. Among the major shareholders, Ping An Insurance is responsible for product design, actuarial and provision of Lifiberlu claim services.

Zhongan Insurance was established on September 29, 2013 with the approval of the Bao Qiao Tsai Regulatory Commission, and is a formal and legal insurance company.

As long as it is a legitimate insurance company, it is reliable, and the particularity of the insurance company's operation and the social role it plays have its function of stabilizing the people's hearts, so even if it goes bankrupt and liquidates, the law is also based on the principle of protecting the interests of the insured.

There is no special person to guide you to buy insurance online, and you will buy the wrong one if you are not careful. Be vigilant against these misunderstandings! 》

Zhongan Insurance does not have a good reputation, so it is recommended to buy insurance or buy it in a large physical insurance company to make a later claim.

Zhongan Insurance is a lie, several people in Douyin have been fooled, don't buy it, don't be fooled. Remember, remember.

Zhongan Insurance is a formal insurance institution approved by the state and the Insurance Regulatory Commission, the main feature is to do online insurance, most of the products are sold through the Internet, the company belongs to a formal institution, rest assured to buy.

On qualifications, meet the standards;

In terms of size, compared to other insurance companies, the scale is not the largest.

Reliable is reliable, depending on whether the type of insurance you want to buy is cost-effective.

Zhongan Insurance deceived people, I bought it, and then when I made a claim, I found various reasons to reject my claim! The customer service is very perfunctory.

Unreliable, I bought public security insurance, my husband was admitted to 302 Hospital, and I applied for a claim and did not lose money.

Not good, I advise everyone not to buy it.

How much does Zhongan Insurance reimburse for hospitalization expenses?