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If you want to borrow money through a friend, and you lend money to another person, there may be some legal and ethical issues involved.
First of all, if you borrow money from a friend and you don't actually get the money, then you are actually cheating on your friend. This can lead to a compromise in the relationship of trust between you and may even lead to a breakdown of the friendship.
Second, if you're lending money borrowed from a friend to another person, you're actually playing the role of a middleman, and this behavior may involve illegal brokering activities. Also, if the person you borrowed money from is unable to repay the money on time, then you will be liable to your friend because you once promised to return the money.
Therefore, I would suggest that you should avoid borrowing money in this way to avoid possible legal and ethical issues. If you need to borrow money, it's best to apply for a loan directly from a legitimate financial institution or seek other reliable funding**. If you need help, seek professional advice, such as a lawyer or financial advisor.
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This kind of thing is not recommended because your friend borrowed money from you because he trusted you to borrow money from you. And you agree out of righteousness and friendship, but you don't have any scruples about your ability to agree, and then borrow money from another friend, and the reason for borrowing money may not be very solid, and if you don't handle it well, it will hurt your friends on both sides.
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It's the easiest way for you to ruin your friend's friendship by borrowing money like this! Not desirable either.
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The best way to ruin a friendship is to borrow money.
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If this person lends you money and says that he bought a house and a car by himself, and the IOU states the repayment date, but he does not buy a house or a car, and also lends the money you lent him to someone else, if he goes to earn interest again, it will be even worse, in this case, you want him to return the money to you immediately, and if you don't pay it back when it is due, you can sue him. Because it's a fraud. If there is no repayment time on the IOU, you can consult a lawyer to solve this problem.
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A situation like this triangular debt does not require a lawsuit. Because you lend money to someone else, you just have a debt relationship with that person and have nothing to do with a third party, so you just need to ask that person for the money back on the specified repayment date, and even if that person does not pay back, you will sue that person in the future. There is no relationship with a third party.
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You can file a lawsuit, you just need to fight a lawsuit with the person who asks you to borrow money, and it has nothing to do with you if he lends money to others, that's his business, and you have to prepare relevant evidence for a lawsuit, such as IOUs and so on.
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It doesn't matter to you that he lends to anyone, but if the person who borrowed his money is at odds with you, or you hate him, you can ask him to pay it back and put pressure on him.
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If there is an IOU, there are bank transfer records and other records that can prove the authenticity of the loan, no matter how the borrower disposes of the money, he must repay the loan on time, and the interest does not exceed four times the bank interest is protected by law, and it is completely possible to sue the court for repayment.
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If you are fighting a lawsuit or looking for someone who lends money directly, you are the borrower.
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This is not a triangular debt, only the person who borrowed money from you has a creditor-debtor relationship with you.
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You can file a lawsuit, but if you owe money, you can't sue directly to the court. However, it is necessary to collect relevant evidence and submit a complaint for filing a lawsuit. The evidence to be submitted for prosecution includes:
1. Loan agreement or IOU. 2. If there is a guarantor in the loan relationship, the evidence of the guarantee. 3. Proof of delivery and receipt of money by both the borrower and the borrower.
4. Proof of the purpose of the debtor's borrowing, etc.
Legal analysis
Article 188 of the Civil Code of the People's Republic of China: The statute of limitations for requesting protection of civil rights from the people's courts is three years. Where the law provides otherwise, follow those provisions. The limitation period is calculated from the date on which the right holder knows or should know that the right has been damaged and the obligor.
Where the law provides otherwise, follow those provisions. However, if more than 20 years have elapsed since the date on which the rights were infringed, the people's courts will not grant protection, and where there are special circumstances, the people's courts may decide to extend the rights holder on the basis of the right holder's application.
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It depends.
See if it affects the loan agreement.
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Of course, it matters, because the money is yours, and you have to fight with the other person, and without your consent, the other person will not dare to give the money to someone else you say or someone he calls.
Borrow money.
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To borrow money, you must ask the other party to make an IOU, or transfer it directly to the other party to explain the situation and leave a transfer voucher.
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Summary. You should make sure that the other party will pay off the debt in a timely manner, otherwise you may suffer financial losses and may also ruin the friendship between you and the borrower. Second, there is a trust problem with this approach.
Your friend is transferring money directly to you, and if you don't know the other friend's willingness or ability to repay, you may be at risk. If the other friend doesn't have the willingness or ability to pay back, you're at risk of debt collection, which can have a negative impact on your relationship with your friend. Therefore, in order to avoid these risks, the best course of action is to ensure that there is a direct transaction between your friend and your borrower, and that all borrowing and repayment go through your hands, so that you can have more control over the flow and risk of the entire transaction.
Hello, I opened my mouth to borrow money from a friend to another person, but the money did not go through my hands, it was directly transferred by my friend to another friend.
You should make sure that the other party will pay off the debt in a timely manner, otherwise you may suffer financial losses and may also ruin the friendship between you and the borrower. Second, there is a trust problem with this approach. Your friend is transferring money directly to you, and if you don't know the other friend's willingness or ability to repay, you may be at risk.
If the other friend doesn't have the willingness or ability to pay back, you're at risk of debt collection, which can have a negative impact on your relationship with your friend. Therefore, in order to avoid these risks, the best course of action is to ensure that there is a direct transaction between your friend and your borrower, and that all borrowing and repayment go through your hands, so that you can have more control over the flow and risk of the entire transaction.
I take the liberty of asking, how much is the amount, is it big?
3500, without going through my hands.
The problem is that all three people know each other, and then they borrow 3,500 yuan and repay 4,000 in 12 days, and the two of them are still brothers.
This will not work.
You've got a lot of risk.
Have you already lent it out?
Yes. If the three of you have a good relationship, it's fine.
I'm afraid of ripping off, but you are doing this kind of private dealing. will not rise in the legal dimension.
The two of them have a good relationship, and I just have a better relationship with borrowing money.
In case of default. will affect your relationship.
If the relationship is good, there is nothing to do, and it is better not to guarantee this kind of thing in the future.
There is another one, borrowing 3500 to repay 4000 has touched the red line, if the other party is Laipi, you have no way.
Can I report this to the police and say that he is a loan shark?
Yes, but you've also touched a red line when you're dealing privately.
So don't do this kind of thing in the future.
The best way is to collect some evidence, which can be used when the other party cheats.
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Willing to borrow money from you, you will lend it to them, do you want to lend it to them, you have to think about this trillion things? First, do you have any extra money? Second, what is your relationship?
Third, is he trustworthy? Fourth, is his business worth lending him money?
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What age do you dare to borrow money now??? Personally, I don't think anyone but your parents should borrow money easily, not even siblings.
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My friend introduced another person to borrow money from me to repay his capital, did my friend lie to me?
It depends on whether it is a normal loan or an illegal possession. Routine lending is a kind of fraud in the guise of private lending, which refers to the purpose of illegal possession, in the name of private lending, inducing or forcing the victim to sign "loans" or disguised "loans", "mortgages" and other related agreements, through inflating the loan amount, maliciously creating defaults, etc., to form false claims and debts, and to illegally occupy the victim's property by means of litigation, arbitration or other means.
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Summary. Hello dear, I am very sympathetic to your experience, such a thing is indeed very disturbing. First of all, you should calm the emotions of your two friends and let everyone understand the current situation and the cause and effect of the matter.
Second, if your name is not on the IOU, you don't need to worry too much about your situation, but you also need to reconcile the conflict between the two people for the sake of friendship. Big things are small. Thirdly, if the IOU has your name on it and it is irretrievable, then you need to consult a lawyer about the consequences of such a situation.
I suggest that you should try to save a few things first to avoid a fight. And you also have to find a way to persuade friends who owe money to pay back the money quickly and avoid getting caught in the middle.
A friend of mine needs money, so I introduced another friend of mine to borrow money to him, through my transfer account, the friend who borrowed money was not at ease, so I gave him an IOU, and then the friend who needed money lost money and couldn't repay the money to the friend who borrowed the money, so they made an IOU through my introduction. Later, it may be that this friend who needs money did not handle it well, but he did not pay the bill. If I borrow money, this friend is going to sue me, what should I do?
Hello dear, I am very sympathetic to your experience, such a thing is indeed very disturbing. First of all, you should calm the emotions of your two friends and let everyone understand the current situation and the cause and effect of the matter. Second, if your name is not on the IOU, you don't need to worry too much about your situation, but you also need to reconcile the conflict between the two people for the sake of friendship.
Big things are small. Thirdly, if the IOU has your name on it and it is irretrievable, then you need to consult a lawyer about the consequences of such a situation. I suggest that you should try to save a few things first to avoid a fight.
And you also have to find a way to persuade friends who owe money to pay back the money quickly and avoid getting caught in the middle.
On the one hand, persuade those who owe money to seize the time to scrape together money and pay it back. On the other hand, persuade the borrower to give a certain amount of understanding and forbearance.
You can also call two people together to discuss this matter, if there is your guarantee on the IOU, I will contact you to ask them to write a new IOU, let yourself exit safely, if the negotiation fails, then you must consult a lawyer in time, and make all preparations.
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