If the yield of the bond base fluctuates and you want to sell it, what products on the wealth manage

Are you buying short- to medium-term bonds? There are different types of bond bases on the wealth management connect, at present, short- and medium-term bonds are less affected and the risk is lower, this kind of bond base is still quite suitable for conservative investors, if you buy a short-term and medium-term bond base, and you pursue a more stable income, you can consider continuing to hold it, do not need to sell in a hurry.

The higher the return, the greater the risk, so there is no way to say which financial product must be a product with better returns. If you are looking for stable income, you can consider **currency** or currency enhanced combination on Wealth Management Connect. The Currency Enhanced Portfolio is based on the currency** and adds the allocation of bonds**, which can obtain a slightly higher return than the currency in the case of relatively low risk.

There is no harm in buying and selling, and there is no volatility in no investment. Therefore, it is normal for financial returns to fluctuate, and the bond base is no exception. If you really want to sell the bond base for other products to invest, you can consider the regular wealth management products on the wealth management connect, in the long run, the income of the regular wealth management products is relatively stable, and the risk is relatively low.

There are many products with high returns on Wealth Management Connect, but high returns also mean high risks, so it is not that higher returns are suitable for you. The yield of the bond base is still relatively stable in the long run, and you don't want to sell all of these financial products, you can consider adding some **type** to diversify your investment.

The differences are as follows: 1. Different investment targets: bonds** mainly invest in bonds, while wealth management products will invest in time deposits, bonds, foreign exchange and other products.

2. The issuer is different: the bond is issued by the company; Wealth management products are issued by various financial institutions, such as banks, securities firms, insurance, and trusts.

3. Different investment periods: bonds** have no investment period and can be purchased and redeemed at any time; Most wealth management has a fixed investment period, and a small number of open wealth management projects.

Extended information: The word "financial management" was first seen at the end of the early 90s of the 20th century according to the statistics of Zhongyin.com data center. With the expansion of the domestic first-class bond market, the increasing enrichment of commercial banks and retail business and the increase in the overall income of citizens year by year, the concept of "wealth management" has gradually become popular.

Personal financial management varieties can be roughly divided into personal assets and personal liabilities, such as common assets, bonds, deposits, life insurance, online loans, etc. Personal housing mortgage loans and personal consumption credit belong to the varieties of personal debt.

What is financial management.

When people talk about financial management, what they think of is not investment, but making money. In fact, the scope of financial management is very wide, and financial management is the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:

1. Financial management is the wealth of a lifetime, not just to solve the urgent money problem.

2. Financial management is cash flow management, everyone needs to use money (cash outflow) as soon as they are born, and they also need to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage their finances.

3. Financial management also covers risk management. Because there is uncertainty about more future flows, including personal risk, property risk and market risk, it will affect cash inflows (income interruption risk) or cash outflows (expense escalation risk).

**Able to manage money.

At present, the institutions that can provide customers with financial services mainly include banks, ** companies, investment companies, economic management companies, etc.

1. Bank wealth management.

At present, the wealth management products provided by China's commercial banks are divided into three categories: principal-protected fixed income products, principal-guaranteed floating income products and non-principal-protected floating income products.

2. Corporate finance.

**Wealth management generally includes**, **, commodities**, stock index**, foreign exchange**, etc., individual or institutional investors can choose different financial tools according to their different needs and investment preferences.

3. Invest in corporate financial management.

Investment company wealth management generally includes trust**, **investment, jade, jewelry, diamonds, etc., which requires a higher starting capital and is suitable for high-end financial professionals.

Investors who are looking for a stable expected return will often consider buying bonds** or wealth management products, both of which have an expected return slightly higher than bank deposits and currencies**, but less risky**. So which is better, bonds** or wealth management products? Let's take a look.

Which is better, bonds** or wealth management products

1. Investment threshold

Bonds** generally start at 10 yuan and accumulate at 1 yuan, and the minimum investment threshold and investment amount are relatively flexible, which is a popular financial management method.

The investment threshold of wealth management products is much higher, and the general bank wealth management products and brokerage wealth management products are 50,000 yuan starting investment, and some bank wealth management products are also 10,000 yuan starting investment.

2. Flexibility

Open-ended bonds** generally have no investment period and can be purchased and redeemed at any time. Wealth management products generally have a closed period, during which early redemption is allowed, and only some bank wealth management products support transfer during the closed period. Therefore, from the perspective of flexibility, bonds** are better than wealth management products.

3. Transaction fees

When subscribing and redeeming bonds**, a certain percentage of the subscription fee and redemption fee are generally required, and the redemption fee can only be waived after holding it for a certain period. There is generally no charge for the subscription and redemption of wealth management products.

4. Expected rate of return

There are differences in the expected rate of return between different bond bases and different wealth management products, but on the whole, the range of bond investment targets is slightly larger than that of wealth management products, so the expected rate of return of some bonds** is higher than that of wealth management products, such as hybrid bonds**.

In addition, some brokerage wealth management products have performance remuneration accrual standards, that is, when the expected return of the product reaches the set standard, the brokerage will extract a certain percentage of the performance remuneration from the excess expected return.

Founded in 2005 by Zhang Lei, Hillhouse Capital is an investment company focusing on long-term structural value investment in China, and has developed into one of the largest investments in Asia by assets under management.

Hillhouse Capital currently mainly issues some private placements, private placement investment starting point is relatively high, need to be a qualified investor identification, if the investor has strong financial strength, and wants to obtain high returns, then you can buy the company's private placement on the official website of Hillhouse Capital**.

The Fed's interest rate hike has little impact on Chinese bonds, but has a greater impact on U.S. bonds, and the Fed's interest rate hike will directly lead to an increase in bond interest rates.

The Federal Reserve's interest rate hike refers to raising the bank's deposit and loan interest rates, among which the most direct impact of raising the deposit interest rate is that it will increase the deposit income of investors deposited in the bank and increase the bank's savings, while raising the loan interest rate will increase the financing cost of the society, thereby reducing the liquidity in the society to a certain extent and alleviating inflation.

1. When the hotel has revenue business:

Debit: Accounts receivable – customer name.

Credit: main business income or fast.

Tax Payable – VAT payable (output tax).

2. When the income is received:

Borrow: Bank deposit.

Credit: Accounts Receivable – Name of Customer.

3. Carry forward the profit of the year:

Borrow: main business income.

Credit: Profit for the year.

If a hotel has revenue business and then receives the income, it shall be accounted for through the relevant secondary accounts of "accounts receivable" and "main business income". Accounts receivable refers to the amount that should be collected from the purchasing unit by an enterprise in the normal course of business for the sale of goods, products, provision of labor services and other businesses. The main business income refers to the operating income obtained by the enterprise from engaging in the production and operation activities of the industry.

Is Bonds** a wealth management product?

From a strict point of view, bonds are a kind of financial management, not financial products, and financial products are generally divided into low-risk, medium-risk, and high-risk financial management. A type of product designed and issued by commercial banks and formal financial institutions, which invests the raised funds into the relevant financial market and purchases relevant financial products in accordance with the product contract, and distributes the investment income to investors according to the contract.

However, it is worth noting that bonds** and wealth management products are all financial management in a broad sense, and they are all risky, and investors can choose the right one for themselves according to the product details and introduction.

Which is better, bonds** or wealth management products

1. Investment threshold

The threshold of bonds is generally relatively low, and some can be purchased from 10 yuan, but the threshold of some bank wealth management products may be relatively high, requiring thousands or 10,000 yuan to start, but investors can choose the right one for themselves according to their own situation, if the money is less, they can choose bonds.

2. Flexibility

Bonds are generally redeemed on T+1 day to confirm the arrival of shares, while some wealth management products have a term, such as: one month, one year, two years, etc., in terms of flexibility, bonds may be more dominant.

Hope the above helps!

Xu Jian roughly pointed out that many people are reluctant to invest, because they are afraid of high investment and losing money. In fact, there are also some relatively insured investment varieties, such as short-term bonds**. Once again, you may wonder if short-term debt investments** are only for short-term investment portfolios.

Is short-term bond investment a short-term investment? In short-term bonds, the word "short" actually indicates the short-term duration of the target in which it is invested, rather than the short-term product in which it is held. Short-term debt** is primarily targeted at bonds and usually has a certain maturity.

Short-term debt investment companies do not invest all**, they only invest in those Treasuries with a maturity of less than one year.

For example, a five-year Treasury bill is not a short-term bond in the first place, but an investment in a short-term bond four years later. In fact, short-term debt is an open-ended fund with no fixed term, and it is not a short-term fund. As long as the funds are not liquidated, they can be kept at any time.

So, is it appropriate to use short-term debt investment as a short-term investment? Can short-term debt funds be considered a short-term investment? Although the word "short" is not required by investors in short-term bonds**, it can be regarded as short-interest funds.

Short-term bond investment has good liquidity and strong short-term investment characteristics. For short-term finance, its biggest feature is that it is more liquid, you can buy when you need it, you can buy it when you need it, and you can buy it when you need it**. Although you can't trade often, you can't trade often either.

Because it is an open-ended investment, as long as it is not closed, it can be subscribed and redeemed within one to two working days. Therefore, the short-term investment of short-term bonds has a great demand for the liquidity of funds.

In addition, the net value of short-term bonds fluctuates relatively low, and it is not easy to incur losses even in a short period of time. However, when you look closely at short-term bonds, you will see that most of them have stable net assets, which means that the ** of short-term bonds is not that high. This is also the reason why short-term bonds will not lose money easily in the short term.

Therefore, it will not be ** in a short period of time, or it will be sold.

In short, short-term debt investment is more appropriate. So, is it better to invest in short-term debt or long-term? Is short-term debt** a short-term investment or a long-term investment?

A short-term debt portfolio, whether it is a short-term investment or a long-term investment. And which one is better to choose, it's up to each individual. When the financial income is stable and the risk is low, short-term bond investment is more suitable for short-term financial management.

For those investors who are looking for higher returns, buying short-term bonds** is also a temporary investment means to avoid **volatility. Short-term debt investment, the short-term return is not high, can not support the short-term high return.

If you want to make a short-term investment, then you should choose C, and if you want to make a long-term investment, you should choose A-shares.

Nowadays, more and more people are beginning to learn how to manage money, because financial management can get more benefits, and it is also so that the money they get can provide more profits to themselves. So which is more suitable for novices in terms of financial management and debt base with the same income, the risk is relatively low in financial management, and it is more suitable for novices. Therefore, it is more suitable to choose bank wealth management with the same income, and accept it first, because there is no risk in bank wealth management, and you only need to invest money in financial products with relatively low risk, and you can get a certain return.

1. Choose low-risk financial productsFor novice financial novices, it is necessary to choose some financial products with low risk and far away, so bank wealth management is the first financial management plan that novices should try. Because if you invest in bonds, the risk is relatively large, and the income conditions are more complicated, many people do not know what kind of financial product the fighter is, so the income is uncertain, and there are ups and downs. Therefore, it is better to choose bank wealth management, there are many plans for bank wealth management, and the risks of the plan are identified.

Second, the most convenient product of bank wealth management is that the risk has been identified, and what kind of financial products can be made without loss, but there is no such high return. What kind of products may have higher returns, but there may be risks, so it is easier for novices to invest in products. Moreover, it is a choice of fixed deposit, and the profit and income are also different, which is a key to exercising financial management ability for novices.

Third, you can also choose Alipay**Alipay**Alipay** is also a good choice, because you can invest a certain amount without opening an account, and the money invested is relatively small. For novices, it is a platform that can be tried, so it is also a good choice to choose Alipay, and at the same time, some of the risks are also fixed.