How to manage money on Wealth Management Connect? What about its cargo base revenue?

I think it's pretty good to use Wealth Management Connect to manage money, and there are many financial products on it, covering all kinds of products, fixed products, brokerage products, etc., which can meet our financial needs. As for the income of its goods-based products, after all, it is a product with high liquidity, and the income is definitely lower than that of bond-based and mixed**, but it is a stable product that can protect the capital.

Although the yield of the cargo base is not very high, the income is stable and can be flexibly withdrawn, which is still worth it. If you want to pursue a higher return, you can consider the currency enhancement portfolio, which is equipped with a bond base, a combination of the goods base and the bond base, you can get a higher return, but this product is best held for more than 30 days, and a redemption fee will be required if the holding time is too short for less than 7 days.

If you often use WeChat to transfer, pay, send red envelopes, etc., it is quite convenient to manage money on Wealth Management Pass. After all, the money received can be directly transferred to change to buy goods-based wealth management, or you can buy wealth management products on Wealth Management Connect. If you pursue stable capital protection, you can hold a large amount, if you want to obtain higher returns, you can consider a small part of the bond base.

The wealth management currency fund mainly invests in low-risk and high-liquidity assets such as treasury bonds, bank certificates of deposit, and central bank bills. The return on these assets is not very high, but the security is good, the liquidity is high, you can apply for redemption at any time, and there is no handling fee, which is suitable for people with low risk tolerance.

Wealth Management Connect is very good, it is Tencent's official wealth management platform, and there are a wide range of products on the Wealth Management Connect platform, including currencies, bonds, hybrids, indexes, portfolios, etc.

Currency ** is very good, currency ** is a kind of product that can be purchased and redeemed at any time, its main investment scope includes, bank certificates of deposit, treasury bonds, central bank bills, commercial papers, corporate bonds with high credit ratings and other short-term valuable**. It has the characteristics of low risk, high liquidity, and low threshold, and the possibility of loss is relatively small.

There are two sections in Wealth Management Pass, one is stable financial management and the other is advanced financial management. Prudent financial management as a whole is biased towards low-risk investors, mainly currency, bond-based, insurance and brokerage, the income is relatively stable, advanced financial management is aimed at medium and high-risk preference, including hybrid, index, etc., the overall rate of return is higher than the stable, but the risk is also high, risk and return are coexisting, you have to be clear about this.

1. Balance+: Accounts of all currencies** held by users in Wealth Management Connect (except for Coin Pass and Coin Wealth Management), which have the characteristics of enjoying income, being able to pay, being available at any time, and being used for multiple purposes. **After "Balance +", users enjoy the combined currency ** income, the total income is the income of all single currencies held**, and there is no limit when using "Balance +"** other wealth management products, and at the same time, the funds of "Balance +" also support automatic credit card repayment, loan repayment, phone bills, etc.

2. Prudent financial management: mainly invest in "fixed income" assets that can continue to bring interest income, such as treasury bonds, financial bonds, etc. It has the characteristics of long-term stable returns, relatively low risks, and rich maturity categories.

Wealth Management Connect subdivides such wealth management products into "stable entry products" and "stable and progressive products", the former is suitable for users with low income requirements and low risk appetite, and the latter is suitable for users who pursue long-term stable returns and have a certain risk tolerance.

3. Advanced financial management: financial products that mainly invest in the capital market, such as bonds, **, etc., have the characteristics of relatively high returns, short-term fluctuations, and relatively high risks. Wealth Management Connect subdivides such wealth management products into "advanced entry products" and "income-seeking products", the former mainly invests in low-risk assets such as bonds, and some products add some other investment varieties, such as convertible bonds, **, etc.

4. Invest together: a platform for investment advisory services, select suitable investment strategies and investment advisory teams for users, and try to achieve users' investment goals. As of the end of December 2020, the most advanced combinations connected to China and Europe include Central Europe Super All-Star, Southern Wen Tianli, Harvest Currency Tianyi, Huaxia 90 Post-wave Pension, Huaxia 80 Dangdao Pension, Huaxia 70 Just Pension, etc.

I bought "China Life Guangyuan 366", which is a short-term wealth management product with a closed period and a slightly higher income than "Change Pass". <>

Today, WeChat is not only a simple chat software, but a multi-functional software integrating chat, payment, financial management and other projects. Many people are accustomed to putting their spare money in WeChat to obtain income, and then they need to use change or wealth management. Coin Pass is very similar to Yue Bao, their interest is similar to the interest rate of a one-year fixed deposit in the bank, and the advantage is that it can be withdrawn at any time and is more flexible.

Of course, some users want to find some wealth management products with higher returns, so they can choose the items in the wealth management connect. <>

Wealth Management Connect includes wealth management products with a closed period of 30 days, 60 days, 90 days, etc., which users can choose according to their actual situation. Generally speaking, the longer the lock-up period, the higher the interest rate. Of course, this refers to wealth management products similar to bank fixed deposits.

There are also some ** types of financial products, which are more free to buy and sell, but ** or when selling, you have to pay a certain fee or meet the corresponding conditions, such as how many days you can be free of handling fees.

Compared with regular wealth management products, the first product in the wealth management pass has higher returns but the risk will increase accordingly, 10,000 yuan can earn two or three hundred a day, but when you lose, you can also lose 200 a day, which is a financial product with both risk and return, which is not suitable for conservative people. <>

For a stable financial player like me, a fixed wealth management product similar to bank fixed deposits is my favorite, and I usually buy a fixed wealth management product like "China Life Guangyuan 366". It is recommended that you make a clear plan for the funds in your hands, some funds that cannot be used in a short period of time can be used to buy regular wealth management products with a long closed period, others can be used to invest in net-worth wealth management products, and some can be put in the change pass, and you can take it at any time. Only by planning funds reasonably can you ensure that you have money available at any time and will not be imprisoned.

I generally buy high-risk and high-yield wealth management products, because I like to buy such products, mainly because the yield is relatively high, and I will buy such products.

I generally only buy currency** or insurance financial management, because these two ways are the safest, and there will not be too much loss, and the profit is relatively high.

Most of them will choose short-term products, which are very profitable and do not take too much time.

I bought China Life Guangyuan 366 because this wealth management product has a relatively high return.

Foreword: Nowadays, many people will make use of their spare money, and the best way to use this spare money is to buy some financial products, and usually use their own money to buy some funds. So what products do you usually buy in Wealth Management Connect?

1. Regular investment**I usually tend to buy some financial products in Alipay, because some types of Alipay financial products are relatively large, and the amount of investment for the first time can be less, and Alipay also has a fixed investment. In Alipay, you can buy it for 10 yuan, and you can buy one once a month**. In fact, this method is a good choice for some young people or college students who have just entered the society to work, the risk is relatively small and the money required is relatively small.

Second, the first regular financial products in WeChat will actually have some financial products, if you just want to buy and do not know much about the funds, then you can buy some regular financial products in WeChat. The money required for these products is also not extraordinary. Relatively speaking, the risk is very small, even if there is a loss, the money must not be too much, and it will not exceed your principal.

Therefore, it is relatively recommended to buy these financial products, the risk is relatively small, and it is worth buying, but if you are holding the purpose of making money, you should not buy this product.

Third, of course, some people have a relatively large amount of money reserves, and if they have more spare money, they can also buy some insurance products. Generally speaking, the rate of return of such products is very high, but the risks of these products on the market are also there, so you must also collect some information when buying such products, and you must make sure that it is worth buying before proceeding**.

Usually, I will choose high-risk products for the wealth management products I buy in Wealth Management Connect, because high risk is still accompanied by high returns, and I will choose to buy, such as hot products at the moment, such as new energy, automobiles, semiconductors, etc.

I usually buy personal accident insurance and critical illness insurance, I think these two insurances are more practical, and the scope of insurance is also relatively wide, especially reliable.

Generally speaking, I will buy a dividend-type wealth management pass, and buy a low-risk one, after all, I don't have much principal, as long as there is interest income.

Balance+ is a current wealth management product of Wealth Management Connect, which is connected to more than a dozen currencies**, which can be deposited and withdrawn at any time, and the withdrawal speed is very fast. So what about the WMC balance+? Let's take a brief look at the following.

What about the WMC Balance+?

1. What is the expected return of WMC Balance+?

According to the data on May 21, the comprehensive seven-day annualized expected rate of return of the balance of Wealth Management Connect + is that this expected income is still advantageous compared with other baby financial management.

The so-called comprehensive seven-day annualized expected rate of return is calculated based on the weighted and weighted proportion of the proportion of each currency held by the user** in the past seven days. The currencies of WMC are all among the top expected returns in the market, so the expected returns of balance+ are also relatively high. 、

2. Is WMC Balance+ safe?

The essence of WMC balance+ is currency**, and the risk level of currency ** is low risk, which mainly invests in short-term bank deposit certificates, short-term interest rate bonds and other varieties, and the investment risk is relatively low.

Currency ** has rarely lost money in history, at most the expected return has been reduced, just like Yu Bao, its principal security is still quite high.

3. Wealth Management Connect Balance+ investment experience.

Wealth Management Pass Balance + supports large transfer-in, but also supports large-amount rapid transfer-out, the rapid transfer out limit of a currency ** is 10,000, and the Wealth Management Pass balance + docks more than a dozen currencies**, so its transfer out limit is higher than that of ordinary baby financial management, and the flexibility is relatively better.