What is a financial management major and what to do in the future

The financial management major cultivates the knowledge and ability of financial management and related finance, accounting, law, etc., with the ability of accounting manual accounting, the ability of accounting information system software application, the ability of fund raising, the ability of financial feasibility evaluation, the ability of financial statement analysis, the ability of tax planning, and the ability of outstanding financial management of financial management, and can provide directional guidance and specific methods for corporate and personal financial decision-making.

The main content of the financial management major.

Main disciplines: economics, business administration.

Main courses: Management, Microeconomics, Macroeconomics, Management Information Systems, Statistics, Accounting, Financial Management, Marketing, Economic Law, Intermediate Financial Management, Advanced Financial Management, Commercial Bank Operation and Management, etc.

The main practical teaching links: including computer simulation, teaching practice, etc., generally arranged for 10-12 weeks.

Business training objectives: This major cultivates senior professionals in business administration who have the knowledge and ability of management, economics, law, financial management, finance, finance, etc., and can be engaged in finance, financial management, teaching and scientific research in industrial and commercial enterprises, financial enterprises, public institutions and departments.

Business training requirements: Students in this major mainly learn the basic theories and basic knowledge of finance and financial management, receive basic training in finance and financial management methods and skills, and have the basic ability to analyze and solve financial and financial problems.

Expedited Customs Clearance Program ACCA's Global Private Classes College Students' Employer Express Program Weekend Face-to-face Classes Winter and Summer Vacation Crash Classes Other Courses.

Graduates majoring in financial management are mainly employed in enterprises and institutions, financial consulting institutions, mainly engaged in accounting, financial management, financial planning services and other related work. The vocational skills certificates that students majoring in financial management should obtain include: computer level certificate, English level certificate, etc.

In addition, students of this major can also take the national unified examination to obtain professional qualification certificates such as accounting personnel qualification and financial planner, and can also participate in the national unified examination of certified public accountants to obtain the qualification certificate of certified public accountants.

The jobs you can do as a financial management major are as follows:

1. Financial manager.

To do a good job in financial accounting, provide financial analysis reports, prepare budgets, costs and funds, it is more necessary to provide strong support for the overall operation management and even strategic decision-making of the enterprise.

2. Financial analyst.

Financial analysis is based on accounting and reporting data and other relevant information, using a series of specialized analysis techniques and methods to analyze the past and present profitability and operating capacity of enterprises and other economic organizations related to fund-raising activities, investment activities, business activities, and distribution activities.

3. Investment advisors.

Serve as a bridge of communication between the insurance company and the insured.

4. Financing supervisor.

It is necessary to have a wide range of network resources, project resources and social resources, who are familiar with the rules of the game of the financial system, familiar with the company's strategic planning, and provide the necessary financial resources to realize the blueprint.

5. Assistant manager of bank lobby.

Cooperate with the bank lobby manager in the bank's business outlets, and be responsible for directly facing customers for business consultation, guidance, product introduction and business development of the bank, maintaining order in the lobby, and resolving customer disputes.

6. Banking account manager.

Also known as retail business account manager, it refers to the personnel who are engaged in personal customer development, customer management and maintenance, product sales, market development and other work in the bank.

7. Key account management.

It refers to the person who provides personalized solutions for large customers under effective customer relationship management and maintenance, so that enterprises can obtain long-term and sustainable benefits from large customers.

1. Fund management and short-term investment. Responsible for the unified dispatch of all funds that the company can control.

2. Financial analysis. Comprehensive processing of accounting information and other management information to provide a basis for the company's operation and management decisions.

3. Tax management. Research on industry and regional fiscal and tax policies; Responsible for the tax planning of investment projects; Implement the financial and tax treatment of the company (or its affiliated units); Coordinate public relations with the finance and taxation departments.

4. Human capital management. Accounting and management of enterprise human capital (resource) cost; Measure the contribution of human capital and provide an allocation basis for the compensation system; Pension management.

5. Credit policy. Responsible for reviewing customer credit, evaluating corporate credit and accounts receivable risks; Strengthen debt management and improve the company's credit rating.

6. Capital budgeting. Estimate the cash flow of investment projects, analyze and evaluate long-term investment plans, and propose optimized investment plans for the company's management decisions.

7. Corporate financing. Handle the proportional relationship between debt financing and equity financing, and optimize the company's capital structure; Dynamically adjust the company's debt structure and reduce financial costs; According to the company's capital needs, formulate and implement short-term, medium-term and long-term matching ratios, bank credit, loans, entrusted loans, credit certificates and other ways to combine financing plans.

Basic principles of financial management.

Principle 1: Risk-benefit trade-off – additional risk needs to be compensated for by additional returns.

Principle 2: The Time Value of Money – A dollar today is worth more than a dollar in the future.

Principle 3: Value is measured in terms of cash rather than profit.

Principle 5: There are no particularly profitable projects in a competitive market.

Principle 6: Effective capital markets – markets are sensitive and reasonable.

Dear, I'm glad to answer for you: financial management majors come out to do the following jobs: accounting talents, management accountants, financial planners, etc.

1. Accounting talents: This is the most conservative and appropriate burial type of financial management major. Practice the basic skills of professional knowledge, learn intermediate and senior financial management, cost accounting, etc. 2. Management accounting: This is the future employment trend of financial management majors.

Management accounting is a development trend, which is gradually replacing financial accounting, and in the future, there will be management accounting talents in the enterprise, which shows that it is very important to learn CMA well. 3. Financial planner is currently a very sought-after profession, a very high-paying profession, most of the professionals engaged in financial planning are in the insurance, banking, ** and other financial industries, financial management graduates can also take this work as a career development goal.

The employment directions of financial management are as follows:

1. Finance, accounting and management of small and medium-sized enterprises in Dashoushan.

2. Finance, accounting and management of public institutions and departments.

3. Accounting, finance, capital operation and risk management of financial institutions or financial enterprises such as banks, investment companies and investment companies.

4. Accounting, auditing, management and consulting work of accounting firms and asset appraisal firms.

5. Teaching and scientific research in colleges and universities and scientific research units.