What should I do if the rural credit cooperatives can t withdraw the money?

Updated on Three rural 2024-07-18
10 answers
  1. Anonymous users2024-02-13

    1. It may be that the credit union has no money and cannot withdraw it temporarily, but it can be withdrawn when they transfer the money.

    2. There is no money in your account, so there is no money to withdraw.

    3. If your card is demagnetized, or the password is wrong, you can get a replacement one.

    4. If the account is frozen, mainly because it violates some regulations or laws, it can be unfrozen at the counter.

    Further information: 1. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, with members participating in shares, democratic management, and providing financial services for members.

    2. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their property in accordance with the law and enjoy civil rights. Its property, legitimate rights and interests, and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the "three rural" and rural economic development.

    In accordance with state laws and fiscal policies, it organizes and regulates rural funds, supports agricultural production and comprehensive rural development, supports various forms of cooperative economy and member family economy, and restricts and cracks down on usury.

    3. Rural credit cooperatives have the following departments: rural credit cooperatives, international finance department of rural credit cooperatives, Zhengtong Rural Credit Cooperatives Training School, rural credit cooperatives credit department, etc. They are departments under the dual leadership of the CBRC and ***.

    4. Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also known as depository institutions and depository money banks. Their common feature is that they take deposits as their main liabilities, loans as their main assets, and transfer and settlement as their main intermediary business, and they are directly involved in the process of creating deposit money.

    Rural credit cooperatives are also credit cooperatives. The so-called credit cooperative institutions refer to cooperative financial institutions with mutual assistance as their main purpose, referred to as "credit cooperatives".

    5. For the purpose of mutual assistance and self-help, carry out deposit and loan business among members. The establishment of credit unions is directly related to the development of the natural economy and the small commodity economy. Due to the seasonal, dispersed, small-scale and small-scale capital needs of agricultural producers and commodity producers, it is difficult for small producers and farmers to obtain bank loan support.

    However, objectively, the development of production and circulation had to solve the problem of shortage of funds, so this kind of mutual self-help credit institutions established by paying shares and deposits came into being.

  2. Anonymous users2024-02-12

    There are several reasons why you can't withdraw your money:

    1. Credit unions.

    I don't have any money, so I can't withdraw it for the time being, but I can withdraw it when they transfer money.

    2. There is no money in your account.

    3. Your card is demagnetized, or the password is wrong, just get a replacement one.

    4. The account is frozen, mainly because it violates some regulations or laws.

    Don't know which reason you're in?

    Special yidai

    Sister Yi will answer for you.

  3. Anonymous users2024-02-11

    The card cannot be withdrawn, and there are generally several situations:

    1. The card is locked due to forgetting the password or entering the wrong password for more than the limit, resulting in the funds in the card cannot be withdrawn.

    2. Because the bank card has not been used for a long time, the bank will transfer your blind card to a dormant account for processing, resulting in the empty money in the card and the empty money cannot be withdrawn.

    3. Your account is frozen due to the execution of civil judgments or official duties by courts, taxation and other judicial departments or agencies, resulting in the inability to withdraw the funds in the card.

    4. Because the information in the card cannot be recorded (such as card demagnetization), the funds in the card cannot be withdrawn.

    5. Due to the bank's upgrading of the card (such as the upgrade of the magnetic stripe card to the chip card), the funds in the card cannot be withdrawn.

    6. Due to bank network failure, the funds in the card cannot be withdrawn.

    For other reasons, such as non-local or inter-bank withdrawals, the funds in the card cannot be withdrawn because the card does not support this function.

  4. Anonymous users2024-02-10

    Henan Rural Credit Cooperatives debit card slip bridge pants I haven't charged money into it for a long time and haven't used it, and suddenly I transferred thousands of dollars into it, and I can't withdraw it, why can't I transfer it? Why can't the letter be transferred? Ask God for an answer.

  5. Anonymous users2024-02-09

    The failure of the village credit cooperative's transfer may be due to the mismatch of the beneficiary's account name or the reason for the system error. Check whether there are any mistakes, whether the payee has any mistakes, if they are all correct, you can consult the rural credit cooperatives. Unified customer service of rural credit cooperatives**: 96596.

    It is "corrected" rather than "corrected". "Transfer reversal" is a banking term that means to correct an erroneous remittance transaction, indicating that the transfer was not successful. If there is an abnormal situation such as communication timeout in the bank transfer transaction, the transaction initiator will automatically or manually initiate the bank transfer reversal transaction and cancel the original transfer transaction.

    After some time, the money transferred out can be returned to the card. This kind of reversal transaction is caused by the mistake of the bank teller and not by the mistake of the sender, so the bank will carry out the reversal. It should be noted that if the remitter is wrong, the wrong payee or the wrong remittance amount, the bank is not allowed to correct it.

    Extended Information] 1. Rural Credit Cooperatives.

    Rural credit cooperatives, short for rural credit cooperatives, are rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members' shares, practicing democratic management, and mainly providing financial services to members. Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state.

    2. The business scope of rural credit cooperatives.

    With the approval of the People's Bank of China, rural credit cooperatives may operate the following RMB businesses:

    1.Handle deposits, loans, bill discounting, and domestic settlement business.

    2.Handle personal savings business.

    3.**Other banking and financial services.

    4.**Receipt and payment and entrusted insurance business.

    5.Buy and sell ** bonds.

    6.Issuance, redemption and underwriting of bonds.

    7.Provision of safe deposit box business.

    8.The county association shall handle the financing and adjustment business in a unified manner.

    9.Handle other business approved by the People's Bank of China.

  6. Anonymous users2024-02-08

    This is because of credit unions.

    Due to the long-term use of the bank card, the information in the bank card is old information or the account information is incomplete, there is a risk, has been sealed by the credit union system, and you need to bring your ID card.

    After going to the bank counter to maintain the bank card information, it can be used normally.

    1. What is the reason why the bank card cannot be credited?

    1.The bank card is reported as lost and frozen, and the bank card cannot be used normally after freezing;

    2.The bank card has passed its effective use period and no longer has the original function, which makes the money transfer business problematic.

    3.The bank card is abnormal, for example, when the user is listed as an executor by the court, the court will freeze the user's property.

    4.The bank card has been cancelled, and there is no balance in the bank card for a long time, and the money cannot be transferred by automatic cancellation.

    2. How to unfreeze a bank card?

    The most common reasons for freezing are:

    1. If it is a savings card.

    If the password is frozen due to entering the wrong password, the user is required to bring the original valid ID card and bank card to the bank branch to unfreeze. If the assets are less than 50,000 yuan, you can reset the password on the smart teller machine, and if the balance in the card is greater than 50,000 yuan, you need to go to the counter in person.

    2. If the savings card is frozen due to judicial or other reasons, it can only be unfrozen after fulfilling the corresponding obligations. For example, you need to repay someone else's debt before you can unfreeze it.

    3. If you haven't used the savings card for a long time and the counter business is frozen, you also need to go to the counter with a valid ID card and bank card.

    4. If the credit card is frozen and needs to be unfrozen, it may be because of illegal card swiping or cash-out behavior, so it is best to go to the bank counter and use it after the corresponding reason is lifted. If the password is frozen because of a mistake, you must also go to the counter.

    3. How to apply for or report a lost bank card?

    Apply for credit and debit cards.

    The process is not the same. When applying for a credit card, you need to bring your valid ID card (ID card or copy of ID card), proof of residence, and proof of income of the unit.

    or personal asset certificate and other materials, go to the bank counter to go through the relevant procedures, you need to fill in the application form, in which the information is required to be true.

    After filling out the application form, you need to go to the bank where you open your account.

    After the head office of the head office reviews the application materials, it will take about 20 working days to issue the card to the customer. Applying for a debit card is relatively simple, you only need to bring your valid documents, mainly ID cards, to the opening bank to fill out the application form, and the card can be issued to the applicant at that time.

    The loss reporting procedures of major banks are not exactly the same, if you lose it, you can use ** or online banking first.

    Make a temporary loss report, and then bring your ID card and other supporting materials to the bank counter to report the loss.

  7. Anonymous users2024-02-07

    2.The card has passed its expiration date. The bank card no longer has the original function after the expiration date, which makes the money transfer business problematic.

    3.The card is abnormal. For example, when a user is listed as an executor by the court, the court will freeze the user's property, continuously enter the wrong password, be suspected of risky transactions, and need to find out the reason, and can only use it normally after recovery. Of course, judicial freezes are generally difficult to unfreeze.

    4.The bank card has been cancelled, and the bank card has not been used for a long time (more than one year), and the money cannot be transferred due to the automatic closure of the account, and you need to reactivate it at the counter before you can continue to use it. Additional Information:

    Debit and credit cards that have not been used for a long time and are called "sleeping cards" by the bank are likely to have been deactivated by the bank without your knowledge. The "double zero card" defined by SPD Bank this time refers to a bank card with zero deposit balance, accrued and unaccrued interest.

    All bank cards that have opened the bank's wealth management product purchase, **, third-party depository, foreign exchange, collection and payment, personal loan repayment and other business functions are not within the scope of this "upgrade".

    Earlier this year, China Merchants Bank (CMB) also announced the closure of some personal accounts. Other commercial banks, including the four major banks, have already issued regulations on the cancellation of "sleep cards". If there is no money in the bank card for a long time and there is no other incidental business, it is likely to be closed, and the user will not be notified when the account is closed.

    Of course, if your bank card has been deactivated by your bank, it won't be difficult to get it back to use. As long as you bring the debit card and the cardholder's valid personal ID to the counter of the branch to go through the reactivation procedures, there is no charge.

    The bank card of the rural credit cooperatives is a savings card.

    Debit card: 1A savings card is a financial transaction card issued by a bank to provide financial services to depositors, and it is a type of debit card;

    2.The main function of the debit card is to make deposits, withdraw money and spend money at networked ATMs and bank counters.

  8. Anonymous users2024-02-06

    The failure of the bank card to transfer money may be caused by the following reasons: 1. The state of the bank card is abnormal: such as: continuous input of wrong passwords, suspected risk transactions, expired identity information, etc., the reason needs to be found out and the normal use can only be used after recovery;

    2. The bank card has been reported lost or cancelled; 3. If the bank card has not been used for a long time (more than one year), you need to reactivate it at the counter before you can continue to use it;

    4. If a legal case is involved and the bank card is frozen by the judiciary, it is necessary to resume use after the case is concluded.

    Questions. People can't get me 50,000 yuan.

    If the bank card is a second-class card, the transfer amount exceeds 10,000 yuan.

    Questions. I went to the bank to check, and he said that it was a type of card.

    Solution: Find out if your card is a Type 1 or Type 2 card.

    Questions. Bank of China card.

    Is it the case that the above situations occur.

    Questions. I was in the bank, and I was a first-class card, and people were talking about second-class cards over there.

    If you are not sure what is the reason for the problem of not being able to transfer, you can call customer service for inquiries.

    There is a limit for the second type of card, and the transfer cannot exceed 10,000 yuan a day or 200,000 yuan a year.

    Questions. What is the customer's electricity?

    If you are a second-class card, you will definitely not be able to transfer 50,000 yuan.

    Questions. That's an upgrade.

    Then ask the other party to check whether there is a problem with the account from which the other party transferred you money and whether the account name is correct.

    The above is all my reply, I hope it can help you, I wish you a happy life If mine is helpful to you, I hope to give it a thumbs up at your convenience, thank you!

  9. Anonymous users2024-02-05

    It's not that the rural credit card can't make money, but that only you know the card, and the unit that gives you money doesn't know your card number at all.

  10. Anonymous users2024-02-04

    Summary. Frozen: Continuously entering the wrong password or abnormal credit card transactions, credit card overdrafts will cause the bank card to be frozen, and the bank must cooperate with the judicial administrative freeze.

    The transfer was reversed: when someone else transferred it to you. If the transfer is made through a self-service ATM, the card issuer can apply to the card issuer to cancel the transfer within 24 hours after the card issuer accepts the transfer.

    Purchase of wealth management products: If you purchase a wealth management product during non-trading hours, you will be automatically deducted on the trading day, and the corresponding funds will be locked.

    Mine is a rural credit cooperative, how can I withdraw money on my card.

    Frozen: Continuously entering the wrong password or abnormal credit card transactions, Yuzhouyan credit card overdraft will cause the bank card to be frozen, and one is the judicial and administrative freeze, and the bank must cooperate. The transfer was reversed:

    At the time of the celebration when someone else transferred money to you. If the transfer is made through a self-service ATM, the card issuer can apply to the card issuer to cancel the transfer within 24 hours after the card issuer accepts the transfer. Purchased a wealth management product:

    If you buy during non-trading hours, you will be automatically deducted on the trading day, and the corresponding funds will be locked.

    My card was issued before the Chinese New Year, and now I can't withdraw my money.

    If this is the case, you can only go to the bank with your ID and debit card and ask what is going on.

    It shows a card correction error.

    What is the meaning?

    Where is it used?

    Did you tie the wrong card when you tied it?

    Queries don't work either.

    Then you can only go to the bank, which may be where the information is not updated.

    Yunnan Wenshan.

    Can I apply for it in other places?

    If there is a bank in the field, it is okay, but it is not possible without that bank.

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