Pay the three insurances yourself help calculate the minimum payment .

The contribution range is between 60% and 300% of the minimum wage, and you can choose the appropriate bracket according to your own financial situation.

Assuming that the minimum payment base is 2010 yuan.

The following is calculated according to 60%.

Pension insurance enterprises pay 20%, individuals pay 8%, respectively 1212 * 20% = yuan and 1212 * 8% = yuan.

Medical insurance enterprises, 2% for individuals, are 1212 * yuan and 1212 * 2% = yuan respectively.

Work-related injury insurance enterprises pay 1%, which is 1212 * 1% = yuan.

Unemployment insurance enterprises pay 2% and individuals pay 1%, which are 1212*2%=yuan and 1212*1%=yuan, respectively.

Maternity insurance enterprises pay yuan.

The three insurances are medical care, accidents, and pensions! If you pay it individually, it will be at least 3,680 yuan a year, and if you pay it separately monthly, it will cost you 400 yuan a month.

Different places, it seems that the cost is different, Sichuan medical insurance is 2080 a year, and the lowest level of social security pension is 3450!

Those who take small medicine get 777 yuan per month.

You go to understand the universal 4,000 yuan per year of Ping An Insurance to see if it can suit you.

The calculation and payment method of "three insurances and one housing fund" is as follows:

1. Endowment insurance.

Individuals pay 4% of the wage base, enterprises pay 10% of the wage base, and individuals pay until the normal retirement age set by the law.

2. Medical insurance: 2% of the salary base paid by the individual for basic medical insurance, and the part of the salary base paid by the unit goes into the personal account; Individuals pay 3 yuan per month for mutual aid funds for large medical expenses, and the unit pays 1% of the salary base. When an individual is sick, the basic medical insurance will co-ordinate the expenses of the individual account**.

If the minimum payment standard of basic medical insurance is exceeded, the medical expenses that should be borne by the individual in proportion to the standard. The part of the personal account that is insufficient to pay shall be paid by the person himself/herself.

3. Unemployment insurance.

Where an individual pays a wage base, the unit pays a wage base. Participating in unemployment insurance in accordance with regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year; Interruption of employment not due to the person's will; Registered as unemployed.

Those who also have a job search requirement can receive unemployment insurance.

4. Housing provident fund: x8% of the salary base paid by the individual, and 8% of the salary base paid by the unit. Purchase, construction, renovation and overhaul of owner-occupied housing by individuals; Those who are on leave or retired have completely lost their ability to work and have terminated their labor relationship with the unit; Those who move out of the city or county where their household registration is located or leave the country to settle down; repayment of principal and interest of purchases and loans; If the rent exceeds the prescribed proportion of the family's salary income, the housing provident fund can be withdrawn.

Also, on July 6 of this year, the Ministry of Finance.

A joint circular issued by the Ministry of Finance and the State Administration of Taxation at the end of June was announced. The notice makes it clear that within the range of no more than 12% of the average monthly salary of the employee in the previous year, the housing provident fund actually paid by the unit and the individual is allowed to be included in the taxable income of the individual.

deducted. If it exceeds 12%, the excess part will be incorporated into the individual's current wage and salary income and levied individual income tax.

Therefore, you need to understand the ratio of three insurances and one housing fund in the unit, so that you can know how much you have to pay.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Legal analysis: 1. Endowment insurance: 8% for individuals and 20% for companies, of which the monthly storage amount of personal accounts = 8% x 2000 = 160 yuan.

2. Medical insurance: personal part: 2% + 10 yuan, company part: 9%, one of the brother and servant account (that is, your medical passbook) per month: 3 + 2% x 2000 = 43 yuan.

3. Unemployment insurance: 1% for the individual and 2% for the company.

4. Housing provident fund: the payment method is "half of the unit's empty dust grinding, and half of the individual". The contribution rate is between 8% and 12%. The regulations on the withdrawal of provident funds vary from region to region.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 24 The State shall establish and improve a new type of rural cooperative medical system. The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

Since April 1, 2016, regardless of whether it is a rural household registration department or an urban household registration, all social security insurances have been paid in a unified manner, including endowment, medical care, unemployment, work-related injury and maternity insurance.

According to the minimum payment base of 3,563 yuan, the company has to pay yuan every month, and the individual has to pay yuan. Dust Xingpei are:

Pension insurance company 20% (yuan), individual 8% (285 yuan), medical insurance company 10% (yuan), individual 2% (yuan).

Unemployment insurance company 1% (yuan) per person).

1% (yuan) of work-related injury insurance companies is not paid by individuals.

1% (yuan) of maternity insurance companies is not paid by individuals.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

This is calculated according to the salary, which means that the salary income is different, so the fees paid will be different. Let's first have a preliminary understanding of the three insurances, after all, in life, we all know that there are five insurances for social security.

The three insurances are included in the five insurances, which are the so-called medical insurance and endowment insurance.

There is also this unemployment insurance, which is called the three insurances. In real life, there are two types of insurance that individuals do not need to bear, one is work-related injury insurance.

Work-related injury insurance is paid by the unit, and there is also maternity insurance.

Of course, for these three insurances, generally speaking, the employer needs to bear a higher part, and the individual also needs to bear a part. <>

If an employee's monthly salary is 5,000, and the three insurance units do not bear it, and all of them are paid by the individual, we have to make a calculation to get a result. Medical insurance is paid by individuals at 2%, and enterprises need to pay, and if enterprises do not pay, individuals need to bear it. Individuals have to pay 8% for pension insurance, of course, enterprises will bear 21%, and if they are all individuals, it will reach 29%.

The last unemployment insurance.

Individuals need to pay, and companies need to pay, which adds up to 2%. <

The medical insurance, plus this 29% plus 2%, the total number is multiplied by 5000, the individual needs to pay about 2140 yuan, this is the unit does not pay, all by their own data, if the unit bears the part they should bear, it is probably about 360 yuan that the individual needs to bear. <>

Of course, the payment in each region will be different, after all, some areas will have a slightly lower insurance base, so it must beLocal standardsWhichever region you work in, then it must be based on local standards. After buying insurance, we will be able to get a protection when we are old, and we can also have a good protection, and we do not need to rely on our children to give us money to spend, which is also to prepare for the future.

The three insurances include medical insurance, endowment insurance and unemployment insurance. If an individual wants to pay for the three insurances, he needs to pay about 2,140 yuan a month.

It is about 2,000 yuan a month, so that there is a specific income, and at the same time, different places will have different insurance bases.

You need to pay about 1,000 yuan a month to pay three insurances, so if you think about it, it is actually more expensive for us small cities.

The monthly cost is about 800 yuan to 2,000 yuan, which is relatively much, so it is very cost-effective to pay for insurance by yourself.

It is almost necessary to pay about a few thousand yuan a month, and it is very necessary to teach the three insurances, which is our guarantee.

Summary. Hello dear! Now for you, <>

The minimum standard of three insurances is 3,746 yuan, from a legal point of view: pension insurance individual pays 8%, the unit pays 16%, the medical insurance individual pays 2%, the unit pays 8%, the unemployment insurance individual pays, the unit pays, that is to say, the individual pays. Because everyone's contribution base is different, the amount of money paid is also different.

For example, if your salary is 3,000 yuan, according to the monthly payment base of 3,000, you need to pay 3,000 8% = 240 yuan per month for endowment insurance, 3,000 2% = 60 yuan per month for medical insurance, and 3,000 yuan per month for unemployment insurance.

How much is the minimum standard of the three insurances.

Hello dear! Now for you, <>

From a legal point of view, the minimum standard of three-chain sail insurance is 3,746 yuan, from a legal point of view: 8% for endowment insurance, 16% for the unit, 2% for the medical insurance individual, 8% for the unit, and the unemployment insurance for the individual, and the unit to pay, that is to say, the individual pays in total. Because everyone's contribution base is different, the amount of money paid is also different.

For example, if your salary is 3,000 yuan, according to the monthly payment base of 3,000 yuan, you need to pay 3,000 8% = 240 yuan per month for pension insurance, 3,000 2% = 60 yuan per month for medical car early insurance, and 3,000 yuan per month for unemployment insurance.

Legal basis: Article 58 of the Social Insurance Law of the People's Republic of China An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individuals who voluntarily participate in social insurance, such as Liang Shenhu, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons, shall apply to the social insurance agency for registration of social insurance slag. The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Summary. <>

<> hello friends! How much is the minimum standard of the three insurances. The minimum standard is according to the wages of employees, and the proportion of units and individuals is generally as follows:

The endowment insurance unit bears 20%, and the individual bears 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance units bear 2% and individuals 1%. Pension insurance is mainly used to receive a pension after retirement in the future, in case life is bleak in old age. Medical insurance is mainly when you are sick and hospitalized, and the employer can reimburse about 50% of the cost, which is also very important.

Workers' compensation insurance is even more clear.

How much is the minimum standard of the three insurances.

<> hello friends! How much is the minimum standard of the three insurances. The minimum standard is in accordance with the wages of employees, and the bears of units and individuals are generally as follows

The endowment insurance unit bears 20%, and the individual bears 8%; 6% for medical insurance units and 2% for individuals; 2% for unemployment insurance units and 1% for individuals. Pension insurance is mainly used to receive a pension after retirement in the future, in case life is bleak in old age. Medical insurance is mainly when you are sick and hospitalized, and the employer can reimburse about 50% of the cost, which is also very important.

Workers' compensation insurance is even more clear.

<> 1. Pay social security 1 and endowment insurance as an employee of the unit: 20% for the unit and 8% for the individual; 2. Unemployment insurance: 2% for units and 1% for individuals; 3. Medical insurance:

8% for units and 2% for individuals; 4. Work-related injury insurance: paid by the unit, not paid by the individual; 5. Maternity insurance: 1% is paid by the unit, and no payment is made by the individual.

2. Pay social security in an individual capacity 1, endowment insurance: 20% for individuals; 2. Medical lead leakage insurance: 5% for individuals.