Water drops raise tens of billions of dollars a year, do you think it s true and good?

It's not really charity, the main purpose is to make a profit, otherwise it wouldn't have chosen to go public, and it's not just charity.

No, the establishment of his platform must also have interests involved, so while people donate, some money flows into the platform.

I think it's true and good, and I think the world should be beautiful, and I don't want to make fun of those patients just to make some money. And once people find out that they are cheating, they will definitely need to be held accountable.

There are pros and cons to this, the advantage is that some people in difficulty can get timely help, but the purpose of the invention of the person in charge of the invention of the water drip chip software is also to bring some benefits to himself.

No, this is just a way, and the money is very much. The founders are here to make money for this.

I think there is a special way of extreme value for this kind of behavior, and it is really bad to cheat other people's money and then get benefits for yourself.

The profit model of Shuidi Chip is to make profits by insurance.

Shuidi Chip makes money by insurance, and Shuidi Chip just takes advantage of the psychology that everyone wants to protect themselves and their families. When they see that they are really sick, there is no way to come up with the corresponding money in time to support the high medical expenses. In each **, in fact, we are reminding everyone that we don't know which will come first tomorrow or accident, and we must prepare our own way out, and buying insurance is one of the ways.

Shuidi Chip will give you a kind reminder that the Shuidi Chip platform is really conscientious and does not draw the life-saving money of these people, but it also reminds us to be healthy and must buy insurance in time. Because medical treatment is generally more expensive now, especially a serious illness, it may completely collapse the family's economy. If you buy insurance in time, you can have insurance when an accident really happens, then you can get the corresponding ** and defeat the disease in time.

Since its establishment in July 2016, Shuidi has generated more than 16 billion yuan, with an average of 400 million yuan per month. A company with such a large amount of traffic is the favorite customer of the bank. The financing period of Shuidi Chip is 30 days.

Before people withdraw funds, 400 million yuan of tap water becomes 400 million yuan deposited into the enterprise account. How these funds are used without third-party supervision depends entirely on the self-discipline of the enterprise. Even if it is deposited in the bank, the 3-month deposit interest rate is 3.78 million for 1 billion funds, and the average monthly interest rate is 1.26 million.

The commercialization of Shuidi Chip mainly comes from two aspects: cyber mutual aid and cyber insurance. Shuidi has established a marketing model with Shuidi Chip, Shuidi Mutual Assistance, and Shuidi Protection as the core.

Shuidi provides individuals with a publishing platform and fundraising services to acquire customers, and Shuidi helps members build a community of mutual assistance for serious illnesses, similar to Alipay's mutual insurance. Therefore, the water drip chip is equivalent to a diversion tool for other companies' products. From the perspective of capital flow, the company mainly relies on the income of commercial health insurance to support the entire company.

Water drops can indeed help people raise money, which is true and good. The profit model is that there is a small service fee, and there will also be advertising fees, and the main thing is advertising revenue.

The annual income of millions of water is no longer a real good, and he also uses these people's donations to earn a certain amount of money, which is already a business model. The profit model of Shuidi Chip is that if someone donates to a person, a part of the platform commission will be charged from the person's donation.

Of course, it's not really good, but it's actually for profit. The profit model is said to be to sell some insurance, so that they can increase their income.

Half of the reason, because the purpose of the water drip chip is also to hope that they have a certain harvest in the interests, and its profit model is that the people who register water conservancy people will extract profits from it, and they also help themselves and others.

Yes, if someone donates to this person, the platform will take a certain amount of money from these funds, and the money will become the platform's money.

There are pros and cons to everything, look at it both ways.

First of all, the water drop chip can indeed bring hope to those who are really powerless at the time of life and death, but the water drop chip also gives many people a way back in human nature considerations, that is, the water drop chip for serious illness and does not spend their own money.

The distribution of personal assets is very complicated, and there are many channels, and many conventional proofs of water drops do not really show that the family is really powerless.

Secondly, how to define which groups of people are eligible for water drip chips and which people are not eligible for water drip chips? If you don't have cash but have a property, does this fit the water drop? If you have neither cash nor real estate, but you can still borrow money through friends and family**, is this situation in line with the water drip fund?

In short, the dimension between this conformity and non-compliance is too large, and it is also very difficult to supervise and track, and the platform will not verify everything for the sake of interests, and the people of the whole country will not go to your local area to verify your true situation when the information is released.

On the issue of public welfare, good people and good deeds, it is often a rat that spoils a pot of soup, and the result is that people are full of doubts and distrust. Referring to the case of Guo Meimei and Peng Yu, it can be said that it is the same, and their result is that no one no longer donates to public welfare, and no one dares to help the elderly, even children, referring to the 2011 Xiaoyueyue incident in Foshan, Guangdong.

In the final analysis, it is a matter of system: system often determines the economic level of a country's people, the way of education, and the quality of humanity. All kinds of human behaviors in society can be traced back to the root cause to find the cause, but due to the problem of the system, we often only look for the personal reasons behind the phenomenon, and dare not not find the system problem behind it, and in the long run, the problem will only become more and more serious until it overturns.

There is a colleague in our unit, his son is seriously ill, he went to Beijing to see a doctor, and more than 1,000 people donated money, in fact, his family is a rich family, not so pitiful as said on the water drop, the two have a monthly income of nearly 10,000 yuan, and the family has two cars, two houses, and a shop. There is also a farm and oil mill. Don't use your own money.

But he raised money on the water drop fundraiser and asked others to pay for his son's treatment.

Most of the water drops are real, and they are all signals to the society to ask for help when a family member is seriously ill or injured, and the family is unable to heal it.

However, there are also examples of people who have a house and a car and come to crowdfunding whenever they have something.

Many people who have houses in Beijing, Shenzhen, and Shanghai also raise money, and if they sell their houses, they can raise 1 million, sell their houses for as many as 1 million, or usually buy insurance. Everyone else uses their own income to buy insurance, you don't buy it, you have no money to treat anyone when you are sick, and there is a house.

It's true to be sick, but many people who say they don't have money are false, and they haven't reached the point where they need help, and as soon as they find out that they are sick, they start to want everyone to donate money, they have a house and a car, and they don't even start spending much money and start selling miserably for help Speechless, the really poor who don't have money to treat the disease don't understand these water drops at all, garbage platforms, and the audit is not strict at all.

The water drop chips are all real, there is no deception, and you can donate money according to the situation.

The water drops above are real, they are sick and need help, because they need **. This one is real-name authenticated.

In the wave of Internet entrepreneurship, in addition to the booming sharing economy, that is the water drop crowdfunding industry. With the progress of society and the development of science and technology, China's various technologies are also developing better and better, especially in the medical field, whether it is the advanced level of medical equipment or the advanced degree of medical technology, it plays a very important role in society. There is no charge for water drip chips, which can quickly raise medical funds to meet people's needs.

It has indeed helped many patients to increase their medical costs and solve the problem of difficulty in seeing a doctor.

Most people are familiar with the Drip Chip platform. As a well-known fundraising platform for serious illnesses in China, it has won the recognition of some users. With the development of the times and the progress of medical technology, some difficult and miscellaneous diseases that were once difficult to be treated have also been countermeasured. With the development of the healthcare system, some serious diseases can also be surgically treated**.

The more severe the condition, the higher the cost of the surgery. Tens of thousands, hundreds of thousands, if it is a long-term **, savings are undoubtedly a huge burden on ordinary families. People think of platforms like Shuidi Chip.

Shuidi officially landed on the New York Stock Exchange, becoming the first insurtech platform to be listed on the New York Stock Exchange. Shuidi shares $9.7 billion, with a market capitalization of $3.8 billion, or about 24 billion yuan. Shen Peng, the founder of Waterdrop, is Meituan's No. 10 employee.

The company's business segments mainly include water drop mutual aid, water drop financing, and water drop insurance, covering pre-illness protection, post-illness relief and pharmaceutical services.

With the help of the Water Drop Funding Project, the platform has attracted hundreds of millions of users, and this data is very valuable. The success of Shuidi Chip is not only an excellent business model, but also Tencent's generosity. Since its launch, 10,000 yuan medical insurance has been loved by consumers.

It covers a wide range of areas, and Water Drop Chip** is a donation activity that helps vulnerable groups and individuals suffering from serious illnesses or disasters to donate love or positive energy through online platforms.

Because the publicity of the water drip chip is very confusing, let people ** to expand their influence, many people have good intentions, so they will donate.

This is because many families of patients are now raising money for treatment in the water drip fund, so the water drop chip company takes interest from it, and gets a lot of income from it.

Because there are a lot of people raising money on it, the water drop will take a cut of the amount raised.

We often see the link of Shuidi Chip donating for so-and-so in the circle of friends, ostensibly to provide a crowdfunding platform for patients with serious illnesses and family difficulties, but is this really the case? Of course not, I will talk about the platform of water drip chip with my personal opinion!

1.About Water Drop Chips

Founded by Shen Peng, Shuidi Chip is a crowdfunding platform launched in 2016. At first, it was called "Water Drop Love Chip", and in January 2017, the brand was upgraded to Water Drop Chip. According to incomplete statistics, Shuidi has helped more than 40,000 patients' families raise money for treatment in the first year since its launch, and has donated more than 20 million users.

In just four years, he has gained various honors and certificates.

2.Controversy over water drops

Several hospitals sent boosters. These people go from ward to ward to guide patients to make donations. These self-proclaimed "voluntary donors" sometimes hide their patients' financial situation in order to receive a commission. Even the worse the compilation, the easier it is for their order to succeed.

Censorship is lax. According to online reports, a PS case has successfully passed the review. And some people who have a house and a car have also successfully applied.

Fundraising Advisor's rights. Individual applications are only possible to withdraw money after the fundraising is over (why this is possible, more on that below), but this is not the case with fundraising consultants, who can withdraw money in advance several times. Patients ask for money just to solve their urgent needs, and isn't the daylily cold after you cash it out after the fundraising?

3.The profit model of Shuidi Chip.

The donation will be placed on the water drip platform to form a fund pool. To put it simply, it is to take advantage of the time difference to eat interest or make other investments.

Automatic pop-out drip protection service. This trick is very clever, seeing the helplessness of the patient who has no money to see a doctor, when you withdraw from it, the insurance page will automatically pop up. Just ask, one second is still a living example in front of you, and the next second immediately gives you a solution, aren't you excited?

Moreover, the connection and sharing of the circle of friends has made free advertisements for it, and it has brought considerable traffic.

4.Is it charity or not?

Water Drop Chip is indeed charity, and it has indeed helped some people. However, no profit can not be afforded has long been a deep-rooted idea of every businessman. Because we saw a business opportunity and at the same time took advantage of people's compassion and love, we achieved a win-win result.

It has won a reputation for itself, and at the same time has filled its own pockets.

Shuidi Chip is a social fundraising platform, a free fundraising platform for serious illnesses in China, and a pioneer of zero handling fees for online fundraising for serious illnesses in China. The water drop company founded by Shen Peng launched the water drop chip business in 2016.

Of course, it's not really charity, in fact, it's just to attract the public's attention, let the public participate, and sell their own insurance.

Yes. Because this platform really exists for charity, and it does help a lot of families.

No, it is mutually beneficial, and it has given itself a chance to survive and at the same time has rescued some people who should be rescued.