Why can t you buy Pacific Doctor?

Pacific Medical Carefree is a million-dollar medical insurance, and it is not impossible to buy, but it is just suitable for whom.

The insurance age is 30 days to 65 years old, and in medical insurance, people who are allowed to 65 years old are not allowed to insure, which is very friendly for some older policyholders.

The waiting period is 90 days, which is a bit long because the waiting period for medical insurance is only 30 days.

Next, we can take a look at the content of Pacific Medical Carefree Insurance.

Pacific Medical Carefree has a total limit of 8 million within 20 years of guaranteed renewal.

Among them, general hospitalization medical treatment: sum insured.

2,000,000, deductible.

10,000 yuan. Critical illness insurance.

Medical Sum Insured: 55 specific diseases with an insured amount of 2 million, 120 critical illnesses with an insured amount of 4 million, a compensation ratio of 100%, and a deductible of 10,000 yuan.

Critical illness allowance: 120 kinds of critical illnesses are diagnosed for the first time, and 10,000 yuan will be paid.

Proton heavy ion**.

Contains critical illness.

Within the liability, the reimbursement rate is 100%.

The warranty is guaranteed to be renewed for 20 years, but the insurance period is 1 year, and when the policy is renewed in the second year, if there is no special instructions, the product will be automatically renewed, and the insurance period will enter the second year, and the maximum insurance can be renewed to 100 years old.

**: 30-year-old male, with medical insurance, without additional protection, the first year's premium is 238 yuan, the total sum insured of 8 million, and the proton heavy ion**, this** is cheap.

In general, the cost performance of Pacific Medical Worry-free is quite high, and some people say that Pacific Medical Worry-free can not be bought, probably because of its long waiting period, if you can accept its waiting period, it is a product worth choosing.

Be sure to inform your health when you buy medical insurance. Because combined with the health notification cases of insurance companies in the past few years, many claims disputes are caused by the failure to do a good job of health notice. In addition, you must not go to the physical examination in advance before making a health notice, and it is good that the physical examination does not show anything, once it is found out, it could have been covered by the standard body, but it turned out to be an increase, an exclusion, an extension or even a refusal of insurance.

Hope mine is helpful to you.

Hello! Pacific Medical Carefree is a million-dollar medical insurance, and this product is not impossible to buy, the key is whether it is suitable to buy.

If you don't know if you are suitable for this product, you can click to make an appointment for 1-to-1 insurance planning service.

Deep Blue Insurance Concentrate on insurance brokers will provide you with professional advice, or you can scan the following *** for consultation.

Feature 1: 20-year guaranteed renewal.

Renewing the policy within these 20 years is not subject to changes in health and claim circumstances, and does not need to be reviewed again by the insurance company, even if the product is discontinued, the protection will not be affected. However, the 20-year renewal warranty can only be purchased after review.

Moreover, 20 years is also the longest time that millions of medical care in the market can guarantee renewal.

Feature 2: Comprehensive protection, can insure the purchase of drugs.

In addition to general medical care, critical illness medical care and special disease medical liability, the medical care (20-year period) also expands the liability of proton heavy ions and purchased drugs (limited to anti-cancer drugs), and the overall protection is still very comprehensive.

On top of the "cost of certain medicines", this insurance can be added to the option of reimbursing up to 100% of 88 cancer purchased drugs.

We know that purchased drugs are usually difficult to purchase and cannot be reimbursed by many medical insurances, so it is recommended that you add this protection to your insurance in case you need it.

Feature 3: Up to 65 years old can be insured.

At present, there are very few medical insurance for 65-year-olds in the market, and even fewer products with a relaxed insurance age and comprehensive protection.

Summary. Hello, Pacific Medical Carefree can not be bought, it is not eligible for purchase. Because Pacific Medical Worry-Free is a million medical insurance, the insurance requires a health questionnaire, and the truth is told, that is, health underwriting and financial underwriting (payment of premiums) will be carried out, and there is no way to buy it if the health underwriting is not passed.

Hello, Pacific Medical Carefree can not be bought, it is not eligible for purchase. Because Taiping Jingzhi Foreign Medical Carefree belongs to millions of medical insurance, insurance requires a health questionnaire, truthfully informed, that is, health underwriting and financial underwriting (payment of premiums) will be carried out, health underwriting and medical underwriting manuscript did not pass, it is Liang manuscript filial piety can not be purchased.

The age limit of the insured of Taixiao Sun Pingyang Medical Worry-free Product is 30 days old to 55 years old (including 30 days and 55 years old), and there will be health intelligent underwriting, as follows:

If the age of the insured does not meet the requirements, and the health underwriting does not pass the underwriting review, it is not possible to apply for Pacific Medical Carefree Million Medical Insurance.

Hello dear, happy to answer for you. Taiping Medical Carefree Medical Insurance products can be purchased on the official website of Taiping Life, the insurance in Taiping Life, and the third-party insurance agency entrusted by Taiping Life, and the official app of "Taiping Tong" can also be purchased, and there are many purchase channels. This insurance product only protects hospitalization medical insurance and hospitalization allowance insurance, and the protection content is not rich enough, but fortunately, it is not expensive, the waiting period is not long, and the highest drawbacks can be renewed to 80 years old, so there are still some advantages.

The hospitalization fee covered by this insurance not only includes the hospitalization fee but also the general medical material fee, surgical material implantation fee, inpatient consultation fee, etc., the inpatient medical protection is better, and the hospitalization allowance is received, ** The hospital needs to be the general department of the second level and above public hospitals in Chinese mainland, excluding Hong Kong, Macao and Taiwan.

Summary. Pacific Medical Carefree Million Medical Insurance is a long-term medical insurance launched by Pacific Health Insurance.

This product is guaranteed to be renewed for 20 years, making it the current ceiling-level long-term medical insurance product.

And this alone makes Pacific Medical Worry-Free Million Medical Insurance among the popular medical insurance ranks.

How to buy Pacific Medical Carefree Million Medical Insurance.

Pacific Medical Worry-Free Baiyin Tuanwan Medical Insurance is a long-term medical insurance launched by Pacific Health Insurance. This product is guaranteed to be renewed for 20 years, making it the current ceiling-level long-term medical alpha orange treatment product. This alone has made Pacific Medical Carefree Million Medical Insurance one of the most popular medical insurance companies.

In terms of insurance conditions, Pacific Medical Carefree Million Medical Insurance supports people aged 0-65 to be insured, and among similar products, the age range of insurance is wide. The occupational requirements are also relatively relaxed, as long as it is not a high-risk occupation, Pacific Medical Carefree Million Medical Chain Insurance is underwritten.

Pacific Medical Worry-Free Million Medical Insurance can be purchased in the following ways: 1. Find an insurance broker, generally you can contact through the insurance brokerage platform, that is, a special third-party insurance history chain sales platform. 2. Inform the insurance broker that you need to take out the worry-free medical insurance of Tailimb Pingyang Medical Insurance.

3. The insurance broker will have an insurance link for medical carefree million medical insurance, and the policyholder can enter the link to fill in and write the insurance information.

Pacific Medical Worry-Free Million Medical Insurance can generally be purchased on the **, for example, it can be purchased on the official website of the insurance brokerage platform, and after entering the official website, directly search for Pacific Medical Worry-free Million Medical Insurance in the search bar, and the insurance page will appear. It is recommended that consumers can consult an insurance broker when purchasing Pacific Medical Carefree Million Medical Insurance, and the insurance broker will guide the purchase, do not blindly apply for insurance, and can also avoid claims disputes that may occur after the insurance in the later stage to a certain extent.

Of course, when choosing an insurance brokerage platform and insurance broker, you should also pay more attention and don't be deceived.

Extended Information] The Role of Insurance:

There must be a risk in the insurance. The purpose of establishing an insurance system is to deal with the occurrence of specific dangerous accidents, and there is no insurance if there is no risk. In order to apply the principle of large numbers.

Risks that may benefit are not covered by insurance, hence commercial insurance.

Institutions generally do not cover such risks.

Insurance must financially compensate for losses caused by dangerous accidents.

The so-called economic compensation means that this compensation is not to restore the destroyed original thing, nor to compensate in kind, but to make monetary compensation. Therefore, the loss caused by the accident must be economically valuable. in personal insurance.

The death and disability of a person will lead to the loss of labor, so that the income of an individual or his family will decrease and the expenses will increase, so life insurance is to use economic compensation or payment to make up for this increased economic burden, not to ensure that people recover the lost labor force or life.

Insurance must be mutually beneficial. The insurance system is a method of spreading losses among many units to reduce the losses of disaster-stricken units. Through insurance, the policyholder pays the insurance premium together, establishes the insurance compensation**, and obtains the protection together.

The function of financial integration.

The function of financing refers to the re-investment of the idle part of the formed insurance funds into the process of social reproduction. In order to make the insurance operation stable, the insurer must ensure the appreciation and preservation of the insurance funds, which requires the insurer to use the insurance funds. The use of insurance funds is not only necessary, but also possible.

On the one hand, there is a time lag between insurance premium income and payout expenses.

On the other hand, the occurrence of insured accidents is not always at the same time, and it is impossible for the insurer to pay all the insurance premiums at one time, that is, there is a quantitative difference between the insurance premiums collected by the insurer and the compensation expenses. All these provide the possibility of financing insurance funds. Insurance financing should adhere to:

The principles of legitimacy, liquidity, safety and efficiency.

Medical Worry-Free Million Medical Insurance is an online insurance product, which can be purchased on the third-party platform of insurance brokers.

A medical insurance product of 10,000 yuan.

1.Pacific Health Insurance Co., Ltd.****: Founded in 2014, it is affiliated to China Pacific Insurance.

Group) limited liability company, with a registered capital of one billion yuan.

And successively in Sichuan, Guangdong, Beijing and Shanghai branches.

2.The product is capped at $4 million in annual claims and is guaranteed to be limited to $8 million during the renewal cycle. It provides drug-specific safety and hospitalization fast-forward capabilities, including general care, critical illness care, proton heavy ion, and serious illness care**.

In addition, it comes with certain illness medical coverage**.

Extended Information] 1Insurance, pinyin for baoxian. It means insurance or insurance, which is intended to be a safe and secure guarantee; It is a tool for planning life finance, and it is a market economy.

conditions for risk management.

as well as the financial system and social security system.

an important pillar.

2.Insurance refers to the premium paid by the applicant to the insurance company according to the contract, and the insurer shall be liable for the property loss caused by the accident that may occur in the contract, or death, disability or illness or the responsibility to pay the insurance money under the promised conditions, such as term contract commercial insurance.

The age at which the act was agreed.

3.From the perspective of the branch limb economy, insurance is a financial arrangement for unexpected economic losses; From a legal point of view, insurance is a contractual act, which is a contractual arrangement in which one party agrees to compensate the other for its losses; From a social point of view, insurance is an important part of the social and economic security system, a "refined stabilizer" of social production and social life; From a risk management perspective, insurance is a risk management approach.

4.Commercial insurance can be broadly divided into: property insurance, life insurance, liability insurance, credit insurance, allowance, and marine insurance. Large categories are classified according to insurance coverage, and a small number of categories are classified according to the type of insured object.

5.According to the insurance coverage, it is divided into: life insurance, property insurance, liability insurance, and credit guarantee insurance.

6.Anti-insurance is the coverage of property stored in an area of land that is basically in a static state, such as machinery, buildings, various raw materials or products, household appliances and other losses caused by fire.

In general, Pacific Medical Enjoy Worry-Free 20 Years can be purchased as follows:

1.Contact an insurance broker. For example, you can contact through a Bond or insurance brokerage platform. In the official platform of insurance brokers, there will generally be free consultation, ** consultation and other entrance sails. Once inside, you can contact the insurance broker;

2.Explain your protection needs and premium budget to your insurance broker, and inform yourself of your intention to apply for Pacific Medical;

3.Insurance broker sends Pacific Medical Hassle Free Insurance link, click to enter;

5.Fill in the premium trial calculation information and click OK;

6.Inform your health as required, don't hide your insurance, and click Submit after the notification is completed;

7.Fill in the insurance information as required on the page, and click Submit Order to pay the premium.

Pacific Medical Enjoy Hassle-Free is a multi-million medical insurance plan that comes in two versions, an individual version and a family version, which can be renewed for 20 years, during which the policy can be renewed unconditionally, regardless of whether the insured has an accident or not, whether the product is out of sale or not.

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