How to buy Huimin Insurance, how to buy Huimin Insurance

Huimin Insurance in different regions.

Huimin insurance is a supplement to medical insurance, and the content of the insurance is generally hospitalization and specific high drug expenses within the social insurance, and the medical expenses within the scope of the contract are reimbursed by the medical insurance and deducted from the corresponding deductibles, and are reimbursed proportionally.

Huimin Insurance is essentially a serious illness medical reimbursement insurance, which can reimburse high medical expenses for a second time.

But it is also different from Million Medical Insurance, you can check this article for details: What is the difference between Huimin Insurance and Million Medical Insurance? Which one should I buy?

Below, let's take a look at the advantages and disadvantages of Huimin Insurance:

1. Advantages: **Very cheap: whether it is 0 years old or 80 years old, it is only a few dozen dollars in premium.

Health advice is relaxed: no matter about physical condition, or very few restrictions, you have cancer.

I can buy it, too. It is suitable for a wide range of people: usually there is no age limit to occupation, as long as there is medical insurance, you can buy it.

2. Disadvantages: The scope of protection is small: Generally, it only covers hospitalization and specific high drug expenses within the scope of social security.

Deductible. High: The deductible is generally 2-30,000 yuan, and the reimbursement threshold is high, which is not good for the insured.

Poor renewal conditions: all products are one-year products, and renewal is not guaranteed, and the product may not be able to be purchased in the second year after the product is discontinued or the claim is settled.

Pay attention to attentive insurance, 1-to-1 free consultation, adhering to a professional, objective and neutral attitude, choose more cost-effective products for you, and make buying insurance an easy task!

1.Users can log in to their personal WeChat, enter the service page of Tencent WeInsurance, select "National Insurance", and then select the city where the individual is located, and enter their personal information to apply for insurance.

3.Contact the insurance company underwritten by the local Huimin Insurance directly to complete the application procedures.

Next, let's understand what is Huimin Insurance?

1. What does Huimin Insurance mean?

Serious illness is undoubtedly the last straw that crushes many ordinary families. Huimin Insurance, which is a medical insurance promoted by the best in various places and launched by joint commercial insurance companies, is also a policy-based insurance. The launch of this insurance product is mainly because Huimin Insurance has a low underwriting threshold, no age limit, no occupation limit, no health status, as long as you buy local social security, you are eligible for insurance, suitable for older people or people with abnormal health.

Second, the content of Huimin Insurance.

The main protection content of Huimin Insurance includes three major parts: First, for the out-of-pocket expenses in the medical insurance catalogue incurred by hospitalization**, the compensation ratio is 70%. But we should note that here is after we use medical insurance reimbursement and then remove the 20,000 deductible**.

And it is non-pre-conditional. In this area of protection, there is a limit of 1 million. Second, the reimbursement of 15 special drugs for the special drug liability of Huimin Insurance is 60%, and the 20,000 yuan of medical insurance reimbursement and deductible must also be removed.

The deductibles for the above two points are common. The third is to include health management services, including pre-diagnosis, in-diagnosis and post-diagnosis services.

3. What are the conditions required to purchase Huimin Insurance?

As a first-class insurance, Huimin Insurance has very few restrictions on the purchase conditions. This product is not only cheap, has a high insurance amount, and has a low threshold, not only has no age limit and occupation restrictions, but also is guaranteed for a group of people with a history of illness and hospitalization.

However, we should pay attention to the fact that the insurance products in various places generally have a fixed insurance period, and they can only wait for the next opening time, so friends who want to buy need to have more eyes and pay attention to the local insurance information.

In short, Huimin Insurance is a medical insurance promoted by various cities and local governments and launched by commercial insurance companies.

For many ordinary families, if someone in the family unfortunately suffers from a major illness, such as cancer, the first thing that crushes people is undoubtedly the sky-high medical expenses.

Even if the medical insurance can have a certain degree of reimbursement, only the proportion of reimbursement is generally only 60-80%, and imported drugs, anti-cancer drugs, ** fees, physical examination fees, etc. outside the medical insurance catalogue cannot be reimbursed;

And the part that cannot be reimbursed can sometimes reach hundreds of thousands, hundreds of thousands, which is still a huge mountain for ordinary families.

Therefore, it is hoped that insurance companies can assume their social responsibilities.

Develop the corresponding products, which has Huimin Insurance.

As a policy insurance, Huimin Insurance has several major characteristics:

1.High sum insured: The total annual reimbursement can reach millions.

2.Relaxed insurance conditions: there is almost no threshold, as long as you have medical insurance, you can participate.

3.Low: Ranging from a few dozen to a hundred a year.

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Huimin Insurance purchase method 1, users can directly log in to the personal VX, and then select "Me-Payment-Insurance Service" in turn, enter the Tencent Micro Insurance page and select "National Insurance", and then select the city where the individual is located, and enter personal information to apply for insurance. 2. Customers can also apply for insurance directly through VX***, customers can search for "Huimin Insurance" in VX, and pay attention to the *** after they can directly carry out the insurance process. 3. Customers can go to the insurance company underwritten by the local Huimin Insurance to go through the insurance procedures, and the insurance contract is considered successful after signing the insurance contract and paying the premium over the counter.

How to buy Huimin insurance.

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Huimin Insurance purchase method 1, users can directly log in to the personal VX, and then select "Me-Payment-Insurance Service" in turn, enter the Tencent Micro Insurance page and select "National Insurance", and then select the city where the individual is located, and enter personal information to apply for insurance. 2. Customers can also apply for insurance directly through VX***, and customers can search for "Huimin Insurance" in VX, and pay attention to the *** after they can directly carry out the insurance process. 3. Customers can go to the insurance company underwritten by the local Huimin Insurance to go through the insurance procedures, and sign the insurance contract at the counter and pay the premium.

Huimin Insurance is a regional xing insurance protection product, mainly providing supplementary medical protection, only in a certain city**, insurance** is very discounted, underwritten by local insurance companies. The people who can be insured are often residents who have paid local social security (basic medical insurance) fees and are insured. It is characterized by loose insurance, low premiums and high insurance amounts.

The first push code in various places is bright, and a medical insurance concept launched by the United Commercial Insurance Company does not limit the age of 0 years old to 100 years old The elderly can participate in the insurance, and its health notice is very relaxed, and you can buy it if you have cancer. Late blind wide.

The methods of purchasing Huimin insurance are: 1. Users can directly log in to the WeChat of the hermit, and then select "I-Payment-Insurance Service" in turn, select "National Insurance" after entering the Tencent Micro Insurance page, and then select the city where the individual is located, and enter personal information to apply for insurance. 2. Customers can also apply for insurance directly through WeChat, and customers can search for "Huimin Insurance" in WeChat, and they can directly carry out the insurance process after paying attention to it.

3. Customers can go to the insurance company underwritten by the local Huimin Insurance to go through the insurance procedures, sign the insurance contract at the counter and pay the insurance office fee, and then count the insurance to be upgraded.

How to apply for Huimin Insurance?

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1.Users can log in to their personal WeChat, enter the service page of Tencent WeInsurance, select "National Insurance", and then select the city where the individual is located, and enter their personal information to apply for insurance.

3.Contact the insurance company underwritten by the local Huimin Insurance directly to complete the application procedures.

Hello, the way to apply for a claim is relatively simple, and the Huimin Insurance claim in some places can be settled directly with the medical insurance when discharged, eliminating the intermediate link of us carrying the information to the insurance company for reimbursement, and providing a certain convenience for patients, such as Suisuikang in Guangzhou.

There are also some provinces and cities that cannot be reported directly by the hospital, and can only bring the information to the offline outlets of the insurance company after discharge.

It should be noted that some Huimin Insurance is underwritten by multiple insurance companies. When handling a claim, you need to know which insurance company you are applying for, and then go to the offline service outlets of the insurance company you are insured to handle the claim.

I wish you a happy life and hope mine is helpful to you. If it's convenient, please leave a thumbs up.

2. Tongzu collapsed through the Tencent Micro Insurance Mini Program to insure. Enter WeChat, search for the "Tencent Micro Insurance" applet, click "Huimin Insurance" after entering the page, select the city where the individual is located, and enter your personal information to apply for insurance. 3. Contact the insurance company underwritten by the local Huimin Insurance offline to go through the insurance procedures.

The advantages of Huimin Insurance mainly include the following three points:

1. **Low.

The average Huimin Insurance on the market is about 69 yuan, and the cheapest is as low as 18 yuan a year.

2. There is no restriction on insurance.

There is no age limit, no occupation limit, no health requirements, as long as you participate in medical insurance can be insured (including the new rural insurance).

3. The sum insured is very high.

The insurance amount of Huimin Insurance is basically more than 2 million yuan.

Huimin insurance also has limitations:

1. The scope of protection is narrow.

The first batch of Huimin Insurance only covers the cost of hospitalization and special drugs within the medical insurance.

2. The claim threshold is high.

The deductible is basically more than 20,000 yuan: it means that after being reimbursed by social security, the part exceeding 20,000 yuan can be reimbursed.

Huimin insurance is essentially a kind of medical insurance, but in terms of protection content, the insured amount cannot reach the height of millions of medical insurance, but it also has its own advantages.

One of the most prominent is that the insurance threshold is relaxed, and there is no health notice for any occupation or group of people, even people with pre-existing conditions can be insured.

However, there are also some conditions for applying for Huimin insurance, such as the need to participate in medical insurance in specific cities, but with the update and iteration of Huimin Insurance, some restrictions have been slowly relaxed.

Let's first talk about what Huimin Insurance is all about, and then tell you how to apply for Huimin Insurance, of course, you can also pay attention to Daddy and consult specific Huimin Insurance products.

Most of the Huimin insurance is led and guided by the local **, and the insurance company cooperates in underwriting and is closely connected with social security.

After the insured person seeks medical treatment, after being reimbursed by medical insurance, there is still an unfinished part, which can be reimbursed by Huimin Insurance for a second time, as a supplement to medical insurance, so that our protection is more sufficient.

The protection content of this type of insurance is relatively simple, and there are generally two parts: hospitalization medical insurance and specific drug cost protection, mainly to reimburse the cost of serious illness and drug expenses.

The reimbursement of hospitalization medical insurance of most Huimin Insurance refers to the part that needs to be paid out of pocket in the medical insurance, and some products are not limited to the reimbursement of medical insurance, and some products will also provide special outpatient protection.

In addition, some products will also include value-added services such as medical consultation and drug delivery.

The successive emergence of Huimin Insurance can be said to make the insurance state Lingkai further benefit the public.

The threshold for insurance is very low, and most of them are not limited to age, occupation, household registration, or health notice, as long as you buy medical insurance locally, you can apply for insurance.

Although it is a commercial insurance, it has a high amount of insurance (generally a million insurance amounts), low premiums (ranging from tens to yuan in a year), and many Huimin insurance can also use the money from the personal account of medical insurance to insure themselves and their families, which is very convenient.

It is also a welfare guarantee given by the state to citizens.

However, Huimin Insurance also has certain shortcomings:

The scope of reimbursement is narrow: most of them only reimburse the out-of-pocket part of the medical insurance catalog);

High deductible: most of them are between 10,000-20,000 yuan, and the deductible for individual products will reach 30,000 yuan;

The reimbursement rate is low: most of them are between 50% and 80%.

So to a certain extent, Huimin Insurance can be said to be a low-profile version of million-dollar medical insurance.

As mentioned earlier, Huimin Insurance is generally an insurance company and a relevant department, so Huimin Insurance in different cities is also different, and the end or beginning of each year is the day when Huimin Insurance is updated.

Of course, you can also find a dad, and the whole network Huimin Insurance will answer your questions one by one.

What is "Huimin Insurance", "Huimin Insurance" vs ordinary million medical insurance, do you want to buy "Huimin Insurance" 01 "Huimin Insurance" is a commercial medical insurance Huimin Insurance is known as "Huimin Insurance" because of the characteristics of "low premiums, wide thresholds, and high insurance amounts". Many friends will think that "Huimin Insurance" is also another form of national medical insurance, but in fact, it is not; The official definition of "Huimin Insurance" is: urban customized commercial medical insurance.

You don't need to buy it.

Questions. It's a guarantee or something.

It's a guarantee or something.

What is commercial medical insurance?

Is hospitalization reimbursed?

It is a kind of insurance with many names, all for the purpose of collecting money.

Questions. Do you still need to buy this if you have rural medical insurance? No need to buy it.