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This depends on personal choice, choose to buy a house in a big city (I don't know which city), if the down payment is 300,000, the total price is about 1 million house, if it is a quasi-school district (degree house), the asset appreciation of the house is relatively fast, about 5 years with a 30% increase.
If you buy a house in a small town, the investment of the house is 800,000 yuan, and the small property rights can not be traded again, if the annual income is about 100,000 yuan (including the expansion part), there is investment value, if it cannot be reached, it does not have investment value.
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First of all, show that it is not recommended to have small property rights.
Especially this kind of developer builds a floor, and then you can build it yourself, as high as you can.
The laws and regulations are getting more and more perfect, and the concept of small property rights will not exist for long. That's the first question.
The second question is, how can it be as high as it can be? It is also a matter of laws and regulations, and illegal buildings must be rectified and demolished.
The third question is equivalent to 800,000 yuan to buy a 95-square-meter first-floor rough bungalow, right? If you don't count the land ownership, it is close to 8,500 yuan per square meter.
Fourth, the small town has limited ability to increase the value of real estate.
The analysis is as above. Finally, due to the epidemic, foreign groups mainly in the United States and the European Union have released water, and currency depreciation is imperative, and domestic housing prices are expected to grow by 5% in 2021. Even if you don't invest in real estate, it is recommended to invest in a reasonable ** asset in a timely manner.
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It's better to buy a shop in a small town.
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You can consider spending more than 300,000 yuan to buy a shop in Nanjing Confucius Temple You can do your own business **There is absolutely no problem with the amount of shops in the scenic spot.
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If you want to invest, it is better to choose the old city with mature supporting facilities, especially the school district housing is easier to rent, and it is easier to sell in the future. I think it's better to buy a small three-bedroom than a two-bedroom one, the rental price will be higher than the two-bedroom, and the total price is only 30,000 yuan more.
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I am in the real estate business, in fact, there are many large developers who have newly developed some commercial houses. **Very cheap, and is very promising, of course, buying a two-room sale is faster than a three-room, but also more sought-after, if the location is not very mature now, you can consider a mortgage.
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It's better to buy a shop or a storefront, I personally have personal experience. The rent will be fixed every year**, and besides, you are still young and not so anxious to get married. Facade rooms are fixed and very few.
**Also need a physical store. Address, cost-effective should be selected. In a prosperous place, it's okay to have a little more money, and the general shop loan cycle is ten years, but you can rent it out as soon as you hand over the house.
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Investment in housing, high service life, find a place with great appreciation potential and small investment, the first choice is the seaside, 300,000 yuan can buy a set of finely decorated, handbag to move in the house, there is time to use for vacation, usually can be rented out. Worthwhile.
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If you have a house, you have to buy a shop, but you don't have a house yet, you have to take into account that you have an object, you must have a nest after all, take out a loan first, and the more difficult it will be to approve the loan in the future.
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30w, 10,000 square meters of shops.
You can buy a square. You don't have to manage it yourself, you can save it in the bank.
After 20 years, the expected return will be 300,000 to 860,000.
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After buying a shop, it is good to start your own business to support your family, but the price of buying a house is now too fast.
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Now housing prices have basically peaked.
There is no profit margin in investing anymore.
In other words, even if there is still room for profit.
Your 300,000 investment in the property market earns a year.
And take a lot of risk.
Find individual projects and don't make so little money.
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If it is the first choice of residential investment in the past, this year's national reserve fund will be raised, the purchase restriction order will be introduced, and it is likely to buy a foreign residence in hand, I hope to be cautious, and the shop can be considered, because the bank interest rate is high, it is not recommended to mortgage, 300,000 is enough to buy a set of shops in second-tier cities, the location is absolutely good, the transportation must be convenient, the surrounding supporting facilities must be sound, the amount should be large, and it depends on what is the business, how the future market is, and how to face the consumer group, it is best to buy unified management, there is a leaseback, Learn more about the strength of developers and operators, estimate the appreciation space by yourself, and first consider the opening of the first phase, which opens low and goes high, and the sooner the cheaper. Remember, invest cautiously and the market should be optimistic.
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This is something you need to measure yourself, and I will only provide some references. 1.Buying a house will face policy suppression, and there is a certain risk, and buying a shop will face the risk of low rent and the shop is not as fast as the house.
But I personally think that if the local housing prices are not very high compared to the local income, it is better to buy a house. 2.The rental of houses in third- and fourth-tier cities is not high, and it is a loss of money from the perspective of rent.
So what you have to think about is selling it. It's better to buy an old house than a new one. That's for sure, but the new district and the old district will depend on the development of the new district.
If it can't be developed, it is better to buy the old area. 3.From the point of view of **, it is better to buy two houses than to buy three houses.
4.If you don't have a job, you might as well pay it all at once. Reduce stress.
Be cautious in your investment, and it's best to plan for the long term according to your own planning. Weigh the risks yourself and prepare for the worst. If you can bear it, do it, and if you can't, stop it.
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You can buy a car for 100,000 yuan! If you don't have that ability, why enjoy it in advance! The rest depends on the situation! Sure investment can still be made! If there are no other changes for the time being, then pay for the house first! At least have a nest of your own!
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100,000 to buy a car, leaving 200,000 to invest.
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With a deposit of 300,000 yuan, it is definitely not enough to buy a peasant house in a big city. Now even the peasant houses are seven or eight hundred thousand, and they are still far from the big cities.
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I can't buy it, and the current farmer's housing price is very high, especially in big cities, which is generally about 500,000 yuan.
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With 300,000, can you buy a peasant house in a big city? 300,000 yuan is a large amount in rural areas, but in big cities, it takes at least 1 million yuan to buy a house, and in small and medium-sized cities, it also takes 500,000 or 600,000 yuan to afford a house! Young friends, you must work hard to buy a warm home of your own.
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There are 300,000 yuan that can buy a building in a second-tier city, or you can choose to live a more pleasant life in the countryside.
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Nowadays, the farmer's house in the big city is not cheap, and they are generally waiting for the flat reform, and the house price is higher, and 300,000 yuan will not be bought.
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Of course you can, buy it by knot
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It depends on whether the farmer's house you are talking about is a commercial house, if it is a homestead, you do not have a local agricultural hukou, and it cannot be traded.
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300,000 can buy a house of fifty or sixty square meters in a big city.
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It's not enough to buy a house in a small city, let alone a big city. Now the peasant houses in the big cities are waiting to be demolished, and they are not cheap at all.
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Not necessarily, you have to look at the big city, don't you?
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If you can't buy a peasant house in a big city with a deposit of 300,000 yuan, it is most suitable to buy a house in your hometown.
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Let's see if your town grows in the future! If you have one, don't be anxious! If you don't have it, you can sell it while renting it, and you must sell it when you encounter it.
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The price of ** in 10 years is only 40,000 yuan, and the return on capital is too slow, and the house must be repaired during the period.
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It's expensive for you to buy it yourself, and you can't get back the principal for ten years, and generally no one buys it, I'm afraid that it will be difficult for you to change hands.
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Sell it for 250,000 yuan, and you can buy a toilet in a big city!
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Affordability is certainly a cost-effective city deal.
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It's not cost-effective to sell it, and generally don't consider it if you can't get the principal back in ten years.
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Buying a façade house (shop) is mainly examined.
Consider the following:
1. Facade lot. **Large amount and there are mature supporting facilities and residential areas around the place, and there is a large appreciation space. Those who only have traffic and no ** facades should not be invested.
2. Developer (operator) management ability and business planning. There is a unified and scientific business plan for the façade should be invested, and whether the business format is reasonable mainly refers to the mainstream business and scarce business formats within 2 kilometers of the surrounding area. In addition, there is a large room for façade appreciation with a sound management team, and there is a good guarantee for profit methods such as sublease, charter, and leaseback.
3. The function is reasonable. The functional layout of the façade should be reasonable, such as a single drainage and smoke exhaust pipe, a separate toilet, a high floor height (can add a partition), sufficient parking spaces in the business district, and a reasonable design of people and vehicles.
4. Scientific size layout. The house type is square, there is no chicken rib area, the depth control of the bay is reasonable, and the area control is reasonable (about 30 40 square meters).
5. Good feng shui. There is no block in front of the door, it is not in the scissor brake, and the door is not facing the sharp corners of other buildings.
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If you invest, you must buy a shop, the rate of return of the shop is relatively high, and if the market is good, not only the house will appreciate, but the shop will also appreciate, and the most important consideration for buying a shop is the location, lease contract, and rate of return. The lot is along the street, whether the contract is bound to the lease contract, whether the rent increases every year, and what kind of customers the shop is rented to (the shop rented to the bank is the best) The tenant is best to be a more stable type, so that it is easier to sell if you want to sell it in the future, and the factors to consider are the problem of the rate of return, the minimum rate of return of the shop must be at least 5 points or more, and the rate of return is low, you might as well buy a residence. The second thing to consider is the structure of the shop, and the most important thing is that the façade should be wide.
The above hand hits, hope to accept! The ideal way to buy a shop is a storefront along the street, or a storefront on the first or second floor of a shopping mall (such as a city square, or a computer in a computer city).
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Now it is not cost-effective to invest in housing, and shops are too expensive, so you should go to financial management.
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Now a lot of investment shops. Do you need to invest in a shop I have some information here.
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Friends, I think you can invest in ***, it's very popular right now.
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There are many factors that need to be considered for landlords, such as regional factors, cost factors, and so on. If the influence of these factors is excluded, in terms of the attributes of houses and shops, China's houses have a maximum of 70 years of property rights, while shops only have a maximum of 40 years of property rights, and houses usually only need a down payment of 3 percent, apartments need a down payment of 5 percent, and the term of residential loans is longer than that of apartments, from this point of view, houses are better than shops.
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Or invest in the shop is good, the ancients Yun a shop prosperous three generations, now the state to increase the regulation and control of the residential market, the trend of the residential market is unclear, the shop also depends on its nature, is along the street shops or retail shops, it is best to wholesale market appreciation potential is greater. Because the shop itself is a tool for merchants to make money. If you're a shop owner, you're a cow.
Now many people have put their investment eyes on the shops, I know a In the Yellow River Delta Efficient Ecological Economic Zone in Shandong Province, Zhongbo International Trade City is the largest wholesale market in the north, and the developer Macau Mingjia Group has 30 years of experience in commercial real estate operation, and the Yellow River Delta has broad development prospects. Buy a shop in Zhongbo International Trade City can also be chartered, and the rent will be returned every year. In 15 years, you can return to your capital and make a net profit of a valuable shop.
It's really worth knowing that friends who want to buy a shop or buy a house in Tangshan can go to the reception center at the intersection of Xinhua Road and Huayan Road to take a look, they ** are 5757099 I just bought 2 sets.
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I'd rather buy a big house in a small city, now the small cities are more perfect, there should be, the so-called sparrows are small, although the big cities are more prosperous, but there are more relative problems, parking is a big problem, small cities are more convenient.
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House choice is secondary. Career development prospect assessment, do you think it is more appropriate to choose the current stable development plan in a big city or a small city, and the house is running with the career development.
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It's good to buy a house.
The store comes from the second, the store needs to be operated, if it is well run, the store is worth money, and if it is not operated well, the store loses money. But as long as you have the ability to run a store, you won't have so much spare money, and now I'm afraid you're taking out loans to expand your store, so you're still thinking about buying a house, I'm afraid you're not good at running a store.
But now everyone wants to buy a house, the house is very high, and you can't buy the kind of house that can make money. Some of the remaining houses are located in remote locations, suburbs, and if you don't get it right, you will lose money, and the worst thing is that you can't sell it if you lose money when you buy it. So, you can't buy indiscriminately.
Now they are basically losing money. When buying a house, when it is high, you can only buy those that others can't afford, buy it as a pick-up man, lose money, don't buy a house, save, your money is also a loss because of inflation. If you buy a house, I recommend that you go to the most prosperous places on the front line and buy the most expensive houses, which at least have the ability to retain their value.
Although it is a loss of money, the house is still a house even if it is worthless, and as long as there are people who need housing, the house is still valuable. No matter how bad inflation is, saving money is money. It's not like all inflation will disappear overnight.
Whether it is the most cost-effective to calculate or consume. Buy a new phone, get some new appliances or something. Buy a car and improve the quality of life.
Go out for a walk, and the outside world may still have a chance. You can do whatever you want, and maybe when you run out of money, you'll know what is best to invest in.
I think it's better to buy housing, now the shops are not very good to rent, coupled with the suppression of physical stores, it's even harder to do, it's better to buy housing, at least the house is not appreciated, live by yourself, it's not bad, not to mention that the location is in the city center, it's still very cost-effective.
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At that moment, to be honest, I feel very sad, I feel that the big tree that used to shelter myself from the wind and rain is withered, and I have to straighten up and be the next big tree of this family, sheltering my relatives from the wind and rain. And now there are fewer crazy people going out with friends, maybe the heart will slowly collect some at this age, I think it's a good thing, what kind of age should be.
She at least has a crush on you... Maybe you have a taste in your mouth.
Under normal circumstances, if you have a car and a house, these savings belong to entering a well-off, if you do not have a car and a house, then you also belong to poverty alleviation. At present, because the ** of the house is still not over, and the internal depreciation of the RMB is still continuing, therefore, the 1.2 million deposit is nothing at all. Don't be complacent because you have such a small deposit, and make unremitting efforts to reach the next level.