What is the level of a person with 1.2 million deposits in China?

Under normal circumstances, if you have a car and a house, these savings belong to entering a well-off, if you do not have a car and a house, then you also belong to poverty alleviation. At present, because the ** of the house is still not over, and the internal depreciation of the RMB is still continuing, therefore, the 1.2 million deposit is nothing at all. Don't be complacent because you have such a small deposit, and make unremitting efforts to reach the next level.

In China, a person with a deposit of 1.2 million is considered a moderate income, and he can buy a house or open a small shop.

In China, there are 1.2 million people who have a deposit and can afford to live at a well-off level, and can buy a house and a car in the city.

Hello, a person with a deposit of 1.2 million is a very ordinary level in modern times. Because there are a lot of rich people now, and the living conditions are better, having a deposit of 1.2 million can only be regarded as ordinary.

It's relatively good, if you have a house, a car and a deposit of 1,200,000, it belongs to the well-off level.

I guess you're a very enviable person, great, and remember you so much.

That has already reached the level of being well-off, and now the annual income of most ordinary families is a little more than tens of thousands.

Does the house have it? If there is no additional property, only these 1.2 million. There is nothing left to buy a house, and it has to be said that in second-tier cities, the first-tier money will also pay a down payment.

You can find that many of the users in it have levels, and these.

The level is that we need to use fast coins to get that

In China, if a family has a deposit of 1 million, then such a family is already considered a relatively wealthy and well-off family. Because no matter in a big city or a small city, you can get a good life and spiritual life, and the family can save 1 million, which also shows that parents are also very powerful. Because this family can store so much money under various life factors, I think that the parents of this family are at least a well-off family in a middle and high-level area, and this kind of family is also relatively happy, after all, it can meet material needs well, and at the same time, it can also meet spiritual needs.

While meeting these requirements, such parents generally have a skill, which generally requires a reserve of knowledge, and a corresponding improvement to be able to live the life they want. So no matter what, these are high requirements for yourself, so that you can enjoy more fun in life.

What is the level of a household with 1 million savings in China? In China, the vast majority of families belong to salarymen, and the knowledge level of the parents in the family is generally not very high, which may lead to a part of the family, his education level is relatively low. There may be some differences in a child's education, which will also have a certain impact on the child's future life.

Generally, in this kind of family, their life is more fulfilling, and the corresponding children's educational environment will be much better than that of ordinary families, and the children's personality and cognition may have a deeper understanding and their own thinking than ordinary children.

In any case, 1 million is a very large amount of money for a family, and there may be many advantages in the process of using this money. But this does not mean that these wages can be invested at will, if you use the money to do illegal and criminal things, then you must be punished by the law, anyway, in the process of saving money, we must protect our money, but also to prevent others from prying eyes on their money.

It is considered an upper-middle family, because the income of many families is not very high, and it may take a lifetime to save 1 million.

Medium level. Now China's monetary inflation is serious, so 1 million is not much money, and if you work hard, many middle managers of companies can earn it.

It should be considered a relatively high level, and it is also relatively wealthy.

Higher level. If your family currently has a deposit of 10 million yuan, then basically, your family can retire to travel around the world, after all, the interest generated by 10 million yuan per year is calculated at an annualized interest rate of 5%, and the interest is 500,000 yuan a year, and now few families can do it with their annual income.

Deposit refers to the depositor's temporary transfer or storage of funds or currency in a bank or other financial institution under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial act or activity, and is also the most important credit fund of the bank**.

Deposits are one of the most basic operations of a bank, and without deposits there is no loan, and there is no bank. In terms of the time of generation, deposits predate banks. In the Tang Dynasty, there were cabinets in China that specialized in receiving and keeping money, and depositors could pay money with "stickers" or other tokens similar to checks.

The numismatic money changers that appeared in Europe in the Middle Ages also accepted customers to deposit money, which was in the nature of money custody and did not pay interest, which was the germ of foreign bank deposit business. With the advent of banks and other financial institutions, the deposit business of banks has developed rapidly.

Extended Information: But it's not always cost-effective to keep it for a longer period of time. In order to get more interest, many people concentrate large deposits on three-year and five-year periods, without carefully considering their expected use time, and blindly save all the surplus money for a long period.

In view of this situation, the bank stipulates that the interest on the part withdrawn in advance shall be calculated according to the current period, and the interest rate shall still be calculated according to the original interest rate for those who have not withdrawn in advance. Therefore, individuals should choose the deposit term and type according to their different circumstances.

From the point of view of deposit interest rate, it is advisable to choose short-term time deposits. On the one hand, the impact of the length of the deposit period on the interest rate is no longer significant, and the difference between the one-year deposit rate and the five-year deposit rate is only monthly. On the other hand, the deposit interest rate is now at an all-time low, and there is little room for the interest rate to be lowered again, and if the interest rate is raised in the future, if you choose to make long-term deposits, you will not be able to enjoy a higher interest rate for a while when the interest rate is raised, and you will suffer.

Short-term deposits, on the other hand, are highly liquid and can be re-deposited immediately upon maturity.

In fact, there are still more people with 1 million deposits among Chinese, and if you take a family as a unit, then it may be more. In fact, one of the main reasons for this is that there are so many Chinese, even if one of the 1,000 people has a deposit of 1 million, then there are 1.4 million people in the country. What's more, this number is far more than 1 point, so there are actually a lot of people in China.

In fact, in the early years, this number may have been a little bit more, but now it has really dropped a lot. The main reason is that because of the high prices now, most of the people's money is occupied by expenses such as houses, cars, education, etc. So maybe your conditions will be better, but the deposit you have is really not extraordinarily large.

In addition, because of the epidemic, the economic strength in recent years has been really sluggish, so there may be some people's money that has been controlled, and there will not be much spare money.

And there are many people who don't like to keep their money in the bank, they always feel that the interest rate is too low, so they will take it out to do some investment and financial management.

or other projects, after all, 1 million in the bank may not have much interest, but if you take it out to invest in financial management, the income may be much higher. Therefore, it is not particularly much for a real person to have so much money in his bank card now, and most of them are still relatively poor.

If you count the assets of a whole family, then there may be many people who can reach this amount, but if you only count individual deposits, then my amount is really a little difficult to reach. But no matter what, I still hope that everyone can have a goal, a small goal, so that you can work hard and get what you want. As long as you are willing to work hard, everything has a chance to be realized, and the most feared thing is to be ambitious.

I hope that everyone can make good money and complete their ideals as soon as possible.

I don't think there are many people who have a deposit of 1 million, because the concept of consumption has changed now, and many people are in debt to consume, especially those born in the 90s and 80s, so there should be few people who save 1 million.

In my country, there are still a lot of people with 1 million deposits, about 10% of the total number.

I don't think it's much, because the vast majority of people are in debt, and only a very small number of people have millions in savings.

I don't think it's much, because according to the statistics of personal income tax, less than 10% of the total population has reached the individual income tax threshold.

People who now have 1.2 million in savings are definitely considered rich, not poor. The deposit of 1.2 million is actually a lot, because in addition to houses or cars, many people are saddled with loans, so how can they get a deposit of 1.2 million? <>

Today's young people's pursuit of material things is relatively high, so they will not only buy a house but also a car, and hope that they can find a satisfactory job, so the savings in hand are often very small, and even because of buying a house and a car, they will have to work hard with some loans. If you have a deposit of 1.2 million, it proves that you are a very rich person, for ordinary people, it is not easy to have a deposit of 1.2 million, if you can save a deposit of 12 years, it is enough to see that 1.2 million deposits are very powerful. A deposit of 1.2 million may have been called a millionaire in the past, but it is still a high-end group now, because there are many families who can't even take 100,000 and come out, let alone 1.2 million.

With a deposit of 1.2 million, you can do a lot of things, not only to go out and see the outside world.

You can also enjoy your old age with your family and friends. <>

Some people think that 1.2 million deposits are easy, as long as they work hard to get it, in fact, it is not so easy, this is also a wrong idea, because now many people will inevitably get sick, and sick need money, so it is definitely not easy to keep the deposit. Last night, there were some people whose family conditions were not particularly good, so they built the house and car by themselves, and they spent a lot of money to buy a house and a car, and they may still owe some foreign debts. There are some people who may drive BMWs.

Or drive a Mercedes-Benz, but let these people take out 1.2 million in cash, it is estimated that there is no or it will take time to raise money for these people. <>

I think that in this society now, I am already considered a rich person, because the living expenses of people are relatively large, and the pressure of life is very high.

It depends on the city where you live, if you are in a third-tier city, Fengyuan Brigade is considered a rich person, you can buy a house or a silver bench and a car in your life, and if you are in a first-tier city, you can be considered poor.

Now that you can have a deposit interest rate of 1.2 million yuan, you can definitely be regarded as a rich person, and I believe that there are not many people who can save so much money now.