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Buy a pension insurance, 45 years old, the annual premium is 5195 yuan, pay for 15 years, to 60 years old, receive 5000 yuan per month, annual pension 6000 yuan, guaranteed to receive 20 years, a total of 120,000 yuan. If you buy one for each of your parents, the monthly pension is 1,000 yuan.
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1.Rural hukou must first apply for rural cooperative medical care, which is the same as social security. It can be done at the place of household registration. Inadequacy: Only basic medical coverage is provided.
2.Commercial insurance, as a 40-50 age group, you can choose some short- and medium-term return insurance, generally 15-20 years. Nowadays, most critical illness insurance policies come with rebates, dividends, etc.
Like this, the return of capital is a one-time and does not need to be received every month like social security, troublesome! )
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First of all, your concept is good, and giving priority to your parents shows that you are quite filial. However, children cannot buy insurance for their parents, they can only buy insurance for their spouse or children. Buying insurance has nothing to do with whether they have an urban or rural hukou, and it is mainly related to physical health, gender, age, etc.
If you want to help your parents buy insurance, you have to ask for their opinions. And insurance is more about protection, not investment. If you think that medical security or old-age security is important for your parents, you can focus on these aspects of insurance.
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Summary. Hello dear, it is a pleasure to serve you <>
Rural hukou paying insurance in the city is not an urban hukou, and the urban hukou buys urban medical insurance and endowment insurance; Rural households have purchased the New Rural Cooperative Medical System (NCMS) and the New Rural Insurance. For rural household registration, individuals do not need to pay unemployment insurance. For urban hukou, individuals need to pay unemployment insurance of 1% of the contribution base.
In some areas, units will give preferential treatment to the payment base of agricultural household registration.
Is paying insurance in the city for a rural hukou an urban hukou?
Hello dear, it is a pleasure to serve you at Infiltration <>
Rural hukou paying insurance in the city is not an urban hukou, and the urban hukou buys urban medical insurance and endowment insurance; Rural households have purchased the New Rural Cooperative Medical System (NCMS) and the New Rural Insurance. For rural household registration, individuals do not need to pay insurance for the mu of the lost cong family. For urban hukou, individuals need to pay unemployment insurance of 1% of the payment base.
In some areas, units will give preferential treatment to the payment base of agricultural household registration.
Legal basis: "Opinions on Further Promoting the Reform of the Household Registration System" (9) Establish a unified household registration system for urban and rural areas. The qualitative distinction between agricultural and non-agricultural hukou and the blue-stamp hukou derived from it will be abolished, and the household registration will be uniformly registered as a resident hukou, reflecting the population registration management function of the household registration system.
Establish education, health and family planning, employment, social security, housing, land and population statistics systems that are compatible with the unified urban and rural household registration system.
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Summary. Legal basis: Social insurance is a social and economic system that provides income or compensation to a population that is incapacitated, temporarily unemployed, or lost for health reasons.
The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.
If the parents have social security in the rural area, whether they will directly transfer to the urban household registration.
Hello dear, glad to answer for you! Parents have a rural hukou to buy social security, whether to directly transfer to an urban hukou: yes.
Legal analysis: rural hukou can only apply for the new rural insurance in the place where the hukou is located, and the conditions for the social endowment insurance for urban residents are at least 16 years old (excluding school students), and urban non-employed residents who do not meet the conditions for basic endowment insurance for employees can voluntarily participate in the endowment insurance for urban residents in the place of household registration, and the minimum standard of payment is the same as that of the new rural insurance, 100 yuan per person per year. The transfer is very convenient, if you transfer after the area, you only need to provide the relevant social security materials handled by the unit, such as medical insurance card, pension insurance handbook, etc.
Legal basis: Social insurance is a social and economic system that provides income or compensation to a population that is incapacitated, temporarily unemployed, or lost for health reasons. The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.
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Summary. Hello dear, happy to answer your <>
Rural hukou and urban hukou insurance is not the same, the difference between rural hukou social security and urban hukou social security is that the payment standards are different, the payment methods are different, in rural areas, the payment of social insurance is a combination of individual payment, collective subsidy and ** subsidy, urban residents' social security is paid by the residents themselves, and the payment standard is generally more than rural social security.
Rural hukou and urban hukou insurance are not the same.
Hello, dear, I am glad to answer the <> of [flowers in front of your clan].
The difference between rural hukou social security and urban hukou social security is that the payment standards are different, the payment methods are different, in rural areas, the payment of social insurance is a combination of individual payment, collective subsidy and subsidy, and urban residents' social security is paid by the residents themselves, and the payment standard is generally more than rural social security.
Legal basis: Social Insurance Law of the People's Republic of China, Article 11 The basic endowment insurance implements the combination of social pooling and individual accounts. The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.
Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and it shall be credited to the basic endowment insurance co-ordination. Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages as stipulated by the state, and credit them to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.
Article 13 Before the employees of state-owned enterprises and institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the deemed payment period shall be borne by the first. When the basic endowment insurance is insufficient, it will be subsidized.
Dear, if you don't know anything, you can consult me at any time, as long as you need it, I am always there
After paying pension insurance for rural hukou, will the salary be less than that of urban hukou?
The amount of pension in rural areas is lower than that in urban areas, after all, their calculation and payment basis is different.
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Summary. Hello dear, happy to answer your <>
The mother has an urban hukou, the father has a rural hukou, and the child has an urban hukou, so it is not possible to move the child's hukou back to the rural area. Extended information: If the child moves back to the countryside, it is also necessary to accept the local household registration as a rural hukou, and if the local government does not accept the transfer of hukou, it is also an urban hukou to move back.
Mom, urban hukou, dad, rural hukou, child.
Hello dear, happy to answer your <>
The mother is an urban hukou, and the father is a rural hukou, and the child is an urban hukou, so it is not possible to move the child's hukou back to the countryside in this case. Extended information: Children moving back to the countryside also need to be accepted as a rural hukou by the local government, and if the local government does not accept the transfer of hukou, it is also an urban hukou if the local government does not accept the transfer of hukou.
Hello, for your situation, I make the following analysis for you: In addition, the child can go to school in the city, which requires too many procedures and conditions: 1. The parents have lived in the city for more than one year and have a stable residence and job.
2. The certificate of handling the community in the place of residence includes the residence permit issued by the police station. 3. Take the residence certificate and residence permit issued by the community, and go to the street to apply for a letter of introduction for children to go to school if they don't have an ID card, and go to the primary school where the residence permit is located to go through the school procedures. If one party has a household registration in a rural area, the child can go to school in the urban area, and the child's household registration can follow either the male or female household.
In addition, during the nine-year compulsory education period, it is also possible to go to school in the urban area.
Legal basis: Article 18 of the Regulations of the People's Republic of China on Household Registration of the People's Republic of China A citizen's change of name shall be handled in accordance with the following provisions: when a person under the age of 18 needs to change his or her name, he or his parents or adopters shall apply to the household registration authority for the change of registration; If a person over the age of 18 needs to change his/her name, he/she must apply to the household registration authority for the change of registration.
Article 20: In any of the following circumstances, according to the severity of the circumstances, a public security administrative penalty shall be imposed in accordance with law, or criminal responsibility shall be pursued for those who block and excavate: failing to declare their household registration in accordance with the provisions of these Regulations; Falsely reporting an account; forging, altering, transferring, lending, or selling household registration documents; impersonating another person's account; The hotel manager does not handle the passenger registration in accordance with the regulations. Article 13 When a citizen migrates, within three days in urban areas and 10 days in rural areas, he or she or his household shall preside over the relocation certificate and report to the household registration authority for the registration of the relocation, and surrender and cancel the relocation certificate.
Citizens who do not have relocation certificates should apply for relocation registration at the household registration authority in the place of relocation with the following documents: 1. Demobilized, demobilized, or discharged servicemen with certificates issued by county or city military service organs or military organs at or above the regimental level; 2; Overseas Chinese and students returning from abroad with their passports or entry documents of the People's Republic of China; 3. Those who have been released by the people's courts, people's procuratorates, or public security organs with the certificates issued by the release organs.
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Summary. Hello! <>
I'm glad to answer for you: Mom's urban hukou, dad's rural hukou, and the child's hukou belong to the urban hukou with the mother. Therefore, the child should belong to the urban residents, and the primary school can apply for admission to the education department of the place where the household registration is located.
Mom, urban hukou, dad, rural hukou, child.
Hello! <>
I'm glad to answer for you: Mom's urban hukou, dad's rural hukou, and the child's hukou belong to the urban hukou with the mother. Therefore, the child should belong to the city residents, and when he goes to primary school, he can go to the education department where he is registered to apply for admission.
Legal basis: Article 3 of the Regulations on Household Registration is in charge of the public security organs at all levels. Cities and towns with public security police stations shall have the jurisdiction of the public security police station as the jurisdiction of the household registration.
Townships and towns without public security police stations shall have the jurisdiction of the township or town as the household registration jurisdiction. Township and town people's committees and public security police stations are the household registration organs. For those who reside in the internal and public dormitories of government agencies, organizations, schools, enterprises, institutions and other units, each unit shall designate a special person to assist the household registration authority in handling the household registration.
For scattered household registration, the household registration authority shall directly handle the household registration. For non-active military personnel residing in military organs and military quarters, each unit shall designate a special person to assist the household registration authority in handling the household registration. For the household registration of production cooperatives such as agriculture, fishery, salt industry, forestry, animal husbandry, and handicrafts, the cooperatives shall designate a special person to assist the household registration authorities in handling the household registration.
Accounts other than cooperatives shall be directly registered by the household registration authorities.
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You're in the same situation as me, my boyfriend is also rural, and my parents are against it, but we have always insisted on it, and then my parents agreed, and I think first of all, my boyfriend's family is not important, he can be poor, but it would be good to be self-motivated, and the most important thing is to love me very much. I think it's for your good that his parents oppose it You think about his parents are both rural In the future, 4 old people will let you take care of them, so are you willing to help him take care of his parents, and give his parents living money every month without complaints? He is poor in the countryside, do you want not to compare with others? >>>More
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In your case, when you reach retirement age, the employer will not be able to pay you contributions, because you are not a local permanent resident, and you cannot buy social security in your personal name, so you can only transfer back to the place where your household registration is located, and then continue to pay until you meet the 15-year retirement procedures.