Can a rural household still buy NCMS after buying urban medical insurance?

Now that the urban medical insurance and the NCMS are one family, there is no need to participate repeatedly.

At present, the pension insurance for urban residents is merged with the agricultural insurance; The medical insurance for urban residents and the New Rural Cooperative Medical System have been merged, and they are now called the old-age insurance for urban and rural residents and the medical insurance for urban and rural residents.

It's just that some people haven't changed their minds.

The original NCMS card continues to be valid, but it is gradually being replaced with a third-generation social security card with both financial and medical insurance functions.

If you want to buy NCMS, you must first refund the urban medical insurance.

According to the regulations, those who have already participated in urban medical insurance will no longer participate in the NCMS and shall not participate in the insurance repeatedly. NCMS is the same as urban medical insurance, and social insurance requires that you must not participate in and enjoy treatment repeatedly. Therefore, rural households cannot buy NCMS after buying urban medical insurance.

Why buy two copies? Not recommended.

Now the state is very strict about the management of duplicate reimbursement, generally speaking, two copies will be sent back, but sometimes the system fails to pay two copies, and when it comes to claims, only one claim can be made, so it is not recommended, it is better to buy a commercial insurance, and drugs outside the social security will also be reimbursed.

This is not allowed, according to the national policy, a person can only enjoy one insurance, and can only use one insurance, so it is definitely not possible.

I don't know, I shouldn't be able to, I can only participate in one kind of medical insurance, ask the institution that buys medical insurance, I hope it will be helpful to you, good luck.

According to the regulations of the relevant departments! In general, it is not possible to enjoy it at the same time.

After buying rural cooperative medical insurance, you can still continue to buy social security medical care. In fact, rural cooperative medical insurance and social security medical insurance both belong to medical insurance, but for different groups of people, so after the purchase of social security medical care, there is no need to continue to buy rural cooperative medical insurance, if you buy it again, it will be repeated, social security medical insurance is generally paid by the unit to the in-service employees, and the rural cooperative medical insurance to buy the group is generally those flexible employment in the countryside.

Medical insurance is very important to us, but also a kind of protection of our life, everyone has a time when they are sick and hospitalized, but now the medical costs are very high, it is difficult for ordinary families to accept, but after the purchase of medical insurance, all hospitalization expenses can be reimbursed, which will greatly reduce our burden and pressure, so do not think that medical insurance is useless, it is because of the existence of medical insurance, so that more people's lives can continue.

In particular, the social security medical insurance of the unit must be purchased as soon as possible. If there is no timely payment of medical insurance, once hospitalized, you will not be able to enjoy medical insurance reimbursement, rural cooperative medical insurance, so that more poor citizens can be hospitalized to see a doctor. Medical insurance is very important for everyone, this is also the first to launch the Huimin project, if the social security medical insurance paid in the unit reaches the minimum limit stipulated by the local regulations, you can still enjoy lifelong medical insurance reimbursement after retirement.

Medical insurance is only one of the most basic insurance, but in our lives will indeed encounter a variety of things, then you can buy a commercial insurance as a supplement, first of all, the cost is not high, in addition to once we encounter other abnormalities can be dealt with immediately, can also reimburse a lot of expenses, to buy those insurance, now more and more young people attach great importance to commercial insurance, there are many people to buy one for themselves early, so that life has more protection.

Rural medical insurance and social security cannot be paid at the same time, and only one or the other can be chosen. According to the regulations, those who have already participated in the employee medical insurance will no longer participate in the New Rural Cooperative Medical System (now the medical insurance for urban and rural residents) and shall not participate in the insurance repeatedly. Rural medical insurance is a kind of social medical insurance, and there is also employee medical insurance in social security, both of which are medical insurance, which belong to different co-ordination, so rural medical insurance and social security are conflicting and cannot coexist, but can be converted to each other.

Hello dear, NCMS is social security, just pay one, and buy both. 1. There are three types of medical insurance: basic medical insurance for urban employees (employee medical insurance):

Office workers pay employee medical insurance. Individuals and companies each pay a part, and the company deducts their respective proportions from our salaries each month. Basic Medical Insurance for Urban and Rural Residents (Resident Medical Insurance):

The elderly, children, housewives, and freelancers pay for resident medical insurance. New Rural Cooperative Medical Care (NCMS): A form of insurance for rural residents.

However, since 2018, medical insurance has gradually been partially included in urban and rural areas, and Beijing and other regions have bid farewell to the [New Rural Cooperative Medical System], and rural insurance is directly included in the scope of medical insurance for urban and rural residents. Choose one of the three. 2. Why do I need to buy medical insurance?

There is almost no threshold for insurance, there is no guarantee to renew the insurance, there is medical insurance, it is cheaper to buy commercial insurance, I hope mine can help you

If you buy rural cooperative medical care, as long as you don't have a work unit, you can't buy social security, but if you buy rural cooperative medical care and have a stable job unit, social security is purchased by the unit for you.

Yes, because there is no conflict between the two, and there will not be much problem when reimbursement, both of which have some disease drugs or surgeries and the like, which cannot be reimbursed.

It can be, but it is redundant to buy it, because the reimbursement can only be one, not two.

Of course, you can buy it, these are your own choices, but I don't think you need to buy it, because there is already a corresponding rural cooperative medical insurance.

Of course, you can buy it, or you can buy the corresponding medical insurance, and you will get a guarantee in the end.

Absolutely. Because these two types of insurance do not conflict, they can be purchased.

In this case, reimbursement cannot be made at the same time, because both types of insurance are supported by the agencyMedical insuranceThe principle of insurance is that only one type of reimbursement can be made if usedNCMSinsurance, then you can't continue to use social security reimbursement.

But usually everyone uses social security insurance, after all, its reimbursement ratio is higher, there are not too many restrictions on reimbursement, and a variety of drug categories can be reimbursed。If you have already purchased social security in the city, you do not need to pay NCMS, and you can stop paying in the next year. The social security is the insurance that China compels enterprises to pay for employees, and they will pay a sum of money every month, which is relatively high and cannot be paid separately, and needs to be paid with pension insurance.

turn it in, so that you can enjoy the benefits of medical reimbursement. Generally speaking, the reimbursement rate of social insurance can reach up to 90%, while NCMS can only reimburse 80%.

The reimbursement of social security, whether it is a minor illness or a major illness, is relatively high. Usually around 70%, but the NCMS is different, if you go to the municipal hospital to see a doctor, the reimbursement ratio is usually only 30-40%, and the county-level hospital is generally 50-60%, only in the township reimbursement ratio is higher, but the township can only ** some small diseases such as cold and fever.

Wait. Therefore, everyone only needs to buy social security, but some people know that only one type of reimbursement can be reimbursed, but they still insist on buying NCMS.

In fact, the purpose is very simple, social security is to be paid every month, once the middle of the resignation does not find a job in time, then the payment of social security will be interrupted, at this time can not enjoy the benefits of medical reimbursement, but at this time the NCMS can play a role, which is why some people insist on paying NCMS。Of course, when paying social security, if you want to enjoy medical insurance after retirement, you need to pay for more than 20 years for women and 25 years for men, so that you can always enjoy medical benefits. If you really want to be reimbursed twice, you can buy commercial insurance.

In this way, the cost of a serious illness is less.

There is a conflict, because there is a conflict between NCMS and urban social security, and when there is a problem, only one of these two types of insurance can be reported.

There is a certain conflict in this, and you can choose to pay only one, because the social security purchased in the city generally has medical insurance.

There will be no conflict, as long as you have money, you can buy a house no matter where you are, and it is also your own personal property. This is a very normal thing.

No, employee social security and NCMS can be bought at the same time, as long as you are a rural hukou, but you cannot enjoy the security at the same time. That is to say, if you enjoy the employee medical insurance treatment, you cannot choose the rural cooperative medical treatment, and if you enjoy the rural cooperative medical treatment, you cannot enjoy the employee medical insurance treatment, and the two are in conflict. Article 23 of the Social Insurance Law of the People's Republic of China and Article 24 of the Social Insurance Law of the People's Republic of China.

Extended Materials: 1. Is there a conflict between rural cooperative medical care and social security?

1. There is a conflict between the medical insurance in the rural cooperative medical care and the social insurance, and the two benefits cannot be agreed. So, there is no need to participate at the same time.

2. It is recommended to cancel the cooperative medical care and only participate in the employee medical insurance. Rural cooperative medical care is paid once a year and does not generate a personal account balance, so there is no problem of transfer fees.

3. If you participate in rural endowment insurance, it also conflicts with endowment insurance in social insurance. It is recommended to stop paying rural pension insurance. As for the transfer of the share of rural pension insurance, you can go to the local social insurance agency for detailed consultation.

As far as I know, there is no law in the country to deal with this issue.

2. The difference between rural cooperative medical care and medical insurance.

1. The objects covered are different. The purpose of the state's implementation of this policy is to solve the problem of "poverty due to illness and return to poverty due to illness", relieve the economic pressure of farmers, and ensure basic health services for farmers.

2. Different payment methods. The new type of rural cooperative medical care is a voluntary participation of farmers, and the annual payment standard of individual farmers cannot be raised by a combination of individual payment, collective support and funding. At present, the rural cooperative medical service is less than 10 yuan, of course, according to the regional economic conditions to divide the standard, good conditions, the payment standard may be higher.

The payment standard of medical insurance is 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year.

3. Different treatment. The subsidy for the new type of rural cooperative medical expenses is also different in different levels of medical institutions, 100 yuan for first-level hospitals in the county, 200 yuan for second-level hospitals, and 500 yuan for hospitals outside the county, and the proportion of subsidies is also different, 60% for first-level hospitals in the county, 50% for second-level hospitals, and 40% for hospitals outside the county.

After purchasing NCMS, you will not be able to buy medical insurance for urban residents in the future, because this belongs to the social security system, and you can only choose one, but you can buy some commercial medical insurance appropriately.

Hello, if you buy medical insurance, you don't need to pay cooperative medical insurance.

Question: This is five insurances and one housing fund bought by working outside, rural cooperative medical care is guaranteed for next year, if you don't do it next year, is it recommended to buy rural cooperative medical care?

Hello, you don't need to buy it next year, because cooperative medical insurance is a guarantee of safety. If you are not feeling well, you can be reimbursed for going to the hospital or being hospitalized.

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There is no need to buy medical insurance if there is rural cooperative medical care, which is the basic medical care in rural areas, and medical insurance is the basic medical care for urban workers and residents. Both of these are the basic welfare systems of the state, and only one of the two needs to be bought, and even if they are purchased repeatedly, they can only enjoy one copy when they are reimbursed. However, the reimbursement of medical insurance for urban workers and residents is greater than that of rural cooperative medical care, so if you can buy medical insurance, you should choose to pay medical insurance as much as possible.

It should not be necessary, NCMS is medical insurance, and it cannot be purchased repeatedly.

If you buy NCMS, then there is no need to buy medical insurance, these two are the same reason, the urban population participates in the medical insurance, and the rural population participates in the NCMS.

If you buy NCMS, you don't need to buy medical insurance, NCMS is for rural people, hospitalization or other accident reimbursement, and it is also a medical institution for rural people, so you don't need to buy anything else.

Hello, you bought the NCMS, which belongs to the reimbursement type, but it will not be reimbursed, but will only be reimbursed proportionally, so the rural cooperative medical care is just a simple report rather than insurance, so it is still reimbursed by purchasing commercial insurance by yourself. Hopefully, you will be able to make a full medical insurance supplement.