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First, the house transfer process.
1. Sign the contract first.
If the transfer of the house does not go through an intermediary, the terms and conditions of the contract and the terms of breach of contract should be clearly written, and then the contract will be signed. At this time, all the people on the title deed must be present.
2. Submission of materials.
After all the documents are ready, then go to the real estate office to fill out some relevant ** and contracts. When filling it out, be sure to remember the amount on the contract, which is the same as the amount in the agreement.
3. Pay taxes.
When handling the transfer of the house, it is handled at the real estate bureau, and all the materials are handed over to the real estate bureau. After the real estate bureau handles it, there will be a receipt, get the receipt, and pay the tax according to the date on it, generally about 15 days.
4. Transfer of ownership of the house.
After paying the taxes, you can get the real estate certificate, and then the two parties will carry out some related handover matters, and the transfer is over.
2. Precautions for the transfer of house ownership.
1. There are many cases of house transfer, if it is a private house purchased by the unit, when submitting the transfer application, it is also necessary to submit the business license of the unit, the power of attorney of the legal representative and the original and copy of the ID card of the trustee.
2. When the house is transferred, if the head of the household has no way to go to the scene to handle it, the trustee will bring his original ID card, copy, power of attorney or notarial deed to the window for processing.
Precautions for the transfer of ownership of the house.
3. There are many fees to be paid for the transfer of the house, and it is not a one-time payment, so the householder needs to understand the whole process, especially the fees that need to be paid, to avoid adding other miscellaneous expenses on the way.
4. When the house is transferred, it is necessary to verify the situation of the house clearly, including the payment of water and electricity, property fees, etc.
3. How to reduce the risk of house transfer.
1. Before obtaining a prenatal certificate, do not pay the full amount, the less you pay, the smaller the risk.
2. Wait for the seller to hand over the real estate certificate to the buyer or intermediary, and if the real estate certificate is not obtained, you can ask the original purchase contract and tax bills to be handed over.
3. If the transfer cannot be made as soon as possible, the seller should be required to deliver the house as soon as possible.
4. There should be a clear time and conditions when passing the meeting, and then agree on the appropriate standard of liquidated damages.
5. In the contract, it is necessary to stipulate an appropriate standard of liquidated damages, which will have a certain restraining effect on whether to decide to breach the contract when the house price fluctuates significantly.
6. If there is a loan for the house, it is necessary to agree on an appropriate transaction plan to ensure that the corresponding amount is paid for the purchase of the house to repay the loan.
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There are two ways to transfer, one is the gift transfer, the second is the sale and purchase transfer, if the transferee of the property intends to transfer in the future, it is recommended to buy and sell the transfer, the gift and the transfer are exempt from business tax and income tax, the deed tax and the cost of production still have to be paid, the gift also needs to go through notarization procedures, and the transfer will be transferred again in the future to pay 20% income tax. To handle the transfer, the buyer and the seller and the husband and wife themselves (unmarried and unmarried certificates) need to be present, bring the real estate certificate, ID cards of both parties, household registration, and marriage certificates, go to the housing authority to check the file (verify whether it is a second suite), sign a sales contract for the record, pay the relevant taxes and fees, and then handle it with the file check, payment voucher, and the above materials. The following are the fees for the sale and transfer of second-hand houses, please refer to them.
1.Deed tax: 3-4% for the second suite or more than 144 square meters; First home; 1% for less than 90 square meters.
2.Business tax is exempted from payment for 5 years after the transaction price is completed) - it can also be exempted from payment within five years after the notarization of the gift.
3.Personal income tax 1 of the transaction price
4.Transaction fee: 6 yuan m2;
5.Transfer registration fee 80 yuan 6Property right certificate check, real estate quietly grinding card decal about 50 yuan to sum up, because you are immediate family members, after accepting the gift and then transferring 20% of the personal income can be exempted at any time, the real estate certificate processing time is generally one month.
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The process of transferring ownership of a house is as follows:
Tools Materials: ID card, land use right certificate, house property right certificate.
1. The buyer and the seller (if the seller gets married at the Zen banquet, both husband and wife must be there) hold the sales agreement, the ID cards of both parties (both the seller and the husband and wife, and the household registration book), and the original house ownership certificate to the real estate transaction management department to apply for the transfer of housing property rights and declare the transaction**.
2. The real estate transaction management department needs to be necessary, in fact, because the real estate transaction management department is generally in the same group as the real estate appraisal agency, and requires the real estate of the transaction to be evaluated.
3. The buyer shall pay the deed tax to the financial department, and the seller shall declare and pay the business tax and individual income tax to the local taxation bureau according to the situation.
4. Wait for the house ownership certificate.
5. The buyer, Gao Xiye, took the new house ownership certificate and the original land use right certificate to the land and resources management department to go through the procedures for changing the land use right, the cost of production, and receive the new land use right certificate.
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