Does installment belong to P2P, and is there any installment payment?

Updated on Financial 2024-08-06
9 answers
  1. Anonymous users2024-02-15

    It doesn't belong. P2P is an abbreviation for Person-to-Person (or Peer-to-Peer), which means person-to-person (partner-to-peer). Also known as peer-to-peer network lending, it is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds.

    Installment payment is actually a type of loan given by the seller to the buyer, where the seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs after paying only a small part of the purchase price, but because interest is included in the subsequent instalments, the amount paid for the same goods or services with the instalment payment method is more than the lump sum payment.

  2. Anonymous users2024-02-14

    Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?

    First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.

    Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.

    The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.

    Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises, and Du Xiaoman Finance is the primary choice for most small and micro business owners when their capital turnover. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

    This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

  3. Anonymous users2024-02-13

    Pay by

    installments) are mostly used in some product transactions with long production cycles and high costs. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment, etc. The practice of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the remaining payment is paid in installments after the product is partially or fully produced and shipped on the ship, or when the goods are installed, commissioned, put into operation and the quality assurance period expires.

    The buyer and the seller sign a contract at the time of closing, and the buyer pays the seller in installments for the goods and services purchased within a certain period of time. The date and amount of each payment are specified in the contract in advance.

  4. Anonymous users2024-02-12

    Do you want to buy things in installments, the common ones are Tmall and JD.com, and they can do installments. If you don't have enough quota, you can choose other formal platforms, such as Little Elephant Youpin, the above sources are all Tmall or Jingdong***, and there is ** guarantee.

  5. Anonymous users2024-02-11

    I don't find credit card bill installment flexible. After the credit card bill is installmented, if you want to repay the loan early, you need to pay off all the handling fees of all the installments, and in general, the experience is very average. The micro loan I use now is different, it supports borrowing and repaying at any time, borrowing for a few days to calculate the interest for a few days, and there is no penalty for early repayment. Recommend.

  6. Anonymous users2024-02-10

    China Merchants Bank can currently handle loans and installments, and you can choose according to your needs.

    If you need a loan, you have a China Merchants Bank card, you can apply for a loan through China Merchants Bank, no upfront, if you are already a China Merchants Bank user, and ** China Merchants Bank Mobile Travel Bank, you can try to try by logging in to mobile banking, my-all-loan-I want to borrow money to try;

    If you have a credit card to log in to Mobile Banking, click "Card." Finance" - "I want to borrow money" is subject to the review results.

    Non-CMB cards (no CMB areas) can try to apply for CMB's "e-Loan", which will be reviewed online and disbursed in 5 minutes at the earliest.

    If you want to apply for installment with a China Merchants Bank credit card, you can first confirm with the merchant whether it is cooperating with the bank, if there is no cooperation, log in to the China Merchants Bank Pocket Life to see if there is a cooperative merchant, and the commodity installment is currently available in China Merchants Bank** for installment, free shipping, interest-free installment.

    If you are unable to apply for the installment of the merchant, you can consider applying for the bill installment and e-installment of the CMB credit card.

    Bill Installment (only cardholders of Commercial Card, Business Card (including Fiscal Card), Purchasing Card, ANA Guarantee Card or Supplementary Card are not eligible to apply): Interest-free period with a handling fee. Handling fee for each period = total amount of installments Handling fee rate for each period, the minimum charge for each handling fee is 5 yuan, handling fee for each period = total amount = single period rate, there are currently 2 periods to 36 periods, and the single handling fee rate is 0%.

    e-installment is aimed at installment of RMB bills, and there is an exclusive e-installment account, and the installment amount does not occupy the credit limit, and the bill installment is two different functions, and the bill installment will occupy the limit.

  7. Anonymous users2024-02-09

    If it is a credit card installment of our bank, the final approval result shall prevail.

  8. Anonymous users2024-02-08

    Huawei P10Plus supports installment payment At present, Huawei** supports 12 interest-free installments as low as 316 yuan per month Xunliang The event ends on May 31, and you can also record Huawei** on Senchang Stove to learn more about the event.

  9. Anonymous users2024-02-07

    If you need to contact the merchant to confirm whether you can return the product, China Merchants Bank credit card users can apply for installment payment service if you purchase products with a minimum of RMB 300 at the Apple Store ** exclusive to China Merchants Bank users, and the maximum limit for orders using installment payment is RMB 150,000.

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