What does car insurance commission mean and how much is the commission for car insurance in general?

This means that both compulsory liability insurance and commercial insurance will return 47% of the premium before the discount (generally the premium excluding tax) as a commission.

For example, if the vehicle and vessel tax is 300 yuan (now it is generally not discounted), the full price of compulsory traffic insurance is 1060, and the full price of commercial insurance is 3180, totaling 4540 yuan.

The corresponding premiums excluding tax are 1000 and 3000 for business, and the corresponding VAT is 60 for traffic and 180 for business

The actual tax-free premiums after the rebate are 530 and 1650, and the actual total payment should be 530 + 1650 + 60 + 180 + 300 = 2720 yuan. But the invoicing is still as per 4540.

This kind of preferential amount is relatively high, and the insurance company will give such a high rebate in order to complete the target, and it is generally only a few days for special treatment.

The above is only my opinion that has not been rigorously verified, and you are welcome to correct it.

Commission refers to the remuneration received by the ** person or broker for the client to introduce business or buy and sell on behalf of the client. The car insurance commission refers to the remuneration paid by the insurance company after the car insurance salesman sells the insurance.

Generally, the commission of an auto insurance salesman is about 10%-25%.

The commission plan of each insurance company is different, but for insurance salesmen, it is called commission, and the commission of general auto insurance salesmen is about 10%-25%. For example, if you sell a car insurance policy for 3,000 yuan, then the commission is about 300 yuan to 750 yuan. An auto insurance salesman with strong business ability has a considerable salary every month.

The compulsory insurance in the car insurance does not calculate the commission, and the ** of each insurance company is the same, so this insurance is equivalent to the free service of the auto insurance salesman. In addition, different types of insurance have different commission schemes. For example, long-term insurance is based on the annual premium paid.

Types of Vehicle Insurance:

The types of vehicle insurance can be divided into compulsory insurance and commercial insurance according to their nature. Compulsory insurance (compulsory traffic insurance) is the compulsory purchase of insurance stipulated by the state, and commercial insurance is a non-compulsory purchase of insurance, and car owners can selectively purchase insurance according to their own circumstances.

The types of vehicle insurance can also be divided into basic insurance and additional insurance according to the scope of liability covered. The basic insurance includes four independent types of insurance: commercial third-party liability insurance, vehicle loss insurance, full vehicle theft insurance, and vehicle personnel liability insurance, and the policyholder can choose to insure some of them or all of them.

Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured. On-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, etc., are additional insurances to third-party liability insurance, and third-party liability insurance must be purchased before these additional insurances can be insured.

To apply for special insurance without deductible, you must first purchase both vehicle damage insurance and third-party liability insurance.

Different insurance companies give different commissions to salesmen.

There are 12 points and there are 8 points, and the specific company will not be talked about, and the specifics will depend on it.

It is also important to note that if there is no accident or compensation within a few years after the car is insured, the insurance company will pay the insurer a fee.

Many salesmen will keep this part of the money for themselves.

Many friends ask me how much is the commission of life insurance car insurance, in fact, there is no accurate answer to this question, so let's tell you what is the commission of the insurance company? and commissions for life insurance, car insurance.

1. How to calculate the commission

1) Insurance commission: Insurance commission refers to the remuneration received by the insurer or insurance broker for the policyholder to handle the insurance business. So if you want to know how much the commission is, you have to know how it is calculated?

2) Commission scheme setting: First of all, the commission plan of each insurance company is different, and the commission plan of commission is also constantly changing. Insurance companies set different commission ratios according to the premium amount of different types of insurance, and at the same time, set different payment ratios according to different payment methods.

For example, if you pay in installments, the commission will change over time.

3) Commission of life insurance car insurance: Therefore, the commission of life car insurance does not have a fixed amount, but the commission of Chinese life insurance is generally 25%-35%, while in the field of auto insurance, the commission of salesman is generally 10%-25%.

2. Differences in the amount of commissions

1) Differences in consumer insurance when insured. Since the commission rate is also different for each product, the commission affects the insurance product at the time of application**.

Therefore, if consumers want to know the commission ratio of the product, they need to first clarify the insurance product, and ask the insurer when applying for insurance according to the specific situation of the insured product. At the same time, if you choose to apply for insurance online, due to the low labor cost, the commission will generally be lower than that of offline insurance channels.

2) Differences in the work of employees. Since the main composition of the income of insurance salesmen is commission, the amount of commission directly affects the treatment of personnel.

In practice, the commission is not only related to the product you sell, but also linked to your rank, the higher the rank, the higher the commission. Therefore, if you are a small partner who wants to work in a related field, you need to understand the treatment of the insurance company in advance, and tell you about the commission ratio for working in insurance.

3) The peculiarity of the car insurance commission. In addition, as a special type of insurance, the compulsory insurance in the car insurance is not calculated as a commission. Moreover, the compulsory traffic insurance is the same for each insurance company, so this insurance is equivalent to the free service of the auto insurance salesman.

The commission of life insurance company car insurance is very high, generally the premium of 4,000 yuan can have a commission of about 1,000 yuan.

The commission for car insurance is about 10%.

Insurance commission is the remuneration given by the insurance company to the legally qualified intermediary who provides services to the insurance company in the insurance transaction.

The insurance company provides insurance consulting services to the policyholder, and the insurance company gives the insurance person labor remuneration accordingly, and the commission also includes the consulting service fee in the later stage of the insurance. Commissions usually refer only to the initial commission and renewal commission, but also include additional commissions, which usually come in the form of bonuses and management allowances. According to different types of insurance, the commission paid by the insurance company to the marketer is different, but the commission rate paid must be approved by the national supervision and management agency, and the operator can give the other party a discount in an explicit way when selling or purchasing goods, and can give the intermediary a commission.

Where the operator gives a discount to the absolute party or a commission to the middleman, it must be truthfully recorded in the account. Operators who accept discounts and commissions must truthfully raise their accounts.

In layman's terms, the commission is the money that the insurance company gives to the ** person, that is, the salesman. The handling fee refers to the money that the insurance company gives you to do business.

Anti-Unfair Competition Law.

Stipulates: "Commission is a kind of remuneration for labor services in commercial activities.

It is the remuneration received by an intermediary with independent status and business qualifications for providing services to others in business activities. ”

In order to distinguish the boundaries between commissions and discounts and deductions, paragraph 2 stipulates the concept of commissions, that is, "the commission referred to in these regulations refers to the remuneration for the services provided by business operators to intermediaries with legal business qualifications who provide services to them in market transactions." ”

Insurance. Article 125 "The insurance person is a unit or individual that collects a handling fee from the insurer and handles the insurance business on behalf of the insurer within the scope authorized by the insurer." "As an insurer, the insurance company shall pay the handling fee (commission) of the ** person (insurance marketer) in accordance with the law.

The commission is the remuneration given by the insurance company to the marketer, and is not directly related to the policyholder. Commissions usually only refer to the initial commission and renewal commission, but also include additional commissions (that is, commonly referred to as OR in the industry), which usually come in the form of bonuses for increasing staff and management allowances.

Personally, I think it's an introduction fee for the salesman.