Is there a limit for the transfer in of the second class card, and is there a limit for the transfer

Updated on society 2024-08-04
7 answers
  1. Anonymous users2024-02-15

    Yes. Class II card.

    There is a limit to the transfer-in: the cumulative upper limit of daily transfer-in and transfer-out is 10,000 yuan, and the cumulative upper limit of the annual transfer-in and transfer-out is 200,000 yuan. But a type of card in the name of the same bank as the cardholder.

    There is no limit on the transfer with Class II cards.

  2. Anonymous users2024-02-14

    Minsheng Bank Class II Account (with Restriction Function):

    The second type of accounts supports the purchase and redemption of financial products sold by our bank or **, and there is no limit control. If you use the second-class account to purchase **, insurance, **company and other direct selling products, the transaction method will generally be recognized as a transfer, which will be controlled by the transfer limit of the second-class account.

    The second-class account can handle cash deposits and withdrawals, and the second-class account and the unbound account can transfer funds and deposit cash, with a total daily cumulative limit of 10,000 yuan and an annual cumulative limit of 200,000 yuan.

    The total daily cumulative limit is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan.

  3. Anonymous users2024-02-13

    There are restrictions. The daily limit is 10,000 yuan, and the annual limit is 200,000 yuan. Among them, deposits and transfers are counted within the limit.

    Reason for the limit: Transfer of funds from unbonded accounts to Type 2 accounts and cash deposits to Type 2 accounts.

    The transfer of the second type of account is not subject to the control of the limit, and there are also the following situations:

    1) The second-class account is bound to a first-class account, and the amount of money transferred in and out between the second-class account and the first-class account is not limited;

    2) The transfer between the second-class account and the corporate account is not subject to the limit control.

    Extended Materials. 1. What is the difference between the classification of bank cards and the classification of Class 1 and Class 2 cards?

    1. Function: The functions of the first type of card are more comprehensive than the second type of card, the first type of card has the functions of cash deposit and withdrawal, transfer, financial management, and payment, etc., and the main functions of the second type of card are savings deposits, investment and financial management, daily consumption, payment, etc.

    2. Limit: There is no restriction on the scope and amount of use of the first-class account, while the cumulative upper limit of the daily transfer-in and transfer-out of the second-class card is 10,000 yuan, and the cumulative upper limit of the annual transfer-in and transfer-out is 200,000 yuan.

    3. Number of accounts: The first type of account can only handle one account, while the second type of account can handle multiple accounts.

    Is there an annual fee for Class II cards?

    The second-class card has an annual fee, and the bank's second-class card needs to pay an annual fee, because since the user has a second-class card, it means that he already has a free card in his hand, so if he wants to use it again, he needs to pay the annual fee normally. Banks can only issue one free card. Generally speaking, the annual fee of the second-class bank card is about 10 yuan per year, which is not too much.

    3. How to check whether you have a Class 1 card or a Class 2 card?

    1. Bank counter inquiry.

    If the user has applied for multiple bank cards in the same bank, the user can bring his bank card and ID card to the nearest bank for inquiry. The bank's customer service staff will directly tell the user which card is a Class 1 card and which is a Class 2 card.

    2. **Query.

    Users can directly call the customer service of the card-issuing bank**, dial** and then select manual service. Then according to the relevant prompts in **, enter the bank card number, and you can check how many types of cards it is.

    3. Online banking and mobile banking inquiries (take Bank of China as an example).

    If the user has opened online banking or mobile banking, the user can log in to the account on the mobile phone, click on their bank card to view the details after logging in, so that they can also see whether the bank card belongs to the first class card or the second class card.

    Operating environment: brand model: iphone13

  4. Anonymous users2024-02-12

    Hello, happy to answer your questions. If there is a limit on the transfer-out and transfer-in of the second-class card of CCB, the maximum amount of the transfer-in and transfer-out of the second-class card is 10,000 yuan per day, and the cumulative amount of the transfer-out within one year is 200,000 yuan.

    The maximum amount of the second-class card is 10,000 yuan per day, and the maximum amount of the cumulative amount transferred in and out within one year is 200,000 yuan.

    Type 2 accounts can transfer money to Type 1 accounts, but they must be bound cards. In fact, it is not called transfer, when you apply for a type 2 account, the bank will let you tie to a debit card in the name of the same bank or another bank. If the money in the second type of account wants to be transferred to the first type of account, it is called withdrawal, and the second type of account is equivalent to the sub-account of the first type of account.

  5. Anonymous users2024-02-11

    Summary. Hello, there is a limit for the transfer out and transfer of Class II cards.

    Hello, there is a limit for the transfer out and transfer of Class II cards.

    The cumulative limit of the daily transfer in and out of the second-class card is 10,000 yuan, and the cumulative limit of the annual transfer in and out is 200,000 yuan. However, there is no limit on the transfer of Class 1 and Class 2 cards under the same bank's name.

    The second type of card is a bank card that is responsible for daily financial management, investment and other consumption, similar to a credit card. The difference between the account type and the class 1 bank account is that the type 2 card cannot deposit or withdraw cash or transfer money to an unbound account. Swift Plex.

  6. Anonymous users2024-02-10

    There are two types of cards with a limit for transfer-out and transfer-in. The limit is 10,000 yuan per day for consumption and payment, transfer of funds to unbound accounts, and cash withdrawal, and 200,000 yuan per year. The total daily cumulative limit of funds transferred and cash withdrawn to unbound accounts is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan.

    Data expansion: According to Article 2 of the Notice on Implementing the Classified Management System for Personal Bank Accounts issued by the People's Bank of China, the cumulative daily limit for transferring funds and depositing cash into non-bound accounts of Class II accounts is 10,000 yuan, and the cumulative annual cumulative limit is 200,000 yuan.

    Personal bank accounts are divided into Class 1 bank accounts, Class 2 bank accounts and Class 3 bank accounts (hereinafter referred to as Class 1 accounts, Class II accounts and Class III accounts respectively). Scope of application:

    1. Category 1 accounts.

    Banks can provide depositors with services such as deposits, purchase of financial products such as investment and wealth management products, transfers, consumption, payment and withdrawal, and cash withdrawals through the first-class account.

    II. Type II Accounts.

    1. Banks can handle deposits, purchase of investment and wealth management products and other financial products, limit consumption and payment, and transfer funds to non-bound accounts through Class II accounts, and can issue physical bank cards.

    2. If the identity is confirmed face-to-face by the bank staff at the bank counter or self-service equipment, the second-class account can also handle the business of depositing and withdrawing cash and transferring funds from unbound accounts.

    3. The total daily cumulative limit of funds transferred into the unbound account and cash deposit is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan.

    4. The total daily cumulative limit of consumption and payment, transfer of funds to unbound accounts, and cash withdrawal is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan.

    5. The bank may issue the loan funds of the bank to the second-class accounts and repay the loans through the second-class accounts, and the loans and loan funds shall be repaid, which shall not be subject to the transfer limit.

    3. Three types of accounts.

    1. Banks can handle the business of quota consumption and payment, and transfer funds to unbound accounts through three types of accounts.

    2. If the identity is confirmed face-to-face by the bank staff at the bank counter or self-service equipment, the three types of accounts can also handle the transfer of funds from the unbound account.

    3. The account balance of the three types of accounts shall not exceed 1,000 yuan;

    4. The daily cumulative limit of funds transferred into the unbound account is 5,000 yuan, the annual cumulative limit is 100,000 yuan, and the total daily cumulative limit of consumption and payment, and the total daily limit of funds transferred out to the unbound account is 5,000 yuan, and the total annual cumulative limit is 100,000 yuan.

  7. Anonymous users2024-02-09

    There is a limit to the transfer-out and transfer-in of the second type of card. The limit is 10,000 yuan per day for consumption and payment, transfer of funds to unbound accounts, and cash withdrawal, and 200,000 yuan per year.

Related questions
7 answers2024-08-04

*Class 1 cards will become Class 2 cards**. There are two main reasons for this: >>>More

10 answers2024-08-04

Class II card. Upgrade to a Class 1 card.

Mobile banking is available. >>>More

7 answers2024-08-04

The first type of card is a full-featured account, which has the functions of cash deposit and withdrawal, transfer, financial management, bill payment, payment, etc.; The second type of card is equivalent to a wallet, and its main functions are savings deposits, investment and financial management, daily consumption, bill payment, etc. Class II cards do not support cash deposits and withdrawals, nor do they support transfers to unbound accounts, and there is a limit on transfers from Class II card accounts. >>>More

12 answers2024-08-04

A class of cards. It is a debit card, which is mainly used for cash deposits, financial management, transfers, bills, payments, etc. Class II card. >>>More

5 answers2024-08-04

The differences are: different restrictions, different functions, and different handling conditions. >>>More