What are the requirements for upgrading a Type 2 card to a Type 1 card?

Class II card. Upgrade a Class 1 card.

One condition must be met, then the bank does not have a Class 1 card.

After meeting the conditions, the cardholder will bring the ID card.

For bank cards, you can go to the bank counter or self-service machine to handle the business of upgrading the second-class card to the first-class card.

In addition, if the bank already has a Class 1 card, then only that type of card can be downgraded to a Class 2 card, and the card can be upgraded to a Class 1 card. If a bank has only one card, the bank will set the card as a type of card by default.

Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which has been approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space. The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

From August 1, 2017, the annual bank card fee management fee will be abolished, and some basic financial service fees of commercial banks will be suspended. April 22, 2019, China UnionPay.

The Report on the Development of China's Bank Card Industry (2019) was released. On August 15, 2020, the company.

Bacera Bank and China UnionPay jointly launched the first digital bank card in China, the QuickPass Card. On August 31, China UnionPay released its first digital bank card, the UnionPay Borderless Card.

On December 2, 2019, the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Dispute Cases over Bank Cards was adopted by the 1785th meeting of the Adjudication Committee of the Supreme People's Court and came into force on May 25, 2021. It is clear that the user's bank card has been stolen and proves that he is not responsible, he can claim compensation from the bank.

Credit cards are divided into credit cards and quasi-credit cards.

A credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and repay later within the credit limit; A quasi-credit card is a credit card in which the cardholder is required to deposit a certain amount of reserve.

A quasi-credit card that can be overdrawn within the prescribed credit limit when the balance of the reserve account is insufficient to pay. By credit card, it generally refers only to credit cards.

From January 1, 2021, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through negotiation, and the upper and lower limits of the credit card overdraft interest rate will be abolished (the original upper limit is 10,000 per 10,000 per day).

5. The lower limit is 5/10,000 times of the daily interest rate).

The following conditions need to be met to upgrade from a Class 2 card to a Class 1 card:

The cardholder has a good credit history and has no bad records such as overdue or arrears.

The cardholder's income is stable, and the monthly income meets or exceeds the minimum income standard set by the bank.

The cardholder has not failed to repay on time more than 3 times in the past 24 months.

Summary. Hello, what are the conditions for upgrading a class II card to a class of cards: you need proof of income, you have to provide the bank with a salary slip with a monthly income of more than 10,000 yuan, or the customer has more than 10,000 yuan per month in and out of the account, these income must be sorted out into materials to provide to the bank, because these upgrade to a class of card materials, the bank staff is to take pictures of the bottom, and these upgrade class I card materials are to be uploaded to the public security organs for the record.

Hello, what are the conditions for upgrading the second-class card to the first-class card: you need to prove your income, you have to provide the bank with your monthly income of more than 10,000 yuan, or the customer has more than 10,000 yuan per month on the beam and out, these incomes must be sorted out into materials to provide to the bank, because the materials of these upgraded class I cards, the bank staff is to take pictures of the bottom, and the materials of these upgraded class I cards are to be uploaded to the public security organs for the record.

The bank does not have a Class I card. After meeting this condition, you can bring your ID card and bank card directly to the bank for processing. Cardholders who want to upgrade the second-class card to the first-class card, can first downgrade the first-class bank card, and then upgrade the second-class bank card, but before downgrading the first-class bank card, all the cash invested in the first-class bank card is redeemed to ensure that there is no fixed deposit in the card and no loan business.

Summary. Hello, I am glad to answer for you, the following conditions need to be met to upgrade from a Class II card to a Class I card:1

The cardholder has a good credit history and has no bad records such as overdue or arrears. 2.The cardholder's income is stable, and the monthly income meets or exceeds the minimum income standard set by the bank. 3.Cardholders have a high level of spending, often use credit cards to make purchases, and are able to repay on time; 4.

The cardholder has been holding the card for a long time, and generally needs to hold the card for more than one year; 5.The cardholder has a high credit limit and generally needs to meet the minimum credit limit standard set by the bank.

Hello, I am glad to answer for you, the following conditions need to be met to upgrade from a Class II card to a Class I card:1The cardholder has a good credit history and has no bad records such as overdue or arrears. Chalu 2

The cardholder's income is stable, and the monthly income is false and meets or exceeds the minimum income standard stipulated by the bank; 3.Cardholders have a higher level of spending, often use credit cards to make purchases, and are able to repay loans on time; 4.The cardholder has been holding the card for a long time, and generally needs to hold the card for more than one year; 5.

The cardholder has a high credit limit and generally needs to meet the minimum credit limit standard set by the bank.

Expansion: The second-class card is a bank card that is responsible for daily consumption such as wealth management and investment. Category accounts can handle deposits, purchase financial products such as buried pure wealth management products, limit consumption and payment, and transfer funds to unbound accounts with limits.

If the identity is confirmed face-to-face by the bank staff on the spot, the class account can also handle the deposit and withdrawal of cash, the transfer of funds from non-bound accounts, and the physical card of the bank card can be distributed.

Summary. Dear, glad to answer for you! The conditions required for upgrading the second-class card to the first-class card are proof of income, and you must provide the bank with a salary slip with a monthly income of more than 10,000 yuan, or the customer has more than 10,000 yuan per month in and out of the account, and these incomes must be sorted out into materials to provide to the bank, because the materials of these upgraded first-class cards, the bank staff should take pictures and keep the bottom, and the materials of these upgraded first-class cards should be uploaded to the public security organs for the record.

Dear, glad to answer for you! The second type of card upgrade to the first class of cards requires proof of income, to provide the bank with your monthly income of more than 10,000 salary slips, the group or the guest service orange household has more than 10,000 per month in and out of the account, these income groups must be sorted into materials to provide to the bank, because these upgrade to the first class of card materials, the bank staff is to take pictures of the bottom, and these upgrade class I card materials are to be uploaded to the public security organs for the record.

Extended information: A type of card refers to a type of debit card, which is a full-featured account that can handle transfers, consumption, bill payments, wealth management, deposits and other businesses. Debit cards are divided into a class of cards, two types of cards and three types of cards, one of which is a full-featured account, generally the first debit card you do in the bank is a type of card, you can handle the transfer of wisdom, do transportation consumption, pay before Hu this, financial management, deposit and other businesses.

If the user does not have a Class 1 card, he can apply for a Class 2 card upgrade to a Class 1 card after bringing his ID card to a bank branch and indicating the situation to the staff.

The process of upgrading Bank of China's Class II card to Class 1 card is as follows:

Class 1 and Class 2 cards can be upgraded to Class 1 cards, bring your ID card and bank card to the bank counter.

2. Inform the staff to handle the upgrade of the second-class card, and each person can only have one first-class card.

3. Therefore, after upgrading the second-class card to the first-class card, the original first-class card will be cancelled.

Fourth, when handling the upgrade business, you will be told that the original type of card is invalid and must be cancelled.

5. The same person can only open one type of account in the same bank.

From April 1, 2016 to the end of the year, Bank of China's personal online banking for the first time opened domestic RMB transfer free of charge, fully benefiting customers. Since then, individual customers can enjoy zero handling fee for domestic RMB transfer and remittance business through Bank of China's mobile banking and online banking, regardless of whether it is intra-bank remittance or inter-bank remittance.

On June 30, 2016, the British magazine "The Banker" released the "Top 1000 Global Banks", and Bank of China ranked fourth in the world.

In August 2016, Bank of China ranked 8th among the top 500 Chinese enterprises in 2016.

In February 2017, Brandfinance released the list of the top 500 global brands in 2017, and Bank of China ranked 29th.

In June 2017, Bank of China ranked 94th in the "2017 Brandz Top 100 Most Valuable Global Brands" announcement.

Bank of China and the Beijing 2022 Winter Olympics.

Bank of China and the Beijing 2022 Winter Olympics.

On July 13, 2017, Bank of China and the Beijing Winter Olympics Organizing Committee held a signing ceremony, and Bank of China became the official banking partner of the Beijing 2022 Winter Olympics and Paralympics.

On July 20, 2017, Fortune released the latest Fortune 500 list, and Bank of China ranked 42nd.

In September 2017, Bank of China ranked 10th among the top 500 Chinese enterprises in 2017.

On April 22, 2018, the 2017 list of the world's most profitable companies was released, and Bank of China ranked 10th.

On May 9, 2018, the "2018 China Top 100 Brand Value List" was released, and Bank of China ranked 11th.

In July 2018, the British magazine "The Banker" published the "Global 1000 Big Banks Ranking", and Bank of China ranked third.

In July 2018, the Fortune Global 500 ranked 46th.

On December 12, 2018, Bank of China was qualified as one of the first batch of designated depository banks for comprehensive business of DCE.

In December 2018, the China Banking and Insurance Regulatory Commission (CBIRC) approved Bank of China to establish a wealth management subsidiary.

On April 17, 2019, Bank of China Japan RMB Business Clearing Bank opened in Tokyo, marking the official launch of Japan's RMB clearing business.

First of all, you don't have a Class I card in this bank, and secondly, bring the Class II card of this bank and your ID card, and go to the counter to upgrade.