Why can t you do the 2022 Class I card now?

After the user has already applied for a Class 1 card at the bank, he or she cannot apply for another Type 1 card. The central bank stipulates that each commercial bank is only allowed to open one type of settlement account for the same customer. In addition, when users apply for loans through online channels, the bank cards can only be Class II cards.

Users need to note that debit cards can be reported lost and cancelled in other places, and cannot be reported and reissued in other places. Moreover, there is no limit on the amount of bank cards transferred between the same bank card of the same customer, including the transfer of Class I and II cards. It is important to note that if the user has opened a type of account in the bank, the other new settlement accounts can only be type two or three accounts.

For cardholders, the daily limit of the second-class card is within 10,000 yuan, and the annual cumulative limit is within 200,000. The first type of account must be handled at the counter and is the actual bank card, and the second and third types of accounts can be opened online through binding.

Now it is not possible to apply for a class of cards because users do not meet the conditions for a type of card, and for these users, it is naturally impossible to apply for a class of cards. And now it is easy to cancel a card and difficult to apply for a card, so for the person who cancels the card, the bank staff will advise him to consider it carefully. Compared with the second-class card account, the first-class account can handle deposits, transfers, cash withdrawals, consumption payments, and purchase of investment and wealth management products.

The reasons why the first type of card cannot be applied for in 2022 are as follows:

1.The user does not meet the conditions for applying for a Class 1 card.

2.Now it is easy to cancel a card and difficult to apply for a card, so for those who cancel the card, the bank staff will persuade them to consider carefully.

The conditions required to apply for a first-class card are as follows:

1. Residents over the age of 18 can apply for a bank card at a local bank with a valid identity document;

2. Non-resident who has reached the age of 18 needs to provide auxiliary documents to apply for a card;

3. Users who are at least 16 years old and can provide proof of work can go directly to ICBC to apply for a card;

4. If you are over 16 years old but under 18 years old, and cannot provide supporting documents for proof of work, you need your guardian to hold the original household registration book of the guardianship relationship at the counter.

Legal basisArticle 3 of the Measures for the Supervision and Administration of Commercial Banks' Credit Card Business.

Commercial banks operating credit card business shall protect the lawful rights and interests of customers and the security of relevant information in accordance with law. Without the authorization of the customer, the relevant information shall not be used for any purpose other than the credit card business of the Bank.

Article 21.

Before applying for credit card issuance or acquiring business, a commercial bank shall, as necessary, communicate with the China Banking Regulatory Commission and its relevant dispatched agencies about the business to be applied for, explain the operation mode of the credit card business to be applied for, the design of the business process and risk control process of each link, and the business system and infrastructure construction plan, and adjust and improve the relevant business links according to the communication situation.

What is the process of applying for a type of card?

1. Bring your ID card and a small amount of cash to the bank outlets;

2. Fill in ** with the assistance of the staff in the bank lobby;

3. Take the number and queue up, and at the same time copy the ID card with the assistance of the staff;

4. Call the number at the counter, go to the counter, and hand over the completed ** and ID card to the bank teller;

5. After all the transactions are completed, you will get a bank card;

6. Complete the card application.

Summary. Hello, the conditions required to apply for a first-class card are as follows: 1. Residents who are at least 18 years old can apply for a bank card at a local bank with a valid identity document; 2. Non-resident residents who have reached the age of 18 need to provide supporting documents, such as:

Proof of work, proof of social security, purchase contract, rental contract, salary statement, etc.; 3. Users who are at least 16 years old and can provide proof of work can go directly to ICBC to apply for a card; 4. If you are at least 16 years old but under 18 years old and cannot provide supporting documents for proof of work, you need the guardian to hold the original household registration book of the guardianship relationship at the counter.

Hello, the conditions required to apply for a first-class card are as follows: 1. Residents who are at least 18 years old can apply for a bank card at a local bank with a valid identity document; Poor wax.

2. Non-resident residents who have reached the age of 18 need to provide supporting documents, such as: work certificate, proof of social security payment, house purchase contract, rental contract, salary statement, etc.; 3. Users who are at least 16 years old and can provide proof of work can go directly to ICBC to apply for a card; 4. If you are over 16 years old but under 18 years old, and you can't provide proof of work, you need to go to the counter to handle the original household registration book with guardianship.

What information do you need to apply for a type of card?

To apply for a second-class card, you need a personal ID card.

The difference between the first-class bank card and the second-class bank card is mainly as follows: the first and first class of bank cards, that is, the first-class settlement account, the full-featured account, the scope of use, the amount of use, and the account balance are not limited. 2. The second type of bank card, that is, the second type of settlement account and the convenient wealth management account, can be used for investment, transfer, consumption and payment, but there is a limit of "10,000 yuan per day and 200,000 yuan per year".

A class of cards. The conditions required to apply for a first-class card are as follows: 1. Residents who have reached the age of 18 can apply for a bank card at a local bank with a valid identity document; 2. Non-resident residents who have reached the age of 18 need to provide auxiliary certificates to apply for a card, such as:

Proof of work, proof of social security payment, house purchase contract, rental contract, Gongxiang car side capital flow, etc.; 3. Users who are at least 16 years old and can provide proof of work can go directly to ICBC to apply for a card; 4. If you are at least 16 years old but under 18 years old and cannot provide proof of work, you need the guardian to hold the guardianship of the original sail of the household registration book and go to the counter for processing.

What information do you need to apply for a type of card?

Local residents need an ID card, and they need to provide auxiliary documents, such as: proof of work, guarantee in the payment of the company, purchase contract, rental contract, salary flow, etc.

Summary. Hello dear! Each bank user can only apply for one type of card, and if you have previously applied for a debit card from that bank, you will not be able to apply for it.

Hello dear! Each bank user can only apply for one type of card, and if you have previously applied for a debit card from that bank, you will not be able to apply for it.

Hello dear! The conditions required to apply for a Class I card are as follows: 1. Residents who are at least 18 years old can apply for YHK at a local bank with a valid SFZ document; 2. Non-resident who has reached the age of 18 needs to provide auxiliary documents to apply for a card; 3. Users who are at least 16 years old and can provide proof of work can go directly to the bank to apply for a card; 4. If you are 16 years old but under 18 years old, and you can't provide the auxiliary documents of the work certificate, you need the guardian to hold the original household registration book of the guardianship relationship at the counter.

Hello dear! YHK is a type of card, which refers to a type of account, generally referring to the debit card that we commonly use now; You can deposit and withdraw cash, manage money, transfer, pay bills, pay fees, etc., and there is no limit on the amount of use. 1. The second type is similar to a credit card, and the main person is responsible for daily expenses, or financial management, investment, etc.; The second-class account has the funds of the first-class account, including the accounts opened in direct banks and Internet banks such as WeBank, etc., and the second-type accounts can handle deposits, purchase bank investment property, and pay bills.

However, the biggest difference with the first type of account is that the second type cannot deposit and withdraw cash, and can transfer money to unbound accounts without verification. At the same time, there is a daily transfer limit of 10,000 yuan and an annual transfer limit of 200,000 yuan for Class II YHK accounts. 2. The three types of accounts are small-amount online payment services, which are similar to WeChat wallets and are suitable for high-frequency small-amount mobile payments.

Household accounts are mainly used for small payments such as online payment and offline mobile phone payment, and can handle consumption payment. And.

The biggest difference between the first and second types of households is that the third type of households can only handle small consumption and payment, and are not allowed to handle other businesses.

Hello dear! The difference between the first class of cards, the second class of cards, and the third type of cards1, the nature of the first type of account, the account is a full-featured account, which must be handled over the counter and is the actual YHK. The second type of account is an auxiliary account of the first type of account, a virtual electronic account, which can be opened online through binding.

2. Different types of accounts: you can handle all the bank's business, including deposits and withdrawals, transfers, consumption payments, purchase of investment and wealth management products, etc. Type 2 Accounts:

It can handle deposits, purchase bank investment and wealth management products, limit consumption and payment, transfer funds to unbound accounts, and cash withdrawal. If the identity is confirmed face-to-face by the bank staff, a YHK physical card can be issued. The spinal fluid bank may issue the bank's loan funds to the class account and repay the loan through the class account.

3. There is no restriction on the scope and amount of use of different types of accounts. The daily cumulative limit of funds for consumption, payment, and transfer out of unbound accounts for the second type of account is 10,000 yuan, and the annual cumulative limit is 200,000 yuan. Loan issuance, repayment of loan funds, payment of salaries, and automatic repayment of credit card bound accounts are not subject to transfer limits.

1. If you are a local, you only need to bring your ID card;

2. If it is a foreigner, you need to use your mobile phone number in real name for more than 6 months, have a local temporary residence permit, proof of social security payment for more than half a year, and work certificate and other materials.

2. Apply for a bank card at the service point: The user should bring his personal identity document to the bank's service point to apply for a bank card. You can apply for a bank card according to the staff's prompts.

When applying for a bank card, the user needs to sign and enter a six-digit password. This password is the withdrawal password of the bank card in the future.

If the bank card is lost, the user needs to report the loss first, and then reissue it, which can be reported through the following methods:

3. Go to the bank to report loss: Users can bring their identity documents, go to the service hall of the bank service outlets, use the bank's self-service terminal equipment, and report the loss by entering the bank card number and transaction password. At the same time, the loss report business can also be handled through the service desk, in which the password is reported at the service desk, and it can be used again after the unhanging; If you report the loss of your voucher and get a new card, the old card cannot be used again even if you find it.