What listed funds are worth investing in for the long term?

First of all, it is possible to make a steady profit without losing money, judging from foreign data, making long-term investments and reasonable diversification can make steady profits without losing money.

Secondly, the reason why the domestic open ** is not performing well is because the domestic open ** can only invest in the domestic market, even if there are a lot of **, it seems that the eggs are not put in one basket, but all the baskets are hung on the same tree. Therefore, the domestic open-ended ** cannot hedge the systemic risk of the domestic market. Moreover, there are many domestic restrictions, and the level of domestic managers is also limited.

These determine that the performance of the domestic open ** is unsatisfactory. And now in the bank, it can be constantly depreciating.

To sum up, domestic financial tools are relatively scarce, it is recommended that you can learn about some mature foreign financial tools and concepts, if you are interested, you can talk to me, we can discuss and discuss.

For the first question: there is no guaranteed profit or loss**. However, if in the long run (such as 10 years), it is basically possible to achieve steady profits and no losses, but the premise is that the overall trend of the economy is positive.

This is because the vast majority of the market is invested in the market, which is directly related to the country's macroeconomy.

But I personally feel that in China, no matter how good the best product is, it is not worth long-term investment, because the market has ups and downs, and the performance is more prominent in an immature market like China, so it is more rational to invest in the trend of bigger.

Recovery problem: It is not certain that the investment sealing base must be better than the opening base, and it also depends on the personal ability of the company's research team and managers. However, the handling fee of the closed base is much lower than that of the open base, and the transaction is more convenient and the funds arrive faster.

Closed** is the same as ** buying and selling. Open** can be bought and sold directly through online direct sales, which is more convenient.

Most of this stuff doesn't make money. It's a bear market now, and you lose everything you buy. When it comes to the bull market, you can make money no matter how you follow.

Huaxia Dividend, Harvest Growth, and China Advantage, I have bought these and feel better than others.

Personal opinions are accumulated and high, and they will do better. If you can't accumulate anything, you don't have to worry about it.

**More prospects for development. I think the development prospects of ** are not as good as **, in the last paragraph of the **market, **did not usher in a wave of good**. Even many people have negative returns on the **, like me, who entered the market when there was a large number of drawdowns after the year, and they have carried the drawdown until now.

But a lot of people who play ** are still in a state of loss, which leads to my skepticism about the development prospects of **, and even feels that ** has no future. Compared with **, I obviously believe more in the development prospects of **. From the past data, it can be seen that the superiority of **, unless it encounters a stock market crash again, otherwise the normal situation ** will maintain a relatively high rate of return.

This rate of return is more than the bank's fixed deposits, which is why so many people buy it**. If you can't get the benefits, then you will naturally not choose to get the best anymore. <>

At least from the past data, I believe more in the future development prospects. Now I am also investing, and the rate of return is still relatively good, at least I can get real profits from **, but I have not gained benefits on the ** side. If I am interest-oriented, I will focus more on potential.

If the potential is good, then I will buy it. If the potential of ** is good, I will buy **. Judging from the current situation, there is no doubt that the development potential of ** will be better.

So I think ** is more promising for development, like ** may still have to wait for a wave**. The long-term trend is not so clear, and it is more of a speculative behavior. Therefore, we can only judge according to **, which one has **, then buy which one, if ** is not good, then wait for the next wave**.

I think the development prospects of ** are even better, and many people will always buy some ** in their daily life, ** is not very high.

**More development prospects, because**there is no risk, **although the profit is small but almost risk-free, many people are willing to take money to buy**.

Of course, the development of ** is more promising. Now many people are buying, and the appreciation rate is particularly high.

Of course, there are more prospects for development, because the history of ** is relatively long, and it is particularly safe and reliable.

Summary. Hello, equity-biased hybrid**, **type**, index**, connection**, ETF**, etc. are all suitable for long-term holding.

Hello, equity-biased hybrid**, **type**, index**, connection**, ETF**, etc. are all suitable for long-term holding.

Hello, investors should choose high-quality ** for long-term holding, high-quality ** from the following three aspects of choice, the first is to choose a good **manager, **manager is the most important factor in **income, **manager investment level is good, the higher the expected return; The second is to look at the maximum drawdown indicator, which refers to the range of net value from the highest to the lowest in a period of time, and the lower the maximum drawdown, the better; The third is to look at historical performance, the higher the historical performance, the higher the return on investment.

Hello dear, the following supplement 1Broad-based index**. The broad-based index** covers almost all industries, but its holdings are basically industry leaders.

Most of these industry leaders will continue to hit new highs in the long run, so the corresponding broad-based index** will also continue to hit new highs in the long run, which is more suitable for ordinary investors to hold for a long time. For example, the SSE 50 and CSI 300 related indexes** can generally earn at least several times if they are held for more than 10 years. 2.

The industry is cyclical and has basically no ceiling. Choosing the best suitable for long-term holding is actually to choose the industry and the leader. It is too difficult to play the difference and hit the price difference on the **, because the people are all indirect operations, and it is the manager who directly operates.

Therefore, some industries are cyclical and basically have no ceiling, so such industries are more suitable for investors to hold for a long time.

**Suitable for long-term holding, how long is this long-term?

**The best holding period varies depending on the type. The first question that many investors face after buying is how long it will take to get the highest returns. One year, three years, or five years?

The holding time becomes shorter, and I am afraid of missing out on the later gains; The holding period is too long, and I am afraid that if I encounter a bull and bear in the market, the income will become "paper income", and become "flower in the mirror" and "moon in the water". First of all, according to the statistics, the probability of obtaining a positive return is positively correlated with the holding period, and the data shows that whether it is equity or bond, the longer the holding period, the higher the probability of making money, which is basically consistent with our understanding of the suitable for long-term investment.

As we all know, cyclical fluctuations, the capital market is rarely unilateral. Therefore, it is not that the longer the holding period, the better, but the higher the efficiency of making money, the better. The holding period of equity** is 3-5 years, and the probability of obtaining an annualized return of 10% is the highest.

The A** market usually takes a five-year cycle, fluctuates up and down, sells before the market enters a downward cycle, and takes profit debuts, which can improve the income. For the bond type, the linkage with the ** is small, and in order to achieve 5% of the annual return, the holding time must be longer than that of the capital type. Tier 1 bonds** have a holding period of 10 years, and Tier 2 bonds** have a holding period of 9 years, which basically guarantees an annualized return of 5%.

To sum up, the longer the holding period, the lower the probability of loss, but if you want to get a higher annualized return, it is not that the longer the holding period, the better. The optimal holding period for equity** is 3-5 years, but the optimal holding period for bond** is longer if it wants to obtain higher returns.

To buy ** is to buy a ferry ticket. Only a sturdy hull and a reliable captain can guarantee that we will not "shipwreck" on the way, but go to the other side of fortune. First of all, the ** of the style file is suitable for long-term holding.

**It is not difficult to achieve alpha in the short term. If you are lucky, you can reach it by stepping on the rhythm of the market; However, to beat the market in the long run, it is necessary to look at the ability of investors. When choosing a long-term investment, pay attention to how you invest.

We tend to choose a five-fold increase in ten years, rather than a five-fold increase in a year. The former understands the true level, while the latter has a strong luck factor, and the performance is difficult to sustain. A good manager has a stable investment style and can stick to his investment principles no matter how the market changes, rather than following the crowd.

Such a ** style is stable, with outstanding long-term performance, and is suitable for long-term holding. Secondly, it is necessary to screen ** companies with excellent research and investment capabilities. Investment is by no means alone, the company is the manager's "reliable rear", and a good company can provide strong support to the manager.

Why don't we go** but buy**? Because the company's professional skills and the strength of the company's research and investment capabilities are directly related to the long-term profitability of the company.

According to different types, the holding time is also different, generally ranging from 3-5 years, so as to have a large return.

For equity**, holding for 3-5 years has the highest probability of obtaining 10% annualized return. The a** market usually takes 5 years as a cycle, fluctuating up and down, before the market enters the downward cycle, selling **, taking profit and exiting, can improve **income.

This long-term period is generally 2 to 3 years is more appropriate, and if the time is too long, there may be great risks.

This "long-term" proposal is at least a bullish cycle, about 3-5 years. The ** is a high quality ** and assumes that it is a good ** with steady growth and almost no drawdown. Otherwise, we recommend adjusting as soon as possible.