What to do if you have 300,000 spare money in your hand, how to manage your money if you have 300,00

Take it for investment, the safer thing is to deposit it in the bank for a fixed term, the interest is okay, and it can also be placed in Alipay Yuebao, which is both safe and very profitable.

Divided into 3 transactions, one for standby Yu Bao, cash out at any time, one for financial products, with a fixed income, one for **, choose the right one** fixed investment, in the long run, you can also increase your income. Alipay is very convenient, fast and efficient.

This money is not too much, but it is still put into bank deposit insurance, after all, the current financial risk is quite large, and it is still death insurance.

This year's market is not very good, don't invest indiscriminately, hold 300,000 yuan and put it in the bank as deposit interest, and then see which industry you are suitable to invest in when the market returns to normal.

You can save money in the bank or invest in it**, and don't buy those high-risk wealth management online.

There are too many of them, you can choose to manage your finances, start a small business, etc., you can also invest in real estate, or you can deposit in a bank, it mainly depends on your personal wishes.

Five categories of financial management:

Real estate, profitable corporations, copyrights and patents, commodities with appreciation and value preservation, bonds and tokens.

You can take out one-tenth of the funds to invest in contract hedging, with low risk and a return of about 100-200 in ten minutes.

In the long financial evolution.

There are also some experienced analysts who are looking up and down.

Develop new ways to preserve capital and make a proper profit.

For example, double hedging.

Create a monad in opposite directions at the same time in AB two **.

**No matter which direction you go.

There is a ** that is profitable.

This can achieve the effect of capital preservation.

But how do you generate profits?

Refer to more wealth management products. However, I personally think that the rate of return on online loan wealth management is quite high. It's up to you.

Deposit in the bank, the deposit period is 3 months. The deposit bank is absolutely principal-guaranteed.

And those who do the so-called financial management, wealth management on behalf of customers, are far higher than the risk. And, the money is yours, it's theirs, you lose it, you can't do anything with them.

Yu Bao, 300,000 yuan a day can also give 50 yuan.

Buried in the ground. Water every other day. Soon it will sprout and grow into a cash cow! (￣

Hello! 1. Bonds.

Judging from the next 1 3 years, the market will come out of a turbulent upward trend, in this case, 300,000 fixed deposits for 3 5 years or the purchase of medium and long-term bonds for 3 5 years, although the safety of funds is guaranteed, but can not enjoy the benefits of economic growth.

2. Regular investment**.

If the current market bottom consolidation period is longer, there will be a large number of relatively low purchase ** shares in the regular investment**, and the dilution result is that the average cost per unit will be relatively low, and the average yield will be relatively high when the market is finally **.

If 3, **.

If you need to enter the market, you should open an account card in advance. Open a Shenzhen** account card and a Shanghai** account card respectively. After investors apply for Shenzhen and Shanghai account cards, they need to open an account in the business department before they go to the business department to buy and sell, and the account opening is mainly at the business counter of the company's business department or the designated bank account opening outlets, and then they can buy and sell.

It is recommended to invest in the constituent stocks of the "CCTV Finance 50 Index", which evaluates listed companies from the five dimensions of "growth, innovation, return, corporate governance, and social responsibility", and selects 10 A-share companies in each dimension, with a total of 50 A-share companies to form sample stocks.

4、**。It is reasonable to allocate a certain amount of personal assets, and it is recommended to invest 20,000 yuan. At present, the channels for investment are mainly the following ways. Physical Goods**:

By buying and selling gold bars, gold coins, gold ornaments, etc., buy and sell on physical items. Physical gold: to 1:

The form of 1, that is, how much currency to buy and how much ** hedging, can only buy up, not down, the investment amount is large, and the procedures and costs are complicated. **T+D: With a leverage ratio of 1:

5.The transaction is divided into three time periods, two-way buying and selling, the use of matchmaking transactions, no spread, the disadvantage is that the transaction is not active, there is a premium, you can choose a bank or a regular business.