How to resolve the bank s rejection of the transaction

There are two solutions.

1.Go to offline outlets with your ID card and restricted bank card.

2.Ask the bank staff to show your ID card and bank card for cancellation.

Once the bank card is restricted from transactions, the user can no longer use the bank card account to withdraw cash, transfer money, make consumption payments and other operations. In the case of restricted transactions, the bank card account can only be deposited and cannot be transferred out, which brings great inconvenience to the cardholder and needs to go to the bank for cancellation in time. Once the bank card is restricted from transactions, the user can no longer use the bank card account to withdraw cash, transfer money, make consumption payments and other operations.

Therefore, under normal circumstances, the bank card shows that the transaction is rejected and cannot be withdrawn. Even if a user withdraws cash through an ATM, the machine will show that the transaction cannot be made.

As for the declined card, how do I cancel the transaction? Call the customer service of the card issuer, report your ID number and mobile phone number, tell the other party that your bank card has been rejected for the transaction, and ask them to help you check why the transaction has been rejected and how to solve it. If the bank card declines the transaction simply because there is a risk in the transaction venue, the purchase in the secure transaction scenario can be canceled.

Bank rejection of a transaction is when the consumer cannot withdraw the money from the bank for spending, which is usually caused by different reasons.

For example, a credit card with a bad transaction record, the consumer's card issuer does not authorize the transaction, and the same IP address is repeatedly paid in a short period of time. will result in the card being declined. When the bank declines the transaction during the transaction, the first thing to find out is the reason for the rejection, perhaps because the amount of the transaction exceeds the remaining amount in the person's bank card.

Extended Information:1If a transaction fails due to insufficient balance, the transaction can only be resumed if the balance is sufficient. On the other hand, it is also necessary for the banking department to review the relevant accounts and lift the rejection of transactions while ensuring the safety of funds.

2.This transaction is rejected by the bank's monitoring, and every transaction is detected by the banking system. If the banking system detects that the transaction may be risky and the purchase cannot be made, this usually happens when the transaction is large or when the cardholder is transacting in an area with fewer transactions, which can reduce the transaction amount or change the transaction method.

3.The card is frozen. In this case, the cardholder generally enters the wrong withdrawal password three times in a row, or is frozen by the public security department. It needs to be thawed before it can be used again.

4.This card has expired. Neither a bank card nor an expired credit card can be used anymore. In this case, you need to go to the card issuer to apply for a new card, and the new card can be activated for normal use. a

If the bank refuses to trade, we must first find the reason, and then let the staff help deal with it in time. If the bank card is rejected during the transaction, it can generally be canceled on the same day.

For example, because the banking system detects a risky transaction and rejects the transaction, the user uses the card to consume in other safe scenarios, and the rejection status of the transaction will be automatically lifted. Or if the balance in the bank card is insufficient and the system rejects the transaction, the user only needs to ensure that the balance in the card is sufficient, and the transaction can be carried out normally. Once you find that there is an abnormality in the bank card, you must take the initiative to contact the customer service of the issuing bank and let the customer service find out the specific reason.

Extended Information: 1. What should I do if the bank declines the transaction?

1. First of all, the bank rejects the transaction, first confirm whether the balance of your bank is enough for the transaction consumption, if it is not enough, then it is normal for the bank to refuse the transaction.

2. In another case, the bank card displays a rejection prompt during the transaction, then it is because the banking system detects that the transaction may be risky, resulting in the inability to consume.

3. The bank card refuses to trade only because it is a trading venue, and the consumption can be lifted in a safe transaction scenario.

4. Under normal circumstances, the bank card refusal transaction can be canceled on the same day, so if you are not in a hurry to consume, you can trade the next day.

5. The bank card refuses the transaction and tries to use other methods to transfer the fee from the bank card.

2. The main reasons for the rejection of the transaction are as follows:

1. Credit cards with bad transaction records. The card used by the consumer to pay has a bad transaction record, such as a chargeback.

2. Unauthorized transactions. The card used by the consumer to pay is a 3D card, and the 3D verification code is not filled in during the payment process. Therefore, the system will judge it as an unauthorized transaction and refuse to deduct the payment. It is also possible that the consumer's card issuer did not authorize the transaction.

3. Duplicate payment for the same IP in a short period of time. The system refuses to deduct the payment if the consumer repeatedly pays the same IP multiple times in a short period of time, and there is a suspicion of other illegal behaviors such as cash-out, money laundering, and fraud.

The bank launched the rejection transaction business to ensure the safety of the user's funds, the banking system detects the risky transaction, rejects the transaction, and the user uses the card to consume in other safe scenarios, and the state of the rejection transaction will be automatically lifted.